State Street Utilities Select Sector SPDR Premium Income ETF
BThis fund concentrates its exposure in one company, using derivatives rather than holding the shares directly. Its results depend on that single stock.
$22.71−0.11 (−0.48%)
- 0.35%
- $68M
- +4.8%
- 15.54%
- 56.6K sh
- low $21.02high $25.59
The ETF.net XLUI Grade
B
Score 70 out of 100
- 3 of 22
Score 70 of 100 falls in the A band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25. The letter stays B for now. A new letter must hold for 3 published runs before it replaces it.
Cost
The fund’s net expense ratio, ranked against its category.A76 out of 100Rank 1 of 22Mission
Whether the fund did what it promised, tested against its stated mandate.A94 out of 100Rank 3 of 13Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.C40 out of 100Rank 14 of 22Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.B63 out of 100Rank 7 of 22Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.C49 out of 100Rank 11 of 19Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.A72 out of 100Rank 3 of 22
Our read on XLUI
In short
BUtilities run on regulated cash flows and steady dividends, the market's slow lane. XLUI parks there and sells calls against it, turning quiet into monthly income. It arrived in 2025 as part of the first suite to bolt a premium-income overlay onto sector SPDRs.
Stated mandate
The fund is an actively managed equity strategy seeking current income and long-term capital growth by investing in the State Street Utilities Select Sector SPDR ETF and selling call options on that ETF.
Why people hold it
Worth knowing
XLUI Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Not enough history yet.Not enough history yet.Not enough history yet.
XLUI$10,485
Returns run to the Nov 5, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | XLUI |
|---|---|
| Year to date | +7.0% |
| 1 month | +7.0% |
| 3 months | +0.7% |
| 1 year | +4.8% |
| 3 years | |
| 5 years | |
| 10 years |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | XLUI |
|---|---|---|
| 2026 YTD | +7.0% | |
| 2025 | +0.5% |
XLUI in the news
XLUI Dividends
- 15.54%
- $3.53
- $0.28 per share
- Monthly
XLUI Risk
- 12.8%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.20
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −12.3%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.002
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
FMP measures it over up to five years of monthly returns.
XLUI Cost
Tied cheapest in Sector Option Income
$7,126
On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.
XLUI 0.35%
$7,126
Cost over time
Year by year
| Year | XLUI |
|---|---|
| 10 | $634 |
| 20 | $2,454 |
| 30 | $7,126 |
Other funds in Sector Option Income
- AXLSIState Street Consumer Staples Select Sector SPDR Premium Income ETFExpense ratio 0.35%1 year return +15.8%
- BXLEIState Street Energy Select Sector SPDR Premium Income ETFExpense ratio 0.35%1 year return +34.7%
- AXLVIState Street Health Care Select Sector SPDR Premium Income ETFExpense ratio 0.35%1 year return +19.0%
- BXLYIState Street Consumer Discretionary Select Sector SPDR Premium Income ETFExpense ratio 0.35%1 year return −0.5%
- BXLFIState Street Financial Select Sector SPDR Premium Income ETFExpense ratio 0.35%1 year return +6.5%
