State Street Global Allocation ETF
$53.30−0.55 (−1.03%)
- Expense ratio
- 0.35%
- Fund size
- $322M
- 1Y return
- +12.6%
- Yield · Last 12 months
- 3.15%
- Holdings
- 17
- Volume · 30D
- 0M sh
- NAV per share
- $53.76
- 52W range
The ETF.net GAL Grade
Score 67 of 100 sits in the B band. Bands: A ≥ 70, B ≥ 55, C ≥ 40, D ≥ 25, F < 25; the scale skips E.
Cost
What you pay to own it — the expense ratio plus trading frictions, ranked within its category.AScore 77Category rankMission
How faithfully it does the job it claims — tracking its mandate or index with minimal slippage.BScore 59Category rankRisk
How violently it can move — volatility, drawdown depth, and downside capture versus its category.BScore 68Category rankTradability
How cheaply and easily you can get in and out — liquidity, spread, and premium/discount stability.BScore 69Category rankHoldings
What it actually owns — the quality, breadth, and concentration of the underlying portfolio.CScore 50Category rankDurability
Whether it will still be here — the fund’s assets, age, flows, and issuer staying power.AScore 84Category rank
Our read on GAL
BA whole portfolio in one ticker. State Street's allocation team stacks ETFs across asset classes, anchors around a 60% equity mix, and keeps at least 30% of the money in securities tied outside the US.
The fund seeks capital appreciation by investing in exchange traded funds across a diversified mix of asset classes. It generally invests at least 30% in securities tied to countries outside the U.S. and typically allocates about 60% to equities, subject to tactical decisions.
Why people hold it
- Charges 0.35% a year, well under half the 0.78% typical of allocation funds. Cheap for a hands-on, actively steered multi-asset portfolio.
- Built-in global tilt: at least 30% goes to securities tied to countries outside the US, a rule many US-centric balanced funds leave to the manager's mood.ssga.com
- Trading since 2012, so the strategy has run through several full market cycles rather than one lucky stretch.
- One buy gets a diversified mix, and the roughly 60/40 equity baseline plus tactical shifts happen inside the fund instead of on your rebalancing to-do list.
Worth knowing
- Thinly traded next to the category's giants, so spreads can widen and limit orders carry more weight than they would in a heavily traded fund.
- It holds ETFs, not individual stocks and bonds. Your real exposure depends on the underlying funds the managers pick, which adds a layer between you and the securities.ssga.com
- Cheaper allocation options exist: AOA runs 0.19% and IRTR 0.08%, though both follow fixed glide paths rather than the tactical shifts GAL is built for.
GAL Holdings
- Other
- 17
- 85%
- SPY
Sectors
- Technology29.0%
- Financials16.4%
- Industrials11.8%
- Consumer Discr.9.2%
- Health Care8.1%
- Communication6.9%
- Materials5.1%
- Cons. Staples4.6%
- Energy4.1%
- Real Estate2.5%
- Utilities2.3%
Geography
- United States100.00%
GAL Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Returns run to the Sep 22, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | GAL |
|---|---|
| Year to date | +10.1% |
| 1 month | +0.0% |
| 3 months | +1.2% |
| 1 year | +12.6% |
| 3 years | +14.8% |
| 5 years | +7.1% |
| 10 years | +8.0% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | GAL |
|---|---|---|
| 2026 YTD | +10.1% | |
| 2025 | +16.0% | |
| 2024 | +9.8% | |
| 2023 | +13.3% | |
| 2022 | −13.4% | |
| 2021 | +12.2% | |
| 2020 | +9.3% |
GAL in the news
ETF.net Research hasn’t filed on GAL yet — coverage lands here as it’s written.
GAL Dividends
- 3.15%
- $1.70
- $0.45 per share
- Quarterly
Distribution history
| Ex-date | Pay date | Amount per share |
|---|---|---|
| Jun 25, 2026 | Jun 29, 2026 | $0.45 |
| Mar 26, 2026 | Mar 30, 2026 | $0.14 |
| Dec 29, 2025 | Dec 31, 2025 | $0.83 |
| Sep 24, 2025 | Sep 29, 2025 | $0.28 |
| Jun 25, 2025 | Jun 30, 2025 | $0.43 |
| Mar 26, 2025 | Mar 31, 2025 | $0.18 |
| Dec 26, 2024 | Dec 30, 2024 | $0.47 |
| Sep 24, 2024 | Sep 26, 2024 | $0.23 |
| Jun 25, 2024 | Jun 27, 2024 | $0.48 |
| Mar 19, 2024 | Mar 22, 2024 | $0.15 |
| Dec 19, 2023 | Dec 22, 2023 | $0.14 |
| Sep 19, 2023 | Sep 22, 2023 | $0.39 |
GAL Risk
- 8.3%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 1.04
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −21.1%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.89
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
GAL Cost
- The middle half of Multi-Asset Allocation funds
- Median 0.58%
8 of the 37 Multi-Asset Allocation funds charge less.