State Street Real Estate Select Sector SPDR Premium Income ETF
$22.46−0.24 (−1.08%)
- Expense ratio
- 0.35%
- Fund size
- $3M
- 1Y return
- +3.6%
- Yield · Last 12 months
- 13.43%
- Holdings
- 2
- Volume · 30D
- 0M sh
- NAV per share
- $22.72
- 52W range
The ETF.net XLRI Grade
Score 40 of 100 sits in the C band. Bands: A ≥ 70, B ≥ 55, C ≥ 40, D ≥ 25, F < 25; the scale skips E. A structural cap ceilings this fund at 40, so B and A are out of reach.
Cost
What you pay to own it — the expense ratio plus trading frictions, ranked within its category.AScore 76Category rankMission
How faithfully it does the job it claims — tracking its mandate or index with minimal slippage.AScore 96Category rankRisk
How violently it can move — volatility, drawdown depth, and downside capture versus its category.BScore 56Category rankTradability
How cheaply and easily you can get in and out — liquidity, spread, and premium/discount stability.CScore 43Category rankHoldings
What it actually owns — the quality, breadth, and concentration of the underlying portfolio.DScore 34Category rankDurability
Whether it will still be here — the fund’s assets, age, flows, and issuer staying power.CScore 40Category rank
Our read on XLRI
CThe REIT sector already throws off income. XLRI stacks a second stream on top: it owns State Street's real estate sector fund and sells call options on it, paying monthly. The real estate seat in the first sector premium income suite.
The fund seeks current income while preserving the potential for long-term capital growth. It invests in the State Street Real Estate Select Sector SPDR ETF and sells call options on that ETF to generate additional income.
Why people hold it
- Holds one thing, the State Street real estate sector ETF (XLRE), and writes calls on that fund rather than on each REIT, so the overlay runs through a single options chain.ssga.com
- Strike prices are set using delta, the option's sensitivity to price, time and volatility, instead of a fixed distance above the market. Premium is passed through monthly.ssga.com
- At 0.35%, it sits level with its sector siblings (XLVI, XLUI, XLEI) and at the median of its covered-call peer group.
- Runs the mandate as written: sector exposure through the underlying fund, income from calls sold on it, with no style drift into other sectors or single-stock bets.
Worth knowing
- Selling calls gives up part of a fast rally. State Street notes the fund may trail the underlying sector fund when markets rise sharply.ssga.com
- Launched in 2025, still small and thinly traded, so spreads can run wider than at long-established covered-call funds.
- All-in on one US sector, so the whole portfolio swings with real estate.
XLRI Holdings
- Stocks
- 2
- 100%
- XLRE
Sectors
Geography
XLRI Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Returns run to the Sep 22, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | XLRI |
|---|---|
| Year to date | +4.1% |
| 1 month | −4.0% |
| 3 months | −1.2% |
| 1 year | +3.6% |
| 3 years | — |
| 5 years | — |
| 10 years | — |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | XLRI |
|---|---|---|
| 2026 YTD | +4.1% | |
| 2025 | +0.4% |
XLRI in the news
ETF.net Research hasn’t filed on XLRI yet — coverage lands here as it’s written.
XLRI Dividends
- 13.43%
- $3.05
- $0.12 per share
- Monthly
Distribution history
| Ex-date | Pay date | Amount per share |
|---|---|---|
| Sep 1, 2026 | Sep 3, 2026 | $0.12 |
| Aug 3, 2026 | Aug 5, 2026 | $0.16 |
| Jul 1, 2026 | Jul 6, 2026 | $0.32 |
| Jun 1, 2026 | Jun 3, 2026 | $0.13 |
| May 1, 2026 | May 5, 2026 | $0.24 |
| Apr 1, 2026 | Apr 6, 2026 | $0.42 |
| Mar 2, 2026 | Mar 4, 2026 | $0.24 |
| Feb 2, 2026 | Feb 4, 2026 | $0.28 |
| Dec 29, 2025 | Dec 31, 2025 | $0.45 |
| Dec 1, 2025 | Dec 3, 2025 | $0.11 |
| Nov 3, 2025 | Nov 5, 2025 | $0.25 |
| Oct 1, 2025 | Oct 3, 2025 | $0.34 |
XLRI Risk
- 9.3%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.47
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −7.1%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.41
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
XLRI Cost
- The middle half of Sector Option Income funds
- Median 0.47%
No Sector Option Income fund charges less.