IBMQ vs MYMF: Grades, Fees and Holdings Compared

iShares iBonds Dec 2028 Term Muni Bond ETF

IBMQACboe

State Street My2026 Municipal Bond ETF

MYMFDNasdaq

Overlap

No data

Expense ratio

IBMQ −0.10pt a year

IBMQ0.10%MYMF0.20%

Avg volume · 30D

IBMQ 304.0×the volume

IBMQ129KMYMF423

IBMQ vs MYMF Performance

Oct 31, 2025 – Oct 30, 2026

+2.2%IBMQ+2.3%MYMF

Expense ratio: IBMQ 0.10%, better; MYMF 0.20%
Fund size: IBMQ $691M; MYMF $9M
1Y total return: IBMQ +2.2%; MYMF +2.3%, better
Yield (12M): IBMQ 2.48%, better; MYMF 2.47%
Holdings: IBMQ 2957; MYMF 54
Avg volume (30D): IBMQ 129K sh, better; MYMF 423 sh
NAV per share: IBMQ $25.44; MYMF $24.94
52W range

ETF.net Grade

Pillar letters and Scores for IBMQ, MYMF, with each pillar’s weight
Pillar	IBMQ	MYMF
Cost30% weight	A87Higher	F8
Mission25% weight	A100	Not scored
Risk15% weight	B58	B64Higher
Tradability15% weight	A93Higher	F22
Holdings10% weight	A94Higher	F20
Durability5% weight	A95Higher	C42

Rank among Defined-Maturity Municipal funds

How we build Categories ›

Same Category. IBMQ and MYMF are both graded against the same 32 Defined-Maturity Municipal funds, so their Grades compare head to head.

Defined-Maturity Municipal⁠

Category · 32 funds

See all 32 ›

IBMQ ranks 2nd and MYMF 26th of 32 funds in the Defined-Maturity Municipal Category.

Rank 1AIBMPiShares iBonds Dec 2027 Term Muni Bond ETFScore 88
Rank 2AIBMQiShares iBonds Dec 2028 Term Muni Bond ETFScore 87
Rank 3AIBMRiShares iBonds Dec 2029 Term Muni Bond ETFScore 83
Rank 25DMYMGState Street My2027 Municipal Bond ETFScore 27
Rank 26DMYMFState Street My2026 Municipal Bond ETFScore 25
Rank 26DMYMIState Street My2029 Municipal Bond ETFScore 25

Our read on each fund

ETF.net Research

IBMQAiShares iBonds Dec 2028 Term Muni Bond ETF

MYMFDState Street My2026 Municipal Bond ETF

In short

IBMQ A muni ladder rung in ETF form: thousands of investment-grade bonds that mature or get called by late 2028, then the fund winds up and pays out. AMT-free index, income paid monthly.

MYMF A muni fund with an expiration date. MYMF holds bonds maturing in 2026, pays monthly, then hands back remaining principal on or about December 15, 2026. And a manager picks the bonds, not an index.

Stated mandate

IBMQ The fund seeks to track an index of investment-grade U.S. municipal bonds that are expected to mature or be redeemed before December 2, 2028.

MYMF The fund is an actively managed target-maturity municipal bond strategy focused primarily on bonds maturing in 2026. It is designed to distribute remaining principal and liquidate around December 15, 2026.

Why people hold it

IBMQ Acts like a single bond with a known end date: it holds munis maturing or redeemed before December 2, 2028, then terminates and distributes net assets.ishares.com
Spreads one ladder rung across thousands of investment-grade municipal bonds, far more than a retail buyer could assemble directly, and pays monthly.
The tracked index is AMT-free, screening out bonds whose interest counts toward the alternative minimum tax.
Costs 0.10% a year, in line with the typical target-maturity bond fund, and this 2028 rung has been running since 2019.

MYMF Maturity is written into the product: the fund is designed to distribute any remaining principal and liquidate on or about December 15, 2026.ssga.com
Actively managed in a corner of the market built on index ladders: top-down risk positioning plus bottom-up research on sectors and issuers.ssga.com
Monthly payouts from a compact book of roughly 70 munis, with income the fund seeks to keep exempt from regular federal income taxes.ssga.com
One rung in State Street's MyIncome suite, a family of target-maturity funds meant to be stacked into a custom bond ladder.ssga.com

Worth knowing

IBMQ Callable-adjusted by design: munis can be redeemed early, so cash can come back ahead of schedule and the final wind-up payout is not a fixed number.
Until it terminates it trades like any bond fund, with prices moving on rates, and volume is moderate rather than heavy.
Same 0.10% as corporate rungs like IBDU and BSCT, while Treasury rungs such as IBTJ run cheaper at 0.07%; the muni tax treatment is the reason to pay it.

MYMF Costs 0.20% a year: above the 0.18% cohort median and double the 0.10% on iBonds muni rungs like IBMO, which also targets a 2026 maturity.
A small, thinly traded fund, the setup where bid/ask spreads tend to run wider than in the category's largest names.
Launched in 2024 and built to wind up in 2026, so both the track record and the remaining life are short by design.

Full IBMQ profile⁠

Full MYMF profile⁠

IBMQ vs MYMF Holdings

How IBMQ and MYMF differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

Asset classFixed Income100%
Countryby domicile100%

Sector

No Sector split for MYMF.

Country, concentration and asset class

Country by domicile

Country weights in IBMQ and MYMF, widest gap first
Country	More in IBMQMore in MYMF	IBMQ	MYMF
United States	Same weight	100.0%	100.0%

Concentration

Weight in the 10 largest Holdings

IBMQ4.1%
MYMF43.3%

Securities held

IBMQ1,689
MYMF47

Asset class

IBMQ: Fixed Income
MYMF: Fixed Income

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. IBMQ holds 1,689 securities, MYMF 47.

All 2,955 IBMQ holdings⁠All 54 MYMF holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

IBMQ vs MYMF Cost

Overpaying MYMF vs IBMQ

$2,049

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

IBMQ 0.10%
$2,106
MYMF 0.20%
$4,155

Amount$10,000

Years30 years

Cost over time

IBMQ 0.10%
MYMF 0.20%
Overpaying

Year by year

Year	IBMQ	MYMF	Overpaying
10	$183	$365	$182
20	$717	$1,421	$704
30	$2,106	$4,155	$2,049

Expense ratio

0.10%IBMQ, cheaper
0.20%MYMF

IBMQ0.10%MYMF0.20%

0.10%0.20%

Middle half of Defined-Maturity Municipal funds
Median 0.18%

IBMQ cheapest of 32 funds

MYMF 27th cheapest of 32 funds

IBMQ vs MYMF Dividends

Last 12 months to Oct 30, 2026

Yield (12M): IBMQ 2.48%, better; MYMF 2.47%
Payout (12M): IBMQ $0.63; MYMF $0.61
Last payment: IBMQ $0.06; MYMF $0.05
Ex-dividend: IBMQ Oct 1, 2026; MYMF Oct 1, 2026
Paid on: IBMQ Oct 6, 2026; MYMF Oct 6, 2026
Frequency: IBMQ Monthly; MYMF Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

IBMQMonthly · 45 paymentsAll IBMQ payments⁠

MYMFMonthly · 25 paymentsAll MYMF payments⁠

IBMQ vs MYMF Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: IBMQ 3.3%MYMF 1.1%since Oct 2024
Return per unit of riskSharpe ratio, 3 years: IBMQ −0.14MYMF −1.67since Oct 2024
Worst fallMax drawdown, 5 years: IBMQ −10.8%MYMF −2.0%since Sep 2024
Market sensitivityBeta, 5 years: IBMQ 0.54MYMF 0.04; Market = 1

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