Category Review
Municipal bond funds are down for the year after a third-quarter selloff erased the first-half gain
Goldman Sachs Access U.S. Aggregate Bond ETF
$39.29+0.02 (+0.05%)
- 0.09%
- $808M
- −2.1%
- 4.32%
- 0.1M sh
- $39.24
- low $38.91high $42.22
The ETF.net GCOR Grade
A
Score 71 out of 100
- 29 of 117
Score 71 of 100 falls in the A band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.A83 out of 100Rank 19 of 117Mission
Whether the fund did what it promised, tested against its stated mandate.A100 out of 100Rank 1 of 101Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.C42 out of 100Rank 79 of 116Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.B59 out of 100Rank 34 of 117Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.D35 out of 100Rank 95 of 116Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.B68 out of 100Rank 37 of 117
Our read on GCOR
AGoldman's house recipe for the total bond market: instead of the benchmark most rivals license, it tracks an index Goldman co-branded with FTSE, holds roughly 1,400 bonds, charges 0.09%, and pays monthly.
The Fund seeks to closely track, before fees and expenses, the performance of the FTSE Goldman Sachs US Broad Bond Market Index.
Why people hold it
- 0.09% a year, well under the median for broad bond-market ETFs, and it has tracked its stated index closely since launch. Among the stronger implementations in a crowded peer group.
- One ticker, roughly 1,400 bonds across the broad US bond market. Wide coverage without building a ladder yourself.
- Distributions land monthly, not quarterly, which matters if you route bond coupons into spending or rebalancing.
Worth knowing
- The 0.03% giants (BND, SPAB, SCHZ) undercut it on price. GCOR's 0.09% buys a different index recipe, not the cheapest sticker in the aisle.
- Its benchmark is the FTSE Goldman Sachs US Broad Bond Market Index, so results can diverge from funds tracking the standard Aggregate. Peer comparisons aren't apples to apples.
- Launched in 2020 with mid-size assets and moderate trading volume, so spreads can run wider than in the category's largest funds.
GCOR Holdings
- Bonds
- 1,825
- 33%
- Goldman Sachs Trust - Gol 10/09/2026
Geography
- United States91.61%
- Canada1.37%
- United Kingdom1.05%
- Japan0.75%
- Mexico0.62%
- Saudi Arabia0.49%
- Philippines0.43%
- Indonesia0.33%
- 3.34%
GCOR Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Not enough history yet.
GCOR$9,794
Returns run to the Oct 12, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | GCOR |
|---|---|
| Year to date | −2.5% |
| 1 month | −1.1% |
| 3 months | −2.6% |
| 1 year | −2.1% |
| 3 years | +4.2% |
| 5 years | −0.8% |
| 10 years | — |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | GCOR |
|---|---|---|
| 2026 YTD | −2.5% | |
| 2025 | +7.2% | |
| 2024 | +0.5% | |
| 2023 | +5.8% | |
| 2022 | −13.8% | |
| 2021 | −1.9% | |
| 2020 | +0.4% |
GCOR in the news
GCOR Dividends
- 4.32%
- $1.70
- $0.19 per share
- Monthly
Distribution history
GCOR Risk
- 5.8%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- −0.11
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −17.9%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 1.01
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
GCOR Cost
0.09%
GCOR0.09%
- The middle half of US Aggregate Bond funds
- Median 0.34%
16 of the 113 US Aggregate Bond funds charge less.
Other funds in US Aggregate Bond
- ANUBDNuveen ESG U.S. Aggregate BondExpense ratio 0.12%1 year return −2.1%
- AUNIYWisdomTree Voya Yield Enhanced USD Universal Bond FundExpense ratio 0.15%1 year return −1.8%
- AILTBiShares Core 10+ Year USD Bond ETFExpense ratio 0.06%1 year return −6.9%
- ANXUSNuveen International Aggregate Bond ETFExpense ratio 0.07%1 year return −0.9%
- AHTRBHartford Total Return Bond ETFExpense ratio 0.29%1 year return −2.3%