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IBIH vs VTIP

iShares iBonds Oct 2031 Term TIPS ETF

IBIHBNYSE Arca

Vanguard Short-Term Inflation-Protected Securities ETF

VTIPANasdaq

Overlap

No data

Expense ratio

VTIP −0.07pt a year

IBIH0.10%VTIP0.03%

Avg volume · 30D

VTIP 46.6×the volume

IBIH59.4KVTIP2.77M

3Y return · a year

IBIH +0.7pt

IBIH+5.8%VTIP+5.1%

IBIH vs VTIP Performance

Oct 31, 2025 – Oct 30, 2026

+0.8%IBIH+2.7%VTIP

Oct 31, 2025 to Oct 30, 2026. IBIH +0.8%. VTIP +2.7%. Use the arrow keys to read each point.−1%0%2%Oct 2025Apr 2026Oct 2026
Expense ratio
IBIH 0.10%
VTIP 0.03%, better
Fund size
IBIH $154M
VTIP $73.1B
1Y total return
IBIH +0.8%
VTIP +2.7%, better
Yield (12M)
IBIH 4.42%
VTIP 4.79%, better
Holdings
IBIH 5
VTIP 27
Avg volume (30D)
IBIH 59.4K sh
VTIP 2.77M sh, better
NAV per share
IBIH $25.41
VTIP $48.95
52W range

ETF.net Grade

IBIH: Cost 68, Risk 42, Mission 93, Tradability 50, Holdings 34, Durability 57. VTIP: Cost 98, Risk 57, Mission 43, Tradability 82, Holdings 68, Durability 96.
Pillar letters and Scores for IBIH, VTIP, with each pillar’s weight
PillarIBIHVTIP
Cost30% weightB68A98Higher
Mission25% weightA93HigherC43
Risk15% weightC42B57Higher
Tradability15% weightC50A82Higher
Holdings10% weightD34B68Higher
Durability5% weightB57A96Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. IBIH and VTIP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

VTIP ranks 4th and IBIH 10th of 40 funds in the TIPS Category.

  1. Rank 4APBTPInvesco 0-5 Yr US TIPS ETFScore 72
  2. Rank 4AVTIPVanguard Short-Term Inflation-Protected Securities ETFScore 72
  3. Rank 6BSPIPState Street SPDR Portfolio TIPS ETFScore 68
  4. Rank 10BIBIGiShares iBonds Oct 2030 Term TIPS ETFScore 63
  5. Rank 10BIBIHiShares iBonds Oct 2031 Term TIPS ETFScore 63
  6. Rank 10BIBIIiShares iBonds Oct 2032 Term TIPS ETFScore 63

Our read on each fund

ETF.net Research

IBIHBiShares iBonds Oct 2031 Term TIPS ETF

VTIPAVanguard Short-Term Inflation-Protected Securities ETF

In short

IBIH Inflation protection with an end date. IBIH tracks an ICE index of Treasury inflation-protected bonds maturing in 2031, so it behaves like one rung of a ladder instead of a TIPS fund that rolls its maturities forever.

VTIP Inflation protection without the long-bond whiplash. VTIP holds only Treasury TIPS maturing inside five years, so CPI does most of the driving and rate swings do less of it, for three basis points a year.

Stated mandate

IBIH The fund seeks to follow an index of U.S. Treasury Inflation-Protected Securities maturing in 2031.

VTIP Tracks a benchmark measuring the investment return of U.S. Treasury inflation-protected public obligations with remaining maturities under five years.

Why people hold it

  • IBIH One narrow job: US TIPS maturing in 2031, measured against an ICE index built for that single maturity year. You always know which vintage you own.ishares.com
  • Everything inside is US government inflation-linked debt, so credit risk is off the table and the moving parts are real yields and inflation.ishares.com
  • Fee is 0.10% a year, right at the median for target-maturity bond ETFs, and the fund has been running since 2023.
  • Designed to slot beside other dated rungs, so a do-it-yourself inflation ladder is a matter of picking years rather than buying individual Treasuries.ishares.com
  • VTIP Three basis points a year, against a 0.12% median for Treasury bond ETFs in its group. Vanguard's at-cost setup shows up right in the fee line.vanguard.com
  • TIPS principal ratchets with CPI, and the under-five-year maturity cap keeps duration short, so rate moves land lighter here than in full-curve TIPS funds like SCHP.vanguard.com
  • Open since 2012 and now a multi-billion-dollar, actively traded fund that owns Treasury paper directly. Plain index rules, no swaps, no credit detours.

Worth knowing

  • IBIH Small and thinly traded next to broad TIPS funds. Spreads can be wider, and bigger orders take more care to fill.
  • A single maturity year of Treasuries means a short holdings list. Concentrated by design, though the issuer behind every bond is the same one.
  • Distributions come quarterly and ride on CPI-linked principal adjustments, so the size of the check moves with inflation rather than sitting still.ishares.com
  • VTIP Short maturities cut both ways: less sensitivity to rates, and less exposure to shifts in long-run inflation expectations than a full-maturity TIPS fund such as SCHP.
  • Income rides on CPI accruals, so the quarterly payout moves around rather than arriving as a steady coupon.
  • This is one narrow slice of one market, short US Treasury TIPS, not a diversified bond portfolio.

Full IBIH profile⁠

Full VTIP profile⁠

IBIH vs VTIP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

IBIH vs VTIP Cost

Overpaying IBIH vs VTIP

$1,468

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • IBIH 0.10%

    $2,106

  • VTIP 0.03%

    $638

$10,000
30 years

Cost over time

  • IBIH 0.10%
  • VTIP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$500$1K$1.5K$2K$2.5K051015202530IBIH $2,106VTIP $638

Year by year

YearIBIHVTIPOverpaying
10$183$55$128
20$717$216$501
30$2,106$638$1,468

Expense ratio

  • 0.10%IBIH
  • 0.03%VTIP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

VTIP cheapest of 40 funds

IBIH 7th cheapest of 40 funds

IBIH vs VTIP Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
IBIH 4.42%
VTIP 4.79%, better
Payout (12M)
IBIH $1.12
VTIP $2.35
Last payment
IBIH $0.13
VTIP $0.93
Ex-dividend
IBIH Oct 1, 2026
VTIP Oct 1, 2026
Paid on
IBIH Oct 6, 2026
VTIP Oct 5, 2026
Frequency
IBIH Quarterly
VTIP Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

IBIHQuarterly · 12 paymentsAll IBIH payments⁠
One bar per payment. 12 payments from 2017 to 2026 YTD. Dec 14, 2023 $0.18; Apr 1, 2024 $0.19; Jul 1, 2024 $0.50; Oct 1, 2024 $0.19; Dec 18, 2024 $0.20; Apr 1, 2025 $0.27; Jul 1, 2025 $0.36; Oct 1, 2025 $0.28; Dec 19, 2025 $0.31; Apr 1, 2026 $0.08; Jul 1, 2026 $0.61; Oct 1, 2026 $0.13. Use the arrow keys to read each point.$0$12017202020232026YTD
VTIPQuarterly · 32 paymentsAll VTIP payments⁠
One bar per payment. 32 payments from 2017 to 2026 YTD. Dec 26, 2017 $0.74; Jun 18, 2018 $0.29; Sep 24, 2018 $0.52; Dec 13, 2018 $0.36; Jun 17, 2019 $0.17; Sep 24, 2019 $0.44; Dec 23, 2019 $0.35; Oct 1, 2020 $0.28; Dec 23, 2020 $0.33; Mar 25, 2021 $0.09; Jul 1, 2021 $0.48; Oct 1, 2021 $0.87; Dec 23, 2021 $0.96; Apr 1, 2022 $0.49; Jul 1, 2022 $0.68; Oct 3, 2022 $0.90; Dec 23, 2022 $1.12; Apr 3, 2023 $0.03; Jul 3, 2023 $0.35; Oct 2, 2023 $0.34; Dec 22, 2023 $0.64; Apr 1, 2024 $0.03; Jul 1, 2024 $0.44; Oct 1, 2024 $0.31; Dec 24, 2024 $0.53; Apr 1, 2025 $0.10; Jul 1, 2025 $0.43; Oct 1, 2025 $0.65; Dec 18, 2025 $0.71; Apr 1, 2026 $0.02; Jul 1, 2026 $0.68; Oct 1, 2026 $0.93. Use the arrow keys to read each point.$0$12017202020232026YTD

IBIH vs VTIP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
IBIH 4.7%VTIP 1.9%, better
Return per unit of riskSharpe ratio, 3 years
IBIH 0.28VTIP 0.29, better
Worst fallMax drawdown, 5 years
IBIH −3.9%since Sep 2023VTIP −5.5%
Market sensitivityBeta, 5 years
IBIH 0.19VTIP 0.21

IBIH and VTIP in the news

All news⁠

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