GENT vs SCHI

GENTCGenter Capital Taxable Quality Intermediate ETF

SCHIASchwab 5-10 Year Corporate Bond ETF

In short

GENT A boutique bond manager's core strategy in ETF clothing. Genter picks the bonds itself rather than tracking an index, aiming for steady income with principal protection first, and pays cash out monthly. You pay up for the active hand.

SCHI The cheap middle of the corporate bond curve. SCHI holds roughly 2,300 investment-grade corporate bonds maturing in five to ten years, charges three basis points, and pays interest monthly.

Stated mandate

GENT The fund seeks current income while limiting risk to principal, with capital appreciation as a secondary objective.

SCHI The fund seeks to track, before fees and expenses, an index representing the intermediate-term U.S. corporate bond market.

Why people hold it

• GENT Income-first mandate, straight from the fund's own filing: current income while limiting risk to principal, with capital appreciation only the secondary goal.
• Distributions land monthly, a cadence that lines up with bills rather than quarterly lumps.
• No declared index to shadow, so maturity and credit calls are made by the manager under an income-and-principal mandate.
• On the tape since 2017 in a plain 1940 Act fund structure. Real history, no leverage or derivative wrapper games.

• SCHI 0.03% a year against a 0.19% median for investment-grade corporate bond funds. No peer in the group charges less.
• Follows the Bloomberg US 5-10 Year Corporate Bond Index closely, one of the tightest index implementations among intermediate corporate bond funds.schwabassetmanagement.com
• A multi-billion-dollar fund that trades actively, the kind of scale that usually comes with narrow bid-ask spreads.
• About 2,300 bonds spread across the investment-grade corporate market, with income paid monthly rather than quarterly.

Worth knowing

• GENT The fee is 0.38% a year, against 0.03% to 0.04% at index-tracking intermediate corporate rivals like VCIT, IGIB and SPIB. Active management has to earn that gap.
• Thinly traded compared with the category's giants, so limit orders and patience matter more here than with household-name bond ETFs.
• A small fund from a boutique shop rather than a mega-issuer, which means less scale to spread costs across.

• SCHI Five-to-ten-year maturities carry real rate sensitivity. When yields move, these bonds swing harder than short-term paper and softer than long bonds.
• Corporate credit only. No Treasuries, no mortgages, and nothing outside the five-to-ten-year window, so it's a slice of the bond market rather than the whole thing.schwabassetmanagement.com
• VCIT, IGIB and SPIB run near-identical mandates at similar cost, so the choice often comes down to index details and where you already hold accounts.

Full GENT profile⁠

Full SCHI profile⁠