iShares U.S. Financials ETF
$129.59−0.20 (−0.16%)
- Expense ratio
- 0.37%
- Fund size
- $4.1B
- 1Y return
- +4.0%
- Yield · Last 12 months
- 1.50%
- Holdings
- 142
- Volume · 30D
- 0.4M sh
- NAV per share
- $132.26
- 52W range
The ETF.net IYF Grade
Score 64 of 100 sits in the B band. Bands: A ≥ 70, B ≥ 55, C ≥ 40, D ≥ 25, F < 25; the scale skips E.
Cost
What you pay to own it — the expense ratio plus trading frictions, ranked within its category.CScore 53Category rankMission
How faithfully it does the job it claims — tracking its mandate or index with minimal slippage.AScore 83Category rankRisk
How violently it can move — volatility, drawdown depth, and downside capture versus its category.BScore 62Category rankTradability
How cheaply and easily you can get in and out — liquidity, spread, and premium/discount stability.BScore 67Category rankHoldings
What it actually owns — the quality, breadth, and concentration of the underlying portfolio.CScore 50Category rankDurability
Whether it will still be here — the fund’s assets, age, flows, and issuer staying power.AScore 75Category rank
Our read on IYF
BLaunched in 2000, IYF is one of the original US financials ETFs: about 140 large- and mid-cap names, with index caps that stop any one banking giant from swallowing the portfolio. The trade-off is a fee well above the sector's budget options.
The fund seeks to track an index composed of U.S. equities in the financials sector.
Why people hold it
- Casts a wider net than S&P 500-only sector funds: roughly 140 large- and mid-cap US financials, from money-center banks to mid-sized insurers and capital-markets firms.sec.govssga.com
- The index caps any single issuer at 15%, and the combined weight of all names above 4.5% at 22.5%, so a Berkshire or a JPMorgan cannot quietly become the whole fund.sec.gov
- Trading since May 2000, through the financial crisis and every rate cycle after it. A multi-billion-dollar fund that has tracked its index closely.
Worth knowing
- At 0.38% the fee sits below its financials cohort's median, but it is several times what the cheapest broad rivals (XLF, VFH, FNCL) charge.
- One sector, one storyline: banks, insurers and capital-markets firms all bend to the same rate and credit weather.
- Moderately traded by category standards, so spreads can run wider than at the most heavily traded financials funds.
IYF Holdings
- Stocks
- 142
- 49%
- BRK-B
Sectors
- Financials98.9%
- Real Estate0.6%
- Technology0.5%
Geography
- United States94.49%
- Switzerland1.84%
- Bermuda1.12%
- Ireland0.99%
- Brazil0.88%
- United Kingdom0.47%
- Puerto Rico0.16%
- Kazakhstan0.05%
- 0.01%
IYF Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Returns run to the Sep 22, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | IYF |
|---|---|
| Year to date | +1.8% |
| 1 month | −4.4% |
| 3 months | +1.3% |
| 1 year | +4.0% |
| 3 years | +21.5% |
| 5 years | +11.5% |
| 10 years | +12.9% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | IYF |
|---|---|---|
| 2026 YTD | +1.8% | |
| 2025 | +18.2% | |
| 2024 | +31.3% | |
| 2023 | +15.3% | |
| 2022 | −11.3% | |
| 2021 | +31.6% | |
| 2020 | −1.0% |
IYF in the news
ETF.net Research hasn’t filed on IYF yet — coverage lands here as it’s written.
IYF Dividends
- 1.50%
- $1.95
- $0.42 per share
- Quarterly
Distribution history
| Ex-date | Pay date | Amount per share |
|---|---|---|
| Sep 15, 2026 | Sep 18, 2026 | $0.42 |
| Jun 15, 2026 | Jun 18, 2026 | $0.38 |
| Mar 17, 2026 | Mar 20, 2026 | $0.58 |
| Dec 16, 2025 | Dec 19, 2025 | $0.57 |
| Sep 16, 2025 | Sep 19, 2025 | $0.39 |
| Jun 16, 2025 | Jun 20, 2025 | $0.37 |
| Mar 18, 2025 | Mar 21, 2025 | $0.37 |
| Dec 17, 2024 | Dec 20, 2024 | $0.46 |
| Sep 25, 2024 | Sep 30, 2024 | $0.36 |
| Jun 11, 2024 | Jun 17, 2024 | $0.30 |
| Mar 21, 2024 | Mar 27, 2024 | $0.31 |
| Dec 20, 2023 | Dec 27, 2023 | $0.41 |
IYF Risk
- 15.2%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 1.15
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −25.1%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.82
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
IYF Cost
- The middle half of Financials (Broad) funds
- Median 0.37%
6 of the 18 Financials (Broad) funds charge less.