Vanguard Financials ETF
$133.25−0.56 (−0.42%)
- 0.09%
- $14.8B
- +7.4%
- 1.76%
- 0.6M sh
- $133.82
- low $116.67high $143.20
The ETF.net VFH Grade
A
Score 71 out of 100
- 4 of 18
Score 71 of 100 falls in the A band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.A88 out of 100Rank 3 of 18Mission
Whether the fund did what it promised, tested against its stated mandate.Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.B58 out of 100Rank 8 of 18Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.B55 out of 100Rank 8 of 18Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.B59 out of 100Rank 9 of 18Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.A84 out of 100Rank 1 of 18
Our read on VFH
AFinancials without the size filter. VFH holds roughly 400 US financial stocks, from the megabanks down to small regional lenders and insurers, for 0.09% a year.
VFH seeks to track the MSCI US Investable Market Index (IMI)/Financials 25/50, providing passively managed, multicapitalization exposure to U.S. financial-sector equities.
Why people hold it
- Owns the whole sector, not just the giants: roughly 400 US financial names through MSCI's US IMI Financials 25/50 index, megabanks through small regional lenders and insurers.workplace.vanguard.com
- Costs 0.09% a year, a fraction of what the typical broad financials fund charges.investor.vanguard.com
- Running since 2004, now a multi-billion-dollar fund that trades actively, and it has stayed close to its index. One of the strongest implementations in the financials group.
- Pays out quarterly, passively managed, no manager stock-picking inside the sector.
Worth knowing
- One sector, one storyline: banks, insurers and brokers tend to move together with interest rates and the credit cycle.
- The multicap reach cuts both ways. Small regional banks and niche insurers ride along with the megacaps, and they can swing harder.
- Cost isn't the edge here: XLF and FNCL sit at essentially the same fee. Breadth of coverage is the real differentiator.
VFH Holdings
- Stocks
- 427
- 46%
- JPM
Sectors
- Financials96.9%
- Technology2.1%
- Real Estate0.7%
- Industrials0.3%
- Health Care0.1%
- Consumer Discretionary0.0%
Geography
- United States100.00%
VFH Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
VFH$10,738
Returns run to the Oct 12, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | VFH |
|---|---|
| Year to date | +1.5% |
| 1 month | −3.9% |
| 3 months | −1.6% |
| 1 year | +7.4% |
| 3 years | +20.8% |
| 5 years | +9.2% |
| 10 years | +12.7% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | VFH |
|---|---|---|
| 2026 YTD | +1.5% | |
| 2025 | +14.9% | |
| 2024 | +30.5% | |
| 2023 | +14.1% | |
| 2022 | −12.3% | |
| 2021 | +35.2% | |
| 2020 | −2.0% |
VFH in the news
VFH Dividends
- 1.76%
- $2.35
- $0.45 per share
- Quarterly
Distribution history
VFH Risk
- 16.0%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.93
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −25.7%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.82
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
VFH Cost
0.09%
VFH0.09%
- The middle half of Financials (Broad) funds
- Median 0.37%
2 of the 18 Financials (Broad) funds charge less.
Other funds in Financials (Broad)
- AFNCLFidelity MSCI Financials Index ETFExpense ratio 0.08%1 year return +7.3%
- AKIEState Street SPDR S&P Insurance ETFExpense ratio 0.35%1 year return +5.5%
- BIXGiShares Global Financials ETFExpense ratio 0.38%1 year return +15.9%
- BIYFiShares U.S. Financials ETFExpense ratio 0.37%1 year return +7.3%
- BPSCFInvesco S&P SmallCap Financials ETFExpense ratio 0.29%1 year return +14.4%