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XTAP vs XTJA

Innovator U.S. Equity Accelerated Plus ETF

XTAPBCboe

Innovator U.S. Equity Accelerated Plus ETF

XTJABCboe

Overlap

Expense ratio

Same figure. Both funds show the same value, so neither comes out ahead.

XTAP0.79%XTJA0.79%

Avg volume · 30D

XTJA 1.8×the volume

XTAP1.47KXTJA2.7K

3Y return · a year

XTAP +3.8pt

XTAP+19.1%XTJA+15.3%

XTAP vs XTJA Performance

Oct 31, 2025 – Oct 30, 2026

+17.3%XTAP+13.4%XTJA

Oct 31, 2025 to Oct 30, 2026. XTAP +17.3%. XTJA +13.4%. Use the arrow keys to read each point.−5%0%5%10%Oct 2025Apr 2026Oct 2026
Expense ratio
XTAP 0.79%
XTJA 0.79%
Fund size
XTAP $19M
XTJA $17M
1Y total return
XTAP +17.3%, better
XTJA +13.4%
Holdings
XTAP 5
XTJA 3
Avg volume (30D)
XTAP 1.47K sh
XTJA 2.7K sh, better
NAV per share
XTAP $46.72
XTJA $35.28
52W range

ETF.net Grade

XTAP: Cost 63, Risk 88, Mission not scored, Tradability 45, Holdings 57, Durability 70. XTJA: Cost 63, Risk 53, Mission not scored, Tradability 67, Holdings not scored, Durability 53.
Pillar letters and Scores for XTAP, XTJA, with each pillar’s weight
PillarXTAPXTJA
Cost30% weightB63B63
Mission25% weightNot scoredNot scored
Risk15% weightA88HigherC53
Tradability15% weightC45B67Higher
Holdings10% weightB57Not scored
Durability5% weightA70HigherC53

Rank among S&P 500 Accelerated funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. XTAP and XTJA are both graded against the same 12 S&P 500 Accelerated funds, so their Grades compare head to head.

S&P 500 Accelerated⁠

Category · 12 funds
See all 12 ›

XTAP ranks 2nd and XTJA 4th of 12 funds in the S&P 500 Accelerated Category.

  1. Rank 1ATWOXiShares Large Cap Accelerated Outcome ETFScore 74
  2. Rank 2BXTAPInnovator U.S. Equity Accelerated Plus ETFScore 65
  3. Rank 3BXDSQInnovator U.S. Equity Accelerated ETFScore 61
  4. Rank 4BXTJAInnovator U.S. Equity Accelerated Plus ETFScore 60
  5. Rank 4BXTOCInnovator U.S. Equity Accelerated Plus ETFScore 60

Our read on each fund

ETF.net Research

XTAPBInnovator U.S. Equity Accelerated Plus ETF

XTJABInnovator U.S. Equity Accelerated Plus ETF

In short

XTAP Most equity funds hand you the market's move. XTAP aims to triple the S&P 500's gain over an April-to-March year, up to a cap, while taking declines roughly one for one. No buffer, no daily reset: you trade a ceiling for acceleration.

XTJA No data

Stated mandate

XTAP The fund seeks three times the increase of its S&P 500-tracking Underlying ETF over the annual April 1–March 31 outcome period, subject to a cap. It bears Underlying ETF losses one-for-one and provides no buffer; the current period is April 1, 2026 through March 31, 2027, with a 19.47% pre-fee cap.

XTJA No data

Why people hold it

  • XTAP Triples the index's upside to a cap using options that reset each April 1. No daily reset, no compounding drift from holding through a choppy stretch, no borrowed money.innovatoretfs.com
  • At 0.79% it sits at the going rate for accelerated funds and undercuts First Trust's enhance-and-buffer siblings on the same index (XMAR, XJUN) at 0.85%.
  • Live since 2021 and built to roll: the fund resets at the end of each outcome period and can be held straight through, so there is no annual ticker swap.innovatoretfs.com
  • One of the stronger implementations in its accelerated S&P 500 peer group on cost and structure.

XTJA No data

Worth knowing

  • XTAP The ceiling is the whole bargain. Upside stops at the cap, which is reset for each new period, and mid-period buyers get whatever cap is left rather than the headline number.innovatoretfs.com
  • No buffer here. Index declines land on you roughly one for one, and the outcomes are designed around holding from the first day of the period to the last.innovatoretfs.com
  • A small, lightly traded fund with no distributions in the past year, so wider spreads and a total-return-only profile come with the package.

XTJA No data

Full XTAP profile⁠

Full XTJA profile⁠

XTAP vs XTJA Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

XTAP vs XTJA Cost

Same expense ratio

$15,174

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • XTAP 0.79%

    $15,174

  • XTJA 0.79%

    $15,174

$10,000
30 years

Cost over time

  • XTAP 0.79%
  • XTJA 0.79%
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$5K$10K$15K$20K051015202530XTAP $15,174XTJA $15,174

Year by year

YearXTAPXTJA
10$1,405$1,405
20$5,331$5,331
30$15,174$15,174

Expense ratio

  • 0.79%XTAP
  • 0.79%XTJA
  • Middle half of S&P 500 Accelerated funds
  • Median 0.79%

XTAP 3rd cheapest of 12 funds

XTJA 3rd cheapest of 12 funds

XTAP vs XTJA Dividends

Last 12 months to Oct 30, 2026
Payout (12M)
XTAP None
XTJA None

Distribution history

XTAPAll XTAP payments⁠

No distribution history available.

XTJAAll XTJA payments⁠

No distribution history available.

XTAP vs XTJA Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
XTAP 6.8%, betterXTJA 8.1%
Return per unit of riskSharpe ratio, 3 years
XTAP 1.97, betterXTJA 1.26
Worst fallMax drawdown, 5 years
XTAP −22.1%XTJA −26.2%since Jan 2022
Market sensitivityBeta, 5 years
XTAP 0.48XTJA 0.57

Popular comparisons

  • XTAPBvsTWOXA

    Innovator U.S. Equity Accelerated Plus ETF · iShares Large Cap Accelerated Outcome ETF

    Expense ratio
    0.79% · 0.53%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • XTJABvsTWOXA

    Innovator U.S. Equity Accelerated Plus ETF · iShares Large Cap Accelerated Outcome ETF

    Expense ratio
    0.79% · 0.53%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • XTAPBvsXDSQB

    Innovator U.S. Equity Accelerated Plus ETF · Innovator U.S. Equity Accelerated ETF

    Expense ratio
    0.79% · 0.79%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • XTJABvsXDSQB

    Innovator U.S. Equity Accelerated Plus ETF · Innovator U.S. Equity Accelerated ETF

    Expense ratio
    0.79% · 0.79%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • XTAPBvsXTOCB

    Innovator U.S. Equity Accelerated Plus ETF · Innovator U.S. Equity Accelerated Plus ETF

    Expense ratio
    0.79% · 0.79%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • XTJABvsXTOCB

    Innovator U.S. Equity Accelerated Plus ETF · Innovator U.S. Equity Accelerated Plus ETF

    Expense ratio
    0.79% · 0.79%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.