IRTR vs LCO: Grades, Fees and Holdings Compared

iShares LifePath Retirement ETF

IRTRANYSE Arca

LOGIQ Contrarian Opportunities ETF

LCODNYSE Arca

Overlap

5.6%by weight

Expense ratio

IRTR −1.05pt a year

IRTR0.08%LCO1.13%

Avg volume · 30D

IRTR 43.0×the volume

IRTR12.7KLCO296

IRTR vs LCO Performance

Jul 31, 2026 – Oct 30, 2026

0.0%IRTR−2.2%LCO

Expense ratio: IRTR 0.08%, better; LCO 1.13%
Fund size: IRTR $60M; LCO $53M
1Y total return: IRTR +5.1%; LCO No data
Yield (12M): IRTR 3.17%; LCO No data
Holdings: IRTR 29140; LCO 87
Avg volume (30D): IRTR 12.7K sh, better; LCO 296 sh
NAV per share: IRTR $31.52; LCO $25.14
52W range

ETF.net Grade

Pillar letters and Scores for IRTR, LCO, with each pillar’s weight
Pillar	IRTR	LCO
Cost30% weight	A97Higher	F8
Mission25% weight	A100	Not scored
Risk15% weight	A82Higher	F17
Tradability15% weight	B62Higher	D30
Holdings10% weight	A80	A84Higher
Durability5% weight	B56Higher	F21

Rank among Multi-Asset Allocation funds

How we build Categories ›

Same Category. IRTR and LCO are both graded against the same 37 Multi-Asset Allocation funds, so their Grades compare head to head.

Multi-Asset Allocation⁠

Category · 37 funds

See all 37 ›

IRTR ranks 3rd and LCO 35th of 37 funds in the Multi-Asset Allocation Category.

Rank 1AUCBGState Street SPDR UC Investments 90/10 Endowment Strategy Index ETFScore 95
Rank 2AAOAiShares Core 80/20 Aggressive Allocation ETFScore 88
Rank 3AIRTRiShares LifePath Retirement ETFScore 86
Rank 4AINCEFranklin Income Equity Focus ETFScore 74
Rank 34DAGOXAdaptive Alpha Opportunities ETFScore 31
Rank 35DLCOLOGIQ Contrarian Opportunities ETFScore 25
Rank 36FESBGFirst Trust Enhanced Stocks, Bonds & Gold ETFScore 17

Our read on each fund

ETF.net Research

IRTRAiShares LifePath Retirement ETF

LCODLOGIQ Contrarian Opportunities ETF

In short

IRTR A whole retirement portfolio in one ticker: global stock and bond ETFs blended at the conservative end, for 0.08% a year. That is index-fund pricing on a job most allocation funds charge roughly ten times more to do.

LCO Most allocation ETFs follow a recipe. LCO hands a manager the whole menu (US, foreign and emerging stocks, preferreds, bonds, cash) to buy what the crowd has walked away from. Launched in 2026 and priced like the active fund it is.

Stated mandate

IRTR The fund seeks conservative exposure through a broad portfolio of stock and bond ETFs spanning global asset classes.

LCO The Fund seeks total return through capital appreciation and income. It actively invests across domestic and foreign equities, preferred stocks, fixed-income securities, cash equivalents, and other investment companies.

Why people hold it

IRTR Costs 0.08% a year against a 0.78% median for allocation funds. Roughly a tenth of the going rate for a portfolio-in-a-box.
One line item, global coverage. The fund holds a spread of stock and bond ETFs across asset classes, so the mixing happens inside the wrapper.ishares.com
Distributions come monthly rather than quarterly.
One of the strongest all-in-one allocation funds in its peer group, and the cheapest of that top tier: iShares' own AOA runs 0.19%.

LCO One ticket, whole menu: US, foreign and emerging-market stocks plus preferred shares, bonds, cash equivalents and other funds, with the manager free to shift the mix.
Contrarian isn't garnish here. It's the stated style, paired with value, quality, profitability and growth screens, so out-of-favor names still face a fundamentals test.
Holdings are spread across regions and asset classes rather than crowded into one bet, a stronger diversification profile than much of the allocation field.
Total return is the mandate, appreciation and income both, so the manager can lean on dividend payers, preferreds and bonds when equities look pricey.

Worth knowing

IRTR Thinly traded. Spreads can run wider than on household-name ETFs, so limit orders matter more here.
Launched in 2023, so the track record is short and the fund is still building scale.
Conservative by construction: it is built to move less than an all-stock portfolio, and that cuts in both directions.ishares.com

LCO 1.13% a year is active-manager pricing. Index-built allocation rivals like AOA and IRTR charge a fraction of that, so the stock picking carries a higher bar.
It opened in January 2026. There's no long record to study and no published rulebook to back-test, just a manager's judgment call by call.
A small, lightly traded fund, so spreads can run wider than at the index giants. Income sits in the objective without a set payout rhythm.

Full IRTR profile⁠

Full LCO profile⁠

IRTR vs LCO Holdings

As of Oct 23, 2026

How IRTR and LCO differ

Overlap by weight

5.6%

Shared holdings make up 63.8% of LCO and 6.6% of IRTR.

Level by level

Holdings53 in both5.6%
Countryby domicile77.9%

Sector

No Sector split for LCO.

Country, concentration and asset class

Country by domicile

Country weights in IRTR and LCO, widest gap first
Country	More in IRTRMore in LCO	IRTR	LCO
United States	IRTR +19.2 points	92.7%	73.5%
Canada	LCO +10.7 points	1.6%	12.3%
Brazil	LCO +2.8 points	0.0%	2.8%
Australia	LCO +2.6 points	0.0%	2.6%
Japan	IRTR +2.5 points	2.6%	0.1%
South Korea	LCO +2.4 points	0.0%	2.4%
Finland	LCO +1.4 points	0.0%	1.4%
Norway	LCO +1.1 points	0.0%	1.1%
Other countries (14)	LCO +0.8 points	3.1%	3.9%

Concentration

Weight in the 10 largest Holdings

IRTR10.0%
LCO25.3%

Securities held

IRTR29,043
LCO85

Asset class

IRTR: Multi-Asset
LCO: Equity

Holdings

Only in IRTR28,990
In both53
Only in LCO32

Only in IRTR

28,990 securities, 92.9% of IRTR by weight

Microsoft1.31%
Treasury Note 1.38% 11/15/2031 (Tnote)1.28%
Treasury Note 2.63% 02/15/2029 (Tnote)0.76%
Alphabet Class A0.55%
Treasury Note 3.13% 11/15/2028 (Tnote)0.54%
Treasury (Cpi) Note 1.13% 10/15/2030 (Tips)0.54%
Treasury (Cpi) Note 1.25% 04/15/2031 (Tips)0.54%
Taiwan Semiconductor Manufacturing0.53%
Treasury (Cpi) Note 1.63% 04/15/2030 (Tips)0.52%
Broadcom Inc0.51%
Treasury (Cpi) Note 1.63% 10/15/2029 (Tips)0.51%
Treasury Note 2.75% 02/15/2028 (Tnote)0.50%
Treasury (Cpi) Note 2.13% 04/15/2029 (Tips)0.49%
Treasury (Cpi) Note 2.38% 10/15/2028 (Tips)0.49%
Treasury (Cpi) Note 1.63% 10/15/2027 (Tips)0.48%
Treasury (Cpi) Note 1.25% 04/15/2028 (Tips)0.47%
Treasury (Cpi) Note 0.13% 04/15/2027 (Tips)0.47%
Treasury (Cpi) Note 0.13% 01/15/2031 (Tips)0.46%
Treasury (Cpi) Note 0.13% 07/15/2031 (Tips)0.46%
Treasury (Cpi) Note 0.13% 07/15/2030 (Tips)0.44%
Treasury (Cpi) Note 0.38% 07/15/2027 (Tips)0.43%
Treasury (Cpi) Note 0.50% 01/15/2028 (Tips)0.43%
Treasury Bond 2.50% 05/15/2046 (Tbond)0.42%
Treasury Note 2.88% 05/15/2028 (Tnote)0.42%
Treasury Bond 3.75% 11/15/2043 (Tbond)0.41%
Treasury (Cpi) Note 0.13% 01/15/2030 (Tips)0.40%
Treasury Bond 2.75% 11/15/2042 (Tbond)0.40%
Tesla Inc0.40%
Eli Lilly0.38%
Treasury (Cpi) Note 0.38% 01/15/2027 (Tips)0.37%
Treasury (Cpi) Note 0.75% 07/15/2028 (Tips)0.36%
Treasury Bond 6.13% 11/15/2027 (Tbond)0.36%
Treasury (Cpi) Note 0.25% 07/15/2029 (Tips)0.36%
Berkshire Hathaway Inc Class B0.34%
Treasury Bond 1.88% 02/15/2051 (Tbond)0.34%
Treasury (Cpi) Note 0.88% 01/15/2029 (Tips)0.31%
Treasury Note 4.00% 05/31/2028 (Tnote)0.31%
JPMorgan Chase & Co0.30%
Treasury Note (Old) 4.38% 05/15/2036 (Tnote)0.28%
Treasury Note 2.38% 05/15/2029 (Tnote)0.28%
Treasury Note 4.00% 05/31/2030 (Tnote)0.26%
Exxonmobil Holdings Corp0.26%
Treasury Note 4.00% 02/29/2028 (Tnote)0.25%
Treasury Note 4.00% 02/15/2034 (Tnote)0.25%
Treasury Note 3.88% 03/31/2028 (Tnote)0.25%
Treasury Note 1.25% 09/30/2028 (Tnote)0.25%
Treasury (Cpi) Note 2.25% 10/15/2031 (Tips)0.25%
Treasury Note 4.00% 02/28/2030 (Tnote)0.24%
Treasury Note 4.38% 05/15/2034 (Tnote)0.24%
Visa Class A0.24%

Only in LCO

32 securities, 35.5% of LCO by weight

Ishares 1-3 Year Treasury Bo2.45%
Vanguard Intermediate-Term T2.36%
Samsung Electr-Gdr Reg’s1.82%
Sprott Physical Uranium Tr1.76%
Taiwan Semiconductor-Sp Adr1.60%
Ishares Silver Trust1.44%
Celestica Inc1.36%
Global X Silver Miners Etf1.34%
B2GOLD Corp1.33%
Sprott Uranium Miners Etf1.26%
Global X Uranium Etf1.25%
Nokia Corp-Spon Adr1.18%
Cenovus Energy Inc1.16%
Grayscale Bitcoin Trust Etf1.11%
Suncor Energy Inc1.11%
Ss Energy Select Sector1.11%
Ninepoint Energy Fund1.07%
Kimbell Royalty Partners Lp1.05%
Bhp Group Ltd-Spon Adr0.97%
Teck Resources Ltd-Cls B0.91%
Alibaba Group Holding-Sp Adr0.91%
Vaneck Junior Gold Miners0.86%
Vaneck Gold Miners Etf0.78%
Sprott Slvr Miner & Phy Slvr0.77%
Vale Sa-Sp Adr0.69%
Invesco Aerospace & Defense0.66%
Select Stoxx Eur Aer De Etf0.66%
Destiny TECH100 Inc0.66%
Spdr Gold Shares0.65%
Pan American Silver Corp0.46%
Barrick Mining Corp0.43%
Cameco Corp0.31%

Weight gaps

All 53 Holdings in both funds, largest gap first.

Holding weights in IRTR and LCO, widest gap first
Holding	More in IRTRMore in LCO	IRTR	LCO
Meta Platforms Class AMETA	LCO +3.04 points	0.46%	3.50%
SandiskSNDK	LCO +2.83 points	0.06%	2.89%
Antero ResourcesAR	LCO +2.23 points	<0.01%	2.23%
Micron TechnologyMU	LCO +2.17 points	0.34%	2.51%
Amazon.com IncAMZN	LCO +2.03 points	0.79%	2.82%
Alphabet Class CGOOG	LCO +1.96 points	0.45%	2.41%
Peabody Energy CorpBTU	LCO +1.95 points	<0.01%	1.95%
Talen EnergyTLN	LCO +1.81 points	<0.01%	1.82%
Intel CorporationINTC	LCO +1.75 points	0.10%	1.85%
Nrg Energy IncNRG	LCO +1.71 points	<0.01%	1.72%
SlbSLB	LCO +1.63 points	0.03%	1.66%
VistraVST	LCO +1.61 points	0.04%	1.65%
Lumentum HoldingsLITE	LCO +1.48 points	0.02%	1.50%
Palantir Technologies Class APLTR	LCO +1.47 points	0.14%	1.61%
Devon EnergyDVN	LCO +1.39 points	0.02%	1.41%
Robinhood Markets Class AHOOD	LCO +1.37 points	0.02%	1.39%
EqtEQT	LCO +1.35 points	0.01%	1.36%
OvintivOVV	LCO +1.32 points	<0.01%	1.33%
Nebius NV Class ANBIS	LCO +1.22 points	<0.01%	1.23%
NewmontNEM	LCO +1.19 points	0.04%	1.23%
Echostar Class AECHO	LCO +1.16 points	<0.01%	1.16%
Uber TechnologiesUBER	LCO +1.10 points	0.04%	1.14%
Coreweave Class ACRWV	LCO +1.09 points	<0.01%	1.10%
Borr DrillingBORR	LCO +1.04 points	<0.01%	1.04%
SalesforceCRM	LCO +1.02 points	0.06%	1.08%
Expand EnergyEXE	LCO +1.01 points	<0.01%	1.02%
AppleAAPL	IRTR +1.01 points	1.69%	0.68%
Ttm Technologies IncTTMI	LCO +0.98 points	<0.01%	0.98%
Dave Class ADAVE	LCO +0.93 points	<0.01%	0.93%
ServicenowNOW	LCO +0.87 points	0.04%	0.91%
Onto InnovationONTO	LCO +0.86 points	<0.01%	0.86%
IrenIREN	LCO +0.84 points	<0.01%	0.84%
Ares Management Class AARES	LCO +0.83 points	<0.01%	0.84%
Marvell TechnologyMRVL	LCO +0.79 points	0.06%	0.85%
Northrop Grumman CorpNOC	LCO +0.79 points	0.03%	0.82%
Occidental Petroleum CorpOXY	LCO +0.72 points	0.02%	0.74%
Core Natural ResourcesCNR	LCO +0.70 points	<0.01%	0.70%
Cleveland Cliffs IncCLF	LCO +0.67 points	<0.01%	0.67%
Coeur MiningCDE	LCO +0.66 points	<0.01%	0.66%
Freeport Mcmoran IncFCX	LCO +0.63 points	0.03%	0.66%
Range ResourcesRRC	LCO +0.60 points	<0.01%	0.60%
Cheniere EnergyLNG	LCO +0.57 points	0.07%	0.64%
TransoceanRIG	LCO +0.55 points	<0.01%	0.55%
NVIDIANVDA	LCO +0.54 points	1.62%	2.16%
MosaicMOS	LCO +0.54 points	<0.01%	0.54%
Target CorpTGT	LCO +0.52 points	0.02%	0.54%
Take Two Interactive SoftwareTTWO	LCO +0.50 points	0.01%	0.51%
PayPal HoldingsPYPL	LCO +0.49 points	0.02%	0.51%
Centrus Energy Class ALEU	LCO +0.41 points	<0.01%	0.41%
Honeywell International IncHON	LCO +0.39 points	0.02%	0.41%
Hecla MiningHL	LCO +0.33 points	<0.01%	0.33%
Advanced Micro DevicesAMD	LCO +0.30 points	0.28%	0.58%
Honeywell Aerospace IncHONA	LCO +0.29 points	0.02%	0.31%

All IRTR holdings⁠All LCO holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

IRTR vs LCO Cost

Overpaying LCO vs IRTR

$19,075

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

IRTR 0.08%
$1,689
LCO 1.13%
$20,764

Amount$10,000

Years30 years

Cost over time

IRTR 0.08%
LCO 1.13%
Overpaying

Year by year

Year	IRTR	LCO	Overpaying
10	$147	$1,981	$1,834
20	$575	$7,403	$6,828
30	$1,689	$20,764	$19,075

Expense ratio

0.08%IRTR, cheaper
1.13%LCO

IRTR0.08%LCO1.13%

0.06%1.36%

Middle half of Multi-Asset Allocation funds
Median 0.57%

IRTR 2nd cheapest of 37 funds

LCO 34th cheapest of 37 funds

IRTR vs LCO Dividends

Last 12 months to Oct 30, 2026

Yield (12M): IRTR 3.17%; LCO No data
Payout (12M): IRTR $1.00; LCO None
Last payment: IRTR $0.08; LCO No data
Ex-dividend: IRTR Oct 2, 2026; LCO No data
Paid on: IRTR Oct 7, 2026; LCO No data
Frequency: IRTR Monthly; LCO No data

Distribution history

Per share, 2023 to 2026, same scale for both

IRTRMonthly · 35 paymentsAll IRTR payments⁠

LCOAll LCO payments⁠

No distribution history available.

IRTR vs LCO Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: IRTR 7.3%LCO No data
Return per unit of riskSharpe ratio, 3 years: IRTR 1.14LCO No data
Worst fallMax drawdown, 5 years: IRTR −6.3%since Oct 2023LCO No data
Market sensitivityBeta, 5 years: IRTR 0.47LCO 0.89; Market = 1

Popular comparisons

IRTRAvsUCBGA
iShares LifePath Retirement ETF · State Street SPDR UC Investments 90/10 Endowment Strategy Index ETF
Expense ratio
0.08% · 0.06%
Category
LCODvsUCBGA
LOGIQ Contrarian Opportunities ETF · State Street SPDR UC Investments 90/10 Endowment Strategy Index ETF
Expense ratio
1.13% · 0.06%
Category
IRTRAvsAOAA
iShares LifePath Retirement ETF · iShares Core 80/20 Aggressive Allocation ETF
Expense ratio
0.08% · 0.15%
Category
LCODvsAOAA
LOGIQ Contrarian Opportunities ETF · iShares Core 80/20 Aggressive Allocation ETF
Expense ratio
1.13% · 0.15%
Category
IRTRAvsINCEA
iShares LifePath Retirement ETF · Franklin Income Equity Focus ETF
Expense ratio
0.08% · 0.29%
Category
LCODvsINCEA
LOGIQ Contrarian Opportunities ETF · Franklin Income Equity Focus ETF
Expense ratio
1.13% · 0.29%
Category