State Street Utilities Select Sector SPDR Premium Income ETF
BThis fund concentrates its exposure in one company, using derivatives rather than holding the shares directly. Its results depend on that single stock.
$22.43+0.09 (+0.40%)
- 0.35%
- $60M
- +0.8%
- 15.73%
- 0M sh
- $22.21
- low $21.02high $26.34
The ETF.net XLUI Grade
B
Score 63 out of 100
- 8 of 22
Score 63 of 100 falls in the B band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.A76 out of 100Rank 1 of 22Mission
Whether the fund did what it promised, tested against its stated mandate.A84 out of 100Rank 10 of 13Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.D25 out of 100Rank 20 of 22Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.C52 out of 100Rank 10 of 22Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.C47 out of 100Rank 14 of 19Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.A72 out of 100Rank 3 of 22
Our read on XLUI
BUtilities run on regulated cash flows and steady dividends, the market's slow lane. XLUI parks there and sells calls against it, turning quiet into monthly income. It arrived in 2025 as part of the first suite to bolt a premium-income overlay onto sector SPDRs.
The fund is an actively managed equity strategy seeking current income and long-term capital growth by investing in the State Street Utilities Select Sector SPDR ETF and selling call options on that ETF.
Why people hold it
- Simple plumbing: it owns State Street's utilities sector ETF and writes calls on that same fund. No stock picking, no basket drift, the sector exposure the label implies.ssga.com
- 0.35% a year sits right at the median for its sector call-writing peers, and the cash comes monthly rather than quarterly.
- One of the strongest builds in its sector-overlay group, with health care sibling XLVI, and the strategy it runs matches the one on the tin.
- Eleven sector versions launched together, all on the same wrapper and the same 0.35% fee, so switching the sector tilt does not mean switching strategy.nasdaq.com
Worth knowing
- Written calls trade away part of a rally. When utilities run hard, the premium collected is what you get instead of the full move.ssga.com
- Launched in 2025 and still a small fund that trades thinly, so bid-ask spreads can run wider than on the underlying sector ETF.
- One sector, one underlying holding. Results track utilities, and the monthly payout moves with option premiums and dividends rather than a fixed rate.ssga.com
XLUI Holdings
- Stocks
- 2
- 100%
- XLU
Sectors
- Utilities100.0%
Geography
- United States100.00%
XLUI Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
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XLUI$10,078
Returns run to the Oct 12, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | XLUI |
|---|---|
| Year to date | +4.0% |
| 1 month | −0.6% |
| 3 months | −5.6% |
| 1 year | +0.8% |
| 3 years | — |
| 5 years | — |
| 10 years | — |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | XLUI |
|---|---|---|
| 2026 YTD | +4.0% | |
| 2025 | +0.5% |
XLUI in the news
XLUI Dividends
- 15.73%
- $3.51
- $0.42 per share
- Monthly
Distribution history
XLUI Risk
- 10.9%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- −0.36
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −12.3%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.002
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
XLUI Cost
0.35%
XLUI0.35%
- The middle half of Sector Option Income funds
- Median 0.47%
No Sector Option Income fund charges less.
Other funds in Sector Option Income
- BXLBIState Street Materials Select Sector SPDR Premium Income ETFExpense ratio 0.35%1 year return +12.4%
- BXLYIState Street Consumer Discretionary Select Sector SPDR Premium Income ETFExpense ratio 0.35%1 year return +3.0%
- BXLKIState Street Technology Select Sector SPDR Premium Income ETFExpense ratio 0.35%1 year return +27.2%
- BTYLGGlobal X - Information Technology Covered Call & Growth ETFExpense ratio 0.64%1 year return +35.3%
- BIYRINEOS Real Estate High Income ETFExpense ratio 0.68%1 year return +3.9%