State Street Consumer Discretionary Select Sector SPDR Premium Income ETF
$21.87+0.02 (+0.09%)
- 0.35%
- $41M
- +3.0%
- 15.41%
- 0M sh
- $21.89
- low $21.09high $25.78
The ETF.net XLYI Grade
B
Score 66 out of 100
- 6 of 22
Score 66 of 100 falls in the B band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.A76 out of 100Rank 1 of 22Mission
Whether the fund did what it promised, tested against its stated mandate.A85 out of 100Rank 9 of 13Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.F22 out of 100Rank 21 of 22Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.A75 out of 100Rank 4 of 22Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.C44 out of 100Rank 16 of 19Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.B68 out of 100Rank 5 of 22
Our read on XLYI
BTake XLY and rent out its upside. XLYI holds the consumer discretionary sector fund and systematically sells short-dated calls on it, turning the market's most cyclical corner into a monthly paycheck.
The fund seeks current income while preserving prospects for long-term capital growth through an actively managed investment in the Consumer Discretionary Select Sector SPDR ETF combined with call-option sales on that ETF.
Why people hold it
- Simple plumbing: it owns one fund (XLY) and writes one-to-two-month calls on it, strikes set by delta and rolled on a schedule. You can see where the income comes from.sec.gov
- 0.35% is the going rate across the Select Sector premium income suite and the median for its peer group. No surcharge for the options work.
- Cash goes out monthly, and the fund sticks tightly to its stated job: sector exposure plus a call overlay, nothing exotic bolted on.ssga.com
Worth knowing
- Selling calls rents out the rally. When XLY runs above the strikes, the overlay gives up that slice of the climb in exchange for premium.sec.govssga.com
- Small and thinly traded next to the bigger names in its group, so spreads and pricing can matter as much as the fee.
- Launched in 2025, so the record is short, and premium income offers only a thin cushion when the consumer sector sells off.ssga.com
XLYI Holdings
- Stocks
- 2
- 101%
- XLY
Sectors
- Consumer Discretionary98.7%
- Technology1.3%
Geography
- United States100.00%
XLYI Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
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XLYI$10,303
Returns run to the Oct 12, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | XLYI |
|---|---|
| Year to date | −1.3% |
| 1 month | +0.1% |
| 3 months | −1.6% |
| 1 year | +3.0% |
| 3 years | — |
| 5 years | — |
| 10 years | — |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | XLYI |
|---|---|---|
| 2026 YTD | −1.3% | |
| 2025 | +6.2% |
XLYI in the news
XLYI Dividends
- 15.41%
- $3.37
- $0.26 per share
- Monthly
Distribution history
XLYI Risk
- 12.0%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- −0.10
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −12.3%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.75
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
XLYI Cost
0.35%
XLYI0.35%
- The middle half of Sector Option Income funds
- Median 0.47%
No Sector Option Income fund charges less.
Other funds in Sector Option Income
- BXLFIState Street Financial Select Sector SPDR Premium Income ETFExpense ratio 0.35%1 year return +6.8%
- BXLBIState Street Materials Select Sector SPDR Premium Income ETFExpense ratio 0.35%1 year return +12.4%
- BXLUIState Street Utilities Select Sector SPDR Premium Income ETFExpense ratio 0.35%1 year return +0.8%
- BXLKIState Street Technology Select Sector SPDR Premium Income ETFExpense ratio 0.35%1 year return +27.2%
- BTYLGGlobal X - Information Technology Covered Call & Growth ETFExpense ratio 0.64%1 year return +35.3%