Vanguard Financials ETF
$139.82+2.50 (+1.82%)
- 0.09%
- $13.9B
- +9.6%
- 1.71%
- 579K sh
- low $116.67high $143.20
The ETF.net VFH Grade
B
Score 69 out of 100
- 4 of 18
Score 69 of 100 falls in the B band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.A88 out of 100Rank 3 of 18Mission
Whether the fund did what it promised, tested against its stated mandate.Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.C53 out of 100Rank 11 of 18Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.B56 out of 100Rank 7 of 18Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.C53 out of 100Rank 12 of 18Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.A84 out of 100Rank 1 of 18
Our read on VFH
In short
BFinancials without the size filter. VFH holds roughly 400 US financial stocks, from the megabanks down to small regional lenders and insurers, for 0.09% a year.
Stated mandate
VFH seeks to track the MSCI US Investable Market Index (IMI)/Financials 25/50, providing passively managed, multicapitalization exposure to U.S. financial-sector equities.
Why people hold it
Worth knowing
VFH Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
VFH$10,964
Returns run to the Oct 30, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | VFH |
|---|---|
| Year to date | +4.2% |
| 1 month | +5.6% |
| 3 months | −1.0% |
| 1 year | +9.6% |
| 3 years | +23.0% |
| 5 years | +8.8% |
| 10 years | +12.9% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | VFH |
|---|---|---|
| 2026 YTD | +4.2% | |
| 2025 | +14.9% | |
| 2024 | +30.5% | |
| 2023 | +14.1% | |
| 2022 | −12.3% | |
| 2021 | +35.2% | |
| 2020 | −2.0% |
VFH in the news
VFH Dividends
- 1.71%
- $2.35
- $0.45 per share
- Quarterly
VFH Risk
- 15.9%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 1.11
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −25.7%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.82
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
FMP measures it over up to five years of monthly returns.
VFH Cost
Overpaying vs XLF, cheapest in Financials (Broad)
$209
On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.
VFH 0.09%
$1,898
XLF 0.08% Cheapest
$1,689
Cost over time
Year by year
| Year | VFH | XLF | Overpaying |
|---|---|---|---|
| 10 | $165 | $147 | $18 |
| 20 | $646 | $575 | $71 |
| 30 | $1,898 | $1,689 | $209 |
Other funds in Financials (Broad)
- AFNCLFidelity MSCI Financials Index ETFExpense ratio 0.08%1 year return +9.6%
- AKIEState Street SPDR S&P Insurance ETFExpense ratio 0.35%1 year return +14.9%
- BIXGiShares Global Financials ETFExpense ratio 0.38%1 year return +15.6%
- BIYFiShares U.S. Financials ETFExpense ratio 0.37%1 year return +8.5%
- BKBWPInvesco KBW Property & Casualty Insurance ETFExpense ratio 0.35%1 year return +21.5%
