Schwab Long-Term U.S. Treasury ETF
$29.25−0.51 (−1.70%)
- Expense ratio
- 0.03%
- Fund size
- $925M
- 1Y return
- −2.9%
- Yield · Last 12 months
- 4.93%
- Holdings
- 102
- Volume · 30D
- 0.8M sh
- NAV per share
- $29.75
- 52W range
The ETF.net SCHQ Grade
Score 75 of 100 sits in the A band. Bands: A ≥ 70, B ≥ 55, C ≥ 40, D ≥ 25, F < 25; the scale skips E.
Cost
What you pay to own it — the expense ratio plus trading frictions, ranked within its category.AScore 84Category rankMission
How faithfully it does the job it claims — tracking its mandate or index with minimal slippage.AScore 100Category rankRisk
How violently it can move — volatility, drawdown depth, and downside capture versus its category.DScore 39Category rankTradability
How cheaply and easily you can get in and out — liquidity, spread, and premium/discount stability.BScore 62Category rankHoldings
What it actually owns — the quality, breadth, and concentration of the underlying portfolio.AScore 77Category rankDurability
Whether it will still be here — the fund’s assets, age, flows, and issuer staying power.CScore 53Category rank
Our read on SCHQ
AThe long end of the Treasury curve in a three-basis-point wrapper. SCHQ owns only long-dated US government bonds, so interest rates are the whole story here: no credit calls, no stock picking, just duration.
The fund seeks to track, before fees and expenses, an index representing the long-term U.S. Treasury bond market.
Why people hold it
- Charges 0.03% a year against a 0.12% typical fee in its Treasury peer group. On a government bond fund, fees come straight out of the yield you keep.schwabassetmanagement.com
- Plain index mandate: it follows the Bloomberg US Long Treasury Index with roughly 100 bonds and no manager discretion, and it distributes monthly.schwabassetmanagement.com
- One of the stronger implementations in its Treasury cohort, priced level with the cheapest names on the board (VGIT and SCHP also at 0.03%).
Worth knowing
- Long maturities are the most rate-sensitive corner of the Treasury market. Prices here swing harder when yields move than in short or intermediate funds.schwabassetmanagement.com
- Launched in 2019, so its live record is short next to long-Treasury funds that have traded through more rate cycles.
SCHQ Holdings
- Bonds
- 102
- 21%
- TREASURY BOND 5.00% 05/15/2056 (BBG0221YLR40)
Sectors
- Financials100.0%
Geography
- United States100.00%
SCHQ Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Returns run to the Sep 22, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | SCHQ |
|---|---|
| Year to date | −3.1% |
| 1 month | −0.2% |
| 3 months | −3.5% |
| 1 year | −2.9% |
| 3 years | +1.5% |
| 5 years | −7.3% |
| 10 years | — |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | SCHQ |
|---|---|---|
| 2026 YTD | −3.1% | |
| 2025 | +5.5% | |
| 2024 | −6.4% | |
| 2023 | +3.4% | |
| 2022 | −29.4% | |
| 2021 | −4.9% | |
| 2020 | +17.7% |
SCHQ in the news
ETF.net Research hasn’t filed on SCHQ yet — coverage lands here as it’s written.
SCHQ Dividends
- 4.93%
- $1.47
- $0.11 per share
- Monthly
Distribution history
| Ex-date | Pay date | Amount per share |
|---|---|---|
| Sep 1, 2026 | Sep 8, 2026 | $0.11 |
| Aug 3, 2026 | Aug 7, 2026 | $0.13 |
| Jul 1, 2026 | Jul 8, 2026 | $0.11 |
| Jun 1, 2026 | Jun 5, 2026 | $0.15 |
| May 1, 2026 | May 7, 2026 | $0.12 |
| Apr 1, 2026 | Apr 8, 2026 | $0.13 |
| Mar 2, 2026 | Mar 6, 2026 | $0.11 |
| Feb 2, 2026 | Feb 6, 2026 | $0.15 |
| Dec 19, 2025 | Dec 26, 2025 | $0.13 |
| Dec 1, 2025 | Dec 5, 2025 | $0.09 |
| Nov 3, 2025 | Nov 7, 2025 | $0.12 |
| Oct 1, 2025 | Oct 7, 2025 | $0.13 |
SCHQ Risk
- 12.8%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- −0.28
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −40.9%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 2.24
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
SCHQ Cost
- The middle half of Treasuries (10-20 Year) funds
- Median 0.10%
No Treasuries (10-20 Year) fund charges less.