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Launched · SEC filings

State Street Global Allocation ETF

GALNYSE ArcaSPDRB

$52.16−0.07 (−0.13%)

At close: Nov 2, 2026, 4:00 PM ET

B64/ 100

Rank 8 of 37 in Multi-Asset Allocation

B64/100Rank 8 of 37inMulti-Asset Allocation
Intraday session: down, 79 prints from 52.23 to 52.16. Range 52.16 to 52.55. Use the arrow keys to read each point.52.3052.4052.5010 AM12 PM2 PM4 PM
Expense ratio
0.35%
Fund size
$319M
1Y total return
+8.3%
Yield · Last 12 months
3.25%
Holdings
19
Avg volume · 30D
14.7K sh
52W range
low $48.37high $55.25
Launched
Filings
SEC EDGAR

The ETF.net GAL Grade

B

Score 64 out of 100

Category
Multi-Asset Allocation⁠
Rank
8 of 37
Six-pillar profile for GAL. Scores out of 100: Cost 72, Risk 66, Mission 56, Tradability 65, Holdings 48, Durability 83. Strongest: Durability (83). Weakest: Holdings (48). Leans toward Durability.

Score 64 of 100 falls in the B band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.

  • Cost

    The fund’s net expense ratio, ranked against its category.
    A72 out of 100
    Rank 11 of 37

  • Mission

    Whether the fund did what it promised, tested against its stated mandate.
    B56 out of 100
    Rank 19 of 29

  • Risk

    How the fund held up when markets fell: downside volatility, drawdowns and tail loss.
    B66 out of 100
    Rank 7 of 35

  • Tradability

    How easy the fund is to trade: daily volume, and how far its price strays from net asset value.
    B65 out of 100
    Rank 9 of 37

  • Holdings

    How concentrated the fund is, and how complete and current its disclosed holdings are.
    C48 out of 100
    Rank 20 of 33

  • Durability

    Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.
    A83 out of 100
    Rank 6 of 37

Our read on GAL

ETF.net Research

In short

BA whole portfolio in one ticker. State Street's allocation team stacks ETFs across asset classes, anchors around a 60% equity mix, and keeps at least 30% of the money in securities tied outside the US.

Stated mandate

The fund seeks capital appreciation by investing in exchange traded funds across a diversified mix of asset classes. It generally invests at least 30% in securities tied to countries outside the U.S. and typically allocates about 60% to equities, subject to tactical decisions.

Why people hold it

  • Charges 0.35% a year, well under half the 0.78% typical of allocation funds. Cheap for a hands-on, actively steered multi-asset portfolio.
  • Built-in global tilt: at least 30% goes to securities tied to countries outside the US, a rule many US-centric balanced funds leave to the manager's mood.ssga.com
  • Trading since 2012, so the strategy has run through several full market cycles rather than one lucky stretch.
  • One buy gets a diversified mix, and the roughly 60/40 equity baseline plus tactical shifts happen inside the fund instead of on your rebalancing to-do list.

Worth knowing

  • Thinly traded next to the category's giants, so spreads can widen and limit orders carry more weight than they would in a heavily traded fund.
  • It holds ETFs, not individual stocks and bonds. Your real exposure depends on the underlying funds the managers pick, which adds a layer between you and the securities.ssga.com
  • Cheaper allocation options exist: AOA runs 0.19% and IRTR 0.08%, though both follow fixed glide paths rather than the tactical shifts GAL is built for.

GAL Performance

Launched Apr 25, 2012

Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.

GAL$10,835
SPY tracks large US stocks. It provides market context, rather than representing this fund’s strategy, asset class or investment benchmark.$11,146
Oct 31, 2025 to Nov 2, 2026. GAL $10,835. SPY $11,146. Use the arrow keys to read each point.$10,000$11,000Oct 2025May 2026Nov 2026

Oct 31, 2025 – Nov 2, 2026

Returns run to the Nov 2, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.

Trailing total return for GAL. Periods over one year show the average yearly return.
PeriodGAL
Year to date+7.2%
1 month−0.9%
3 months−0.4%
1 year+8.3%
3 yearsper year+14.1%
5 yearsper year+6.1%
10 yearsper year+8.2%

With distributions reinvested.

Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.

Annual total returns for GAL
YearReturn barGAL
2026 YTD+7.2%
2025+16.0%
2024+9.8%
2023+13.3%
2022−13.4%
2021+12.2%
2020+9.3%

GAL in the news

GAL Dividends

Adds up every distribution paid per share over the last 12 months, divided by the last completed close. Distributions are counted by ex-date. Data through Nov 2, 2026.
3.25%Last 12 months
Payout per share
$1.70Last 12 months
Last payment
$0.28 per share
Paid on
Shares bought on or after this date do not qualify for this distribution.
Frequency
Quarterly

Distribution history

2017–2026

One bar per payment. 39 payments from 2017 to 2026 YTD. Mar 31, 2017 $0.12; Jun 30, 2017 $0.29; Sep 29, 2017 $0.12; Dec 27, 2017 $0.34; Mar 23, 2018 $0.06; Jun 25, 2018 $0.28; Sep 24, 2018 $0.16; Dec 27, 2018 $0.34; Mar 19, 2019 $0.12; Jun 25, 2019 $0.38; Sep 24, 2019 $0.22; Dec 24, 2019 $0.47; Mar 24, 2020 $0.14; Jun 23, 2020 $0.26; Sep 22, 2020 $0.15; Dec 29, 2020 $0.36; Mar 23, 2021 $0.08; Jun 22, 2021 $0.31; Sep 21, 2021 $0.16; Dec 28, 2021 $1.31; Mar 22, 2022 $0.11; Jun 21, 2022 $0.39; Sep 20, 2022 $0.43; Dec 20, 2022 $1.40; Mar 21, 2023 $0.13; Jun 20, 2023 $0.40; Sep 19, 2023 $0.39; Dec 19, 2023 $0.14; Mar 19, 2024 $0.15; Jun 25, 2024 $0.48; Sep 24, 2024 $0.23; Dec 26, 2024 $0.47; Mar 26, 2025 $0.18; Jun 25, 2025 $0.43; Sep 24, 2025 $0.28; Dec 29, 2025 $0.83; Mar 26, 2026 $0.14; Jun 25, 2026 $0.45; Sep 25, 2026 $0.28. Use the arrow keys to read each point.2017201820192020202120222023202420252026YTD
Ex-datePay dateAmount per share
Sep 25, 2026Sep 29, 2026$0.28
Jun 25, 2026Jun 29, 2026$0.45
Mar 26, 2026Mar 30, 2026$0.14
Dec 29, 2025Dec 31, 2025$0.83
Sep 24, 2025Sep 29, 2025$0.28
Jun 25, 2025Jun 30, 2025$0.43
Mar 26, 2025Mar 31, 2025$0.18
Dec 26, 2024Dec 30, 2024$0.47
Sep 24, 2024Sep 26, 2024$0.23
Jun 25, 2024Jun 27, 2024$0.48
Mar 19, 2024Mar 22, 2024$0.15
Dec 19, 2023Dec 22, 2023$0.14

See all 58 payments⁠

$10,000 in GAL 10 years ago paid $4,067 in dividends.⁠

GAL Risk

Risk pillarB66 out of 100Rank 7 of 35 in Multi-Asset Allocation
How much the fund’s monthly returns vary, scaled to a year.
7.9%
Annualised · 36 months to Oct 2026
How it’s calculated: standard deviation

The sample standard deviation of monthly total returns, multiplied by the square root of 12.

Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.

Return above 3-month US Treasury bills per unit of volatility.
1.26
vs 3-month T-bills · to Oct 2026
How it’s calculated: Sharpe ratio

Subtract each month’s Treasury-bill return from the fund’s monthly total return.

Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.

Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.

The largest fall from a peak to the low that followed.
−21.1%
Trough Sep 2022
How it’s calculated: maximum drawdown

The largest percentage decline from an earlier peak, using total returns with reinvested distributions.

Uses up to five years through the last close, with at least 12 months required.

How strongly the fund’s returns move with its asset-class index.
0.89
vs its asset-class index
How it’s calculated: beta

The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.

FMP measures it over up to five years of monthly returns.

GAL Cost

Compare GAL and UCBG

Overpaying vs UCBG, cheapest in Multi-Asset Allocation

$5,856

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • GAL 0.35%

    $7,126

  • UCBG 0.06% Cheapest

    $1,270

$10,000
30 years

Cost over time

  • GAL 0.35%
  • UCBG 0.06%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K$8K051015202530GAL $7,126UCBG $1,270

Year by year

YearGALUCBGOverpaying
10$634$110$524
20$2,454$432$2,022
30$7,126$1,270$5,856

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