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XLSI vs XLUI

State Street Consumer Staples Select Sector SPDR Premium Income ETF

XLSIANYSE Arca

State Street Utilities Select Sector SPDR Premium Income ETF

XLUIBNYSE Arca

Overlap

0.0%by weight

Expense ratio

Same figure. Both funds show the same value, so neither comes out ahead.

XLSI0.35%XLUI0.35%

Avg volume · 30D

XLUI 2.9×the volume

XLSI19.2KXLUI56.2K

XLSI vs XLUI Performance

Oct 31, 2025 – Oct 30, 2026

+14.7%XLSI+4.7%XLUI

Oct 31, 2025 to Oct 30, 2026. XLSI +14.7%. XLUI +4.7%. Use the arrow keys to read each point.0%10%Oct 2025Apr 2026Oct 2026
Expense ratio
XLSI 0.35%
XLUI 0.35%
Fund size
XLSI $25M
XLUI $67M
1Y total return
XLSI +14.7%, better
XLUI +4.7%
Yield (12M)
XLSI 12.22%
XLUI 15.28%, better
Holdings
XLSI 2
XLUI 3
Avg volume (30D)
XLSI 19.2K sh
XLUI 56.2K sh, better
NAV per share
XLSI $23.80
XLUI $22.92
52W range

ETF.net Grade

XLSI: Cost 76, Risk 68, Mission 88, Tradability 78, Holdings 51, Durability 58. XLUI: Cost 76, Risk 41, Mission 93, Tradability 57, Holdings 49, Durability 72.
Pillar letters and Scores for XLSI, XLUI, with each pillar’s weight
PillarXLSIXLUI
Cost30% weightA76A76
Mission25% weightA88A93Higher
Risk15% weightB68HigherC41
Tradability15% weightA78HigherB57
Holdings10% weightC51HigherC49
Durability5% weightB58A72Higher

Rank among Sector Option Income funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. XLSI and XLUI are both graded against the same 22 Sector Option Income funds, so their Grades compare head to head.

Sector Option Income⁠

Category · 22 funds
See all 22 ›

XLSI ranks 1st and XLUI 4th of 22 funds in the Sector Option Income Category.

  1. Rank 1AXLSIState Street Consumer Staples Select Sector SPDR Premium Income ETFScore 74
  2. Rank 2AXLIIState Street Industrial Select Sector SPDR Premium Income ETFScore 71
  3. Rank 2AXLVIState Street Health Care Select Sector SPDR Premium Income ETFScore 71
  4. Rank 4BXLUIState Street Utilities Select Sector SPDR Premium Income ETFScore 69
  5. Rank 5BXLFIState Street Financial Select Sector SPDR Premium Income ETFScore 67

Our read on each fund

ETF.net Research

XLSIAState Street Consumer Staples Select Sector SPDR Premium Income ETF

XLUIBState Street Utilities Select Sector SPDR Premium Income ETF

In short

XLSI Covered calls on the market's quietest aisle. XLSI owns the classic consumer staples sector fund and sells calls on it, turning soup, soap and razors into monthly income while giving up gains above the strike.

XLUI Utilities run on regulated cash flows and steady dividends, the market's slow lane. XLUI parks there and sells calls against it, turning quiet into monthly income. It arrived in 2025 as part of the first suite to bolt a premium-income overlay onto sector SPDRs.

Stated mandate

XLSI The fund uses an actively managed strategy intended to provide current income while preserving prospects for long-term capital growth. It invests in the Consumer Staples Select Sector SPDR ETF and sells call options on that ETF to generate additional income.

XLUI The fund is an actively managed equity strategy seeking current income and long-term capital growth by investing in the State Street Utilities Select Sector SPDR ETF and selling call options on that ETF.

Why people hold it

  • XLSI Simple plumbing: it holds shares of the staples Select Sector fund (XLP) and writes calls on that same ETF, so the equity sleeve is the plain sector basket, not a synthetic stand-in.ssga.com
  • 0.35% sits right at the median for its option-income sector cohort, the same sticker as siblings XLVI, XLUI and XLEI.
  • Pays monthly, and the call overlay is actively managed: a manager sets the strikes rather than following a fixed published formula.ssga.com
  • Sticks tightly to the mandate on the tin, and ranks among the stronger builds in its sector-overlay peer group.
  • XLUI Simple plumbing: it owns State Street's utilities sector ETF and writes calls on that same fund. No stock picking, no basket drift, the sector exposure the label implies.ssga.com
  • 0.35% a year sits right at the median for its sector call-writing peers, and the cash comes monthly rather than quarterly.
  • One of the strongest builds in its sector-overlay group, with health care sibling XLVI, and the strategy it runs matches the one on the tin.
  • Eleven sector versions launched together, all on the same wrapper and the same 0.35% fee, so switching the sector tilt does not mean switching strategy.nasdaq.com

Worth knowing

  • XLSI The calls cap the top end: gains above the strike on the underlying staples fund are traded away for premium.ssga.com
  • Option premiums rise and fall with volatility, so the monthly payout moves around. Income, not a coupon.
  • Launched in 2025 and small next to the giant option-income names, so the record is short and trading is light. Spreads can widen.
  • XLUI Written calls trade away part of a rally. When utilities run hard, the premium collected is what you get instead of the full move.ssga.com
  • Launched in 2025 and still a small fund that trades thinly, so bid-ask spreads can run wider than on the underlying sector ETF.
  • One sector, one underlying holding. Results track utilities, and the monthly payout moves with option premiums and dividends rather than a fixed rate.ssga.com

Full XLSI profile⁠

Full XLUI profile⁠

XLSI vs XLUI Holdings

How XLSI and XLUI differ

Overlap by weight

0.0%

Shared holdings make up 0.2% of XLUI and 0.0% of XLSI.

Level by level

  • Sector3 Sectors0.0%
  • Holdings0 in both0.0%
  • Asset classEquity100%
  • Countryby domicile100%

Sector

Sector weights in XLSI and XLUI, widest gap first
SectorMore in XLSIMore in XLUI
UtilitiesXLUI +100.0 points
Consumer StaplesXLSI +98.6 points
Consumer DiscretionaryXLSI +1.4 points

Country, concentration and asset class

Country by domicile

Country weights in XLSI and XLUI, widest gap first
CountryMore in XLSIMore in XLUI
United StatesSame weight

Concentration

Weight in the 10 largest Holdings

  • XLSI101.8%
  • XLUI102.0%

Securities held

  • XLSI1
  • XLUI1

Asset class

XLSI
Equity
XLUI
Equity

Holdings

  • Only in XLSI1
  • In both0
  • Only in XLUI1

Only in XLSI

1 security, 100% of XLSI by weight

  • State Street Consumer Staples101.76%

Only in XLUI

1 security, 100% of XLUI by weight

  • State Street Utilities Select101.76%

Weight gaps

XLSI and XLUI share no securities.

All 6 XLSI holdings⁠All 5 XLUI holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

XLSI vs XLUI Cost

Same expense ratio

$7,126

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • XLSI 0.35%

    $7,126

  • XLUI 0.35%

    $7,126

$10,000
30 years

Cost over time

  • XLSI 0.35%
  • XLUI 0.35%
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K$8K051015202530XLSI $7,126XLUI $7,126

Year by year

YearXLSIXLUI
10$634$634
20$2,454$2,454
30$7,126$7,126

Expense ratio

  • 0.35%XLSI
  • 0.35%XLUI
  • Middle half of Sector Option Income funds
  • Median 0.47%

XLSI cheapest of 22 funds

XLUI cheapest of 22 funds

XLSI vs XLUI Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
XLSI 12.22%
XLUI 15.28%, better
Payout (12M)
XLSI $2.92
XLUI $3.51
Last payment
XLSI $0.32
XLUI $0.42
Ex-dividend
XLSI Oct 1, 2026
XLUI Oct 1, 2026
Paid on
XLSI Oct 5, 2026
XLUI Oct 5, 2026
Frequency
XLSI Monthly
XLUI Monthly

Distribution history

Per share, 2025 to 2026, same scale for both

XLSIMonthly · 14 paymentsAll XLSI payments⁠
One bar per payment. 14 payments from 2025 to 2026 YTD. Sep 2, 2025 $0.29; Oct 1, 2025 $0.28; Nov 3, 2025 $0.22; Dec 1, 2025 $0.15; Dec 29, 2025 $0.32; Feb 2, 2026 $0.18; Mar 2, 2026 $0.30; Apr 1, 2026 $0.33; May 1, 2026 $0.19; Jun 1, 2026 $0.20; Jul 1, 2026 $0.35; Aug 3, 2026 $0.19; Sep 1, 2026 $0.18; Oct 1, 2026 $0.32. Use the arrow keys to read each point.$0$0.502026YTD
XLUIMonthly · 14 paymentsAll XLUI payments⁠
One bar per payment. 14 payments from 2025 to 2026 YTD. Sep 2, 2025 $0.32; Oct 1, 2025 $0.32; Nov 3, 2025 $0.27; Dec 1, 2025 $0.20; Dec 29, 2025 $0.59; Feb 2, 2026 $0.15; Mar 2, 2026 $0.23; Apr 1, 2026 $0.42; May 1, 2026 $0.28; Jun 1, 2026 $0.27; Jul 1, 2026 $0.34; Aug 3, 2026 $0.14; Sep 1, 2026 $0.22; Oct 1, 2026 $0.42. Use the arrow keys to read each point.$0$0.502026YTD

XLSI vs XLUI Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
XLSI 12.3%since Aug 2025XLUI 12.8%since Aug 2025
Return per unit of riskSharpe ratio, 3 years
XLSI 0.48since Aug 2025XLUI 0.20since Aug 2025
Worst fallMax drawdown, 5 years
XLSI −7.9%since Jul 2025XLUI −12.3%since Jul 2025
Market sensitivityBeta, 5 years
XLSI 0.19XLUI 0.002

Popular comparisons

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