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IBIF vs VTP

iShares iBonds Oct 2029 Term TIPS ETF

IBIFBNYSE Arca

Vanguard Total Inflation-Protected Securities ETF

VTPANYSE Arca

Overlap

No data

Expense ratio

VTP −0.05pt a year

IBIF0.10%VTP0.05%

Avg volume · 30D

VTP 1.6×the volume

IBIF40.9KVTP63.4K

IBIF vs VTP Performance

Oct 31, 2025 – Oct 30, 2026

+2.1%IBIF+0.2%VTP

Oct 31, 2025 to Oct 30, 2026. IBIF +2.1%. VTP +0.2%. Use the arrow keys to read each point.−2%−1%1%Oct 2025Apr 2026Oct 2026
Expense ratio
IBIF 0.10%
VTP 0.05%, better
Fund size
IBIF $147M
VTP $251M
1Y total return
IBIF +2.1%, better
VTP +0.2%
Yield (12M)
IBIF 4.45%, better
VTP 3.74%
Holdings
IBIF 7
VTP 51
Avg volume (30D)
IBIF 40.9K sh
VTP 63.4K sh, better
NAV per share
IBIF $25.65
VTP $74.00
52W range

ETF.net Grade

IBIF: Cost 68, Risk 68, Mission 56, Tradability 45, Holdings 38, Durability 57. VTP: Cost 93, Risk 37, Mission 100, Tradability 51, Holdings 79, Durability 67.
Pillar letters and Scores for IBIF, VTP, with each pillar’s weight
PillarIBIFVTP
Cost30% weightB68A93Higher
Mission25% weightB56A100Higher
Risk15% weightB68HigherD37
Tradability15% weightC45C51Higher
Holdings10% weightD38A79Higher
Durability5% weightB57B67Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. IBIF and VTP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

VTP ranks 3rd and IBIF 20th of 40 funds in the TIPS Category.

  1. Rank 1ASCHPSchwab US TIPS ETFScore 85
  2. Rank 2ASTIPiShares 0-5 Year TIPS Bond ETFScore 80
  3. Rank 3AVTPVanguard Total Inflation-Protected Securities ETFScore 77
  4. Rank 4APBTPInvesco 0-5 Yr US TIPS ETFScore 72
  5. Rank 18BTIPANorthern Trust 2030 Inflation-Linked Distributing Ladder ETFScore 58
  6. Rank 20BIBIFiShares iBonds Oct 2029 Term TIPS ETFScore 57
  7. Rank 20BTDTFNorthern Trust iBoxx 5-Year Target Duration TIPS ETFScore 57

Our read on each fund

ETF.net Research

IBIFBiShares iBonds Oct 2029 Term TIPS ETF

VTPAVanguard Total Inflation-Protected Securities ETF

In short

IBIF Most dated-maturity bond ETFs hold corporates or plain Treasuries. IBIF takes the inflation-linked route: an index of U.S. Treasury inflation-protected bonds scheduled to mature in 2029, in the iBonds format.

VTP Vanguard's ETF answer for the whole TIPS curve. It tracks a market-value-weighted index of Treasury inflation-linked bonds with at least a year left to run, charges five basis points, and opened for business in 2025.

Stated mandate

IBIF The fund is designed to follow an index made up of U.S. Treasury inflation-protected bonds scheduled to mature in 2029.

VTP The Fund passively tracks the full market of U.S. Treasury inflation-protected public obligations through the ICE U.S. Treasury Inflation Linked Bond Index.

Why people hold it

  • IBIF The inflation-linked seat in a shelf dominated by corporate and nominal-Treasury funds: the index holds TIPS scheduled to mature in 2029, so the inflation protection is built into the bonds.
  • Costs 0.10% a year, right at the median for target-maturity bond funds and level with iShares' 2029 corporate sibling IBDU.
  • Pays quarterly and follows a rules-based index rather than a manager's call, with a BlackRock track record dating to its 2023 launch.
  • VTP Five basis points: under half the typical fund in its Treasury peer group, and well below the 0.12% charged by broad TIPS rival SPIP.
  • Full-curve coverage. The index is market value weighted and takes inflation-protected Treasuries with at least one year to maturity, no upper limit, so no single maturity slice bet.ice.com
  • Vanguard's other inflation-linked ETF stops below five years to maturity. This one is the long-end-included sibling, in the same low-cost index wrapper.vanguard.com
  • The inflation link sits inside the bonds, not in a strategy overlay: principal and coupons are indexed to consumer prices, and the fund passes income through quarterly.vanguard.com

Worth knowing

  • IBIF Thinly traded compared with the headline names in its category, so spreads and order type matter more here than on a giant like IBTJ.
  • Want the same 2029 rung without the inflation link? IBTJ holds nominal Treasuries maturing that year for 0.07%.
  • One narrow slice of the market by design: only TIPS scheduled to mature in 2029, not a broad inflation-protected bond portfolio.
  • VTP Owning the long end cuts both ways. Real-rate moves hit a full-maturity TIPS portfolio harder than a sub-five-year one, so expect more price movement.ice.comvanguard.com
  • A 2025 launch means a short track record and thinner trading than the long-established TIPS funds, which can show up as wider bid-ask spreads.
  • Payouts move with inflation adjustments rather than a fixed rate, and Vanguard discloses that a distribution can include return of capital.vanguard.com

Full IBIF profile⁠

Full VTP profile⁠

IBIF vs VTP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

IBIF vs VTP Cost

Overpaying IBIF vs VTP

$1,046

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • IBIF 0.10%

    $2,106

  • VTP 0.05%

    $1,060

$10,000
30 years

Cost over time

  • IBIF 0.10%
  • VTP 0.05%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$500$1K$1.5K$2K$2.5K051015202530IBIF $2,106VTP $1,060

Year by year

YearIBIFVTPOverpaying
10$183$92$91
20$717$360$357
30$2,106$1,060$1,046

Expense ratio

  • 0.10%IBIF
  • 0.05%VTP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

VTP 4th cheapest of 40 funds

IBIF 7th cheapest of 40 funds

IBIF vs VTP Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
IBIF 4.45%, better
VTP 3.74%
Payout (12M)
IBIF $1.14
VTP $2.77
Last payment
IBIF $0.14
VTP $0.99
Ex-dividend
IBIF Oct 1, 2026
VTP Oct 1, 2026
Paid on
IBIF Oct 6, 2026
VTP Oct 5, 2026
Frequency
IBIF Quarterly
VTP Quarterly

Distribution history

Per share, 2023 to 2026, same scale for both

IBIFQuarterly · 12 paymentsAll IBIF payments⁠
One bar per payment. 12 payments from 2023 to 2026 YTD. Dec 14, 2023 $0.25; Apr 1, 2024 $0.19; Jul 1, 2024 $0.46; Oct 1, 2024 $0.19; Dec 18, 2024 $0.19; Apr 1, 2025 $0.26; Jul 1, 2025 $0.36; Oct 1, 2025 $0.26; Dec 19, 2025 $0.29; Apr 1, 2026 $0.08; Jul 1, 2026 $0.64; Oct 1, 2026 $0.14. Use the arrow keys to read each point.$0$120232026YTD
VTPQuarterly · 5 paymentsAll VTP payments⁠
One bar per payment. 5 payments from 2023 to 2026 YTD. Oct 1, 2025 $0.47; Dec 18, 2025 $0.71; Apr 1, 2026 $0.06; Jul 1, 2026 $1.01; Oct 1, 2026 $0.99. Use the arrow keys to read each point.$0$120232026YTD

IBIF vs VTP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
IBIF 3.3%VTP 4.3%since Aug 2025
Return per unit of riskSharpe ratio, 3 years
IBIF 0.32VTP −0.42since Aug 2025
Worst fallMax drawdown, 5 years
IBIF −2.5%since Sep 2023VTP −4.0%since Jul 2025
Market sensitivityBeta, 5 years
IBIF 0.12VTP 0.14

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