State Street Real Estate Select Sector SPDR Premium Income ETF
$21.93−0.18 (−0.81%)
- 0.35%
- $3M
- +4.4%
- 13.56%
- 0M sh
- $21.95
- low $21.30high $25.18
The ETF.net XLRI Grade
C
Score 40 out of 100
- 15 of 22
Score 40 of 100 falls in the C band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Very small fund, grade capped at C.
The cap holds the Score at 40 or below, so B and A are out of reach.
- The pillars earned
- 67
- This cap took
- −27
- Published Score
- 40
Cost
The fund’s net expense ratio, ranked against its category.A76 out of 100Rank 1 of 22Mission
Whether the fund did what it promised, tested against its stated mandate.A92 out of 100Rank 6 of 13Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.B57 out of 100Rank 9 of 22Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.D34 out of 100Rank 17 of 22Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.C52 out of 100Rank 10 of 19Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.D39 out of 100Rank 19 of 22
Our read on XLRI
CThe REIT sector already throws off income. XLRI stacks a second stream on top: it owns State Street's real estate sector fund and sells call options on it, paying monthly. The real estate seat in the first sector premium income suite.
The fund seeks current income while preserving the potential for long-term capital growth. It invests in the State Street Real Estate Select Sector SPDR ETF and sells call options on that ETF to generate additional income.
Why people hold it
- Holds one thing, the State Street real estate sector ETF (XLRE), and writes calls on that fund rather than on each REIT, so the overlay runs through a single options chain.ssga.com
- Strike prices are set using delta, the option's sensitivity to price, time and volatility, instead of a fixed distance above the market. Premium is passed through monthly.ssga.com
- At 0.35%, it sits level with its sector siblings (XLVI, XLUI, XLEI) and at the median of its covered-call peer group.
- Runs the mandate as written: sector exposure through the underlying fund, income from calls sold on it, with no style drift into other sectors or single-stock bets.
Worth knowing
- Selling calls gives up part of a fast rally. State Street notes the fund may trail the underlying sector fund when markets rise sharply.ssga.com
- Launched in 2025, still small and thinly traded, so spreads can run wider than at long-established covered-call funds.
- All-in on one US sector, so the whole portfolio swings with real estate.
XLRI Holdings
- Stocks
- 2
- 100%
- XLRE
Sectors
- Real Estate100.0%
Geography
- United States100.00%
XLRI Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Not enough history yet.Not enough history yet.Not enough history yet.
XLRI$10,438
Returns run to the Oct 12, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | XLRI |
|---|---|
| Year to date | +2.7% |
| 1 month | −2.3% |
| 3 months | −3.9% |
| 1 year | +4.4% |
| 3 years | — |
| 5 years | — |
| 10 years | — |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | XLRI |
|---|---|---|
| 2026 YTD | +2.7% | |
| 2025 | +0.4% |
XLRI in the news
XLRI Dividends
- 13.56%
- $3.00
- $0.28 per share
- Monthly
Distribution history
XLRI Risk
- 10.9%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- −0.12
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −8.8%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.41
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
XLRI Cost
0.35%
XLRI0.35%
- The middle half of Sector Option Income funds
- Median 0.47%
No Sector Option Income fund charges less.
Other funds in Sector Option Income
- CRNTYYieldMax Target 12 Real Estate Option Income ETFExpense ratio 0.99%1 year return +7.2%
- CXLCIState Street Communication Services Select Sector SPDR Premium Income ETFExpense ratio 0.35%1 year return +7.0%
- DGPTYYieldMax AI & Tech Portfolio Option Income ETFExpense ratio 1.06%1 year return +31.4%
- DSRHRSRH REIT Covered Call ETFExpense ratio 0.75%1 year return +7.8%
- DFINYGraniteShares YieldBOOST Financials ETFExpense ratio 1.07%1 year return —