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IBIH vs SCHP

iShares iBonds Oct 2031 Term TIPS ETF

IBIHBNYSE Arca

Schwab US TIPS ETF

SCHPANYSE Arca

Overlap

No data

Expense ratio

SCHP −0.07pt a year

IBIH0.10%SCHP0.03%

Avg volume · 30D

SCHP 94.7×the volume

IBIH59.4KSCHP5.63M

3Y return · a year

IBIH +0.9pt

IBIH+5.8%SCHP+4.9%

IBIH vs SCHP Performance

Oct 31, 2025 – Oct 30, 2026

+0.8%IBIH+0.1%SCHP

Oct 31, 2025 to Oct 30, 2026. IBIH +0.8%. SCHP +0.1%. Use the arrow keys to read each point.−2%−1%2%Oct 2025Apr 2026Oct 2026
Expense ratio
IBIH 0.10%
SCHP 0.03%, better
Fund size
IBIH $154M
SCHP $17.5B
1Y total return
IBIH +0.8%, better
SCHP +0.1%
Yield (12M)
IBIH 4.42%
SCHP 4.89%, better
Holdings
IBIH 5
SCHP 49
Avg volume (30D)
IBIH 59.4K sh
SCHP 5.63M sh, better
NAV per share
IBIH $25.41
SCHP $25.74
52W range

ETF.net Grade

IBIH: Cost 68, Risk 42, Mission 93, Tradability 50, Holdings 34, Durability 57. SCHP: Cost 98, Risk 35, Mission 100, Tradability 91, Holdings 87, Durability 82.
Pillar letters and Scores for IBIH, SCHP, with each pillar’s weight
PillarIBIHSCHP
Cost30% weightB68A98Higher
Mission25% weightA93A100Higher
Risk15% weightC42HigherD35
Tradability15% weightC50A91Higher
Holdings10% weightD34A87Higher
Durability5% weightB57A82Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. IBIH and SCHP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

SCHP ranks 1st and IBIH 10th of 40 funds in the TIPS Category.

  1. Rank 1ASCHPSchwab US TIPS ETFScore 85
  2. Rank 2ASTIPiShares 0-5 Year TIPS Bond ETFScore 80
  3. Rank 10BIBIGiShares iBonds Oct 2030 Term TIPS ETFScore 63
  4. Rank 10BIBIHiShares iBonds Oct 2031 Term TIPS ETFScore 63
  5. Rank 10BIBIIiShares iBonds Oct 2032 Term TIPS ETFScore 63

Our read on each fund

ETF.net Research

IBIHBiShares iBonds Oct 2031 Term TIPS ETF

SCHPASchwab US TIPS ETF

In short

IBIH Inflation protection with an end date. IBIH tracks an ICE index of Treasury inflation-protected bonds maturing in 2031, so it behaves like one rung of a ladder instead of a TIPS fund that rolls its maturities forever.

SCHP Inflation insurance in the plainest wrapper available: SCHP owns the full maturity range of Treasury inflation-protected bonds and tracks its Bloomberg index for three basis points a year.

Stated mandate

IBIH The fund seeks to follow an index of U.S. Treasury Inflation-Protected Securities maturing in 2031.

SCHP The fund seeks to track, before fees and expenses, the total return of an index composed of inflation-protected U.S. Treasury securities.

Why people hold it

  • IBIH One narrow job: US TIPS maturing in 2031, measured against an ICE index built for that single maturity year. You always know which vintage you own.ishares.com
  • Everything inside is US government inflation-linked debt, so credit risk is off the table and the moving parts are real yields and inflation.ishares.com
  • Fee is 0.10% a year, right at the median for target-maturity bond ETFs, and the fund has been running since 2023.
  • Designed to slot beside other dated rungs, so a do-it-yourself inflation ladder is a matter of picking years rather than buying individual Treasuries.ishares.com
  • SCHP 0.03% a year, a quarter of the typical Treasury-fund fee and level with the cheapest names in the group (VGIT, VCSH).
  • One job, done literally: only inflation-linked US Treasuries, whose principal adjusts with the official consumer price index.
  • Running since 2010, now a multi-billion-dollar fund that trades actively and hugs the Bloomberg Series-L index closely.
  • Passive, no maturity tilt, no manager view: one of the cleaner builds among Treasury ETFs.

Worth knowing

  • IBIH Small and thinly traded next to broad TIPS funds. Spreads can be wider, and bigger orders take more care to fill.
  • A single maturity year of Treasuries means a short holdings list. Concentrated by design, though the issuer behind every bond is the same one.
  • Distributions come quarterly and ride on CPI-linked principal adjustments, so the size of the check moves with inflation rather than sitting still.ishares.com
  • SCHP Inflation-linked is not rate-proof. This spans the whole maturity spectrum, so prices move with real yields.
  • Distributions are irregular. Coupons sit on an inflation-adjusted principal, so the cash arrives lumpy, not as a steady check.
  • About 50 bonds, all Uncle Sam. No credit spread, no corporate yield pickup; inflation and duration are the whole story.

Full IBIH profile⁠

Full SCHP profile⁠

IBIH vs SCHP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

IBIH vs SCHP Cost

Overpaying IBIH vs SCHP

$1,468

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • IBIH 0.10%

    $2,106

  • SCHP 0.03%

    $638

$10,000
30 years

Cost over time

  • IBIH 0.10%
  • SCHP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$500$1K$1.5K$2K$2.5K051015202530IBIH $2,106SCHP $638

Year by year

YearIBIHSCHPOverpaying
10$183$55$128
20$717$216$501
30$2,106$638$1,468

Expense ratio

  • 0.10%IBIH
  • 0.03%SCHP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

SCHP cheapest of 40 funds

IBIH 7th cheapest of 40 funds

IBIH vs SCHP Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
IBIH 4.42%
SCHP 4.89%, better
Payout (12M)
IBIH $1.12
SCHP $1.26
Last payment
IBIH $0.13
SCHP $0.06
Ex-dividend
IBIH Oct 1, 2026
SCHP Oct 1, 2026
Paid on
IBIH Oct 6, 2026
SCHP Oct 7, 2026
Frequency
IBIH Quarterly
SCHP Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

IBIHQuarterly · 12 paymentsAll IBIH payments⁠
One bar per payment. 12 payments from 2023 to 2026 YTD. Dec 14, 2023 $0.18; Apr 1, 2024 $0.19; Jul 1, 2024 $0.50; Oct 1, 2024 $0.19; Dec 18, 2024 $0.20; Apr 1, 2025 $0.27; Jul 1, 2025 $0.36; Oct 1, 2025 $0.28; Dec 19, 2025 $0.31; Apr 1, 2026 $0.08; Jul 1, 2026 $0.61; Oct 1, 2026 $0.13. Use the arrow keys to read each point.$0$0.5020232026YTD
SCHPMonthly · 38 paymentsAll SCHP payments⁠
One bar per payment. 38 payments from 2023 to 2026 YTD. Apr 3, 2023 $0.04; May 1, 2023 $0.09; Jun 1, 2023 $0.08; Jul 3, 2023 $0.11; Aug 1, 2023 $0.08; Sep 1, 2023 $0.08; Oct 2, 2023 $0.06; Nov 1, 2023 $0.09; Dec 1, 2023 $0.08; Dec 15, 2023 $0.07; Apr 1, 2024 $0.04; May 1, 2024 $0.10; Jun 3, 2024 $0.15; Jul 1, 2024 $0.12; Aug 1, 2024 $0.09; Sep 3, 2024 $0.05; Oct 1, 2024 $0.0098; Nov 1, 2024 $0.03; Dec 2, 2024 $0.07; Dec 20, 2024 $0.11; Mar 3, 2025 $0.02; Apr 1, 2025 $0.10; May 1, 2025 $0.12; Jun 2, 2025 $0.10; Jul 1, 2025 $0.11; Aug 1, 2025 $0.09; Sep 2, 2025 $0.10; Oct 1, 2025 $0.08; Nov 3, 2025 $0.09; Dec 1, 2025 $0.09; Dec 19, 2025 $0.18; Apr 1, 2026 $0.03; May 1, 2026 $0.10; Jun 1, 2026 $0.20; Jul 1, 2026 $0.22; Aug 3, 2026 $0.22; Sep 1, 2026 $0.08; Oct 1, 2026 $0.06. Use the arrow keys to read each point.$0$0.5020232026YTD

IBIH vs SCHP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
IBIH 4.7%SCHP 4.5%, better
Return per unit of riskSharpe ratio, 3 years
IBIH 0.28, betterSCHP 0.09
Worst fallMax drawdown, 5 years
IBIH −3.9%since Sep 2023SCHP −14.3%
Market sensitivityBeta, 5 years
IBIH 0.19SCHP 0.70

IBIH and SCHP in the news

All news⁠

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