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ITDC vs ITDJ

iShares LifePath Target Date 2035 ETF

ITDCANYSE Arca

iShares LifePath Target Date 2070 ETF

ITDJBNYSE Arca

Overlap

No data

Expense ratio

ITDC −0.02pt a year

ITDC0.10%ITDJ0.12%

Avg volume · 30D

ITDC 4.2×the volume

ITDC19.6KITDJ4.67K

ITDC vs ITDJ Performance

Nov 3, 2025 – Nov 3, 2026

+7.8%ITDC+12.5%ITDJ

Nov 3, 2025 to Nov 3, 2026. ITDC +7.8%. ITDJ +12.5%. Use the arrow keys to read each point.−5%0%5%15%Nov 2025May 2026Nov 2026
Expense ratio
ITDC 0.10%, better
ITDJ 0.12%
Fund size
ITDC $125M
ITDJ $17M
1Y total return
ITDC +7.8%
ITDJ +12.5%, better
Yield (12M)
ITDC 1.89%, better
ITDJ 1.26%
Holdings
ITDC 29117
ITDJ 11928
Avg volume (30D)
ITDC 19.6K sh, better
ITDJ 4.67K sh
NAV per share
ITDC $36.36
ITDJ $32.46
52W range

ETF.net Grade

ITDC: Cost 89, Risk 65, Mission 100, Tradability 75, Holdings 69, Durability 75. ITDJ: Cost 46, Risk 40, Mission 100, Tradability 19, Holdings 68, Durability 34.
Pillar letters and Scores for ITDC, ITDJ, with each pillar’s weight
PillarITDCITDJ
Cost30% weightA89HigherC46
Mission25% weightA100A100
Risk15% weightB65HigherC40
Tradability15% weightA75HigherF19
Holdings10% weightB69HigherB68
Durability5% weightA75HigherD34

Rank among Target Date funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. ITDC and ITDJ are both graded against the same 9 Target Date funds, so their Grades compare head to head.

Target Date⁠

Category · 9 funds
See all 9 ›

ITDC ranks 1st and ITDJ 9th of 9 funds in the Target Date Category.

  1. Rank 1AITDCiShares LifePath Target Date 2035 ETFScore 83
  2. Rank 2AITDBiShares LifePath Target Date 2030 ETFScore 80
  3. Rank 8BITDIiShares LifePath Target Date 2065 ETFScore 59
  4. Rank 9BITDJiShares LifePath Target Date 2070 ETFScore 56

Our read on each fund

ETF.net Research

ITDCAiShares LifePath Target Date 2035 ETF

ITDJBiShares LifePath Target Date 2070 ETF

In short

ITDC A whole retirement glide path in one ticker. ITDC holds a portfolio of iShares ETFs that shifts steadily more conservative as 2035 approaches, built for people planning to retire or start withdrawals around then.

ITDJ A whole retirement portfolio in one ticker, built for people who expect to stop working around 2070. It holds global stock and bond ETFs and shifts from growth toward capital preservation as that date nears.

Stated mandate

ITDC The fund seeks retirement outcomes through a broad portfolio of ETFs whose allocation changes as the 2035 target date approaches. It is designed for investors expecting to retire or begin withdrawals around 2035 and becomes more conservative over time.

ITDJ The fund seeks diversified exposure through stock and bond ETFs for investors expecting to retire or begin withdrawals around 2070. Its allocation shifts from growth toward capital preservation as retirement approaches.

Why people hold it

  • ITDC Target-date investing pulled out of the 401(k) menu: one ETF that owns a broad mix of funds and dials down risk on a schedule, so nobody has to rebalance by hand.ishares.com
  • Costs 0.10% a year, under the typical fee in its target-date ETF cohort and under the longer-dated LifePath siblings like ITDE and ITDH.
  • Holds the glide path its prospectus describes with no drift, and stands as one of the strongest implementations among the target-date ETFs we grade.ishares.com
  • ITDJ One trade buys a globally diversified stock-and-bond mix that rebalances itself along a published glide path. No spreadsheet, no quarterly tinkering.ishares.com
  • 0.12% a year for the whole package, matching siblings ITDH and ITDI and sitting a hair above the 0.11% typical of its target-date ETF peers.
  • The longest-dated rung in the iShares LifePath ETF ladder, so it sits at the growth end of the glide path rather than the preservation end.
  • What is inside matches what is on the label: stock and bond ETFs spanning global markets, with no style drift from the stated mandate.

Worth knowing

  • ITDC A smaller, thinly traded fund. Spreads can widen, so limit orders and calmer mid-day windows matter more here than with mega-cap index ETFs.
  • The 2035 date is the risk dial. This one keeps getting more conservative, while later-dated versions (ITDE, ITDH) sit earlier on their own glide paths.
  • Launched in 2023, so the live record is short, and payouts land once or twice a year rather than monthly.
  • ITDJ Launched in 2024 and still one of the smaller, lightly traded funds in its group. Spreads can be wide, so limit orders do real work here.
  • A 2070 target means a heavily equity-tilted mix today. That is the design, and it comes with deeper drawdowns than a nearer-dated LifePath fund.
  • Distributions arrive once or twice a year, not monthly, so this is not built as an income-check fund.

Full ITDC profile⁠

Full ITDJ profile⁠

ITDC vs ITDJ Holdings

How ITDC and ITDJ differ

Overlap by weight is not available for these funds.

Level by level

  • Countryby domicile88.4%
  • Sector11 Sectors95.9%

Sector

Sector weights in ITDC and ITDJ, widest gap first
SectorMore in ITDCMore in ITDJGap
Real EstateITDC +2.3 points
TechnologyITDJ +1.2 points
FinancialsITDJ +1.0 points
UtilitiesITDC +1.1 points
Health CareITDJ +0.6 points
IndustrialsITDC +0.5 points
Consumer DiscretionaryITDJ +0.5 points
EnergyITDC +0.3 points
MaterialsITDJ +0.3 points
CommunicationITDJ +0.2 points
Consumer StaplesITDJ +0.3 points

Country, concentration and asset class

Country by domicile

Country weights in ITDC and ITDJ, widest gap first
CountryMore in ITDCMore in ITDJGap
United StatesITDC +11.6 points
JapanITDJ +2.1 points
IndiaITDJ +1.5 points
TaiwanITDJ +1.4 points
NetherlandsITDJ +1.4 points
South KoreaITDJ +0.9 points
United KingdomITDJ +0.8 points
CanadaITDJ +0.8 points
Other countries (5)ITDJ +2.7 points

Outside the US: ITDJ 68% developed, 32% emerging.

Concentration

Weight in the 10 largest Holdings

  • ITDC13.6%
  • ITDJ20.6%

Asset class

ITDC
Multi-Asset
ITDJ
Multi-Asset

Holdings

Top 10 Holdings

Top 10 holdings by combined weight
HoldingITDCITDJ
AAPLApple2.72%4.14%
NVDANVIDIA2.61%3.97%
MSFTMicrosoft2.12%3.22%
AMZNAmazon.com Inc1.27%1.94%
Taiwan Semiconductor ManufacturingTaiwan Semiconductor Manufacturing0.95%1.55%
GOOGLAlphabet Class A0.89%1.36%
AVGOBroadcom Inc0.83%1.26%
METAMeta Platforms Class A0.74%1.12%
GOOGAlphabet Class C0.72%1.10%
TSLATesla Inc0.64%0.97%

All ITDC holdings⁠All ITDJ holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

ITDC vs ITDJ Cost

Overpaying ITDJ vs ITDC

$414

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • ITDC 0.10%

    $2,106

  • ITDJ 0.12%

    $2,520

$10,000
30 years

Cost over time

  • ITDC 0.10%
  • ITDJ 0.12%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$1K$2K$3K051015202530ITDJ $2,520ITDC $2,106

Year by year

YearITDCITDJOverpaying
10$183$220$37
20$717$859$142
30$2,106$2,520$414

Expense ratio

  • 0.10%ITDC, cheaper
  • 0.12%ITDJ
  • Middle half of Target Date funds
  • Median 0.11%

ITDC 2nd cheapest of 9 funds

ITDJ 6th cheapest of 9 funds

ITDC vs ITDJ Dividends

Last 12 months to Nov 3, 2026
Yield (12M)
ITDC 1.89%, better
ITDJ 1.26%
Payout (12M)
ITDC $0.69
ITDJ $0.41
Last payment
ITDC $0.69
ITDJ $0.41
Ex-dividend
ITDC Dec 23, 2025
ITDJ Dec 23, 2025
Paid on
ITDC Dec 29, 2025
ITDJ Dec 29, 2025
Frequency
ITDC Annual
ITDJ Annual

Distribution history

Per share, 2023 to 2026, same scale for both

ITDCAnnual · 3 paymentsAll ITDC payments⁠
One bar per payment. 3 payments from 2023 to 2026 YTD. Dec 22, 2023 $0.23; Dec 20, 2024 $0.58; Dec 23, 2025 $0.69. Use the arrow keys to read each point.$0$0.5020232026YTD
ITDJAnnual · 2 paymentsAll ITDJ payments⁠
One bar per payment. 2 payments from 2023 to 2026 YTD. Dec 20, 2024 $0.20; Dec 23, 2025 $0.41. Use the arrow keys to read each point.$0$0.5020232026YTD

ITDC vs ITDJ Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
ITDC 8.9%ITDJ 11.6%since Dec 2024
Return per unit of riskSharpe ratio, 3 years
ITDC 1.25ITDJ 0.94since Dec 2024
Worst fallMax drawdown, 5 years
ITDC −10.4%since Oct 2023ITDJ −16.6%since Nov 2024
Market sensitivityBeta, 5 years
ITDC 0.67ITDJ 0.90

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