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IBIE vs SCHP

iShares iBonds Oct 2028 Term TIPS ETF

IBIEBNYSE Arca

Schwab US TIPS ETF

SCHPANYSE Arca

Overlap

No data

Expense ratio

SCHP −0.07pt a year

IBIE0.10%SCHP0.03%

Avg volume · 30D

SCHP 60.5×the volume

IBIE93KSCHP5.63M

3Y return · a year

IBIE +0.7pt

IBIE+5.6%SCHP+4.9%

IBIE vs SCHP Performance

Oct 31, 2025 – Oct 30, 2026

+2.9%IBIE+0.1%SCHP

Oct 31, 2025 to Oct 30, 2026. IBIE +2.9%. SCHP +0.1%. Use the arrow keys to read each point.−2%−1%1%2%Oct 2025Apr 2026Oct 2026
Expense ratio
IBIE 0.10%
SCHP 0.03%, better
Fund size
IBIE $290M
SCHP $17.5B
1Y total return
IBIE +2.9%, better
SCHP +0.1%
Yield (12M)
IBIE 4.32%
SCHP 4.89%, better
Holdings
IBIE 7
SCHP 49
Avg volume (30D)
IBIE 93K sh
SCHP 5.63M sh, better
NAV per share
IBIE $25.81
SCHP $25.74
52W range

ETF.net Grade

IBIE: Cost 68, Risk 82, Mission 39, Tradability 61, Holdings 39, Durability 73. SCHP: Cost 98, Risk 35, Mission 100, Tradability 91, Holdings 87, Durability 82.
Pillar letters and Scores for IBIE, SCHP, with each pillar’s weight
PillarIBIESCHP
Cost30% weightB68A98Higher
Mission25% weightD39A100Higher
Risk15% weightA82HigherD35
Tradability15% weightB61A91Higher
Holdings10% weightD39A87Higher
Durability5% weightA73A82Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. IBIE and SCHP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

SCHP ranks 1st and IBIE 18th of 40 funds in the TIPS Category.

  1. Rank 1ASCHPSchwab US TIPS ETFScore 85
  2. Rank 2ASTIPiShares 0-5 Year TIPS Bond ETFScore 80
  3. Rank 17BTIPCNorthern Trust 2045 Inflation-Linked Distributing Ladder ETFScore 59
  4. Rank 18BIBIEiShares iBonds Oct 2028 Term TIPS ETFScore 58
  5. Rank 18BTIPANorthern Trust 2030 Inflation-Linked Distributing Ladder ETFScore 58

Our read on each fund

ETF.net Research

IBIEBiShares iBonds Oct 2028 Term TIPS ETF

SCHPASchwab US TIPS ETF

In short

IBIE No data

SCHP Inflation insurance in the plainest wrapper available: SCHP owns the full maturity range of Treasury inflation-protected bonds and tracks its Bloomberg index for three basis points a year.

Stated mandate

IBIE No data

SCHP The fund seeks to track, before fees and expenses, the total return of an index composed of inflation-protected U.S. Treasury securities.

Why people hold it

IBIE No data

  • SCHP 0.03% a year, a quarter of the typical Treasury-fund fee and level with the cheapest names in the group (VGIT, VCSH).
  • One job, done literally: only inflation-linked US Treasuries, whose principal adjusts with the official consumer price index.
  • Running since 2010, now a multi-billion-dollar fund that trades actively and hugs the Bloomberg Series-L index closely.
  • Passive, no maturity tilt, no manager view: one of the cleaner builds among Treasury ETFs.

Worth knowing

IBIE No data

  • SCHP Inflation-linked is not rate-proof. This spans the whole maturity spectrum, so prices move with real yields.
  • Distributions are irregular. Coupons sit on an inflation-adjusted principal, so the cash arrives lumpy, not as a steady check.
  • About 50 bonds, all Uncle Sam. No credit spread, no corporate yield pickup; inflation and duration are the whole story.

Full IBIE profile⁠

Full SCHP profile⁠

IBIE vs SCHP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

IBIE vs SCHP Cost

Overpaying IBIE vs SCHP

$1,468

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • IBIE 0.10%

    $2,106

  • SCHP 0.03%

    $638

$10,000
30 years

Cost over time

  • IBIE 0.10%
  • SCHP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$500$1K$1.5K$2K$2.5K051015202530IBIE $2,106SCHP $638

Year by year

YearIBIESCHPOverpaying
10$183$55$128
20$717$216$501
30$2,106$638$1,468

Expense ratio

  • 0.10%IBIE
  • 0.03%SCHP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

SCHP cheapest of 40 funds

IBIE 7th cheapest of 40 funds

IBIE vs SCHP Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
IBIE 4.32%
SCHP 4.89%, better
Payout (12M)
IBIE $1.11
SCHP $1.26
Last payment
IBIE $0.10
SCHP $0.06
Ex-dividend
IBIE Oct 1, 2026
SCHP Oct 1, 2026
Paid on
IBIE Oct 6, 2026
SCHP Oct 7, 2026
Frequency
IBIE Quarterly
SCHP Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

IBIEQuarterly · 12 paymentsAll IBIE payments⁠
One bar per payment. 12 payments from 2023 to 2026 YTD. Dec 14, 2023 $0.19; Apr 1, 2024 $0.19; Jul 1, 2024 $0.48; Oct 1, 2024 $0.21; Dec 18, 2024 $0.20; Apr 1, 2025 $0.27; Jul 1, 2025 $0.25; Oct 1, 2025 $0.26; Dec 19, 2025 $0.28; Apr 1, 2026 $0.06; Jul 1, 2026 $0.67; Oct 1, 2026 $0.10. Use the arrow keys to read each point.$0$0.5020232026YTD
SCHPMonthly · 38 paymentsAll SCHP payments⁠
One bar per payment. 38 payments from 2023 to 2026 YTD. Apr 3, 2023 $0.04; May 1, 2023 $0.09; Jun 1, 2023 $0.08; Jul 3, 2023 $0.11; Aug 1, 2023 $0.08; Sep 1, 2023 $0.08; Oct 2, 2023 $0.06; Nov 1, 2023 $0.09; Dec 1, 2023 $0.08; Dec 15, 2023 $0.07; Apr 1, 2024 $0.04; May 1, 2024 $0.10; Jun 3, 2024 $0.15; Jul 1, 2024 $0.12; Aug 1, 2024 $0.09; Sep 3, 2024 $0.05; Oct 1, 2024 $0.0098; Nov 1, 2024 $0.03; Dec 2, 2024 $0.07; Dec 20, 2024 $0.11; Mar 3, 2025 $0.02; Apr 1, 2025 $0.10; May 1, 2025 $0.12; Jun 2, 2025 $0.10; Jul 1, 2025 $0.11; Aug 1, 2025 $0.09; Sep 2, 2025 $0.10; Oct 1, 2025 $0.08; Nov 3, 2025 $0.09; Dec 1, 2025 $0.09; Dec 19, 2025 $0.18; Apr 1, 2026 $0.03; May 1, 2026 $0.10; Jun 1, 2026 $0.20; Jul 1, 2026 $0.22; Aug 3, 2026 $0.22; Sep 1, 2026 $0.08; Oct 1, 2026 $0.06. Use the arrow keys to read each point.$0$0.5020232026YTD

IBIE vs SCHP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
IBIE 2.5%, betterSCHP 4.5%
Return per unit of riskSharpe ratio, 3 years
IBIE 0.41, betterSCHP 0.09
Worst fallMax drawdown, 5 years
IBIE −1.7%since Sep 2023SCHP −14.3%
Market sensitivityBeta, 5 years
IBIE 0.08SCHP 0.70

IBIE and SCHP in the news

All news⁠

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