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VCRM vs WTMU

Vanguard Core Tax-Exempt Bond E

VCRMACboe

WisdomTree Core Laddered Municipal Fund

WTMUBNasdaq

Overlap

No data

Expense ratio

VCRM −0.13pt a year

VCRM0.12%WTMU0.25%

Avg volume · 30D

VCRM 764.1×the volume

VCRM679KWTMU888

VCRM vs WTMU Performance

Oct 31, 2025 – Oct 30, 2026

+1.1%VCRM−0.2%WTMU

Oct 31, 2025 to Oct 30, 2026. VCRM +1.1%. WTMU −0.2%. Use the arrow keys to read each point.−4%−2%2%Oct 2025Apr 2026Oct 2026
Expense ratio
VCRM 0.12%, better
WTMU 0.25%
Fund size
VCRM $2.2B
WTMU $9M
1Y total return
VCRM +1.1%, better
WTMU −0.2%
Yield (12M)
VCRM 3.81%, better
WTMU 3.25%
Holdings
VCRM 2588
WTMU 90
Avg volume (30D)
VCRM 679K sh, better
WTMU 888 sh
NAV per share
VCRM $73.95
WTMU $25.03
52W range

ETF.net Grade

VCRM: Cost 89, Risk 68, Mission 100, Tradability 80, Holdings 81, Durability 74. WTMU: Cost 70, Risk 49, Mission 71, Tradability 41, Holdings 43, Durability 18.
Pillar letters and Scores for VCRM, WTMU, with each pillar’s weight
PillarVCRMWTMU
Cost30% weightA89HigherA70
Mission25% weightA100HigherA71
Risk15% weightB68HigherC49
Tradability15% weightA80HigherC41
Holdings10% weightA81HigherC43
Durability5% weightA74HigherF18

Rank among Other Municipal Bond funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. VCRM and WTMU are both graded against the same 63 Other Municipal Bond funds, so their Grades compare head to head.

Other Municipal Bond⁠

Category · 63 funds
See all 63 ›

VCRM ranks 4th and WTMU 33rd of 63 funds in the Other Municipal Bond Category.

  1. Rank 1AVTEBVanguard Tax-Exempt Bond ETFScore 88
  2. Rank 2AMUBiShares National Muni Bond ETFScore 86
  3. Rank 2ASCMBSchwab Municipal Bond ETFScore 86
  4. Rank 4AVCRMVanguard Core Tax-Exempt Bond EScore 85
  5. Rank 5ATFIState Street SPDR Nuveen ICE Municipal Bond ETFScore 82
  6. Rank 33BRVNUXtrackers Municipal Infrastructure Revenue Bond Active ETFScore 57
  7. Rank 33BWTMUWisdomTree Core Laddered Municipal FundScore 57
  8. Rank 37BFLMBFranklin Municipal Green Bond ETFScore 55

Our read on each fund

ETF.net Research

VCRMAVanguard Core Tax-Exempt Bond E

WTMUBWisdomTree Core Laddered Municipal Fund

In short

VCRM Vanguard's active answer in a mostly-index category: managers working the whole muni curve for 0.12% a year, under half the muni ETF median fee. Monthly income, exempt from federal personal income taxes.

WTMU No data

Stated mandate

VCRM The fund seeks total return through current income exempt from federal personal income taxes and capital appreciation.

WTMU No data

Why people hold it

  • VCRM Active management priced at 0.12% a year, less than half the 0.30% median for muni ETFs.
  • Run by Vanguard's Fixed Income Group, with all-curve exposure to primarily high-quality investment-grade munis spread across sectors, states and credit tiers.prnewswire.com
  • Pays monthly, with income the fund seeks to keep exempt from federal personal income taxes.vanguard.com
  • Sticks tightly to its stated mandate and grades among the strongest implementations in its muni peer group.

WTMU No data

Worth knowing

  • VCRM You pay up for the manager: index peers VTEB and SCMB run at 0.03%, a quarter of VCRM's 0.12%.
  • Launched in November 2024, so there is only a short record to judge the active mandate on.
  • All-curve exposure puts longer maturities in the mix, so prices move with rates. And the exemption is federal: state treatment of a national muni fund depends on where you live.prnewswire.com

WTMU No data

Full VCRM profile⁠

Full WTMU profile⁠

VCRM vs WTMU Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

VCRM vs WTMU Cost

Overpaying WTMU vs VCRM

$2,639

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • VCRM 0.12%

    $2,520

  • WTMU 0.25%

    $5,159

$10,000
30 years

Cost over time

  • VCRM 0.12%
  • WTMU 0.25%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K051015202530WTMU $5,159VCRM $2,520

Year by year

YearVCRMWTMUOverpaying
10$220$455$235
20$859$1,769$910
30$2,520$5,159$2,639

Expense ratio

  • 0.12%VCRM, cheaper
  • 0.25%WTMU
  • Middle half of Other Municipal Bond funds
  • Median 0.30%

VCRM 8th cheapest of 63 funds

WTMU 17th cheapest of 63 funds

VCRM vs WTMU Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
VCRM 3.81%, better
WTMU 3.25%
Payout (12M)
VCRM $2.82
WTMU $0.81
Last payment
VCRM $0.21
WTMU $0.08
Ex-dividend
VCRM Oct 1, 2026
WTMU Oct 27, 2026
Paid on
VCRM Oct 5, 2026
WTMU Oct 29, 2026
Frequency
VCRM Monthly
WTMU Monthly

Distribution history

Per share, 2024 to 2026, same scale for both

VCRMMonthly · 22 paymentsAll VCRM payments⁠
One bar per payment. 22 payments from 2024 to 2026 YTD. Dec 24, 2024 $0.30; Feb 3, 2025 $0.18; Mar 3, 2025 $0.19; Apr 1, 2025 $0.22; May 1, 2025 $0.18; Jun 2, 2025 $0.22; Jul 1, 2025 $0.23; Aug 1, 2025 $0.22; Sep 2, 2025 $0.22; Oct 1, 2025 $0.22; Nov 3, 2025 $0.23; Dec 1, 2025 $0.24; Dec 18, 2025 $0.24; Feb 2, 2026 $0.23; Mar 2, 2026 $0.23; Apr 1, 2026 $0.24; May 1, 2026 $0.24; Jun 1, 2026 $0.22; Jul 1, 2026 $0.24; Aug 3, 2026 $0.24; Sep 1, 2026 $0.25; Oct 1, 2026 $0.21. Use the arrow keys to read each point.$0$0.252026YTD
WTMUMonthly · 19 paymentsAll WTMU payments⁠
One bar per payment. 19 payments from 2024 to 2026 YTD. Apr 25, 2025 $0.02; May 27, 2025 $0.07; Jun 25, 2025 $0.07; Jul 28, 2025 $0.06; Aug 26, 2025 $0.08; Sep 25, 2025 $0.07; Oct 28, 2025 $0.07; Nov 24, 2025 $0.07; Dec 26, 2025 $0.07; Jan 27, 2026 $0.06; Feb 24, 2026 $0.06; Mar 26, 2026 $0.05; Apr 27, 2026 $0.06; May 26, 2026 $0.07; Jun 25, 2026 $0.09; Jul 28, 2026 $0.09; Aug 26, 2026 $0.07; Sep 25, 2026 $0.07; Oct 27, 2026 $0.08. Use the arrow keys to read each point.$0$0.252026YTD

VCRM vs WTMU Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
VCRM 5.6%since Dec 2024WTMU 5.1%since May 2025
Return per unit of riskSharpe ratio, 3 years
VCRM −0.32since Dec 2024WTMU −0.13since May 2025
Worst fallMax drawdown, 5 years
VCRM −6.3%since Nov 2024WTMU −6.5%since Apr 2025
Market sensitivityBeta, 5 years
VCRM 0.17WTMU 0.13

VCRM and WTMU in the news

All news⁠

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