State Street SPDR S&P Retail ETF
$84.33+0.18 (+0.21%)
- 0.35%
- $362M
- +4.9%
- 0.89%
- 4.1M sh
- $84.09
- low $77.24high $93.52
The ETF.net XRT Grade
B
Score 66 out of 100
- 3 of 15
Score 66 of 100 falls in the B band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.C50 out of 100Rank 7 of 15Mission
Whether the fund did what it promised, tested against its stated mandate.A86 out of 100Rank 1 of 3Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.B65 out of 100Rank 3 of 15Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.A90 out of 100Rank 2 of 15Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.A87 out of 100Rank 2 of 15Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.B57 out of 100Rank 6 of 15
Our read on XRT
BPure retail, not broad consumer discretionary. XRT equal-weights roughly 80 store chains and online sellers, so a small-cap mall retailer carries about as much freight as a mega-cap giant. It has been the sector's trading vehicle since 2006.
The fund seeks to provide investment results that generally correspond to the total return performance of the S&P Retail Select Industry Index, before fees and expenses.
Why people hold it
- Modified equal weight: the index resets constituents toward equal slices each quarter, so a single giant retailer does not run the whole fund.spglobal.com
- Retail only: apparel, automotive, broadline, computer and electronics, staples merchandise, drug, food and specialty stores. Car dealers count, carmakers do not.ssga.com
- Trading since 2006 and very actively traded, one of the older and busier ways to take a targeted position on US retail rather than a whole sector.ssga.com
- Sticks tightly to its index and stands among the stronger builds in its consumer discretionary peer group. Pays quarterly.
Worth knowing
- At 0.35% it costs more than broad cap-weighted discretionary funds like XLY and FDIS near 0.08%. The focus and the equal weighting are what the extra buys.
- Equal weighting pulls small and mid-cap chains up next to the giants, so moves can be sharper than a cap-weighted sector fund's.ssga.com
- One industry, roughly 80 names. When shoppers tighten up, there is no other sector inside the fund to cushion it.
XRT Holdings
- Stocks
- 76
- 16%
- GME
Sectors
- Consumer Discretionary75.7%
- Consumer Staples20.6%
- Health Care1.5%
- Technology1.2%
- Communication0.9%
Geography
- United States98.55%
- Bermuda1.45%
XRT Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
XRT$10,491
Returns run to the Oct 12, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | XRT |
|---|---|
| Year to date | −0.7% |
| 1 month | −0.5% |
| 3 months | −4.3% |
| 1 year | +4.9% |
| 3 years | +13.9% |
| 5 years | +0.3% |
| 10 years | +8.4% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | XRT |
|---|---|---|
| 2026 YTD | −0.7% | |
| 2025 | +8.1% | |
| 2024 | +11.8% | |
| 2023 | +21.5% | |
| 2022 | −31.6% | |
| 2021 | +42.6% | |
| 2020 | +41.9% |
XRT in the news
XRT Dividends
- 0.89%
- $0.74
- $0.17 per share
- Quarterly
Distribution history
XRT Risk
- 20.4%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.43
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −44.6%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 1.17
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
XRT Cost
0.35%
XRT0.35%
- The middle half of Consumer Discretionary (Broad) funds
- Median 0.35%
5 of the 14 Consumer Discretionary (Broad) funds charge less.
Other funds in Consumer Discretionary (Broad)
- AXLYState Street Consumer Discretionary Select Sector SPDR ETFExpense ratio 0.08%1 year return −1.0%
- AFDISFidelity MSCI Consumer Discretionary Index ETFExpense ratio 0.08%1 year return +0.6%
- BVCRVanguard Consumer Discretionary ETFExpense ratio 0.09%1 year return +0.7%
- BRTHVanEck Retail ETFExpense ratio 0.35%1 year return +8.1%
- BXHBState Street SPDR S&P Homebuilders ETFExpense ratio 0.35%1 year return −8.3%