iShares U.S. Insurance ETF
$139.03−0.33 (−0.24%)
- Expense ratio
- 0.37%
- Fund size
- $452M
- 1Y return
- +8.9%
- Yield · Last 12 months
- 2.56%
- Holdings
- 67
- Volume · 30D
- 0.1M sh
- NAV per share
- $141.36
- 52W range
The ETF.net IAK Grade
Score 60 of 100 sits in the B band. Bands: A ≥ 70, B ≥ 55, C ≥ 40, D ≥ 25, F < 25; the scale skips E.
Cost
What you pay to own it — the expense ratio plus trading frictions, ranked within its category.CScore 53Category rankMission
How faithfully it does the job it claims — tracking its mandate or index with minimal slippage.AScore 79Category rankRisk
How violently it can move — volatility, drawdown depth, and downside capture versus its category.BScore 66Category rankTradability
How cheaply and easily you can get in and out — liquidity, spread, and premium/discount stability.BScore 60Category rankHoldings
What it actually owns — the quality, breadth, and concentration of the underlying portfolio.DScore 33Category rankDurability
Whether it will still be here — the fund’s assets, age, flows, and issuer staying power.BScore 61Category rank
Our read on IAK
BFinancials, minus the banks. IAK tracks a market-cap index of U.S. insurers (life, property-casualty, brokers) in roughly 60 names, and it has run that same pure-play mandate since 2006.
The fund pursues the results of an index of U.S. insurance-sector equities. It uses representative-sampling indexing rather than active management and generally places at least 80% of assets in index components.
Why people hold it
- Insurance only. The index covers U.S. insurance-sector equities, so banks and capital-markets names do not ride along the way they do in a broad financials fund.ishares.com
- Costs 0.37% a year, below the 0.44% median for its financials peer group.
- A 2006 launch, run as a plain index sampler with no manager stock-picking, and it tracks its benchmark closely. One of the better implementations in its cohort.
- Pays out on a quarterly schedule.
Worth knowing
- About 60 stocks in one industry. Results hinge on the insurance cycle (underwriting losses, rates) rather than on the broad market.
- Whole-sector trackers like XLF and VFH charge under a tenth of a percent, so the insurance carve-out is the pricier way to own financials.
- Moderately traded and mid-size in assets, not a category heavyweight. Limit orders earn their keep here, especially in larger clips.
IAK Holdings
- Stocks
- 67
- 67%
- HCI
Sectors
- Financials99.3%
- Health Care0.7%
Geography
- United States82.21%
- Switzerland13.04%
- Bermuda4.75%
IAK Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
IAK$10,891
Returns run to the Sep 22, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | IAK |
|---|---|
| Year to date | +4.6% |
| 1 month | −2.9% |
| 3 months | +3.2% |
| 1 year | +8.9% |
| 3 years | +16.4% |
| 5 years | +14.5% |
| 10 years | +12.3% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | IAK |
|---|---|---|
| 2026 YTD | +4.6% | |
| 2025 | +9.5% | |
| 2024 | +28.3% | |
| 2023 | +11.3% | |
| 2022 | +11.4% | |
| 2021 | +26.8% | |
| 2020 | −2.9% |
IAK in the news
IAK Dividends
- 2.56%
- $3.57
- $0.51 per share
- Quarterly
Distribution history
| Ex-date | Pay date | Amount per share |
|---|---|---|
| Sep 15, 2026 | Sep 18, 2026 | $0.51 |
| Jun 15, 2026 | Jun 18, 2026 | $0.39 |
| Mar 17, 2026 | Mar 20, 2026 | $2.00 |
| Dec 16, 2025 | Dec 19, 2025 | $0.67 |
| Sep 16, 2025 | Sep 19, 2025 | $0.51 |
| Jun 16, 2025 | Jun 20, 2025 | $0.35 |
| Mar 18, 2025 | Mar 21, 2025 | $0.78 |
| Dec 17, 2024 | Dec 20, 2024 | $0.73 |
| Sep 25, 2024 | Sep 30, 2024 | $0.52 |
| Jun 11, 2024 | Jun 17, 2024 | $0.22 |
| Mar 21, 2024 | Mar 27, 2024 | $0.41 |
| Dec 20, 2023 | Dec 27, 2023 | $0.43 |
IAK Risk
- 15.7%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.89
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −14.7%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.35
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
IAK Cost
0.37%
IAK0.37%
- The middle half of Financials (Broad) funds
- Median 0.37%
6 of the 18 Financials (Broad) funds charge less.