iShares U.S. Financials ETF
$127.71−1.04 (−0.81%)
- 0.37%
- $3.8B
- +7.3%
- 1.51%
- 0.4M sh
- $128.14
- low $113.62high $139.09
The ETF.net IYF Grade
B
Score 64 out of 100
- 5 of 18
Score 64 of 100 falls in the B band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.C53 out of 100Rank 7 of 18Mission
Whether the fund did what it promised, tested against its stated mandate.A83 out of 100Rank 4 of 10Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.B62 out of 100Rank 3 of 18Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.B67 out of 100Rank 5 of 18Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.C50 out of 100Rank 12 of 18Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.A75 out of 100Rank 4 of 18
Our read on IYF
BLaunched in 2000, IYF is one of the original US financials ETFs: about 140 large- and mid-cap names, with index caps that stop any one banking giant from swallowing the portfolio. The trade-off is a fee well above the sector's budget options.
The fund seeks to track an index composed of U.S. equities in the financials sector.
Why people hold it
- Casts a wider net than S&P 500-only sector funds: roughly 140 large- and mid-cap US financials, from money-center banks to mid-sized insurers and capital-markets firms.sec.govssga.com
- The index caps any single issuer at 15%, and the combined weight of all names above 4.5% at 22.5%, so a Berkshire or a JPMorgan cannot quietly become the whole fund.sec.gov
- Trading since May 2000, through the financial crisis and every rate cycle after it. A multi-billion-dollar fund that has tracked its index closely.
Worth knowing
- At 0.38% the fee sits below its financials cohort's median, but it is several times what the cheapest broad rivals (XLF, VFH, FNCL) charge.
- One sector, one storyline: banks, insurers and capital-markets firms all bend to the same rate and credit weather.
- Moderately traded by category standards, so spreads can run wider than at the most heavily traded financials funds.
IYF Holdings
- Stocks
- 146
- 49%
- BRK.B
Geography
- United States94.28%
- Switzerland1.93%
- Bermuda1.12%
- Brazil1.10%
- Ireland0.91%
- United Kingdom0.44%
- Puerto Rico0.16%
- Kazakhstan0.05%
- 0.01%
IYF Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
IYF$10,732
Returns run to the Oct 12, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | IYF |
|---|---|
| Year to date | +1.0% |
| 1 month | −4.7% |
| 3 months | −2.9% |
| 1 year | +7.3% |
| 3 years | +21.9% |
| 5 years | +10.4% |
| 10 years | +13.0% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | IYF |
|---|---|---|
| 2026 YTD | +1.0% | |
| 2025 | +18.2% | |
| 2024 | +31.3% | |
| 2023 | +15.3% | |
| 2022 | −11.3% | |
| 2021 | +31.6% | |
| 2020 | −1.0% |
IYF in the news
IYF Dividends
- 1.51%
- $1.95
- $0.42 per share
- Quarterly
Distribution history
IYF Risk
- 16.0%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.98
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −25.1%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.82
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
IYF Cost
0.37%
IYF0.37%
- The middle half of Financials (Broad) funds
- Median 0.37%
6 of the 18 Financials (Broad) funds charge less.
Other funds in Financials (Broad)
- AVFHVanguard Financials ETFExpense ratio 0.09%1 year return +7.4%
- BIXGiShares Global Financials ETFExpense ratio 0.38%1 year return +15.9%
- BPSCFInvesco S&P SmallCap Financials ETFExpense ratio 0.29%1 year return +14.4%
- BKBWPInvesco KBW Property & Casualty Insurance ETFExpense ratio 0.35%1 year return +6.5%
- BIAKiShares U.S. Insurance ETFExpense ratio 0.37%1 year return +10.4%