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IBIM vs VTIP

iShares iBonds Oct 2036 Term TIPS ETF

IBIMCNYSE Arca

Vanguard Short-Term Inflation-Protected Securities ETF

VTIPANasdaq

Overlap

No data

Expense ratio

VTIP −0.07pt a year

IBIM0.10%VTIP0.03%

Avg volume · 30D

VTIP 96.5×the volume

IBIM28.7KVTIP2.77M

IBIM vs VTIP Performance

Jul 31, 2026 – Oct 30, 2026

−0.6%IBIM+0.6%VTIP

Jul 31, 2026 to Oct 30, 2026. IBIM −0.6%. VTIP +0.6%. Use the arrow keys to read each point.−4%−3%−2%Jul 2026Sep 2026Oct 2026
Expense ratio
IBIM 0.10%
VTIP 0.03%, better
Fund size
IBIM $52M
VTIP $73.1B
1Y total return
IBIM No data
VTIP +2.7%
Yield (12M)
IBIM No data
VTIP 4.79%
Holdings
IBIM 4
VTIP 27
Avg volume (30D)
IBIM 28.7K sh
VTIP 2.77M sh, better
NAV per share
IBIM $24.31
VTIP $48.95
52W range

ETF.net Grade

IBIM: Cost 68, Risk 36, Mission not scored, Tradability 28, Holdings 30, Durability 33. VTIP: Cost 98, Risk 57, Mission 43, Tradability 82, Holdings 68, Durability 96.
Pillar letters and Scores for IBIM, VTIP, with each pillar’s weight
PillarIBIMVTIP
Cost30% weightB68A98Higher
Mission25% weightNot scoredC43
Risk15% weightD36B57Higher
Tradability15% weightD28A82Higher
Holdings10% weightD30B68Higher
Durability5% weightD33A96Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. IBIM and VTIP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

VTIP ranks 4th and IBIM 28th of 40 funds in the TIPS Category.

  1. Rank 4APBTPInvesco 0-5 Yr US TIPS ETFScore 72
  2. Rank 4AVTIPVanguard Short-Term Inflation-Protected Securities ETFScore 72
  3. Rank 6BSPIPState Street SPDR Portfolio TIPS ETFScore 68
  4. Rank 27CJCPIJPMorgan Inflation Managed Bond ETFScore 47
  5. Rank 28CIBIMiShares iBonds Oct 2036 Term TIPS ETFScore 46
  6. Rank 29CLTPZPIMCO 15+ Year U.S. TIPS Index Exchange-Traded FundScore 43

Our read on each fund

ETF.net Research

IBIMCiShares iBonds Oct 2036 Term TIPS ETF

VTIPAVanguard Short-Term Inflation-Protected Securities ETF

In short

IBIM A bond-ladder rung with inflation protection built in. IBIM tracks an index of Treasury TIPS maturing in 2036, giving the sleeve a defined end date instead of a fund that rolls its bonds forever.

VTIP Inflation protection without the long-bond whiplash. VTIP holds only Treasury TIPS maturing inside five years, so CPI does most of the driving and rate swings do less of it, for three basis points a year.

Stated mandate

IBIM The fund seeks to track an index of U.S. Treasury Inflation-Protected Securities (TIPS) maturing in 2036. It is designed to provide inflation protection, support bond-ladder construction, and manage interest-rate risk with a defined maturity.

VTIP Tracks a benchmark measuring the investment return of U.S. Treasury inflation-protected public obligations with remaining maturities under five years.

Why people hold it

  • IBIM Inflation-linked Treasuries plus a defined maturity, a pairing that's uncommon in a target-maturity aisle dominated by corporate and nominal Treasury rungs.
  • Purpose-built as a ladder rung: the bonds inside mature together in 2036, which is how iShares frames it for laddering and managing interest-rate risk.ishares.com
  • Charges 0.10%, the median fee for target-maturity bond ETFs, though sibling nominal-Treasury rungs such as IBTJ come cheaper at 0.07%.
  • VTIP Three basis points a year, against a 0.12% median for Treasury bond ETFs in its group. Vanguard's at-cost setup shows up right in the fee line.vanguard.com
  • TIPS principal ratchets with CPI, and the under-five-year maturity cap keeps duration short, so rate moves land lighter here than in full-curve TIPS funds like SCHP.vanguard.com
  • Open since 2012 and now a multi-billion-dollar, actively traded fund that owns Treasury paper directly. Plain index rules, no swaps, no credit detours.

Worth knowing

  • IBIM Small and lightly traded, so bid-ask spreads can run wider than on large Treasury funds.
  • A 2026 launch means the track record is thin, and the fund currently sits in the lower half of its target-maturity peer group.
  • Narrow by design: one maturity year of US TIPS, not a broad bond sleeve, and distributions arrive annually or semiannually rather than monthly.
  • VTIP Short maturities cut both ways: less sensitivity to rates, and less exposure to shifts in long-run inflation expectations than a full-maturity TIPS fund such as SCHP.
  • Income rides on CPI accruals, so the quarterly payout moves around rather than arriving as a steady coupon.
  • This is one narrow slice of one market, short US Treasury TIPS, not a diversified bond portfolio.

Full IBIM profile⁠

Full VTIP profile⁠

IBIM vs VTIP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

IBIM vs VTIP Cost

Overpaying IBIM vs VTIP

$1,468

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • IBIM 0.10%

    $2,106

  • VTIP 0.03%

    $638

$10,000
30 years

Cost over time

  • IBIM 0.10%
  • VTIP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$500$1K$1.5K$2K$2.5K051015202530IBIM $2,106VTIP $638

Year by year

YearIBIMVTIPOverpaying
10$183$55$128
20$717$216$501
30$2,106$638$1,468

Expense ratio

  • 0.10%IBIM
  • 0.03%VTIP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

VTIP cheapest of 40 funds

IBIM 7th cheapest of 40 funds

IBIM vs VTIP Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
IBIM No data
VTIP 4.79%
Payout (12M)
IBIM No data
VTIP $2.35
Last payment
IBIM $0.09
VTIP $0.93
Ex-dividend
IBIM Oct 1, 2026
VTIP Oct 1, 2026
Paid on
IBIM Oct 6, 2026
VTIP Oct 5, 2026
Frequency
IBIM Quarterly
VTIP Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

IBIMQuarterly · 2 paymentsAll IBIM payments⁠
One bar per payment. 2 payments from 2017 to 2026 YTD. Jul 1, 2026 $0.46; Oct 1, 2026 $0.09. Use the arrow keys to read each point.$0$12017202020232026YTD
VTIPQuarterly · 32 paymentsAll VTIP payments⁠
One bar per payment. 32 payments from 2017 to 2026 YTD. Dec 26, 2017 $0.74; Jun 18, 2018 $0.29; Sep 24, 2018 $0.52; Dec 13, 2018 $0.36; Jun 17, 2019 $0.17; Sep 24, 2019 $0.44; Dec 23, 2019 $0.35; Oct 1, 2020 $0.28; Dec 23, 2020 $0.33; Mar 25, 2021 $0.09; Jul 1, 2021 $0.48; Oct 1, 2021 $0.87; Dec 23, 2021 $0.96; Apr 1, 2022 $0.49; Jul 1, 2022 $0.68; Oct 3, 2022 $0.90; Dec 23, 2022 $1.12; Apr 3, 2023 $0.03; Jul 3, 2023 $0.35; Oct 2, 2023 $0.34; Dec 22, 2023 $0.64; Apr 1, 2024 $0.03; Jul 1, 2024 $0.44; Oct 1, 2024 $0.31; Dec 24, 2024 $0.53; Apr 1, 2025 $0.10; Jul 1, 2025 $0.43; Oct 1, 2025 $0.65; Dec 18, 2025 $0.71; Apr 1, 2026 $0.02; Jul 1, 2026 $0.68; Oct 1, 2026 $0.93. Use the arrow keys to read each point.$0$12017202020232026YTD

IBIM vs VTIP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
IBIM No dataVTIP 1.9%
Return per unit of riskSharpe ratio, 3 years
IBIM No dataVTIP 0.29
Worst fallMax drawdown, 5 years
IBIM No dataVTIP −5.5%
Market sensitivityBeta, 5 years
IBIM 0.26VTIP 0.21

IBIM and VTIP in the news

All news⁠

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