State Street Consumer Discretionary Select Sector SPDR Premium Income ETF
$21.74−0.22 (−1.00%)
- Expense ratio
- 0.35%
- Fund size
- $31M
- 1Y return
- −2.0%
- Yield · Last 12 months
- 15.23%
- Holdings
- 4
- Volume · 30D
- 0M sh
- NAV per share
- $21.92
- 52W range
The ETF.net XLYI Grade
Score 60 of 100 sits in the C band. Bands: A ≥ 70, B ≥ 55, C ≥ 40, D ≥ 25, F < 25; the scale skips E.
Cost
What you pay to own it — the expense ratio plus trading frictions, ranked within its category.AScore 76Category rankMission
How faithfully it does the job it claims — tracking its mandate or index with minimal slippage.AScore 81Category rankRisk
How violently it can move — volatility, drawdown depth, and downside capture versus its category.FScore 14Category rankTradability
How cheaply and easily you can get in and out — liquidity, spread, and premium/discount stability.BScore 63Category rankHoldings
What it actually owns — the quality, breadth, and concentration of the underlying portfolio.DScore 28Category rankDurability
Whether it will still be here — the fund’s assets, age, flows, and issuer staying power.BScore 66Category rank
Our read on XLYI
CTake XLY and rent out its upside. XLYI holds the consumer discretionary sector fund and systematically sells short-dated calls on it, turning the market's most cyclical corner into a monthly paycheck.
The fund seeks current income while preserving prospects for long-term capital growth through an actively managed investment in the Consumer Discretionary Select Sector SPDR ETF combined with call-option sales on that ETF.
Why people hold it
- Simple plumbing: it owns one fund (XLY) and writes one-to-two-month calls on it, strikes set by delta and rolled on a schedule. You can see where the income comes from.sec.gov
- 0.35% is the going rate across the Select Sector premium income suite and the median for its peer group. No surcharge for the options work.
- Cash goes out monthly, and the fund sticks tightly to its stated job: sector exposure plus a call overlay, nothing exotic bolted on.ssga.com
Worth knowing
- Selling calls rents out the rally. When XLY runs above the strikes, the overlay gives up that slice of the climb in exchange for premium.sec.govssga.com
- Small and thinly traded next to the bigger names in its group, so spreads and pricing can matter as much as the fee.
- Launched in 2025, so the record is short, and premium income offers only a thin cushion when the consumer sector sells off.ssga.com
XLYI Holdings
- Stocks
- 4
- 101%
- XLY
Sectors
Geography
XLYI Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Returns run to the Sep 22, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | XLYI |
|---|---|
| Year to date | −2.0% |
| 1 month | −4.0% |
| 3 months | −0.1% |
| 1 year | −2.0% |
| 3 years | — |
| 5 years | — |
| 10 years | — |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | XLYI |
|---|---|---|
| 2026 YTD | −2.0% | |
| 2025 | +6.2% |
XLYI in the news
ETF.net Research hasn’t filed on XLYI yet — coverage lands here as it’s written.
XLYI Dividends
- 15.23%
- $3.34
- $0.19 per share
- Monthly
Distribution history
| Ex-date | Pay date | Amount per share |
|---|---|---|
| Sep 1, 2026 | Sep 3, 2026 | $0.19 |
| Aug 3, 2026 | Aug 5, 2026 | $0.24 |
| Jul 1, 2026 | Jul 6, 2026 | $0.27 |
| Jun 1, 2026 | Jun 3, 2026 | $0.28 |
| May 1, 2026 | May 5, 2026 | $0.33 |
| Apr 1, 2026 | Apr 6, 2026 | $0.34 |
| Mar 2, 2026 | Mar 4, 2026 | $0.18 |
| Feb 2, 2026 | Feb 4, 2026 | $0.30 |
| Dec 29, 2025 | Dec 31, 2025 | $0.45 |
| Dec 1, 2025 | Dec 3, 2025 | $0.22 |
| Nov 3, 2025 | Nov 5, 2025 | $0.31 |
| Oct 1, 2025 | Oct 3, 2025 | $0.23 |
XLYI Risk
- 10.9%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.38
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −12.3%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.70
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
XLYI Cost
- The middle half of Sector Option Income funds
- Median 0.47%
No Sector Option Income fund charges less.