State Street SPDR S&P Retail ETF
$82.72−0.95 (−1.14%)
- Expense ratio
- 0.35%
- Fund size
- $347M
- 1Y return
- −2.6%
- Yield · Last 12 months
- 0.89%
- Holdings
- 74
- Volume · 30D
- 4.7M sh
- NAV per share
- $82.54
- 52W range
The ETF.net XRT Grade
Score 64 of 100 sits in the B band. Bands: A ≥ 70, B ≥ 55, C ≥ 40, D ≥ 25, F < 25; the scale skips E.
Cost
What you pay to own it — the expense ratio plus trading frictions, ranked within its category.CScore 50Category rankMission
How faithfully it does the job it claims — tracking its mandate or index with minimal slippage.AScore 85Category rankRisk
How violently it can move — volatility, drawdown depth, and downside capture versus its category.BScore 60Category rankTradability
How cheaply and easily you can get in and out — liquidity, spread, and premium/discount stability.AScore 86Category rankHoldings
What it actually owns — the quality, breadth, and concentration of the underlying portfolio.AScore 88Category rankDurability
Whether it will still be here — the fund’s assets, age, flows, and issuer staying power.CScore 52Category rank
Our read on XRT
BPure retail, not broad consumer discretionary. XRT equal-weights roughly 80 store chains and online sellers, so a small-cap mall retailer carries about as much freight as a mega-cap giant. It has been the sector's trading vehicle since 2006.
The fund seeks to provide investment results that generally correspond to the total return performance of the S&P Retail Select Industry Index, before fees and expenses.
Why people hold it
- Modified equal weight: the index resets constituents toward equal slices each quarter, so a single giant retailer does not run the whole fund.spglobal.com
- Retail only: apparel, automotive, broadline, computer and electronics, staples merchandise, drug, food and specialty stores. Car dealers count, carmakers do not.ssga.com
- Trading since 2006 and very actively traded, one of the older and busier ways to take a targeted position on US retail rather than a whole sector.ssga.com
- Sticks tightly to its index and stands among the stronger builds in its consumer discretionary peer group. Pays quarterly.
Worth knowing
- At 0.35% it costs more than broad cap-weighted discretionary funds like XLY and FDIS near 0.08%. The focus and the equal weighting are what the extra buys.
- Equal weighting pulls small and mid-cap chains up next to the giants, so moves can be sharper than a cap-weighted sector fund's.ssga.com
- One industry, roughly 80 names. When shoppers tighten up, there is no other sector inside the fund to cushion it.
XRT Holdings
- Stocks
- 74
- 15%
- GME
Sectors
- Consumer Discr.76.1%
- Cons. Staples19.6%
- Communication1.5%
- Technology1.4%
- Health Care1.4%
Geography
- United States98.31%
- Bermuda1.69%
XRT Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
XRT$9,739
Returns run to the Sep 22, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | XRT |
|---|---|
| Year to date | −1.2% |
| 1 month | −4.4% |
| 3 months | −1.9% |
| 1 year | −2.6% |
| 3 years | +13.3% |
| 5 years | −0.8% |
| 10 years | +8.3% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | XRT |
|---|---|---|
| 2026 YTD | −1.2% | |
| 2025 | +8.1% | |
| 2024 | +11.8% | |
| 2023 | +21.5% | |
| 2022 | −31.6% | |
| 2021 | +42.6% | |
| 2020 | +41.9% |
XRT in the news
XRT Dividends
- 0.89%
- $0.74
- $0.17 per share
- Quarterly
Distribution history
| Ex-date | Pay date | Amount per share |
|---|---|---|
| Sep 21, 2026 | Pays Sep 23, 2026 | $0.17 |
| Jun 22, 2026 | Jun 24, 2026 | $0.19 |
| Mar 23, 2026 | Mar 25, 2026 | $0.21 |
| Dec 22, 2025 | Dec 24, 2025 | $0.17 |
| Sep 22, 2025 | Sep 24, 2025 | $0.10 |
| Jun 23, 2025 | Jun 25, 2025 | $0.21 |
| Mar 24, 2025 | Mar 26, 2025 | $0.18 |
| Dec 23, 2024 | Dec 26, 2024 | $0.56 |
| Sep 23, 2024 | Sep 25, 2024 | $0.12 |
| Jun 24, 2024 | Jun 26, 2024 | $0.37 |
| Mar 18, 2024 | Mar 21, 2024 | $0.15 |
| Dec 18, 2023 | Dec 21, 2023 | $0.33 |
XRT Risk
- 20.5%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.41
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −44.6%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 1.17
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
XRT Cost
0.35%
XRT0.35%
- The middle half of Consumer Discretionary (Broad) funds
- Median 0.35%
5 of the 14 Consumer Discretionary (Broad) funds charge less.