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Launched · SEC filings

iShares U.S. Insurance ETF

IAKNYSE ArcaiSharesB

$150.94+0.98 (+0.65%)

As of Nov 10, 2026, 11:15 AM ET

B58/ 100

Rank 9 of 18 in Financials (Broad)

B58/100Rank 9 of 18inFinancials (Broad)
Intraday session: up, 22 prints from 149.96 to 150.94. Range 150.05 to 150.96. Use the arrow keys to read each point.150.20150.40150.60150.8010 AM12 PM2 PM4 PM
Expense ratio
0.37%
Fund size
$483M
1Y total return
+17.8%
Yield · Last 12 months
2.38%
Holdings
63
Avg volume · 30D
122K sh
52W range
low $125.38high $156.68
Launched
Filings
SEC EDGAR

The ETF.net IAK Grade

B

Score 58 out of 100

Category
Financials (Broad)⁠
Rank
9 of 18
Six-pillar profile for IAK. Scores out of 100: Cost 53, Risk 67, Mission 78, Tradability 56, Holdings 11, Durability 64. Strongest: Mission (78). Weakest: Holdings (11). Leans toward Mission.

Score 58 of 100 falls in the B band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.

  • Cost

    The fund’s net expense ratio, ranked against its category.
    C53 out of 100
    Rank 7 of 18

  • Mission

    Whether the fund did what it promised, tested against its stated mandate.
    A78 out of 100
    Rank 7 of 10

  • Risk

    How the fund held up when markets fell: downside volatility, drawdowns and tail loss.
    B67 out of 100
    Rank 2 of 18

  • Tradability

    How easy the fund is to trade: daily volume, and how far its price strays from net asset value.
    B56 out of 100
    Rank 6 of 18

  • Holdings

    How concentrated the fund is, and how complete and current its disclosed holdings are.
    F11 out of 100
    Rank 17 of 18

  • Durability

    Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.
    B64 out of 100
    Rank 7 of 18

Our read on IAK

ETF.net Research

In short

BFinancials, minus the banks. IAK tracks a market-cap index of U.S. insurers (life, property-casualty, brokers) in roughly 60 names, and it has run that same pure-play mandate since 2006.

Stated mandate

The fund pursues the results of an index of U.S. insurance-sector equities. It uses representative-sampling indexing rather than active management and generally places at least 80% of assets in index components.

Why people hold it

  • Insurance only. The index covers U.S. insurance-sector equities, so banks and capital-markets names do not ride along the way they do in a broad financials fund.ishares.com
  • Costs 0.37% a year, below the 0.44% median for its financials peer group.
  • A 2006 launch, run as a plain index sampler with no manager stock-picking, and it tracks its benchmark closely. One of the better implementations in its cohort.
  • Pays out on a quarterly schedule.

Worth knowing

  • About 60 stocks in one industry. Results hinge on the insurance cycle (underwriting losses, rates) rather than on the broad market.
  • Whole-sector trackers like XLF and VFH charge under a tenth of a percent, so the insurance carve-out is the pricier way to own financials.
  • Moderately traded and mid-size in assets, not a category heavyweight. Limit orders earn their keep here, especially in larger clips.

IAK Performance

Launched May 1, 2006

Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.

IAK$11,776
SPY tracks large US stocks. It provides market context, rather than representing this fund’s strategy, asset class or investment benchmark.$11,339
Nov 7, 2025 to Nov 9, 2026. IAK $11,776. SPY $11,339. Use the arrow keys to read each point.$10,000$11,000$12,000Nov 2025May 2026Nov 2026

Nov 7, 2025 – Nov 9, 2026

Returns run to the Nov 9, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.

Trailing total return for IAK. Periods over one year show the average yearly return.
PeriodIAK
Year to date+12.6%
1 month+6.9%
3 months+1.6%
1 year+17.8%
3 yearsper year+18.8%
5 yearsper year+14.5%
10 yearsper year+12.8%

With distributions reinvested.

Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.

Annual total returns for IAK
YearReturn barIAK
2026 YTD+12.6%
2025+9.5%
2024+28.3%
2023+11.3%
2022+11.4%
2021+26.8%
2020−2.9%

IAK in the news

IAK Dividends

Adds up every distribution paid per share over the last 12 months, divided by the last completed close. Distributions are counted by ex-date. Data through Nov 9, 2026.
2.38%Last 12 months
Payout per share
$3.57Last 12 months
Last payment
$0.51 per share
Paid on
Shares bought on or after this date do not qualify for this distribution.
Frequency
Quarterly

Distribution history

2017–2026

One bar per payment. 40 payments from 2017 to 2026 YTD. Mar 24, 2017 $0.23; Jun 27, 2017 $0.24; Sep 26, 2017 $0.28; Dec 19, 2017 $0.32; Mar 22, 2018 $0.46; Jun 26, 2018 $0.30; Sep 26, 2018 $0.26; Dec 17, 2018 $0.33; Mar 20, 2019 $0.36; Jun 17, 2019 $0.28; Sep 24, 2019 $0.35; Dec 16, 2019 $0.31; Mar 25, 2020 $0.51; Jun 15, 2020 $0.22; Sep 23, 2020 $0.36; Dec 14, 2020 $0.31; Mar 25, 2021 $0.58; Jun 10, 2021 $0.30; Sep 24, 2021 $0.50; Dec 13, 2021 $0.40; Dec 30, 2021 $0.12; Mar 24, 2022 $0.32; Jun 9, 2022 $0.26; Sep 26, 2022 $0.46; Dec 13, 2022 $0.50; Mar 23, 2023 $0.28; Jun 7, 2023 $0.24; Sep 26, 2023 $0.49; Dec 20, 2023 $0.43; Mar 21, 2024 $0.41; Jun 11, 2024 $0.22; Sep 25, 2024 $0.52; Dec 17, 2024 $0.73; Mar 18, 2025 $0.78; Jun 16, 2025 $0.35; Sep 16, 2025 $0.51; Dec 16, 2025 $0.67; Mar 17, 2026 $2.00; Jun 15, 2026 $0.39; Sep 15, 2026 $0.51. Use the arrow keys to read each point.2017201820192020202120222023202420252026YTD
Ex-datePay dateAmount per share
Sep 15, 2026Sep 18, 2026$0.51
Jun 15, 2026Jun 18, 2026$0.39
Mar 17, 2026Mar 20, 2026$2.00
Dec 16, 2025Dec 19, 2025$0.67
Sep 16, 2025Sep 19, 2025$0.51
Jun 16, 2025Jun 20, 2025$0.35
Mar 18, 2025Mar 21, 2025$0.78
Dec 17, 2024Dec 20, 2024$0.73
Sep 25, 2024Sep 30, 2024$0.52
Jun 11, 2024Jun 17, 2024$0.22
Mar 21, 2024Mar 27, 2024$0.41
Dec 20, 2023Dec 27, 2023$0.43

See all 82 payments⁠

$10,000 in IAK 10 years ago paid $3,069 in dividends.⁠

IAK Risk

Risk pillarB67 out of 100Rank 2 of 18 in Financials (Broad)
How much the fund’s monthly returns vary, scaled to a year.
16.9%
Annualised · 36 months to Oct 2026
How it’s calculated: standard deviation

The sample standard deviation of monthly total returns, multiplied by the square root of 12.

Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.

Return above 3-month US Treasury bills per unit of volatility.
0.85
vs 3-month T-bills · to Oct 2026
How it’s calculated: Sharpe ratio

Subtract each month’s Treasury-bill return from the fund’s monthly total return.

Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.

Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.

The largest fall from a peak to the low that followed.
−14.7%
Trough Sep 2022
How it’s calculated: maximum drawdown

The largest percentage decline from an earlier peak, using total returns with reinvested distributions.

Uses up to five years through the last close, with at least 12 months required.

How strongly the fund’s returns move with its asset-class index.
0.35
vs its asset-class index
How it’s calculated: beta

The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.

FMP measures it over up to five years of monthly returns.

IAK Cost

Compare IAK and XLF

Overpaying vs XLF, cheapest in Financials (Broad)

$5,824

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • IAK 0.37%

    $7,513

  • XLF 0.08% Cheapest

    $1,689

$10,000
30 years

Cost over time

  • IAK 0.37%
  • XLF 0.08%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K$8K051015202530IAK $7,513XLF $1,689

Year by year

YearIAKXLFOverpaying
10$670$147$523
20$2,590$575$2,015
30$7,513$1,689$5,824

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