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SGVA vs VBIL

F/m Accumulator Ultrashort Treasury Fund

SGVADNasdaq

Vanguard 0-3 Month Treasury Bill ETF

VBILANasdaq

Overlap

No data

Expense ratio

VBIL −0.16pt a year

SGVA0.22%VBIL0.06%

Avg volume · 30D

VBIL 75.2×the volume

SGVA40.5KVBIL3.04M

SGVA vs VBIL Performance

Aug 4, 2026 – Nov 4, 2026

+0.9%SGVA+0.9%VBIL

Aug 4, 2026 to Nov 4, 2026. SGVA +0.9%. VBIL +0.9%. Use the arrow keys to read each point.0%0.2%0.4%0.6%Aug 2026Sep 2026Nov 2026
Expense ratio
SGVA 0.22%
VBIL 0.06%, better
Fund size
SGVA $255M
VBIL $12.8B
1Y total return
SGVA No data
VBIL +3.7%
Yield (12M)
SGVA No data
VBIL 3.51%
Holdings
SGVA 2
VBIL 29
Avg volume (30D)
SGVA 40.5K sh
VBIL 3.04M sh, better
NAV per share
SGVA $101.41
VBIL $75.54
52W range

ETF.net Grade

SGVA: Cost 28, Risk 38, Mission not scored, Tradability 62, Holdings 20, Durability 28. VBIL: Cost 95, Risk 49, Mission 100, Tradability 84, Holdings 42, Durability 79.
Pillar letters and Scores for SGVA, VBIL, with each pillar’s weight
PillarSGVAVBIL
Cost30% weightD28A95Higher
Mission25% weightNot scoredA100
Risk15% weightD38C49Higher
Tradability15% weightB62A84Higher
Holdings10% weightF20C42Higher
Durability5% weightD28A79Higher

Rank among Cash & Ultra-Short Income funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. SGVA and VBIL are both graded against the same 78 Cash & Ultra-Short Income funds, so their Grades compare head to head.

Cash & Ultra-Short Income⁠

Category · 78 funds
See all 78 ›

VBIL ranks 3rd and SGVA 73rd of 78 funds in the Cash & Ultra-Short Income Category.

  1. Rank 1AICSHiShares Ultra Short Duration Bond Active ETFScore 84
  2. Rank 2ACLIPGlobal X 1-3 Month T-Bill ETFScore 82
  3. Rank 3AVBILVanguard 0-3 Month Treasury Bill ETFScore 81
  4. Rank 3AVUSBVanguard Ultra-Short Bond ETFScore 81
  5. Rank 72DRMMERareview Government Money Market ETFScore 36
  6. Rank 73DSGVAF/m Accumulator Ultrashort Treasury FundScore 35
  7. Rank 74DGCSHGuggenheim Ultra Short Income ETFScore 31

Our read on each fund

ETF.net Research

SGVADF/m Accumulator Ultrashort Treasury Fund

VBILAVanguard 0-3 Month Treasury Bill ETF

In short

SGVA No data

VBIL Vanguard's cash-parking ETF: roughly two dozen Treasury bills, none maturing more than three months out, at 0.06% a year. It landed in 2025 and undercut most of the T-bill shelf on price.

Stated mandate

SGVA No data

VBIL VBIL seeks to track the performance of a market-weighted Treasury index with an ultra-short-term dollar-weighted average maturity, using a passive approach designed to follow the Bloomberg U.S. Treasury Bills 0-3 Months Index.

Why people hold it

SGVA No data

  • VBIL It charges 0.06% a year, well under the 0.14% median for 0-1 year Treasury funds and under the category veteran, BIL.
  • Plain passive mandate on the Bloomberg U.S. Treasury Bills 0-3 Months Index, tracked very closely. One of the tightest implementations in its peer group.vanguard.com
  • Roughly two dozen bills backed by the US Treasury, every one maturing inside three months. Interest goes out monthly.
  • A multi-billion-dollar fund with active daily trading, which tends to keep bid-ask costs small.

Worth knowing

SGVA No data

  • VBIL The payout floats with short-term rates. Monthly income rises and falls with what bills yield, and nothing about it is fixed.
  • It opened in 2025, so its live record is short next to T-bill funds that have been running for years.
  • Stretching maturity gets cheaper: peer XONE targets one-year duration at 0.03%, trading lower cost for more rate sensitivity.

Full SGVA profile⁠

Full VBIL profile⁠

SGVA vs VBIL Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

SGVA vs VBIL Cost

Overpaying SGVA vs VBIL

$3,288

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • SGVA 0.22%

    $4,558

  • VBIL 0.06%

    $1,270

$10,000
30 years

Cost over time

  • SGVA 0.22%
  • VBIL 0.06%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$1K$2K$3K$4K$5K051015202530SGVA $4,558VBIL $1,270

Year by year

YearSGVAVBILOverpaying
10$401$110$291
20$1,561$432$1,129
30$4,558$1,270$3,288

Expense ratio

  • 0.22%SGVA
  • 0.06%VBIL, cheaper
  • Middle half of Cash & Ultra-Short Income funds
  • Median 0.18%

VBIL 6th cheapest of 78 funds

SGVA 56th cheapest of 78 funds

SGVA vs VBIL Dividends

Last 12 months to Nov 4, 2026
Yield (12M)
SGVA No data
VBIL 3.51%
Payout (12M)
SGVA None
VBIL $2.65
Last payment
SGVA No data
VBIL $0.24
Ex-dividend
SGVA No data
VBIL Nov 2, 2026
Paid on
SGVA No data
VBIL Nov 4, 2026
Frequency
SGVA No data
VBIL Monthly

Distribution history

Per share, 2025 to 2026, same scale for both

SGVAAll SGVA payments⁠

No distribution history available.

VBILMonthly · 20 paymentsAll VBIL payments⁠
One bar per payment. 20 payments from 2025 to 2026 YTD. Apr 1, 2025 $0.23; May 1, 2025 $0.21; Jun 2, 2025 $0.22; Jul 1, 2025 $0.24; Aug 1, 2025 $0.25; Sep 2, 2025 $0.25; Oct 1, 2025 $0.24; Nov 3, 2025 $0.24; Dec 1, 2025 $0.23; Dec 18, 2025 $0.23; Feb 2, 2026 $0.23; Mar 2, 2026 $0.20; Apr 1, 2026 $0.21; May 1, 2026 $0.22; Jun 1, 2026 $0.22; Jul 1, 2026 $0.21; Aug 3, 2026 $0.23; Sep 1, 2026 $0.22; Oct 1, 2026 $0.22; Nov 2, 2026 $0.24. Use the arrow keys to read each point.$0$0.252026YTD

SGVA vs VBIL Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
SGVA No dataVBIL 0.1%since Mar 2025
Return per unit of riskSharpe ratio, 3 years
SGVA No dataVBIL −1.04since Mar 2025
Worst fallMax drawdown, 5 years
SGVA No dataVBIL −0.1%since Feb 2025
Market sensitivityBeta, 5 years
SGVA −0.01VBIL −0.01Same figure. Both funds show the same value, so neither comes out ahead.

SGVA and VBIL in the news

All news⁠

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