GOVM vs VGIT: Grades, Fees and Holdings Compared

iShares 1-10 Year Treasury Bond ETF

GOVMCCboe

Vanguard Intermediate-Term Treasury ETF

VGITANasdaq

Overlap

No data

Expense ratio

VGIT −0.02pt a year

GOVM0.05%VGIT0.03%

Avg volume · 30D

VGIT 3168.6×the volume

GOVM1.53KVGIT4.84M

GOVM vs VGIT Performance

Jul 31, 2026 – Oct 30, 2026

+0.3%GOVM0.0%VGIT

Expense ratio: GOVM 0.05%; VGIT 0.03%, better
Fund size: GOVM $5M; VGIT $47.8B
1Y total return: GOVM No data; VGIT −0.2%
Yield (12M): GOVM No data; VGIT 3.97%
Holdings: GOVM 198; VGIT 105
Avg volume (30D): GOVM 1.53K sh; VGIT 4.84M sh, better
NAV per share: GOVM $24.68; VGIT $57.72
52W range

ETF.net Grade

Pillar letters and Scores for GOVM, VGIT, with each pillar’s weight
Pillar	GOVM	VGIT
Cost30% weight	B67	A92Higher
Mission25% weight	Not scored	A100
Risk15% weight	A71Higher	B61
Tradability15% weight	F8	B66Higher
Holdings10% weight	A77	A87Higher
Durability5% weight	D26	A95Higher

Rank among Treasuries (3-10 Year) funds

How we build Categories ›

Same Category. GOVM and VGIT are both graded against the same 19 Treasuries (3-10 Year) funds, so their Grades compare head to head.

Treasuries (3-10 Year)⁠

Category · 19 funds

See all 19 ›

VGIT ranks 1st and GOVM 17th of 19 funds in the Treasuries (3-10 Year) Category.

Rank 1ASPTIState Street SPDR Portfolio Intermediate Term Treasury ETFScore 84
Rank 1AVGITVanguard Intermediate-Term Treasury ETFScore 84
Rank 3ASCHRSchwab Intermediate-Term U.S. Treasury ETFScore 82
Rank 17CCIEICorgi 3-7 Year Treasury Bond ETFScore 40
Rank 17CGOVMiShares 1-10 Year Treasury Bond ETFScore 40
Rank 19DTYASimplify Intermediate Term Treasury Futures Strategy ETFScore 25

Our read on each fund

ETF.net Research

GOVMCiShares 1-10 Year Treasury Bond ETF

VGITAVanguard Intermediate-Term Treasury ETF

In short

GOVM No data

VGIT The middle of the Treasury curve, priced like an afterthought. VGIT holds government bonds maturing in 3 to 10 years for 0.03% a year, a quarter of what the typical Treasury fund in its peer group charges.

Stated mandate

GOVM No data

VGIT Seeks to track a market-weighted Treasury bond index while maintaining an intermediate-term dollar-weighted average maturity.

Why people hold it

GOVM No data

VGIT Charges 0.03% a year against a 0.12% median for Treasury funds in its peer group. In bonds, where the coupon does the work, that fee gap is most of the argument.
Plain index work: it follows the Bloomberg U.S. Treasury 3-10 Year Bond Index with very little slippage, one of the tighter implementations in its Treasury peer group.vanguard.com
Running since 2009 and now a multi-billion-dollar fund that trades actively, so spreads stay tight. Interest lands monthly.
The portfolio is U.S. government paper only, a few dozen issues. No corporate borrowers to underwrite, no credit research required.vanguard.com

Worth knowing

GOVM No data

VGIT Intermediate maturities cut both ways. A 3 to 10 year book reprices more when yields move than a bill fund does, so the ride is bumpier than cash-like Treasury products.
Treasuries only means no corporate credit premium in the yield. Income comes strictly from government coupons, and the monthly payout drifts with rates.

Full GOVM profile⁠

Full VGIT profile⁠

GOVM vs VGIT Holdings

How GOVM and VGIT differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

Asset classFixed Income100%
Countryby domicile100%

Sector

No Sector split for GOVM.

Country, concentration and asset class

Country by domicile

Country weights in GOVM and VGIT, widest gap first
Country	More in GOVMMore in VGIT	GOVM	VGIT
United States	Same weight	100.0%	100.0%

Concentration

Weight in the 10 largest Holdings

GOVM10.3%
VGIT18.4%

Securities held

GOVM196
VGIT102

Asset class

GOVM: Fixed Income
VGIT: Fixed Income

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. GOVM holds 196 securities, VGIT 102.

All 194 GOVM holdings⁠All 76 VGIT holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

GOVM vs VGIT Cost

Overpaying GOVM vs VGIT

$422

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

GOVM 0.05%
$1,060
VGIT 0.03%
$638

Amount$10,000

Years30 years

Cost over time

GOVM 0.05%
VGIT 0.03%
Overpaying

Year by year

Year	GOVM	VGIT	Overpaying
10	$92	$55	$37
20	$360	$216	$144
30	$1,060	$638	$422

Expense ratio

0.05%GOVM
0.03%VGIT, cheaper

VGIT0.03%GOVM0.05%

0.03%0.39%

Middle half of Treasuries (3-10 Year) funds
Median 0.12%

VGIT cheapest of 19 funds

GOVM 5th cheapest of 19 funds

GOVM vs VGIT Dividends

Last 12 months to Oct 30, 2026

Yield (12M): GOVM No data; VGIT 3.97%
Payout (12M): GOVM No data; VGIT $2.29
Last payment: GOVM $0.08; VGIT $0.19
Ex-dividend: GOVM Oct 1, 2026; VGIT Oct 1, 2026
Paid on: GOVM Oct 6, 2026; VGIT Oct 5, 2026
Frequency: GOVM Monthly; VGIT Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

GOVMMonthly · 4 paymentsAll GOVM payments⁠

VGITMonthly · 45 paymentsAll VGIT payments⁠

GOVM vs VGIT Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: GOVM No dataVGIT 4.7%
Return per unit of riskSharpe ratio, 3 years: GOVM No dataVGIT 0.02
Worst fallMax drawdown, 5 years: GOVM No dataVGIT −13.8%
Market sensitivityBeta, 5 years: GOVM −0.01VGIT 0.78; Market = 1

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