GOVM vs SCHR: Grades, Fees and Holdings Compared

iShares 1-10 Year Treasury Bond ETF

GOVMCCboe

Schwab Intermediate-Term U.S. Treasury ETF

SCHRANYSE Arca

Overlap

No data

Expense ratio

SCHR −0.02pt a year

GOVM0.05%SCHR0.03%

Avg volume · 30D

SCHR 2121.4×the volume

GOVM1.53KSCHR3.24M

GOVM vs SCHR Performance

Jul 31, 2026 – Oct 30, 2026

+0.3%GOVM0.0%SCHR

Expense ratio: GOVM 0.05%; SCHR 0.03%, better
Fund size: GOVM $5M; SCHR $13.7B
1Y total return: GOVM No data; SCHR −0.3%
Yield (12M): GOVM No data; SCHR 4.02%
Holdings: GOVM 198; SCHR 102
Avg volume (30D): GOVM 1.53K sh; SCHR 3.24M sh, better
NAV per share: GOVM $24.68; SCHR $24.15
52W range

ETF.net Grade

Pillar letters and Scores for GOVM, SCHR, with each pillar’s weight
Pillar	GOVM	SCHR
Cost30% weight	B67	A92Higher
Mission25% weight	Not scored	A100
Risk15% weight	A71Higher	B61
Tradability15% weight	F8	B61Higher
Holdings10% weight	A77Higher	A76
Durability5% weight	D26	A84Higher

Rank among Treasuries (3-10 Year) funds

How we build Categories ›

Same Category. GOVM and SCHR are both graded against the same 19 Treasuries (3-10 Year) funds, so their Grades compare head to head.

Treasuries (3-10 Year)⁠

Category · 19 funds

See all 19 ›

SCHR ranks 3rd and GOVM 17th of 19 funds in the Treasuries (3-10 Year) Category.

Rank 1ASPTIState Street SPDR Portfolio Intermediate Term Treasury ETFScore 84
Rank 1AVGITVanguard Intermediate-Term Treasury ETFScore 84
Rank 3ASCHRSchwab Intermediate-Term U.S. Treasury ETFScore 82
Rank 4ABBIBJPMorgan BetaBuilders U.S. Treasury Bond 3-10 Year ETFScore 74
Rank 17CCIEICorgi 3-7 Year Treasury Bond ETFScore 40
Rank 17CGOVMiShares 1-10 Year Treasury Bond ETFScore 40
Rank 19DTYASimplify Intermediate Term Treasury Futures Strategy ETFScore 25

Our read on each fund

ETF.net Research

GOVMCiShares 1-10 Year Treasury Bond ETF

SCHRASchwab Intermediate-Term U.S. Treasury ETF

In short

GOVM No data

SCHR The belly of the Treasury curve for three basis points. Since 2010, SCHR has tracked the Bloomberg US Treasury 3-10 Year Index: government paper only, no corporate credit, income paid monthly.

Stated mandate

GOVM No data

SCHR The fund seeks to track, before fees and expenses, the total return of an index measuring the intermediate-term U.S. Treasury bond market.

Why people hold it

GOVM No data

SCHR Charges 0.03% a year, a fraction of the 0.15% median for intermediate Treasury funds. In a corner of the market where yields do the heavy lifting, fee drag matters.
Does exactly what the label says: about 100 US Treasury notes, tracking the Bloomberg US Treasury 3-10 Year Index with very tight fidelity. No credit sleeve, no derivatives detour.schwabassetmanagement.com
Pays monthly, and it is an actively traded, multi-billion-dollar fund, which puts it among the more established options in the 3-10 year Treasury aisle.
One of the strongest implementations in its peer group, matching SPTI at the bottom of the fee table and undercutting BBIB and the BondBloxx target-duration funds.

Worth knowing

GOVM No data

SCHR Intermediate maturities carry real rate sensitivity. When yields rise, prices on 3-10 year Treasuries fall, and this fund holds the full move.
Treasuries only. You get no credit spread from corporate or mortgage bonds, which is the point for some investors and a limit for others.schwabassetmanagement.com
SPTI runs the same 0.03% fee on the same slice of the curve, so the choice often comes down to brokerage plumbing rather than the funds themselves.

Full GOVM profile⁠

Full SCHR profile⁠

GOVM vs SCHR Holdings

How GOVM and SCHR differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

Asset classFixed Income100%
Countryby domicile100%

Sector

No Sector split for GOVM and SCHR.

Country, concentration and asset class

Country by domicile

Country weights in GOVM and SCHR, widest gap first
Country	More in GOVMMore in SCHR	GOVM	SCHR
United States	Same weight	100.0%	100.0%

Concentration

Weight in the 10 largest Holdings

GOVM10.3%
SCHR18.7%

Securities held

GOVM196
SCHR102

Asset class

GOVM: Fixed Income
SCHR: Fixed Income

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. GOVM holds 196 securities, SCHR 102.

All 194 GOVM holdings⁠All 102 SCHR holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

GOVM vs SCHR Cost

Overpaying GOVM vs SCHR

$422

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

GOVM 0.05%
$1,060
SCHR 0.03%
$638

Amount$10,000

Years30 years

Cost over time

GOVM 0.05%
SCHR 0.03%
Overpaying

Year by year

Year	GOVM	SCHR	Overpaying
10	$92	$55	$37
20	$360	$216	$144
30	$1,060	$638	$422

Expense ratio

0.05%GOVM
0.03%SCHR, cheaper

SCHR0.03%GOVM0.05%

0.03%0.39%

Middle half of Treasuries (3-10 Year) funds
Median 0.12%

SCHR cheapest of 19 funds

GOVM 5th cheapest of 19 funds

GOVM vs SCHR Dividends

Last 12 months to Oct 30, 2026

Yield (12M): GOVM No data; SCHR 4.02%
Payout (12M): GOVM No data; SCHR $0.97
Last payment: GOVM $0.08; SCHR $0.08
Ex-dividend: GOVM Oct 1, 2026; SCHR Oct 1, 2026
Paid on: GOVM Oct 6, 2026; SCHR Oct 7, 2026
Frequency: GOVM Monthly; SCHR Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

GOVMMonthly · 4 paymentsAll GOVM payments⁠

SCHRMonthly · 45 paymentsAll SCHR payments⁠

GOVM vs SCHR Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: GOVM No dataSCHR 4.7%
Return per unit of riskSharpe ratio, 3 years: GOVM No dataSCHR 0.02
Worst fallMax drawdown, 5 years: GOVM No dataSCHR −13.7%
Market sensitivityBeta, 5 years: GOVM −0.01SCHR 0.78; Market = 1

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