Skip to content
etf.net

Launched · SEC filings

State Street Real Estate Select Sector SPDR Premium Income ETF

XLRINYSE ArcaSPDRC

$21.70−0.13 (−0.60%)

As of Nov 6, 2026, 10:15 AM ET

C40/ 100

Rank 15 of 22 in Sector Option Income

C40/100Rank 15 of 22inSector Option Income
Intraday session: down, 10 prints from 21.83 to 21.70. Range 21.70 to 21.83. Use the arrow keys to read each point.21.7321.7521.7721.8010 AM12 PM2 PM4 PM
Expense ratio
0.35%
Fund size
$3M
1Y total return
+3.0%
Yield · Last 12 months
13.93%
Holdings
2
Avg volume · 30D
3.18K sh
52W range
low $21.30high $24.59
Launched
Filings
SEC EDGAR

The ETF.net XLRI Grade

C

Score 40 out of 100

Category
Sector Option Income⁠
Rank
15 of 22
Six-pillar profile for XLRI. Scores out of 100: Cost 76, Risk 54, Mission 74, Tradability 42, Holdings 21, Durability 40. Strongest: Cost (76). Weakest: Holdings (21). Leans toward Cost and Mission.

Score 40 of 100 falls in the C band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.

Very small fund, grade capped at C.

The cap holds the Score at 40 or below, so B and A are out of reach.

The pillars earned
60
This cap took
−20
Published Score
40 Grade C

  • Cost

    The fund’s net expense ratio, ranked against its category.
    A76 out of 100
    Rank 1 of 22

  • Mission

    Whether the fund did what it promised, tested against its stated mandate.
    A74 out of 100
    Rank 8 of 13

  • Risk

    How the fund held up when markets fell: downside volatility, drawdowns and tail loss.
    C54 out of 100
    Rank 11 of 22

  • Tradability

    How easy the fund is to trade: daily volume, and how far its price strays from net asset value.
    C42 out of 100
    Rank 13 of 22

  • Holdings

    How concentrated the fund is, and how complete and current its disclosed holdings are.
    F21 out of 100
    Rank 19 of 19

  • Durability

    Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.
    C40 out of 100
    Rank 18 of 22

Our read on XLRI

ETF.net Research

In short

CThe REIT sector already throws off income. XLRI stacks a second stream on top: it owns State Street's real estate sector fund and sells call options on it, paying monthly. The real estate seat in the first sector premium income suite.

Stated mandate

The fund seeks current income while preserving the potential for long-term capital growth. It invests in the State Street Real Estate Select Sector SPDR ETF and sells call options on that ETF to generate additional income.

Why people hold it

  • Holds one thing, the State Street real estate sector ETF (XLRE), and writes calls on that fund rather than on each REIT, so the overlay runs through a single options chain.ssga.com
  • Strike prices are set using delta, the option's sensitivity to price, time and volatility, instead of a fixed distance above the market. Premium is passed through monthly.ssga.com
  • At 0.35%, it sits level with its sector siblings (XLVI, XLUI, XLEI) and at the median of its covered-call peer group.
  • Runs the mandate as written: sector exposure through the underlying fund, income from calls sold on it, with no style drift into other sectors or single-stock bets.

Worth knowing

  • Selling calls gives up part of a fast rally. State Street notes the fund may trail the underlying sector fund when markets rise sharply.ssga.com
  • Launched in 2025, still small and thinly traded, so spreads can run wider than at long-established covered-call funds.
  • All-in on one US sector, so the whole portfolio swings with real estate.

XLRI Performance

Launched Jul 29, 2025

Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.

Not enough history yet.Not enough history yet.Not enough history yet.
XLRI$10,299
SPY tracks large US stocks. It provides market context, rather than representing this fund’s strategy, asset class or investment benchmark.$10,934
Nov 5, 2025 to Nov 5, 2026. XLRI $10,299. SPY $10,934. Use the arrow keys to read each point.$10,000$11,000Nov 2025May 2026Nov 2026

Nov 5, 2025 – Nov 5, 2026

Returns run to the Nov 5, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.

Trailing total return for XLRI. Periods over one year show the average yearly return.
PeriodXLRI
Year to date+2.9%
1 month+3.2%
3 months−5.1%
1 year+3.0%
3 yearsFund is under 3 years oldper yearNo data
5 yearsFund is under 5 years oldper yearNo data
10 yearsFund is under 10 years oldper yearNo data

With distributions reinvested.

Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.

Annual total returns for XLRI
YearReturn barXLRI
2026 YTD+2.9%
2025+0.4%

History from Jul 30, 2025

XLRI in the news

XLRI Dividends

Adds up every distribution paid per share over the last 12 months, divided by the last completed close. Distributions are counted by ex-date. Data through Nov 5, 2026.
13.93%Last 12 months
Payout per share
$3.04Last 12 months
Last payment
$0.30 per share
Paid on
Shares bought on or after this date do not qualify for this distribution.
Frequency
Monthly

Distribution history

2025–2026

One bar per payment. 15 payments from 2025 to 2026 YTD. Sep 2, 2025 $0.47; Oct 1, 2025 $0.34; Nov 3, 2025 $0.25; Dec 1, 2025 $0.11; Dec 29, 2025 $0.45; Feb 2, 2026 $0.28; Mar 2, 2026 $0.24; Apr 1, 2026 $0.42; May 1, 2026 $0.24; Jun 1, 2026 $0.13; Jul 1, 2026 $0.32; Aug 3, 2026 $0.16; Sep 1, 2026 $0.12; Oct 1, 2026 $0.28; Nov 2, 2026 $0.30. Use the arrow keys to read each point.20252026YTD
Ex-datePay dateAmount per share
Nov 2, 2026Nov 4, 2026$0.30
Oct 1, 2026Oct 5, 2026$0.28
Sep 1, 2026Sep 3, 2026$0.12
Aug 3, 2026Aug 5, 2026$0.16
Jul 1, 2026Jul 6, 2026$0.32
Jun 1, 2026Jun 3, 2026$0.13
May 1, 2026May 5, 2026$0.24
Apr 1, 2026Apr 6, 2026$0.42
Mar 2, 2026Mar 4, 2026$0.24
Feb 2, 2026Feb 4, 2026$0.28
Dec 29, 2025Dec 31, 2025$0.45
Dec 1, 2025Dec 3, 2025$0.11

See all 15 payments⁠

$10,000 in XLRI 1 year ago paid $1,251 in dividends.⁠

XLRI Risk

Risk pillarC54 out of 100Rank 11 of 22 in Sector Option Income
How much the fund’s monthly returns vary, scaled to a year.
10.8%
Annualised · 15 months to Oct 2026
How it’s calculated: standard deviation

The sample standard deviation of monthly total returns, multiplied by the square root of 12.

Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.

Return above 3-month US Treasury bills per unit of volatility.
0.09
vs 3-month T-bills · 15 months to Oct 2026
How it’s calculated: Sharpe ratio

Subtract each month’s Treasury-bill return from the fund’s monthly total return.

Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.

Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.

The largest fall from a peak to the low that followed.
−8.8%
15 months · trough Oct 2026
How it’s calculated: maximum drawdown

The largest percentage decline from an earlier peak, using total returns with reinvested distributions.

Uses up to five years through the last close, with at least 12 months required.

How strongly the fund’s returns move with its asset-class index.
0.42
vs its asset-class index
How it’s calculated: beta

The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.

FMP measures it over up to five years of monthly returns.

XLRI Cost

Tied cheapest in Sector Option Income

$7,126

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • XLRI 0.35%

    $7,126

$10,000
30 years

Cost over time

  • XLRI 0.35%
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K$8K051015202530XLRI $7,126

Year by year

YearXLRI
10$634
20$2,454
30$7,126

Other funds in Sector Option Income

See others