INFO vs SCHX: Grades, Fees and Holdings Compared

Harbor PanAgora Dynamic Large Cap Core ETF

INFOCNYSE

Schwab U.S. Large-Cap ETF

SCHXANYSE Arca

Overlap

55.2%by weight

Expense ratio

SCHX −0.32pt a year

INFO0.35%SCHX0.03%

Avg volume · 30D

SCHX 183.5×the volume

INFO54.1KSCHX9.93M

INFO vs SCHX Performance

Oct 31, 2025 – Oct 30, 2026

+13.7%INFO+11.5%SCHX

Expense ratio: INFO 0.35%; SCHX 0.03%, better
Fund size: INFO $944M; SCHX $73.2B
1Y total return: INFO +13.7%, better; SCHX +11.5%
Yield (12M): INFO 0.31%; SCHX 1.05%, better
Holdings: INFO 137; SCHX 753
Avg volume (30D): INFO 54.1K sh; SCHX 9.93M sh, better
NAV per share: INFO $27.72; SCHX $29.72
52W range

ETF.net Grade

Pillar letters and Scores for INFO, SCHX, with each pillar’s weight
Pillar	INFO	SCHX
Cost30% weight	D30	A91Higher
Mission25% weight	A78	A99Higher
Risk15% weight	C51Higher	C48
Tradability15% weight	C46	A88Higher
Holdings10% weight	C44	A70Higher
Durability5% weight	C48	A89Higher

Rank among US Large-Cap funds

How we build Categories ›

Same Category. INFO and SCHX are both graded against the same 29 US Large-Cap funds, so their Grades compare head to head.

US Large-Cap⁠

Category · 29 funds

See all 29 ›

SCHX ranks 1st and INFO 18th of 29 funds in the US Large-Cap Category.

Rank 1ASCHXSchwab U.S. Large-Cap ETFScore 83
Rank 2ABKLCBNY Mellon US Large Cap Core Equity ETFScore 82
Rank 17BDSPYTema S&P 500 Historical Weight ETF StrategyScore 59
Rank 18CINFOHarbor PanAgora Dynamic Large Cap Core ETFScore 49
Rank 19CBLUCBluemonte Large Cap Core ETFScore 46

Our read on each fund

ETF.net Research

INFOCHarbor PanAgora Dynamic Large Cap Core ETF

SCHXASchwab U.S. Large-Cap ETF

In short

INFO Harbor rents out PanAgora's institutional quant machine: a proprietary alpha model picks roughly 130 large caps, measured against the S&P 500, for about half what the typical active US equity ETF charges.

SCHX Schwab's no-frills large-cap core: roughly 800 US big names for three basis points, running since 2009. One of the cheapest tickets in a crowded category, and it hugs its index tightly.

Stated mandate

INFO The fund invests in stocks and preferred stocks issued by large-cap companies.

SCHX The fund seeks to track, before fees and expenses, the total return of the Dow Jones U.S. Large-Cap Total Stock Market Index.

Why people hold it

INFO 0.35% a year, versus a 0.65% median for active US equity ETFs. The quant model starts with a smaller fee hurdle to clear.
Roughly 130 large-cap names, chosen by PanAgora's proprietary multi-factor alpha model and benchmarked to the S&P 500: index-shaped exposure, active stock picking.harborcapital.com etfgi.com
Low cost plus a portfolio that matches its stated large-cap core mandate puts it in the upper tier of the active US equity funds we cover.

SCHX 0.03% a year, well under the typical US large-cap fund's fee. That is the kind of cost floor only the biggest fund shops can hold.
About 800 stocks tracking the Dow Jones U.S. Large-Cap Total Stock Market Index before fees. No themes, no screens, no manager hunches.schwabassetmanagement.com
Tracking has been among the tightest in its peer group: the fund delivers its index with very little slippage.
Live since 2009 and now a multi-billion-dollar fund that trades heavily, so spreads stay thin and the lights are unlikely to go out.

Worth knowing

INFO Thinly traded next to giant core peers, so spreads can run wider. Harbor moved the listing from NYSE Arca to the NYSE trading floor in late 2025.morningstar.com
Cheaper systematic rivals exist: DFAU at 0.12%, AVLC at 0.15%, FELC at 0.18%.
Launched October 2024, so the live record is short, and cash comes back once or twice a year rather than quarterly.

SCHX Large caps only, despite the index name. Mid and small caps live in a separate fund, so this is one slice of the market, not all of it.
Three basis points is cheap, not free: BKLC in the same peer group runs at zero.
Dividends land quarterly, not monthly, which matters if you're building an income schedule.

Full INFO profile⁠

Full SCHX profile⁠

INFO vs SCHX Holdings

How INFO and SCHX differ

Overlap by weight

55.2%

Shared holdings make up 96.3% of INFO and 60.4% of SCHX.

Level by level

Holdings126 in both55.2%
Sector11 Sectors95.7%
Asset classEquity100%
Countryby domicile99.8%

Sector

Sector weights in INFO and SCHX, widest gap first
Sector	More in INFOMore in SCHX	INFO	SCHX
Technology	INFO +2.3 points	41.1%	38.8%
Health Care	SCHX +1.2 points	8.6%	9.8%
Consumer Discretionary	INFO +1.0 points	9.9%	8.9%
Consumer Staples	SCHX +0.9 points	3.7%	4.6%
Industrials	SCHX +0.8 points	7.3%	8.1%
Communication	INFO +0.6 points	9.1%	8.5%
Materials	SCHX +0.6 points	1.4%	2.0%
Energy	SCHX +0.5 points	3.3%	3.8%
Real Estate	SCHX +0.4 points	1.5%	1.9%
Utilities	INFO +0.2 points	2.2%	2.0%
Financials	INFO +0.2 points	11.9%	11.7%

Country, concentration and asset class

Country by domicile

Country weights in INFO and SCHX, widest gap first
Country	More in INFOMore in SCHX	INFO	SCHX
United States	Same weight	99.5%	99.5%
Switzerland	Same weight	0.3%	0.3%
Mexico	INFO +0.1 points	0.2%	0.1%
China	SCHX +0.1 points	0.0%	0.1%
United Kingdom	SCHX +0.1 points	0.0%	0.1%
Ireland	Same weight	0.0%	0.0%
Sweden	Same weight	0.0%	0.0%

Concentration

Weight in the 10 largest Holdings

INFO40.8%
SCHX35.3%

Securities held

INFO137
SCHX753

Asset class

INFO: Equity
SCHX: Equity

Holdings

Only in INFO11
In both126
Only in SCHX627

Only in INFO

11 securities, 3.7% of INFO by weight

Block Inc0.76%
Ringcentral Inc-Class A0.52%
Popular Inc0.44%
Caris Life Sciences Inc0.38%
H&R Block Inc0.35%
Oshkosh Corp0.28%
Ball Corp0.28%
Gap Inc/The0.23%
Ryder System Inc0.21%
Versant Media Group Inc0.14%
Rambus Inc0.08%

Only in SCHX

627 securities, 39.6% of SCHX by weight

Alphabet Class C1.91%
Costco Wholesale Corp0.63%
Procter & Gamble0.53%
Merck & Co Inc0.51%
Coca-Cola0.51%
Home Depot0.47%
Texas Instrument0.41%
Goldman Sachs Group0.38%
Netflix0.37%
Amgen Inc0.35%
International Business Machines Co0.35%
Oracle0.34%
Ge Vernova0.34%
Linde PLC0.33%
Morgan Stanley0.32%
Kla0.31%
Space Exploration Technologies Cor0.28%
Sandisk0.28%
Arista Networks0.27%
Walt Disney0.27%
Marvell Technology0.27%
Salesforce0.27%
Pepsico0.26%
Mcdonalds Corp0.26%
Verizon Communications Inc0.26%
Abbott Laboratories0.26%
Union Pacific0.26%
Pfizer0.24%
American Express0.24%
BlackRock0.24%
Welltower0.24%
Deere0.24%
Intuitive Surgical0.23%
Tjx0.22%
Eaton PLC0.22%
Accenture PLC Class A0.22%
Danaher0.21%
Charles Schwab0.20%
AT&T0.20%
S&P Global0.20%
Vertex Pharmaceuticals0.19%
Boeing0.19%
Progressive0.19%
Lockheed Martin0.19%
Capital One Financial Corp0.18%
Chubb0.18%
Bristol Myers Squibb0.18%
Prologis Reit0.17%
Starbucks Corp0.17%
Lowes Companies Inc0.17%

Weight gaps

The 100 widest of 126 Holdings in both funds.

Holding weights in INFO and SCHX, widest gap first
Holding	More in INFOMore in SCHX	INFO	SCHX
Alphabet Inc-Cl AGOOGL	INFO +2.47 points	4.84%	2.37%
Berkshire Hathaway Inc-Cl BBRK.B	SCHX +1.06 points	0.37%	1.43%
NVIDIA CorpNVDA	INFO +1.05 points	8.40%	7.35%
Apple IncAAPL	INFO +1.04 points	8.27%	7.23%
Marathon Petroleum CorpMPC	INFO +0.92 points	1.09%	0.17%
Eog Resources IncEOG	INFO +0.91 points	1.03%	0.12%
Philip Morris InternationalPM	INFO +0.90 points	1.36%	0.46%
General Motors CoGM	INFO +0.83 points	0.94%	0.11%
Visa Inc-Class A SharesV	SCHX +0.81 points	0.18%	0.99%
Johnson & JohnsonJNJ	INFO +0.79 points	1.73%	0.94%
Johnson Controls InternationJCI	INFO +0.78 points	0.92%	0.14%
AbbVie IncABBV	INFO +0.77 points	1.50%	0.73%
Ebay IncEBAY	INFO +0.76 points	0.83%	0.07%
Metlife IncMET	INFO +0.75 points	0.83%	0.08%
Northern Trust CorpNTRS	INFO +0.75 points	0.79%	0.04%
Nextera Energy IncNEE	INFO +0.74 points	0.98%	0.24%
State Street CorpSTT	INFO +0.73 points	0.80%	0.07%
Altria Group IncMO	INFO +0.73 points	0.91%	0.18%
Bank of New York Mellon CorpBNY	INFO +0.73 points	0.87%	0.14%
Analog Devices IncADI	INFO +0.70 points	1.00%	0.30%
M & T Bank CorpMTB	INFO +0.69 points	0.74%	0.05%
Synchrony FinancialSYF	INFO +0.67 points	0.71%	0.04%
Ameriprise Financial IncAMP	INFO +0.68 points	0.74%	0.06%
Incyte CorpINCY	INFO +0.65 points	0.68%	0.03%
JPMorgan Chase & CoJPM	SCHX +0.62 points	0.68%	1.30%
Eli Lilly & CoLLY	INFO +0.61 points	2.17%	1.56%
Williams-Sonoma IncWSM	INFO +0.53 points	0.57%	0.04%
Atmos Energy CorpATO	INFO +0.53 points	0.57%	0.04%
Microsoft CorpMSFT	INFO +0.53 points	6.12%	5.59%
Cummins IncCMI	INFO +0.51 points	0.61%	0.10%
Host Hotels & Resorts IncHST	INFO +0.49 points	0.52%	0.03%
Chevron CorpCVX	INFO +0.48 points	1.13%	0.65%
Dell Technologies -CDELL	INFO +0.46 points	0.66%	0.20%
Cisco Systems IncCSCO	SCHX +0.44 points	0.17%	0.61%
Reliance IncRS	INFO +0.44 points	0.47%	0.03%
Fortinet IncFTNT	INFO +0.43 points	0.55%	0.12%
Avery Dennison CorpAVY	INFO +0.41 points	0.43%	0.02%
Heico CorpHEI	INFO +0.41 points	0.46%	0.05%
Mckesson CorpMCK	INFO +0.41 points	0.57%	0.16%
Zoom Communications IncZM	INFO +0.41 points	0.45%	0.04%
General ElectricGE	INFO +0.40 points	0.86%	0.46%
Wabtec CorpWAB	INFO +0.40 points	0.47%	0.07%
Crown Holdings IncCCK	INFO +0.40 points	0.42%	0.02%
Elastic NVESTC	INFO +0.40 points	0.41%	0.01%
Amphenol Corp-Cl AAPH	INFO +0.39 points	0.68%	0.29%
Renaissancere Holdings LtdRNR	INFO +0.38 points	0.40%	0.02%
Broadcom IncAVGO	SCHX +0.38 points	1.95%	2.33%
Tesla IncTSLA	SCHX +0.38 points	1.24%	1.62%
Borgwarner IncBWA	INFO +0.37 points	0.39%	0.02%
Rtx CorpRTX	INFO +0.37 points	0.75%	0.38%
Ross Stores IncROST	INFO +0.35 points	0.46%	0.11%
Citigroup IncC	INFO +0.35 points	0.65%	0.30%
Lam Research CorpLRCX	INFO +0.36 points	0.81%	0.45%
Zions Bancorp NaZION	INFO +0.36 points	0.37%	0.01%
Mastercard Inc - AMA	INFO +0.35 points	1.08%	0.73%
Graco IncGGG	INFO +0.34 points	0.36%	0.02%
Comfort Systems Usa IncFIX	INFO +0.34 points	0.41%	0.07%
Meta Platforms Inc-Class AMETA	INFO +0.33 points	2.29%	1.96%
Newmont CorpNEM	INFO +0.33 points	0.50%	0.17%
Lamar Advertising Co-ALAMR	INFO +0.33 points	0.35%	0.02%
Keysight Technologies InKEYS	INFO +0.33 points	0.41%	0.08%
Hartford Insurance Group IncHIG	INFO +0.32 points	0.37%	0.05%
Bank of America CorpBAC	INFO +0.31 points	0.78%	0.47%
Intuit IncINTU	INFO +0.30 points	0.43%	0.13%
Medtronic PLCMDT	INFO +0.28 points	0.45%	0.17%
Exxonmobil Holdings CorpXOM	SCHX +0.28 points	0.79%	1.07%
Micron Technology IncMU	INFO +0.27 points	1.77%	1.50%
Allegion PLCALLE	INFO +0.27 points	0.29%	0.02%
Kroger CoKR	INFO +0.27 points	0.32%	0.05%
Acuity IncAYI	INFO +0.26 points	0.27%	0.01%
Regeneron PharmaceuticalsREGN	INFO +0.25 points	0.36%	0.11%
Advanced Micro DevicesAMD	INFO +0.25 points	1.56%	1.31%
Zscaler IncZS	INFO +0.24 points	0.28%	0.04%
Thermo Fisher Scientific IncTMO	SCHX +0.24 points	0.13%	0.37%
Expedia Group IncEXPE	INFO +0.23 points	0.28%	0.05%
Garmin LtdGRMN	INFO +0.22 points	0.29%	0.07%
Td Synnex CorpSNX	INFO +0.22 points	0.25%	0.03%
Monster Beverage CorpMNST	INFO +0.22 points	0.31%	0.09%
Nrg Energy IncNRG	INFO +0.21 points	0.24%	0.03%
Intel CorpINTC	SCHX +0.20 points	0.45%	0.65%
Maplebear IncCART	INFO +0.21 points	0.22%	0.01%
Tyson Foods Inc-Cl ATSN	INFO +0.20 points	0.22%	0.02%
Walmart IncWMT	INFO +0.19 points	0.96%	0.77%
Caterpillar IncCAT	SCHX +0.18 points	0.24%	0.42%
Servicenow IncNOW	INFO +0.19 points	0.35%	0.16%
The Cigna GroupCI	INFO +0.19 points	0.30%	0.11%
Cloudflare Inc - Class ANET	INFO +0.19 points	0.33%	0.14%
Palo Alto Networks IncPANW	SCHX +0.18 points	0.26%	0.44%
Tapestry IncTPR	INFO +0.17 points	0.20%	0.03%
Cvs Health CorpCVS	INFO +0.17 points	0.33%	0.16%
Broadridge Financial SolutioBR	INFO +0.16 points	0.19%	0.03%
Royal Caribbean Cruises LtdRCL	INFO +0.17 points	0.28%	0.11%
Ametek IncAME	INFO +0.17 points	0.25%	0.08%
Gilead Sciences IncGILD	INFO +0.16 points	0.45%	0.29%
Fox Corp - Class AFOXA	INFO +0.15 points	0.18%	0.03%
Wells Fargo & CoWFC	SCHX +0.14 points	0.21%	0.36%
Rockwell Automation IncROK	INFO +0.15 points	0.22%	0.07%
Evercore Inc - AEVR	INFO +0.14 points	0.16%	0.02%
Docusign IncDOCU	INFO +0.15 points	0.17%	0.02%
Flex LtdFLEX	INFO +0.14 points	0.19%	0.05%

All 135 INFO holdings⁠All 754 SCHX holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

INFO vs SCHX Cost

Overpaying INFO vs SCHX

$6,488

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

INFO 0.35%
$7,126
SCHX 0.03%
$638

Amount$10,000

Years30 years

Cost over time

INFO 0.35%
SCHX 0.03%
Overpaying

Year by year

Year	INFO	SCHX	Overpaying
10	$634	$55	$579
20	$2,454	$216	$2,238
30	$7,126	$638	$6,488

Expense ratio

0.35%INFO
0.03%SCHX, cheaper

SCHX0.03%INFO0.35%

0.00%1.25%

Middle half of US Large-Cap funds
Median 0.20%

SCHX 3rd cheapest of 29 funds

INFO 20th cheapest of 29 funds

INFO vs SCHX Dividends

Last 12 months to Oct 30, 2026

Yield (12M): INFO 0.31%; SCHX 1.05%, better
Payout (12M): INFO $0.09; SCHX $0.31
Last payment: INFO $0.09; SCHX $0.08
Ex-dividend: INFO Dec 19, 2025; SCHX Sep 23, 2026
Paid on: INFO Dec 24, 2025; SCHX Sep 28, 2026
Frequency: INFO Annual; SCHX Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

INFOAnnual · 2 paymentsAll INFO payments⁠

SCHXQuarterly · 41 paymentsAll SCHX payments⁠

INFO vs SCHX Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: INFO 12.9%since Nov 2024SCHX 12.5%
Return per unit of riskSharpe ratio, 3 years: INFO 1.07since Nov 2024SCHX 1.40
Worst fallMax drawdown, 5 years: INFO −19.6%since Oct 2024SCHX −25.4%
Market sensitivityBeta, 5 years: INFO 1.01SCHX 1.01; Market = 1

INFO and SCHX in the news

All news⁠

Category Review
Broad U.S. large-cap funds kept pace with the S&P 500 this year. The top 50 did not.
Updated Oct 16, 2026SCHX

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INFO vs SCHX

In short

Stated mandate

Why people hold it

Worth knowing

How INFO and SCHX differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings

Only in INFO

Only in SCHX

Weight gaps

Cost over time

Year by year

Distribution history

Fall from peak · 5 years

Risk facts

Broad U.S. large-cap funds kept pace with the S&P 500 this year. The top 50 did not.

How INFO and SCHX differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings

Only in INFO

Only in SCHX

Weight gaps