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RBIL vs VTIP

F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF

RBIL—Nasdaq

Vanguard Short-Term Inflation-Protected Securities ETF

VTIPANasdaq

Overlap

No data

Expense ratio

VTIP −0.14pt a year

RBIL0.17%VTIP0.03%

Avg volume · 30D

VTIP 85.1×the volume

RBIL32.5KVTIP2.77M

RBIL vs VTIP Performance

Oct 31, 2025 – Oct 30, 2026

+4.5%RBIL+2.7%VTIP

Oct 31, 2025 to Oct 30, 2026. RBIL +4.5%. VTIP +2.7%. Use the arrow keys to read each point.0%1%2%Oct 2025Apr 2026Oct 2026
Expense ratio
RBIL 0.17%
VTIP 0.03%, better
Fund size
RBIL $176M
VTIP $73.1B
1Y total return
RBIL +4.5%, better
VTIP +2.7%
Yield (12M)
RBIL 4.28%
VTIP 4.79%, better
Holdings
RBIL 6
VTIP 27
Avg volume (30D)
RBIL 32.5K sh
VTIP 2.77M sh, better
NAV per share
RBIL $50.00
VTIP $48.95
52W range

ETF.net Grade

  • —RBILUnder classification review
VTIP: Cost 98, Risk 57, Mission 43, Tradability 82, Holdings 68, Durability 96.
Pillar letters and Scores for RBIL, VTIP, with each pillar’s weight
PillarRBILVTIP
Cost30% weightNot scoredA98
Mission25% weightNot scoredC43
Risk15% weightNot scoredB57
Tradability15% weightNot scoredA82
Holdings10% weightNot scoredB68
Durability5% weightNot scoredA96

Rank among TIPS funds

How we build Categories ›

TIPS⁠

Category · 40 funds
See all 40 ›

VTIP ranks 4th of 40 funds in the TIPS Category.

  1. Rank 4APBTPInvesco 0-5 Yr US TIPS ETFScore 72
  2. Rank 4AVTIPVanguard Short-Term Inflation-Protected Securities ETFScore 72
  3. Rank 6BSPIPState Street SPDR Portfolio TIPS ETFScore 68
  4. RBILNot yet graded

Our read on each fund

ETF.net Research

RBIL—F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF

VTIPAVanguard Short-Term Inflation-Protected Securities ETF

In short

RBIL No data

VTIP Inflation protection without the long-bond whiplash. VTIP holds only Treasury TIPS maturing inside five years, so CPI does most of the driving and rate swings do less of it, for three basis points a year.

Stated mandate

RBIL No data

VTIP Tracks a benchmark measuring the investment return of U.S. Treasury inflation-protected public obligations with remaining maturities under five years.

Why people hold it

RBIL No data

  • VTIP Three basis points a year, against a 0.12% median for Treasury bond ETFs in its group. Vanguard's at-cost setup shows up right in the fee line.vanguard.com
  • TIPS principal ratchets with CPI, and the under-five-year maturity cap keeps duration short, so rate moves land lighter here than in full-curve TIPS funds like SCHP.vanguard.com
  • Open since 2012 and now a multi-billion-dollar, actively traded fund that owns Treasury paper directly. Plain index rules, no swaps, no credit detours.

Worth knowing

RBIL No data

  • VTIP Short maturities cut both ways: less sensitivity to rates, and less exposure to shifts in long-run inflation expectations than a full-maturity TIPS fund such as SCHP.
  • Income rides on CPI accruals, so the quarterly payout moves around rather than arriving as a steady coupon.
  • This is one narrow slice of one market, short US Treasury TIPS, not a diversified bond portfolio.

Full RBIL profile⁠

Full VTIP profile⁠

RBIL vs VTIP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

RBIL vs VTIP Cost

Overpaying RBIL vs VTIP

$2,908

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • RBIL 0.17%

    $3,546

  • VTIP 0.03%

    $638

$10,000
30 years

Cost over time

  • RBIL 0.17%
  • VTIP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$1K$2K$3K$4K051015202530RBIL $3,546VTIP $638

Year by year

YearRBILVTIPOverpaying
10$310$55$255
20$1,211$216$995
30$3,546$638$2,908

Expense ratio

  • 0.17%RBIL
  • 0.03%VTIP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

VTIP cheapest of 40 funds

RBIL 26th cheapest of 40 funds

RBIL vs VTIP Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
RBIL 4.28%
VTIP 4.79%, better
Payout (12M)
RBIL $2.14
VTIP $2.35
Last payment
RBIL $0.23
VTIP $0.93
Ex-dividend
RBIL Oct 16, 2026
VTIP Oct 1, 2026
Paid on
RBIL Oct 19, 2026
VTIP Oct 5, 2026
Frequency
RBIL Monthly
VTIP Quarterly

Distribution history

Per share, 2023 to 2026, same scale for both

RBILMonthly · 19 paymentsAll RBIL payments⁠
One bar per payment. 19 payments from 2023 to 2026 YTD. Apr 16, 2025 $0.20; May 16, 2025 $0.19; Jun 17, 2025 $0.17; Jul 17, 2025 $0.21; Aug 18, 2025 $0.18; Sep 16, 2025 $0.19; Oct 17, 2025 $0.16; Nov 18, 2025 $0.25; Dec 16, 2025 $0.26; Jan 16, 2026 $0.09; Feb 17, 2026 $0.13; Mar 17, 2026 $0.18; Apr 16, 2026 $0.18; May 18, 2026 $0.31; Jun 16, 2026 $0.05; Jul 16, 2026 $0.10; Aug 18, 2026 $0.12; Sep 16, 2026 $0.25; Oct 16, 2026 $0.23. Use the arrow keys to read each point.$0$120232026YTD
VTIPQuarterly · 15 paymentsAll VTIP payments⁠
One bar per payment. 15 payments from 2023 to 2026 YTD. Apr 3, 2023 $0.03; Jul 3, 2023 $0.35; Oct 2, 2023 $0.34; Dec 22, 2023 $0.64; Apr 1, 2024 $0.03; Jul 1, 2024 $0.44; Oct 1, 2024 $0.31; Dec 24, 2024 $0.53; Apr 1, 2025 $0.10; Jul 1, 2025 $0.43; Oct 1, 2025 $0.65; Dec 18, 2025 $0.71; Apr 1, 2026 $0.02; Jul 1, 2026 $0.68; Oct 1, 2026 $0.93. Use the arrow keys to read each point.$0$120232026YTD

RBIL vs VTIP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
RBIL 0.9%since Mar 2025VTIP 1.9%
Return per unit of riskSharpe ratio, 3 years
RBIL 0.09since Mar 2025VTIP 0.29
Worst fallMax drawdown, 5 years
RBIL −0.6%since Feb 2025VTIP −5.5%
Market sensitivityBeta, 5 years
RBIL −0.04VTIP 0.21

Popular comparisons

  • RBIL—vsSCHPA

    F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF · Schwab US TIPS ETF

    Expense ratio
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    Category
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  • VTIPAvsSCHPA

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  • RBIL—vsSTIPA

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  • VTIPAvsSTIPA

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    0.03% · 0.03%
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  • RBIL—vsVTPA

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    Category
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  • VTIPAvsVTPA

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    0.03% · 0.05%
    Category
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