AGG vs GTOC: Grades, Fees and Holdings Compared

iShares Core U.S. Aggregate Bond ETF

AGGANYSE Arca

Invesco Core Fixed Income ETF

GTOCBCboe

Overlap

No data

Expense ratio

AGG −0.25pt a year

AGG0.03%GTOC0.28%

Avg volume · 30D

AGG 275.6×the volume

AGG9.95MGTOC36.1K

AGG vs GTOC Performance

Oct 31, 2025 – Oct 30, 2026

−0.2%AGG−0.3%GTOC

Expense ratio: AGG 0.03%, better; GTOC 0.28%
Fund size: AGG $140B; GTOC $350M
1Y total return: AGG −0.2%, better; GTOC −0.3%
Yield (12M): AGG 4.12%; GTOC 4.62%, better
Holdings: AGG 13428; GTOC 974
Avg volume (30D): AGG 9.95M sh, better; GTOC 36.1K sh
NAV per share: AGG $96.45; GTOC $24.31
52W range

ETF.net Grade

Pillar letters and Scores for AGG, GTOC, with each pillar’s weight
Pillar	AGG	GTOC
Cost30% weight	A97Higher	B59
Mission25% weight	A100	A100
Risk15% weight	C47	C47
Tradability15% weight	A94Higher	B56
Holdings10% weight	A77Higher	C44
Durability5% weight	A95Higher	C44

Rank among US Aggregate Bond funds

How we build Categories ›

Same Category. AGG and GTOC are both graded against the same 114 US Aggregate Bond funds, so their Grades compare head to head.

US Aggregate Bond⁠

Category · 114 funds

See all 114 ›

AGG ranks 1st and GTOC 46th of 114 funds in the US Aggregate Bond Category.

Rank 1AAGGiShares Core U.S. Aggregate Bond ETFScore 87
Rank 2AIUSBiShares Core Universal USD Bond ETFScore 86
Rank 46BBLSTBluemonte Short Term Bond ETFScore 64
Rank 46BGTOCInvesco Core Fixed Income ETFScore 64
Rank 46BHCRBHartford Core Bond ETFScore 64

Our read on each fund

ETF.net Research

AGGAiShares Core U.S. Aggregate Bond ETF

GTOCBInvesco Core Fixed Income ETF

In short

AGG Launched in 2003, one of the first funds to pack the entire U.S. investment-grade bond market into a single ticker: Treasuries, corporates and mortgage bonds, three basis points a year, cash paid monthly.

GTOC No data

Stated mandate

AGG The fund seeks to track the Bloomberg U.S. Aggregate Bond Index, providing broad exposure to the total U.S. investment-grade bond market.

GTOC No data

Why people hold it

AGG 0.03% a year against a peer-group median near 0.36%. On a bond fund, the fee comes straight out of the coupon, so the gap matters more than it looks.
A $100 billion-plus fund and very actively traded, the kind of depth that keeps bid-ask costs down for retail-sized orders.
Tracks the Bloomberg U.S. Aggregate closely, with one of the tightest index-following records in its peer group. Income is distributed monthly.
Running since 2003, giving it one of the longest track records among U.S. bond index ETFs.

GTOC No data

Worth knowing

AGG Investment grade and U.S. dollar only. High-yield debt and foreign bonds sit outside the mandate, so this is designed as core ballast rather than a yield hunt.
Rate risk comes as it comes. The index gets tracked whether yields rise or fall, with no manager stepping in to shorten duration.
The same index is sold by SPAB, SCHZ and BBAG at the same 0.03%. The portfolio is the commodity here; scale and trading depth are the tiebreakers.

GTOC No data

Full AGG profile⁠

Full GTOC profile⁠

AGG vs GTOC Holdings

How AGG and GTOC differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

Sector14 Sectors0.0%
Countryby domicile90.4%
Asset classFixed Income100%

Sector

Sector weights in AGG and GTOC, widest gap first
Sector	More in AGGMore in GTOC	AGG	GTOC
Treasury	AGG +47.1 points	47.1%	0.0%
Securitized	GTOC +40.0 points	0.0%	40.0%
Government	GTOC +30.4 points	0.0%	30.4%
Corporate	GTOC +29.5 points	0.0%	29.5%
MBS Pass-Through	AGG +23.0 points	23.0%	0.0%
Industrial	AGG +14.4 points	14.4%	0.0%
Financial Institutions	AGG +8.1 points	8.1%	0.0%
Utility	AGG +2.5 points	2.5%	0.0%
CMBS	AGG +1.4 points	1.4%	0.0%
Sovereign	AGG +1.1 points	1.1%	0.0%
Supranational	AGG +0.9 points	0.9%	0.0%
Local Authority	AGG +0.6 points	0.6%	0.0%
Agency	AGG +0.5 points	0.5%	0.0%
ABS	AGG +0.4 points	0.4%	0.0%

Country, concentration and asset class

Country by domicile

Country weights in AGG and GTOC, widest gap first
Country	More in AGGMore in GTOC	AGG	GTOC
United States	AGG +7.7 points	94.8%	87.1%
Panama	GTOC +4.7 points	0.2%	4.9%
Japan	GTOC +1.8 points	0.5%	2.3%
United Kingdom	GTOC +1.2 points	0.8%	2.0%
Switzerland	GTOC +0.6 points	0.0%	0.6%
Netherlands	GTOC +0.5 points	0.2%	0.7%
Other countries (25)	AGG +0.9 points	3.4%	2.5%

Concentration

Weight in the 10 largest Holdings

AGG6.5%
GTOC33.5%

Securities held

AGG12,534
GTOC970

Asset class

AGG: Fixed Income
GTOC: Fixed Income

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. AGG holds 12,534 securities, GTOC 970.

All 13,484 AGG holdings⁠All 977 GTOC holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

AGG vs GTOC Cost

Overpaying GTOC vs AGG

$5,117

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

AGG 0.03%
$638
GTOC 0.28%
$5,755

Amount$10,000

Years30 years

Cost over time

AGG 0.03%
GTOC 0.28%
Overpaying

Year by year

Year	AGG	GTOC	Overpaying
10	$55	$509	$454
20	$216	$1,976	$1,760
30	$638	$5,755	$5,117

Expense ratio

0.03%AGG, cheaper
0.28%GTOC

AGG0.03%GTOC0.28%

0.00%1.04%

Middle half of US Aggregate Bond funds
Median 0.34%

AGG 2nd cheapest of 114 funds

GTOC 46th cheapest of 114 funds

AGG vs GTOC Dividends

Last 12 months to Oct 30, 2026

Yield (12M): AGG 4.12%; GTOC 4.62%, better
Payout (12M): AGG $3.97; GTOC $1.12
Last payment: AGG $0.33; GTOC $0.11
Ex-dividend: AGG Oct 1, 2026; GTOC Oct 19, 2026
Paid on: AGG Oct 6, 2026; GTOC Oct 23, 2026
Frequency: AGG Monthly; GTOC Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

AGGMonthly · 45 paymentsAll AGG payments⁠

GTOCMonthly · 15 paymentsAll GTOC payments⁠

AGG vs GTOC Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: AGG 5.6%GTOC 4.4%since Aug 2025
Return per unit of riskSharpe ratio, 3 years: AGG 0.17GTOC −0.38since Aug 2025
Worst fallMax drawdown, 5 years: AGG −17.3%GTOC −4.6%since Jul 2025
Market sensitivityBeta, 5 years: AGG 0.99GTOC 0.09; Market = 1

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Popular comparisons

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AGG vs GTOC

In short

Stated mandate

Why people hold it