IEI vs SPTI: Grades, Fees and Holdings Compared

iShares 3-7 Year Treasury Bond ETF

IEIBNasdaq

State Street SPDR Portfolio Intermediate Term Treasury ETF

SPTIANYSE Arca

Overlap

No data

Expense ratio

SPTI −0.12pt a year

IEI0.15%SPTI0.03%

Avg volume · 30D

SPTI 1.8×the volume

IEI1.87MSPTI3.28M

10Y return · a year

IEI+1.2%SPTI+1.2%

IEI vs SPTI Performance

Oct 29, 2021 – Oct 30, 2026

+2.1%IEI+0.7%SPTI

Expense ratio: IEI 0.15%; SPTI 0.03%, better
Fund size: IEI $17.1B; SPTI $12.1B
1Y total return: IEI −0.1%, better; SPTI −0.3%
Yield (12M): IEI 3.78%; SPTI 3.95%, better
Holdings: IEI 83; SPTI 105
Avg volume (30D): IEI 1.87M sh; SPTI 3.28M sh, better
NAV per share: IEI $115.28; SPTI $27.67
52W range

ETF.net Grade

Pillar letters and Scores for IEI, SPTI, with each pillar’s weight
Pillar	IEI	SPTI
Cost30% weight	D28	A92Higher
Mission25% weight	A100	A100
Risk15% weight	B61	B61
Tradability15% weight	A76Higher	B68
Holdings10% weight	B67	A81Higher
Durability5% weight	A90Higher	A85

Rank among Treasuries (3-10 Year) funds

How we build Categories ›

Same Category. IEI and SPTI are both graded against the same 19 Treasuries (3-10 Year) funds, so their Grades compare head to head.

Treasuries (3-10 Year)⁠

Category · 19 funds

See all 19 ›

SPTI ranks 1st and IEI 8th of 19 funds in the Treasuries (3-10 Year) Category.

Rank 1ASPTIState Street SPDR Portfolio Intermediate Term Treasury ETFScore 84
Rank 1AVGITVanguard Intermediate-Term Treasury ETFScore 84
Rank 7BXSVNBondBloxx Bloomberg Seven Year Target Duration US Treasury ETFScore 67
Rank 8BIEIiShares 3-7 Year Treasury Bond ETFScore 65
Rank 9BIEFiShares 7-10 Year Treasury Bond ETFScore 59

Our read on each fund

ETF.net Research

IEIBiShares 3-7 Year Treasury Bond ETF

SPTIAState Street SPDR Portfolio Intermediate Term Treasury ETF

In short

IEI No data

SPTI Middle-of-the-curve Treasuries and nothing else: notes maturing in 3 to 10 years, wrapped at 0.03% a year. Running since 2007, it is one of the cheapest ways to own that slice of the government bond market.

Stated mandate

IEI No data

SPTI The fund seeks to deliver returns generally matching the Bloomberg 3-10 Year U.S. Treasury Index before fees and expenses, investing in U.S. Treasury securities with remaining maturities of 3 to 10 years.

Why people hold it

IEI No data

SPTI 0.03% a year sits in the cheapest tier of intermediate Treasury funds, well under the category norm and level with Schwab's SCHR at the floor.
No credit guesswork. Roughly a hundred US Treasury notes, held to mirror the Bloomberg 3-10 Year U.S. Treasury Index.ssga.com
Index tracking has been among the tightest in its peer group, and income lands monthly.
Launched in 2007 and now a multi-billion-dollar fund that trades actively, so getting in and out is rarely the hard part.

Worth knowing

IEI No data

SPTI Intermediate maturities carry real rate sensitivity: a 3-to-10-year book swings more when yields move than a short-bill fund does.
Treasuries only. No corporates, mortgages or inflation-linked bonds, which makes it a building block rather than a full bond allocation.
The monthly payout floats with whatever the Treasury curve is paying, so it moves with rates rather than sitting at a set level.

Full IEI profile⁠

Full SPTI profile⁠

IEI vs SPTI Holdings

How IEI and SPTI differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

Asset classFixed Income100%
Countryby domicile100%

Sector

No Sector split for SPTI.

Country, concentration and asset class

Country by domicile

Country weights in IEI and SPTI, widest gap first
Country	More in IEIMore in SPTI	IEI	SPTI
United States	Same weight	100.0%	100.0%

Concentration

Weight in the 10 largest Holdings

IEI23.2%
SPTI18.2%

Securities held

IEI81
SPTI104

Asset class

IEI: Fixed Income
SPTI: Fixed Income

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. IEI holds 81 securities, SPTI 104.

All 82 IEI holdings⁠All 112 SPTI holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

IEI vs SPTI Cost

Overpaying IEI vs SPTI

$2,499

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

IEI 0.15%
$3,137
SPTI 0.03%
$638

Amount$10,000

Years30 years

Cost over time

IEI 0.15%
SPTI 0.03%
Overpaying

Year by year

Year	IEI	SPTI	Overpaying
10	$274	$55	$219
20	$1,071	$216	$855
30	$3,137	$638	$2,499

Expense ratio

0.15%IEI
0.03%SPTI, cheaper

SPTI0.03%IEI0.15%

0.03%0.39%

Middle half of Treasuries (3-10 Year) funds
Median 0.12%

SPTI cheapest of 19 funds

IEI 11th cheapest of 19 funds

IEI vs SPTI Dividends

Last 12 months to Oct 30, 2026

Yield (12M): IEI 3.78%; SPTI 3.95%, better
Payout (12M): IEI $4.36; SPTI $1.10
Last payment: IEI $0.37; SPTI $0.09
Ex-dividend: IEI Oct 1, 2026; SPTI Oct 1, 2026
Paid on: IEI Oct 6, 2026; SPTI Oct 6, 2026
Frequency: IEI Monthly; SPTI Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

IEIMonthly · 45 paymentsAll IEI payments⁠

SPTIMonthly · 45 paymentsAll SPTI payments⁠

IEI vs SPTI Risk

Fall from peak · 5 years

IEI
SPTI

Risk facts

VolatilityStd dev, 3 years: IEI 4.2%, betterSPTI 4.7%
Return per unit of riskSharpe ratio, 3 years: IEI −0.02SPTI 0.02, better
Worst fallMax drawdown, 5 years: IEI −12.6%, betterSPTI −13.7%
Market sensitivityBeta, 5 years: IEI 0.67SPTI 0.78; Market = 1

IEI and SPTI in the news

All news⁠

Bonds & Rates
A 7- to 10-year Treasury fund rose more than the long-bond fund
Oct 31, 2026IEI
Bonds & Rates
The 10-year yield fell to 5.09%, and long Treasury funds rose
Oct 17, 2026IEI
Bonds & Rates
Treasury yields ease from highs since 2002, but the climb was real yields
Oct 10, 2026IEI

Popular comparisons

IEIBvsVGITA
iShares 3-7 Year Treasury Bond ETF · Vanguard Intermediate-Term Treasury ETF
Expense ratio
0.15% · 0.03%
Category
SPTIAvsVGITA
State Street SPDR Portfolio Intermediate Term Treasury ETF · Vanguard Intermediate-Term Treasury ETF
Expense ratio
0.03% · 0.03%
Category
IEIBvsSCHRA
iShares 3-7 Year Treasury Bond ETF · Schwab Intermediate-Term U.S. Treasury ETF
Expense ratio
0.15% · 0.03%
Category
SPTIAvsSCHRA
State Street SPDR Portfolio Intermediate Term Treasury ETF · Schwab Intermediate-Term U.S. Treasury ETF
Expense ratio
0.03% · 0.03%
Category
IEIBvsBBIBA
iShares 3-7 Year Treasury Bond ETF · JPMorgan BetaBuilders U.S. Treasury Bond 3-10 Year ETF
Expense ratio
0.15% · 0.04%
Category
SPTIAvsBBIBA
State Street SPDR Portfolio Intermediate Term Treasury ETF · JPMorgan BetaBuilders U.S. Treasury Bond 3-10 Year ETF
Expense ratio
0.03% · 0.04%
Category

IEI vs SPTI

In short

Stated mandate

Why people hold it