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Launched · SEC filings

State Street Consumer Discretionary Select Sector SPDR ETF

XLYNYSE ArcaSPDRA

$118.16+2.78 (+2.41%)

At close: Nov 2, 2026, 4:00 PM ET

A79/ 100

Rank 1 of 15 in Consumer Discretionary (Broad)

A79/100Rank 1 of 15inConsumer Discretionary (Broad)
Intraday session: up, 79 prints from 115.38 to 118.16. Range 117.05 to 119.16. Use the arrow keys to read each point.116.00117.00119.0010 AM12 PM2 PM4 PM
Expense ratio
0.08%
Fund size
$22.5B
1Y total return
−3.0%
Yield · Last 12 months
0.81%
Holdings
50
Avg volume · 30D
7.02M sh
52W range
low $105.19high $125.01
Launched
Filings
SEC EDGAR

The ETF.net XLY Grade

A

Score 79 out of 100

Category
Consumer Discretionary (Broad)⁠
Rank
1 of 15
Six-pillar profile for XLY. Scores out of 100: Cost 96, Risk 51, Mission 81, Tradability 100, Holdings 39, Durability 79. Strongest: Tradability (100). Weakest: Holdings (39). Leans toward Tradability and Cost.

Score 79 of 100 falls in the A band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.

  • Cost

    The fund’s net expense ratio, ranked against its category.
    A96 out of 100
    Rank 1 of 15

  • Mission

    Whether the fund did what it promised, tested against its stated mandate.
    A81 out of 100
    Rank 2 of 3

  • Risk

    How the fund held up when markets fell: downside volatility, drawdowns and tail loss.
    C51 out of 100
    Rank 6 of 15

  • Tradability

    How easy the fund is to trade: daily volume, and how far its price strays from net asset value.
    A100 out of 100
    Rank 1 of 15

  • Holdings

    How concentrated the fund is, and how complete and current its disclosed holdings are.
    D39 out of 100
    Rank 11 of 15

  • Durability

    Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.
    A79 out of 100
    Rank 3 of 15

Our read on XLY

ETF.net Research

In short

ALive since 1998 as one of the original Select Sector SPDRs, XLY bundles the S&P 500's spending-money stocks (cars, couches, burgers, online carts) into one heavily traded ticker at eight basis points.

Stated mandate

The fund seeks to track the performance of the Consumer Discretionary Select Sector Index, providing targeted exposure to companies in the consumer discretionary sector.

Why people hold it

  • Charges 0.08% a year, a fraction of the roughly 0.35% typical for consumer discretionary funds, and tied for the cheapest in its peer group.
  • A multi-billion-dollar fund and one of the most actively traded in the category, which generally shows up as tight bid-ask spreads for buyers and sellers.
  • Plain mandate: S&P 500 consumer discretionary members, with capping rules that stop any single company from swallowing the index. Pays quarterly.spglobal.com
  • Trading since December 1998 as one of the first US sector funds, and it still stands among the strongest implementations in its peer group.

Worth knowing

  • About 50 stocks. Even with the index caps, a small handful of megacaps drives most of the movement.spglobal.com
  • S&P 500 members only, so smaller retailers and restaurant chains sit outside the index entirely.spglobal.com
  • One sector, and a cyclical one: discretionary spending rises and falls with the economy, and the fund is classified as non-diversified.sec.govbritannica.com

XLY Holdings

Holdings pillarD39 out of 100Rank 11 of 15 in Consumer Discretionary (Broad)
Asset class
Stocks
Holdings
50
Top-10 weight
68%
Largest holding
AMZN21.5%

Sectors

  • Consumer Discretionary97.0%
  • Communication1.7%
  • Technology1.3%

Geography

  • United States98.79%
  • Switzerland1.21%
The fund’s holdings, weight-ordered — page 1 of 4.
#TickerCompanyWeight %SharesMarket valueHeld by ETFs
1AMZNAmazon.com Inc21.47%19,854,414$4.83B738
2TSLATesla Inc18.84%10,531,225$4.24B528
3HDHome Depot Inc5.44%3,726,539$1.22B451
4MCDMcDonald’s Corp4.42%3,868,725$994M393
5TJXTjx Companies Inc4.08%6,508,221$919M428
6SBUXStarbucks Corp3.14%6,716,790$707M360
7LOWLowe’s Cos Inc3.04%3,303,704$684M358
8BKNGBooking Holdings Inc2.95%4,427,008$665M430
9MARMarriott International Class A2.23%1,259,155$502M341
10HLTHilton Worldwide Holdings In2.10%1,325,328$472M328
11RCLRoyal Caribbean Cruises Ltd2.02%1,464,683$454M252
12GMGeneral Motors Co1.96%5,167,114$442M346
13ROSTRoss Stores Inc1.95%1,888,983$438M422
14ORLYO Reilly Automotive Inc1.86%4,763,792$419M352
15ABNBAirbnb Inc Class A1.82%2,470,483$410M411

Showing 1–15 of 50 holdings

XLY Performance

Launched Dec 16, 1998

Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.

XLY$9,696
SPY tracks large US stocks. It provides market context, rather than representing this fund’s strategy, asset class or investment benchmark.$11,199
Oct 31, 2025 to Oct 30, 2026. XLY $9,696. SPY $11,199. Use the arrow keys to read each point.$9,000$10,000$11,000Oct 2025Apr 2026Oct 2026

Oct 31, 2025 – Oct 30, 2026

Returns run to the Oct 30, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.

Trailing total return for XLY. Periods over one year show the average yearly return.
PeriodXLY
Year to date−2.8%
1 month+6.0%
3 months−0.4%
1 year−3.0%
3 yearsper year+15.9%
5 yearsper year+3.6%
10 yearsper year+12.6%

With distributions reinvested.

Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.

Annual total returns for XLY
YearReturn barXLY
2026 YTD−2.8%
2025+7.4%
2024+26.5%
2023+39.6%
2022−36.3%
2021+27.9%
2020+29.6%

XLY in the news

XLY Dividends

Adds up every distribution paid per share over the last 12 months, divided by the last completed close. Distributions are counted by ex-date. Data through Oct 30, 2026.
0.81%Last 12 months
Payout per share
$0.93Last 12 months
Last payment
$0.24 per share
Paid on
Shares bought on or after this date do not qualify for this distribution.
Frequency
Quarterly

Distribution history

2017–2026

One bar per payment. 39 payments from 2017 to 2026 YTD. Mar 17, 2017 $0.13; Jun 16, 2017 $0.14; Sep 15, 2017 $0.16; Dec 15, 2017 $0.17; Mar 16, 2018 $0.16; Jun 15, 2018 $0.15; Sep 21, 2018 $0.18; Dec 21, 2018 $0.19; Mar 15, 2019 $0.19; Jun 21, 2019 $0.21; Sep 20, 2019 $0.20; Dec 20, 2019 $0.20; Mar 23, 2020 $0.21; Jun 22, 2020 $0.15; Sep 21, 2020 $0.15; Dec 21, 2020 $0.15; Mar 22, 2021 $0.13; Jun 21, 2021 $0.13; Sep 20, 2021 $0.14; Dec 20, 2021 $0.15; Mar 21, 2022 $0.14; Jun 21, 2022 $0.16; Sep 19, 2022 $0.17; Dec 19, 2022 $0.18; Mar 20, 2023 $0.22; Jun 20, 2023 $0.17; Sep 18, 2023 $0.15; Dec 18, 2023 $0.16; Mar 18, 2024 $0.19; Jun 24, 2024 $0.20; Sep 23, 2024 $0.20; Dec 23, 2024 $0.22; Mar 24, 2025 $0.27; Jun 23, 2025 $0.22; Sep 22, 2025 $0.21; Dec 22, 2025 $0.24; Mar 23, 2026 $0.22; Jun 22, 2026 $0.23; Sep 21, 2026 $0.24. Use the arrow keys to read each point.2017201820192020202120222023202420252026YTD
Ex-datePay dateAmount per share
Sep 21, 2026Sep 23, 2026$0.24
Jun 22, 2026Jun 24, 2026$0.23
Mar 23, 2026Mar 25, 2026$0.22
Dec 22, 2025Dec 24, 2025$0.24
Sep 22, 2025Sep 24, 2025$0.21
Jun 23, 2025Jun 25, 2025$0.22
Mar 24, 2025Mar 26, 2025$0.27
Dec 23, 2024Dec 26, 2024$0.22
Sep 23, 2024Sep 25, 2024$0.20
Jun 24, 2024Jun 26, 2024$0.20
Mar 18, 2024Mar 21, 2024$0.19
Dec 18, 2023Dec 21, 2023$0.16

See all 111 payments⁠

$10,000 in XLY 10 years ago paid $1,902 in dividends.⁠

XLY Risk

Risk pillarC51 out of 100Rank 6 of 15 in Consumer Discretionary (Broad)
How much the fund’s monthly returns vary, scaled to a year.
17.7%
Annualised · 36 months to Oct 2026
How it’s calculated: standard deviation

The sample standard deviation of monthly total returns, multiplied by the square root of 12.

Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.

Return above 3-month US Treasury bills per unit of volatility.
0.67
vs 3-month T-bills · to Oct 2026
How it’s calculated: Sharpe ratio

Subtract each month’s Treasury-bill return from the fund’s monthly total return.

Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.

Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.

The largest fall from a peak to the low that followed.
−39.7%
Trough Dec 2022
How it’s calculated: maximum drawdown

The largest percentage decline from an earlier peak, using total returns with reinvested distributions.

Uses up to five years through the last close, with at least 12 months required.

How strongly the fund’s returns move with its asset-class index.
1.22
vs its asset-class index
How it’s calculated: beta

The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.

FMP measures it over up to five years of monthly returns.

XLY Cost

Cheapest in Consumer Discretionary (Broad)

$1,689

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • XLY 0.08%

    $1,689

$10,000
30 years

Cost over time

  • XLY 0.08%
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$500$1K$1.5K$2K051015202530XLY $1,689

Year by year

YearXLY
10$147
20$575
30$1,689

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