SFYF vs VOOV: Grades, Fees and Holdings Compared

SoFi Social 50 ETF

SFYFDNYSE Arca

Vanguard S&P 500 Value ETF

VOOVANYSE Arca

Overlap

20.4%by weight

Expense ratio

VOOV −0.22pt a year

SFYF0.29%VOOV0.07%

Avg volume · 30D

VOOV 26.1×the volume

SFYF2.68KVOOV69.9K

5Y return · a year

VOOV +2.2pt

SFYF+9.2%VOOV+11.4%

SFYF vs VOOV Performance

Nov 9, 2021 – Nov 9, 2026

+55.3%SFYF+71.5%VOOV

Expense ratio: SFYF 0.29%; VOOV 0.07%, better
Fund size: SFYF $40M; VOOV $6.6B
1Y total return: SFYF +13.5%; VOOV +17.6%, better
Yield (12M): SFYF 0.36%; VOOV 1.61%, better
Holdings: SFYF 52; VOOV 452
Avg volume (30D): SFYF 2.68K sh; VOOV 69.9K sh, better
NAV per share: SFYF $60.38; VOOV $227.43
52W range

ETF.net Grade

Pillar letters and Scores for SFYF, VOOV, with each pillar’s weight
Pillar	SFYF	VOOV
Cost30% weight	C49	A88Higher
Mission25% weight	D30	A88Higher
Risk15% weight	D28	A84Higher
Tradability15% weight	D37	C52Higher
Holdings10% weight	D31	A70Higher
Durability5% weight	D27	A84Higher

Rank among Other Major Indexes funds

How we build Categories ›

Same Category. SFYF and VOOV are both graded against the same 41 Other Major Indexes funds, so their Grades compare head to head.

Other Major Indexes⁠

Category · 41 funds

See all 41 ›

VOOV ranks 4th and SFYF 33rd of 41 funds in the Other Major Indexes Category.

Rank 1ASPYVState Street SPDR Portfolio S&P 500 Value ETFScore 89
Rank 2ASCHKSchwab 1000 Index ETFScore 86
Rank 3APBUSInvesco MSCI USA ETFScore 83
Rank 4AVOOVVanguard S&P 500 Value ETFScore 80
Rank 5AVOTETCW Transform 500 ETFScore 79
Rank 31DGLBLPacer MSCI World Industry AdvanScore 37
Rank 33DSFYFSoFi Social 50 ETFScore 36
Rank 33DWDAIPacer S&P World 3AI Top 300 ETFScore 36

Our read on each fund

ETF.net Research

SFYFDSoFi Social 50 ETF

VOOVAVanguard S&P 500 Value ETF

In short

SFYF Most index funds ask the market what matters. SFYF asks SoFi's own customers: it holds the 50 US-listed stocks most widely owned in SoFi Invest self-directed accounts, reshuffled every month. Crowd sentiment in a passive wrapper.

VOOV Vanguard takes the S&P 500, sorts it by value traits, and hands you the cheap half: roughly 400 familiar large caps, one published index, seven basis points. A value tilt without leaving the blue-chip universe.

Stated mandate

SFYF The Fund uses passive indexing to track the SoFi Social 50 Index before fees and expenses.

VOOV The fund seeks to track the performance of the S&P 500 Value Index.

Why people hold it

SFYF The rulebook is genuinely unusual: rank the 50 US stocks most widely held in SoFi Invest accounts, weight them by member dollars invested, redo it monthly.sofi.com
Costs 0.29% a year, under the median for index-tracking ETFs in its peer group.
Fully rules-based and passive: it tracks the SoFi Social 50 Index before fees, so the holdings are a published list, not a manager's hunch.sofi.com
Live since 2019, so the monthly-popularity idea has run through several very different market moods rather than sitting in a backtest.

VOOV Charges 0.07% a year against a 0.45% median for its index-tracker peer group. The value tilt arrives without the usual factor-fund markup.
No manager discretion. It follows one published benchmark, the S&P 500 Value Index, holding roughly 400 large-cap names most investors already know.vanguard.com
Running since 2010 and now a multi-billion-dollar fund, it sits among the strongest implementations in its peer group of plain index wrappers.

Worth knowing

SFYF Fifty names picked by popularity means concentration. The sector mix follows what retail investors crowd into, which can drift far from the broad US market.sofi.com
Small fund, thinly traded. Spreads can be wider than in the giant plain-vanilla trackers that top this cohort, such as SCHK or VOOV.
Monthly reconstitution keeps turnover higher than a set-and-forget market-cap index, and the index is built from the issuer's own brokerage data.sofi.com

VOOV SPYV tracks the same S&P 500 Value Index for 0.04%. Same benchmark, thinner fee.
You own one side of the index. When the growth half of the S&P 500 leads, this fund's path diverges from the headline benchmark.
Volume is moderate rather than heavy, so spreads can run wider than the busiest large-cap ETFs. Cash comes back quarterly, not monthly.

Full SFYF profile⁠

Full VOOV profile⁠

SFYF vs VOOV Holdings

How SFYF and VOOV differ

Overlap by weight

20.4%

Shared holdings make up 41.1% of SFYF and 27.9% of VOOV.

Level by level

Holdings22 in both20.4%
Sector11 Sectors62.7%
Countryby domicile96.4%
Asset classStocks100%

Sector

Sector weights in SFYF and VOOV, widest gap first
Sector	Gap	SFYF	VOOV
Technology	SFYF +16.3 points	39.0%	22.7%
Consumer Discretionary	SFYF +12.6 points	22.5%	9.9%
Health Care	VOOV +9.5 points	3.7%	13.2%
Communication	SFYF +8.4 points	11.4%	3.0%
Financials	VOOV +7.5 points	7.2%	14.7%
Energy	VOOV +4.9 points	2.8%	7.7%
Industrials	VOOV +4.3 points	5.8%	10.1%
Utilities	VOOV +3.9 points	0.0%	3.9%
Materials	VOOV +3.1 points	0.0%	3.1%
Consumer Staples	VOOV +2.1 points	6.5%	8.6%
Real Estate	VOOV +2.0 points	1.1%	3.1%

Country, concentration and asset class

Country by domicile

Country weights in SFYF and VOOV, widest gap first
Country	Gap	SFYF	VOOV
United States	VOOV +3.6 points	96.4%	100.0%
Taiwan	SFYF +2.1 points	2.1%	0.0%
Canada	SFYF +1.3 points	1.3%	0.0%
Finland	SFYF +0.2 points	0.2%	0.0%

Concentration

Weight in the 10 largest Holdings

SFYF51.7%
VOOV24.7%

Securities held

SFYF51
VOOV446

Asset class

SFYF: Stocks
VOOV: Stocks

Holdings

Only in SFYF29
In both22
Only in VOOV424

Only in SFYF

29 securities, 58.8% of SFYF by weight

NVIDIA Corp6.46%
Berkshire Hathaway Inc4.55%
Space Exploration Technologies Corp4.28%
Alphabet Inc3.92%
Microsoft Corp3.92%
Advanced Micro Devices Inc3.43%
Palantir Technologies Inc3.36%
Meta Platforms Inc3.20%
Rivian Automotive Inc3.19%
Micron Technology Inc3.01%
Taiwan Semiconductor Manufacturing Co Ltd2.30%
Eli Lilly & Co2.16%
Robinhood Markets Inc2.12%
Rocket Lab Corp2.07%
Broadcom Inc1.83%
Netflix Inc1.46%
Uber Technologies Inc1.32%
GameStop Corp1.30%
Shopify Inc1.11%
Energy Transfer LP0.96%
IonQ Inc0.81%
AMC Entertainment Holdings Inc0.43%
D-Wave Quantum Inc0.33%
SoundHound AI Inc0.26%
Jersey Mike's Subs Inc0.26%
Nokia Oyj0.25%
Lucid Group Inc0.23%
First American Government Obligations Fund 12/01/20310.18%
Figma Inc0.16%

Only in VOOV

424 securities, 71.9% of VOOV by weight

Merck & Co Inc1.23%
Bank of America Corp1.21%
Procter & Gamble Co/The1.16%
UnitedHealth Group Inc1.13%
Home Depot Inc/The0.97%
JPMorgan Chase & Co0.96%
Visa Inc0.94%
Texas Instruments Inc0.88%
AbbVie Inc0.86%
Thermo Fisher Scientific Inc0.86%
Wells Fargo & Co0.83%
Linde PLC0.75%
Citigroup Inc0.74%
Cisco Systems Inc0.68%
QUALCOMM Inc0.67%
Analog Devices Inc0.66%
Salesforce Inc0.64%
PepsiCo Inc0.59%
Abbott Laboratories0.59%
Deere & Co0.58%
Eaton Corp PLC0.57%
Western Digital Corp0.56%
Dell Technologies Inc0.56%
Union Pacific Corp0.55%
Charles Schwab Corp/The0.54%
NextEra Energy Inc0.54%
General Electric Co0.53%
Blackrock Inc0.52%
ConocoPhillips0.52%
Mastercard Inc0.50%
Palo Alto Networks Inc0.49%
Danaher Corp0.48%
Vertex Pharmaceuticals Inc0.45%
Philip Morris International Inc0.45%
Bristol-Myers Squibb Co0.44%
Prologis Inc0.42%
Marvell Technology Inc0.42%
Capital One Financial Corp0.41%
Chubb Ltd0.39%
Altria Group Inc0.39%
Accenture PLC0.38%
Valero Energy Corp0.38%
Marathon Petroleum Corp0.38%
Medtronic PLC0.38%
CVS Health Corp0.38%
Lockheed Martin Corp0.35%
Lowe's Cos Inc0.35%
Automatic Data Processing Inc0.35%
Phillips 660.35%
Freeport-McMoRan Inc0.34%

Weight gaps

All 22 Holdings in both funds, largest gap first.

Holding weights in SFYF and VOOV, widest gap first
Holding	Gap	SFYF	VOOV
Tesla IncTSLA	SFYF +7.35 points	8.65%	1.30%
Amazon.com IncAMZN	SFYF +5.34 points	9.28%	3.94%
Apple IncAAPL	VOOV +4.50 points	3.83%	8.33%
Costco Wholesale CorpCOST	SFYF +1.68 points	3.06%	1.38%
ExxonMobil Holdings CorpXOM	VOOV +1.37 points	0.92%	2.29%
Realty Income CorpO	SFYF +1.20 points	1.38%	0.18%
NIKE IncNKE	SFYF +0.83 points	0.98%	0.15%
Coinbase Global IncCOIN	SFYF +0.83 points	0.97%	0.14%
Reddit IncRDDT	SFYF +0.65 points	0.68%	0.03%
Coca-Cola Co/TheKO	SFYF +0.63 points	1.29%	0.66%
Chevron CorpCVX	VOOV +0.56 points	0.82%	1.38%
Walt Disney Co/TheDIS	SFYF +0.52 points	1.14%	0.62%
Ford Motor CoF	SFYF +0.51 points	0.67%	0.16%
Oracle CorpORCL	SFYF +0.38 points	0.77%	0.39%
Pfizer IncPFE	SFYF +0.34 points	0.90%	0.56%
Verizon Communications IncVZ	VOOV +0.32 points	0.33%	0.65%
Target CorpTGT	SFYF +0.28 points	0.52%	0.24%
AT&T IncT	VOOV +0.25 points	0.32%	0.57%
Intel CorpINTC	VOOV +0.24 points	1.81%	2.05%
Walmart IncWMT	SFYF +0.23 points	1.82%	1.59%
Johnson & JohnsonJNJ	VOOV +0.22 points	0.68%	0.90%
Starbucks CorpSBUX	VOOV +0.08 points	0.29%	0.37%

All SFYF holdings⁠All 436 VOOV holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

SFYF vs VOOV Cost

Overpaying SFYF vs VOOV

$4,472

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

SFYF 0.29%
$5,952
VOOV 0.07%
$1,480

Amount$10,000

Years30 years

Cost over time

SFYF 0.29%
VOOV 0.07%
Overpaying

Year by year

Year	SFYF	VOOV	Overpaying
10	$527	$128	$399
20	$2,044	$503	$1,541
30	$5,952	$1,480	$4,472

Expense ratio

0.29%SFYF
0.07%VOOV, cheaper

VOOV0.07%SFYF0.29%

0.03%0.75%

Middle half of Other Major Indexes funds
Median 0.29%

VOOV 6th cheapest of 41 funds

SFYF 20th cheapest of 41 funds

SFYF vs VOOV Dividends

Last 12 months to Nov 9, 2026

Yield (12M): SFYF 0.36%; VOOV 1.61%, better
Payout (12M): SFYF $0.22; VOOV $3.75
Last payment: SFYF $0.13; VOOV $0.95
Ex-dividend: SFYF Jun 29, 2026; VOOV Sep 23, 2026
Paid on: SFYF Jun 30, 2026; VOOV Sep 25, 2026
Frequency: SFYF Twice a year; VOOV Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

SFYFTwice a year · 15 paymentsAll SFYF payments⁠

VOOVQuarterly · 39 paymentsAll VOOV payments⁠

SFYF vs VOOV Risk

Fall from peak · 5 years

SFYF
VOOV

Risk facts

VolatilityStd dev, 3 years: SFYF 21.6%VOOV 11.8%, better
Return per unit of riskSharpe ratio, 3 years: SFYF 1.35, betterVOOV 1.15
Worst fallMax drawdown, 5 years: SFYF −55.0%VOOV −18.1%, better
Market sensitivityBeta, 5 years: SFYF 1.54VOOV 0.84; Market = 1

Popular comparisons

SFYFDvsSPYVA
SoFi Social 50 ETF · State Street SPDR Portfolio S&P 500 Value ETF
Expense ratio
0.29% · 0.04%
Category
VOOVAvsSPYVA
Vanguard S&P 500 Value ETF · State Street SPDR Portfolio S&P 500 Value ETF
Expense ratio
0.07% · 0.04%
Category
SFYFDvsSCHKA
SoFi Social 50 ETF · Schwab 1000 Index ETF
Expense ratio
0.29% · 0.03%
Category
VOOVAvsSCHKA
Vanguard S&P 500 Value ETF · Schwab 1000 Index ETF
Expense ratio
0.07% · 0.03%
Category
SFYFDvsPBUSA
SoFi Social 50 ETF · Invesco MSCI USA ETF
Expense ratio
0.29% · 0.04%
Category
VOOVAvsPBUSA
Vanguard S&P 500 Value ETF · Invesco MSCI USA ETF
Expense ratio
0.07% · 0.04%
Category