JQUA vs TPFC

JQUAAJPMorgan U.S. Quality Factor ETF

TPFCDTimothy Plan Free Cash Flow ETF

In short

JQUA Quality investing without the quality price tag. JQUA screens U.S. companies for profitability and strong balance-sheet traits, and charges 0.12%, the lowest fee in the quality-factor group we track.

TPFC Free cash flow investing with a faith filter. TPFC tracks a Victory index that ranks profitable US companies on free cash flow yield, then screens out what fails biblically responsible rules. Launched 2026.

Stated mandate

JQUA JQUA is designed to provide domestic equity exposure focused on companies with strong quality and profitability characteristics, using a rules-based approach intended to enhance returns.

TPFC The Fund seeks to track, before fees and expenses, the Victory Free Cash Flow BRI Index.

Why people hold it

• JQUA 0.12% a year, against a roughly 0.29% median for quality-factor funds, and it undercuts the bigger badges QUAL and FQAL at 0.15%.
• About 300 U.S. names selected on quality and profitability: a broad core-shaped sleeve, not a concentrated wager on a dozen balance sheets.
• Live since 2017 and now a multi-billion-dollar, actively traded fund, so it has both a real track record and daily two-way flow.
• One of the stronger implementations in its peer group: it stays close to the JP Morgan US Quality Factor Index it follows while keeping costs at the bottom of the group.

• TPFC Profitable US companies ranked by free cash flow yield, with the biblically responsible exclusions written into the index rules rather than left to a manager's discretion.b-cdn.net
• Rules on a calendar: the index reconstitutes twice a year, in April and October, and applies sector and single-name weight limits so one name cannot swallow the portfolio.b-cdn.net
• Victory Capital sub-advises, continuing a partnership that began with Timothy Plan's first ETFs in 2019. The free cash flow engine is older than the wrapper around it.globenewswire.com

Worth knowing

• JQUA A quality screen is a tilt, not a shield. Owning profitable companies means owning less of everything else, and that gap cuts both ways.
• Trades actively, though it is not the most heavily traded fund on the quality-factor shelf, which matters more for large orders than small ones.
• Distributions land quarterly and fall out of what the screen owns. Income is a byproduct here, not the mandate.

• TPFC 0.59% a year sits above the 0.45% median for index wrappers, and broad peers like SCHK (0.03%) mark the floor. The screen and the factor tilt are what the extra buys.
• Small asset base and thin trading so far, which tends to mean wider bid-ask spreads, and a 2026 launch leaves little live history to judge.
• Ruling out whole industries narrows the pool. Timothy Plan itself notes its funds may be riskier than funds drawing on a broader universe.globenewswire.com

Full JQUA profile⁠

Full TPFC profile⁠