State Street Consumer Discretionary Select Sector SPDR ETF
$110.83−1.50 (−1.34%)
- Expense ratio
- 0.08%
- Fund size
- $22.0B
- 1Y return
- −5.7%
- Yield · Last 12 months
- 0.83%
- Holdings
- 47
- Volume · 30D
- 7.3M sh
- NAV per share
- $112.20
- 52W range
The ETF.net XLY Grade
Score 79 of 100 sits in the A band. Bands: A ≥ 70, B ≥ 55, C ≥ 40, D ≥ 25, F < 25; the scale skips E.
Cost
What you pay to own it — the expense ratio plus trading frictions, ranked within its category.AScore 96Category rankMission
How faithfully it does the job it claims — tracking its mandate or index with minimal slippage.AScore 81Category rankRisk
How violently it can move — volatility, drawdown depth, and downside capture versus its category.BScore 55Category rankTradability
How cheaply and easily you can get in and out — liquidity, spread, and premium/discount stability.AScore 100Category rankHoldings
What it actually owns — the quality, breadth, and concentration of the underlying portfolio.DScore 37Category rankDurability
Whether it will still be here — the fund’s assets, age, flows, and issuer staying power.AScore 79Category rank
Our read on XLY
ALive since 1998 as one of the original Select Sector SPDRs, XLY bundles the S&P 500's spending-money stocks (cars, couches, burgers, online carts) into one heavily traded ticker at eight basis points.
The fund seeks to track the performance of the Consumer Discretionary Select Sector Index, providing targeted exposure to companies in the consumer discretionary sector.
Why people hold it
- Charges 0.08% a year, a fraction of the roughly 0.35% typical for consumer discretionary funds, and tied for the cheapest in its peer group.
- A multi-billion-dollar fund and one of the most actively traded in the category, which generally shows up as tight bid-ask spreads for buyers and sellers.
- Plain mandate: S&P 500 consumer discretionary members, with capping rules that stop any single company from swallowing the index. Pays quarterly.spglobal.com
- Trading since December 1998 as one of the first US sector funds, and it still stands among the strongest implementations in its peer group.
Worth knowing
- About 50 stocks. Even with the index caps, a small handful of megacaps drives most of the movement.spglobal.com
- S&P 500 members only, so smaller retailers and restaurant chains sit outside the index entirely.spglobal.com
- One sector, and a cyclical one: discretionary spending rises and falls with the economy, and the fund is classified as non-diversified.sec.govbritannica.com
XLY Holdings
- Stocks
- 47
- 68%
- AMZN
Sectors
- Consumer Discr.96.9%
- Communication1.9%
- Technology1.2%
Geography
- United States98.29%
- Switzerland1.44%
- Canada0.27%
XLY Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
XLY$9,430
Returns run to the Sep 22, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | XLY |
|---|---|
| Year to date | −5.3% |
| 1 month | −4.6% |
| 3 months | −2.1% |
| 1 year | −5.7% |
| 3 years | +12.7% |
| 5 years | +5.1% |
| 10 years | +12.0% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | XLY |
|---|---|---|
| 2026 YTD | −5.3% | |
| 2025 | +7.4% | |
| 2024 | +26.5% | |
| 2023 | +39.6% | |
| 2022 | −36.3% | |
| 2021 | +27.9% | |
| 2020 | +29.6% |
XLY in the news
XLY Dividends
- 0.83%
- $0.93
- $0.24 per share
- Quarterly
Distribution history
| Ex-date | Pay date | Amount per share |
|---|---|---|
| Sep 21, 2026 | Pays Sep 23, 2026 | $0.24 |
| Jun 22, 2026 | Jun 24, 2026 | $0.23 |
| Mar 23, 2026 | Mar 25, 2026 | $0.22 |
| Dec 22, 2025 | Dec 24, 2025 | $0.24 |
| Sep 22, 2025 | Sep 24, 2025 | $0.21 |
| Jun 23, 2025 | Jun 25, 2025 | $0.22 |
| Mar 24, 2025 | Mar 26, 2025 | $0.27 |
| Dec 23, 2024 | Dec 26, 2024 | $0.22 |
| Sep 23, 2024 | Sep 25, 2024 | $0.20 |
| Jun 24, 2024 | Jun 26, 2024 | $0.20 |
| Mar 18, 2024 | Mar 21, 2024 | $0.19 |
| Dec 18, 2023 | Dec 21, 2023 | $0.16 |
XLY Risk
- 17.7%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.46
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −39.7%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 1.22
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
XLY Cost
0.08%
XLY0.08%
- The middle half of Consumer Discretionary (Broad) funds
- Median 0.35%
No Consumer Discretionary (Broad) fund charges less.