DIAL vs INCE: Grades, Fees and Holdings Compared

Columbia Diversified Fixed Income Allocation ETF

DIALBNYSE Arca

Franklin Income Equity Focus ETF

INCEANYSE Arca

Overlap

0.0%by weight

Expense ratio

DIAL0.29%INCE0.29%

Avg volume · 30D

DIAL 1.4×the volume

DIAL68.5KINCE47.3K

5Y return · a year

INCE +10.4pt

DIAL+0.3%INCE+10.7%

DIAL vs INCE Performance

Nov 2, 2021 – Nov 2, 2026

+1.7%DIAL+65.9%INCE

Expense ratio: DIAL 0.29%; INCE 0.29%
Fund size: DIAL $421M; INCE $368M
1Y total return: DIAL 0.0%; INCE +22.8%, better
Yield (12M): DIAL 5.74%, better; INCE 4.96%
Holdings: DIAL 653; INCE 115
Avg volume (30D): DIAL 68.5K sh, better; INCE 47.3K sh
NAV per share: DIAL $17.52; INCE $68.80
52W range

ETF.net Grade

Pillar letters and Scores for DIAL, INCE, with each pillar’s weight
Pillar	DIAL	INCE
Cost30% weight	A82	A82
Mission25% weight	D29	Not scored
Risk15% weight	B59	B64Higher
Tradability15% weight	B65	B65
Holdings10% weight	B69	A74Higher
Durability5% weight	A80	A85Higher

Rank among Multi-Asset Allocation funds

How we build Categories ›

Same Category. DIAL and INCE are both graded against the same 37 Multi-Asset Allocation funds, so their Grades compare head to head.

Multi-Asset Allocation⁠

Category · 37 funds

See all 37 ›

INCE ranks 4th and DIAL 10th of 37 funds in the Multi-Asset Allocation Category.

Rank 1AUCBGState Street SPDR UC Investments 90/10 Endowment Strategy Index ETFScore 95
Rank 2AAOAiShares Core 80/20 Aggressive Allocation ETFScore 88
Rank 3AIRTRiShares LifePath Retirement ETFScore 86
Rank 4AINCEFranklin Income Equity Focus ETFScore 74
Rank 5AGAACambria Global Asset Allocation ETFScore 71
Rank 9BTBFCBrinsmere Fund Conservative ETFScore 62
Rank 10BDIALColumbia Diversified Fixed Income Allocation ETFScore 61
Rank 10BTBFGBrinsmere Fund Growth ETFScore 61

Our read on each fund

ETF.net Research

DIALBColumbia Diversified Fixed Income Allocation ETF

INCEAFranklin Income Equity Focus ETF

In short

DIAL No data

INCE Franklin's income playbook run through stocks instead of bonds: roughly 100 equity-focused positions, monthly payouts, and an objective that targets lower volatility than the S&P 500, at a fee well under the typical allocation fund.

Stated mandate

DIAL No data

INCE The Fund seeks income from equity securities and related instruments while also pursuing capital appreciation and lower volatility than the S&P 500 Index.

Why people hold it

DIAL No data

INCE 0.29% a year, less than half what the typical allocation fund charges.
Income is the job, and it shows up monthly. The mandate also lets managers move across debt and equity markets rather than sit in one lane.
The stated goal is not yield alone: income, capital appreciation, and lower volatility than the S&P 500 are all written into the objective.
Undercuts its multi-asset sibling INCM (0.38%) on fee, and sits among the stronger names in a crowded allocation field.

Worth knowing

DIAL No data

INCE Small and lightly traded next to the giants of its category, so spreads can widen. Limit orders are the norm here.
Distributions may include return of capital, so part of a monthly payout can be your own money coming back.
Equity-forward by design. The aim is a smoother ride than the S&P 500, not bond-like steadiness.

Full DIAL profile⁠

Full INCE profile⁠

DIAL vs INCE Holdings

How DIAL and INCE differ

Overlap by weight

0.0%

Shared holdings make up 0.0% of DIAL and 0.0% of INCE.

Level by level

Asset classFixed Income, Equity0.0%
Holdings0 in both0.0%
Countryby domicile73.0%

Sector

No Sector split for DIAL.

Country, concentration and asset class

Country by domicile

Country weights in DIAL and INCE, widest gap first
Country	More in DIALMore in INCE	DIAL	INCE
United States	INCE +24.4 points	69.7%	94.1%
Turkey	DIAL +9.8 points	9.8%	0.0%
Mexico	DIAL +1.8 points	1.8%	0.0%
Canada	DIAL +1.7 points	1.7%	0.0%
France	INCE +1.4 points	1.0%	2.4%
Japan	DIAL +1.4 points	1.4%	0.0%
Colombia	DIAL +1.3 points	1.3%	0.0%
Brazil	DIAL +1.3 points	1.3%	0.0%
Other countries (19)	DIAL +8.5 points	12.0%	3.5%

Outside the US: DIAL 43% developed, 57% emerging.

Concentration

Weight in the 10 largest Holdings

DIAL26.1%
INCE25.6%

Securities held

DIAL516
INCE110

Asset class

DIAL: Fixed Income
INCE: Equity

Holdings

Only in DIAL516
In both0
Only in INCE110

Only in DIAL

516 securities, 96.7% of DIAL by weight

Umbs 30YR Tba(Reg A)9.73%
Treasury Bill9.37%
Treasury Bond5.91%
Fnma 30YR Tba(Reg A)3.04%
Treasury Note2.86%
Brazil Federative Republic of (Gov1.26%
Turkey (Republic Of)0.97%
Canada (Government Of)0.91%
Norway Kingdom of (Government)0.86%
Uk Treasury0.83%
Australia (Commonwealth Of)0.82%
Switzerland (Confederation Of)0.80%
Germany (Federal Republic Of)0.80%
Sweden (Kingdom Of)0.80%
France (Govt Of) Bonds 144A Regs 05/36 1.250.80%
Buoni Poliennali Del Tes0.80%
New Zealand (Government Of)0.78%
Peru (Republic Of)0.73%
Panama (Republic Of)0.72%
Ecopetrol SA0.69%
Colombia (Republic Of)0.65%
Hungary Sr Unsecured Regs 03/36 5.50.64%
Indonesia (Republic Of)0.63%
Romania (Republic Of)0.63%
Dominican Republic (Government)0.62%
South Africa (Republic Of)0.60%
United Mexican States0.58%
Softbank Group Corp0.53%
Kazakhstan (Republic Of)0.50%
Cote D Ivoire (Republic Of)0.50%
Uruguay (Oriental Republic Of)0.50%
Republic of Serbia Sr Unsecured Regs 06/34 60.49%
Paramount Skydance Corp0.47%
Perusahaan Penerbit Surat Berharga0.45%
Mexico (United Mexican States) (Go0.43%
Undersecretariat of Treasury Asset0.42%
Morocco (Kingdom Of)0.41%
Quikrete Holdings Inc0.39%
Transdigm Inc0.38%
Meridian Arc Holdco Llc0.38%
Echostar Corp0.38%
Jamaica (Government)0.38%
Venture Global Lng Inc0.37%
Nexstar Media Inc0.37%
Japan (Government Of) 10YR #3760.36%
Ocp SA0.35%
Sharjah Emirate of0.35%
Dp World Ltd Uae Sr Unsecured Regs 07/37 6.850.34%
Petrobras Global Finance Bv0.33%
Trinidad and Tobago (Republic Of)0.32%

Only in INCE

110 securities, 98.7% of INCE by weight

Chevron Corp3.86%
Verizon Communications In2.81%
Procter & Gamble Co/The2.74%
Lockheed Martin Corp2.63%
Pepsico Inc2.52%
Southern Co/The2.50%
Mizuho Markets Eln 10/272.44%
Citigroup Glob Eln 10/272.43%
Duke Energy Corp2.12%
Medtronic PLC2.05%
Us Bancorp1.95%
Wells Fargo Eln 10/271.82%
Philip Morris Internation1.77%
JPMorgan Chase & Co1.73%
Coca-Cola Co/The1.67%
Toronto-Dom Eln 10/271.66%
Air Products & Chemicals1.65%
Johnson & Johnson1.60%
Morgan Stanley Eln 10/271.59%
Abbott Laboratories1.53%
Totalenergies SE1.51%
Conocophillips1.34%
Hp Enterprise Co1.24%
Nextera Energy Inc1.23%
Home Depot Inc1.19%
Pfizer Inc1.16%
Merrill Lynch Eln 10/271.16%
Bank of America Corp1.13%
Mcdonald's Corp1.13%
Exxonmobil Holdings Corp1.10%
Nestle Sa-Spons Adr1.05%
Mizuho Mark Eln 9/271.02%
Bnp Paribas Eln 10/271.02%
United Parcel Service-Cl1.00%
Nextera Energy Inc0.99%
Albemarle Corp0.99%
Barclays Bank P Eln 04/270.97%
Bnp Paribas Iss Eln 10/270.92%
Royal Bk Canada Eln 10/270.92%
Boeing Co/The0.89%
JPMorgan Chase 0 1/270.88%
Rtx Corp0.87%
Morgan Stanley0.86%
Oracle Corp0.86%
Sempra0.86%
Cvs Health Corp0.84%
Texas Instruments Inc0.83%
Union Pacific Corp0.79%
Johnson Controls Internat0.78%
Jp Morgan Chase 0 11/270.77%

Weight gaps

DIAL and INCE share no securities.

All 535 DIAL holdings⁠All 113 INCE holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

DIAL vs INCE Cost

Same expense ratio

$5,952

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

DIAL 0.29%
$5,952
INCE 0.29%
$5,952

Amount$10,000

Years30 years

Cost over time

DIAL 0.29%
INCE 0.29%

Year by year

Year	DIAL	INCE
10	$527	$527
20	$2,044	$2,044
30	$5,952	$5,952

Expense ratio

0.29%DIAL
0.29%INCE

DIAL0.29%INCE0.29%

0.06%1.36%

Middle half of Multi-Asset Allocation funds
Median 0.57%

DIAL 7th cheapest of 37 funds

INCE 7th cheapest of 37 funds

DIAL vs INCE Dividends

Last 12 months to Nov 2, 2026

Yield (12M): DIAL 5.74%, better; INCE 4.96%
Payout (12M): DIAL $1.00; INCE $3.42
Last payment: DIAL $0.08; INCE $0.30
Ex-dividend: DIAL Nov 2, 2026; INCE Oct 30, 2026
Paid on: DIAL Pays Nov 4, 2026; INCE Pays Nov 4, 2026
Frequency: DIAL Monthly; INCE Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

DIALMonthly · 46 paymentsAll DIAL payments⁠

INCEMonthly · 34 paymentsAll INCE payments⁠

DIAL vs INCE Risk

Fall from peak · 5 years

DIAL
INCE

Risk facts

VolatilityStd dev, 3 years: DIAL 6.5%, betterINCE 10.8%
Return per unit of riskSharpe ratio, 3 years: DIAL 0.39INCE 1.28, better
Worst fallMax drawdown, 5 years: DIAL −21.6%INCE −18.4%, better
Market sensitivityBeta, 5 years: DIAL 1.10INCE 0.60; Market = 1

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