Vanguard Financials ETF
$133.43−0.69 (−0.52%)
- Expense ratio
- 0.09%
- Fund size
- $14.8B
- 1Y return
- +3.0%
- Yield · Last 12 months
- 1.73%
- Holdings
- 404
- Volume · 30D
- 0.5M sh
- NAV per share
- $134.10
- 52W range
The ETF.net VFH Grade
Score 70 of 100 sits in the A band. Bands: A ≥ 70, B ≥ 55, C ≥ 40, D ≥ 25, F < 25; the scale skips E.
Cost
What you pay to own it — the expense ratio plus trading frictions, ranked within its category.AScore 88Category rankMission
How faithfully it does the job it claims — tracking its mandate or index with minimal slippage.Not scoredRisk
How violently it can move — volatility, drawdown depth, and downside capture versus its category.CScore 52Category rankTradability
How cheaply and easily you can get in and out — liquidity, spread, and premium/discount stability.BScore 57Category rankHoldings
What it actually owns — the quality, breadth, and concentration of the underlying portfolio.BScore 59Category rankDurability
Whether it will still be here — the fund’s assets, age, flows, and issuer staying power.AScore 84Category rank
Our read on VFH
AFinancials without the size filter. VFH holds roughly 400 US financial stocks, from the megabanks down to small regional lenders and insurers, for 0.09% a year.
VFH seeks to track the MSCI US Investable Market Index (IMI)/Financials 25/50, providing passively managed, multicapitalization exposure to U.S. financial-sector equities.
Why people hold it
- Owns the whole sector, not just the giants: roughly 400 US financial names through MSCI's US IMI Financials 25/50 index, megabanks through small regional lenders and insurers.workplace.vanguard.com
- Costs 0.09% a year, a fraction of what the typical broad financials fund charges.investor.vanguard.com
- Running since 2004, now a multi-billion-dollar fund that trades actively, and it has stayed close to its index. One of the strongest implementations in the financials group.
- Pays out quarterly, passively managed, no manager stock-picking inside the sector.
Worth knowing
- One sector, one storyline: banks, insurers and brokers tend to move together with interest rates and the credit cycle.
- The multicap reach cuts both ways. Small regional banks and niche insurers ride along with the megacaps, and they can swing harder.
- Cost isn't the edge here: XLF and FNCL sit at essentially the same fee. Breadth of coverage is the real differentiator.
VFH Holdings
- Stocks
- 404
- 46%
- JPM
Sectors
- Financials96.9%
- Technology2.1%
- Real Estate0.7%
- Industrials0.3%
- Health Care0.1%
- Consumer Discr.0.0%
Geography
- United States96.35%
- Switzerland1.35%
- Bermuda0.94%
- Ireland0.74%
- United Kingdom0.37%
- Puerto Rico0.22%
- Cayman Islands0.02%
VFH Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Returns run to the Sep 22, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | VFH |
|---|---|
| Year to date | +1.4% |
| 1 month | −4.7% |
| 3 months | +2.1% |
| 1 year | +3.0% |
| 3 years | +20.1% |
| 5 years | +10.1% |
| 10 years | +12.7% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | VFH |
|---|---|---|
| 2026 YTD | +1.4% | |
| 2025 | +14.9% | |
| 2024 | +30.5% | |
| 2023 | +14.1% | |
| 2022 | −12.3% | |
| 2021 | +35.2% | |
| 2020 | −2.0% |
VFH in the news
ETF.net Research hasn’t filed on VFH yet — coverage lands here as it’s written.
VFH Dividends
- 1.73%
- $2.32
- $0.85 per share
- Quarterly
Distribution history
| Ex-date | Pay date | Amount per share |
|---|---|---|
| Sep 23, 2026 | Pays Sep 25, 2026 | $0.45 |
| Jun 24, 2026 | Jun 26, 2026 | $0.85 |
| Mar 24, 2026 | Mar 26, 2026 | $0.38 |
| Dec 17, 2025 | Dec 19, 2025 | $0.67 |
| Sep 24, 2025 | Sep 26, 2025 | $0.42 |
| Jun 26, 2025 | Jun 30, 2025 | $0.47 |
| Mar 25, 2025 | Mar 27, 2025 | $0.51 |
| Dec 18, 2024 | Dec 20, 2024 | $0.66 |
| Sep 27, 2024 | Oct 1, 2024 | $0.55 |
| Jun 28, 2024 | Jul 2, 2024 | $0.46 |
| Mar 22, 2024 | Mar 27, 2024 | $0.40 |
| Dec 19, 2023 | Dec 22, 2023 | $0.54 |
VFH Risk
- 15.3%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 1.05
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −25.7%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.78
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
VFH Cost
- The middle half of Financials (Broad) funds
- Median 0.37%
2 of the 18 Financials (Broad) funds charge less.