ITDC ranks 1st and ITDB 2nd of 9 funds in the Target Date Category.
ITDB vs ITDC
ITDB −0.01pt a year
0.09%0.10%
ITDC 1.2×the volume
15.7K19.6K
ITDC +1.9pt
+14.3%+16.2%
ITDB vs ITDC Performance
+6.6%+8.0%
- ITDB 0.09%, better
- ITDC 0.10%
- ITDB $83M
- ITDC $125M
- ITDB +6.6%
- ITDC +8.0%, better
- ITDB 1.94%, better
- ITDC 1.89%
- ITDB 29196
- ITDC 29117
- ITDB 15.7K sh
- ITDC 19.6K sh, better
- ITDB $34.81
- ITDC $36.38
ETF.net Grade
| Pillar | ITDB | ITDC |
|---|---|---|
| Cost | A89 | A89 |
| Mission | A100 | A100 |
| Risk | B67Higher | B65 |
| Tradability | B55 | A75Higher |
| Holdings | A73Higher | B69 |
| Durability | B65 | A75Higher |
Rank among Target Date funds
Same Category. ITDB and ITDC are both graded against the same 9 Target Date funds, so their Grades compare head to head.
Our read on each fund
ITDBA
ITDCA
In short
ITDB The 401(k) staple, unbundled. One ticker holds a global basket of iShares funds and walks down a preset glide path toward 2030, from the suite that first brought target-date investing out of workplace plans and onto an exchange.
ITDC A whole retirement glide path in one ticker. ITDC holds a portfolio of iShares ETFs that shifts steadily more conservative as 2035 approaches, built for people planning to retire or start withdrawals around then.
Stated mandate
ITDB The Fund seeks retirement outcomes through a broad portfolio of ETFs. It reallocates among underlying funds using a predetermined glide path that becomes more conservative as the target date approaches.
ITDC The fund seeks retirement outcomes through a broad portfolio of ETFs whose allocation changes as the 2035 target date approaches. It is designed for investors expecting to retire or begin withdrawals around 2035 and becomes more conservative over time.
Why people hold it
Worth knowing
ITDB vs ITDC Holdings
How ITDB and ITDC differ
Overlap by weight is not available for these funds.
Level by level
- Country96.1%
- Sector98.0%
Sector
| Sector | More in ITDBMore in ITDC | ITDB | ITDC |
|---|---|---|---|
| Technology | ITDC +0.8 points | 29.0% | 29.8% |
| Energy | ITDB +0.5 points | 4.8% | 4.3% |
| Communication | ITDC +0.5 points | 6.7% | 7.2% |
| Health Care | ITDB +0.4 points | 8.6% | 8.2% |
| Consumer Staples | ITDB +0.4 points | 4.5% | 4.1% |
| Industrials | ITDC +0.4 points | 11.0% | 11.4% |
| Utilities | ITDB +0.3 points | 3.6% | 3.3% |
| Real Estate | ITDC +0.3 points | 5.1% | 5.4% |
| Financials | ITDB +0.1 points | 15.0% | 14.9% |
| Materials | ITDB +0.2 points | 3.8% | 3.6% |
| Consumer Discretionary | ITDB +0.1 points | 7.9% | 7.8% |
Country, concentration and asset class
Country
| Country | More in ITDBMore in ITDC | ITDB | ITDC |
|---|---|---|---|
| United States | ITDB +3.8 points | 83.0% | 79.2% |
| Japan | ITDC +0.9 points | 3.4% | 4.3% |
| Taiwan | ITDC +0.6 points | 1.8% | 2.4% |
| Other countries (8) | ITDC +2.5 points | 11.7% | 14.2% |
Concentration
- ITDB11.4%
- ITDC13.6%
Asset class
- ITDB
- Multi-Asset
- ITDC
- Multi-Asset
Holdings
Top 10 Holdings
| Holding | ITDB | ITDC |
|---|---|---|
| AAPL | 2.23% | 2.72% |
| NVDA | 2.20% | 2.61% |
| MSFT | 1.74% | 2.12% |
| AMZN | 1.04% | 1.27% |
| Taiwan Semiconductor Manufacturing | 0.76% | 0.95% |
| GOOGL | 0.73% | 0.89% |
| AVGO | 0.71% | 0.83% |
| Treasury Note 1.38% 11/15/2031 (Tnote) | 0.67% | 0.75% |
| META | 0.61% | 0.74% |
| GOOG | 0.59% | 0.72% |
How we measure overlap
Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.
ITDB vs ITDC Cost
Overpaying ITDC vs ITDB
$208
On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.
ITDB 0.09%
$1,898
ITDC 0.10%
$2,106
Cost over time
Year by year
| Year | ITDB | ITDC | Overpaying |
|---|---|---|---|
| 10 | $165 | $183 | $18 |
| 20 | $646 | $717 | $71 |
| 30 | $1,898 | $2,106 | $208 |
- 0.09%ITDB, cheaper
- 0.10%ITDC
- Middle half of Target Date funds
- Median 0.11%
ITDB cheapest of 9 funds
ITDC 2nd cheapest of 9 funds
ITDB vs ITDC Dividends
- ITDB 1.94%, better
- ITDC 1.89%
- ITDB $0.67
- ITDC $0.69
- ITDB $0.67
- ITDC $0.69
- ITDB Dec 23, 2025
- ITDC Dec 23, 2025
- ITDB Dec 29, 2025
- ITDC Dec 29, 2025
- ITDB Annual
- ITDC Annual
Distribution history
ITDB vs ITDC Risk
Fall from peak · 5 years
Risk facts
- Volatility
- ITDB 7.9%, betterITDC 8.9%
- Return per unit of risk
- ITDB 1.18ITDC 1.25, better
- Worst fall
- ITDB −8.4%ITDC −10.4%
- Market sensitivity
- ITDB 0.59ITDC 0.67
Popular comparisons
- 0.09% · 0.11%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.10% · 0.11%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.09% · 0.11%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.10% · 0.11%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.09% · 0.12%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.10% · 0.12%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.