State Street SPDR S&P Insurance ETF
$60.41−0.28 (−0.45%)
- Expense ratio
- 0.35%
- Fund size
- $555M
- 1Y return
- +5.0%
- Yield · Last 12 months
- 1.63%
- Holdings
- 54
- Volume · 30D
- 1.2M sh
- NAV per share
- $61.36
- 52W range
The ETF.net KIE Grade
Score 72 of 100 sits in the A band. Bands: A ≥ 70, B ≥ 55, C ≥ 40, D ≥ 25, F < 25; the scale skips E.
Cost
What you pay to own it — the expense ratio plus trading frictions, ranked within its category.AScore 74Category rankMission
How faithfully it does the job it claims — tracking its mandate or index with minimal slippage.AScore 74Category rankRisk
How violently it can move — volatility, drawdown depth, and downside capture versus its category.BScore 57Category rankTradability
How cheaply and easily you can get in and out — liquidity, spread, and premium/discount stability.AScore 87Category rankHoldings
What it actually owns — the quality, breadth, and concentration of the underlying portfolio.AScore 80Category rankDurability
Whether it will still be here — the fund’s assets, age, flows, and issuer staying power.CScore 53Category rank
Our read on KIE
AMost financial-sector funds are banks with a side of insurance. KIE flips it: roughly 50 insurance stocks and nothing else, running since 2005 at a price below the typical broad-financials fund.
The fund seeks to track, before fees and expenses, the total return performance of the S&P Insurance Select Industry Index.
Why people hold it
- 0.35% a year, under the 0.44% median for its financials peer group, and modest for a single-industry slice.
- Trading since 2005, through the financial crisis and every rate cycle since.
- One of the more actively traded funds in its category, which typically shows up as tighter bid-ask spreads for the people buying it.
- Roughly 50 insurance names, few enough to actually read the holdings list, with distributions paid quarterly.ssga.com
Worth knowing
- Broad financials rivals like XLF and VFH charge closer to 0.08%. The insurance-only focus costs extra.
- One industry, about 50 stocks: catastrophe losses, reserve surprises and rate swings hit the whole basket at once.
- Insurance is a slice of the financial sector, not a stand-in for it. Banks, exchanges and payment networks sit outside this index.ssga.com
KIE Holdings
- Stocks
- 54
- 19%
- BWIN
Sectors
- Financials98.1%
- Health Care1.9%
Geography
- United States83.53%
- Bermuda10.96%
- United Kingdom2.12%
- Switzerland1.79%
- Ireland1.60%
KIE Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
KIE$10,497
Returns run to the Sep 22, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | KIE |
|---|---|
| Year to date | +2.1% |
| 1 month | −4.0% |
| 3 months | +4.5% |
| 1 year | +5.0% |
| 3 years | +13.7% |
| 5 years | +11.9% |
| 10 years | +11.3% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | KIE |
|---|---|---|
| 2026 YTD | +2.1% | |
| 2025 | +8.1% | |
| 2024 | +26.9% | |
| 2023 | +12.2% | |
| 2022 | +3.5% | |
| 2021 | +22.8% | |
| 2020 | −3.0% |
KIE in the news
KIE Dividends
- 1.63%
- $0.99
- $0.18 per share
- Quarterly
Distribution history
| Ex-date | Pay date | Amount per share |
|---|---|---|
| Sep 21, 2026 | Pays Sep 23, 2026 | $0.18 |
| Jun 22, 2026 | Jun 24, 2026 | $0.21 |
| Mar 23, 2026 | Mar 25, 2026 | $0.28 |
| Dec 22, 2025 | Dec 24, 2025 | $0.32 |
| Sep 22, 2025 | Sep 24, 2025 | $0.17 |
| Jun 23, 2025 | Jun 25, 2025 | $0.16 |
| Mar 24, 2025 | Mar 26, 2025 | $0.30 |
| Dec 23, 2024 | Dec 26, 2024 | $0.30 |
| Sep 23, 2024 | Sep 25, 2024 | $0.17 |
| Jun 24, 2024 | Jun 26, 2024 | $0.18 |
| Mar 18, 2024 | Mar 21, 2024 | $0.19 |
| Dec 18, 2023 | Dec 21, 2023 | $0.22 |
KIE Risk
- 16.5%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.71
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −15.7%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.46
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
KIE Cost
0.35%
KIE0.35%
- The middle half of Financials (Broad) funds
- Median 0.37%
4 of the 18 Financials (Broad) funds charge less.