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QUAL vs TPFC

iShares MSCI USA Quality Factor ETF

QUALACboe

Timothy Plan Free Cash Flow ETF

TPFCDNYSE Arca

Overlap

Expense ratio

QUAL −0.44pt a year

QUAL0.15%TPFC0.59%

Avg volume · 30D

QUAL 36.2×the volume

QUAL1.03MTPFC28.6K

QUAL vs TPFC Performance

Jul 31, 2026 – Oct 30, 2026

+1.7%QUAL+7.9%TPFC

Jul 31, 2026 to Oct 30, 2026. QUAL +1.7%. TPFC +7.9%. Use the arrow keys to read each point.0%4%6%Jul 2026Sep 2026Oct 2026
Expense ratio
QUAL 0.15%, better
TPFC 0.59%
Fund size
QUAL $48B
TPFC $45M
1Y total return
QUAL +14.4%
TPFC No data
Yield (12M)
QUAL 0.85%
TPFC No data
Holdings
QUAL 121
TPFC 51
Avg volume (30D)
QUAL 1.03M sh, better
TPFC 28.6K sh
NAV per share
QUAL $222.43
TPFC $28.76
52W range

ETF.net Grade

QUAL: Cost 84, Risk 64, Mission 94, Tradability 96, Holdings 35, Durability 96. TPFC: Cost 10, Risk 79, Mission not scored, Tradability 52, Holdings 51, Durability 37.
Pillar letters and Scores for QUAL, TPFC, with each pillar’s weight
PillarQUALTPFC
Cost30% weightA84HigherF10
Mission25% weightA94Not scored
Risk15% weightB64A79Higher
Tradability15% weightA96HigherC52
Holdings10% weightD35C51Higher
Durability5% weightA96HigherD37

Rank among US Quality Index funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. QUAL and TPFC are both graded against the same 26 US Quality Index funds, so their Grades compare head to head.

US Quality Index⁠

Category · 26 funds
See all 26 ›

QUAL ranks 1st and TPFC 22nd of 26 funds in the US Quality Index Category.

  1. Rank 1AJQUAJPMorgan U.S. Quality Factor ETFScore 81
  2. Rank 1AQUALiShares MSCI USA Quality Factor ETFScore 81
  3. Rank 3AFQALFidelity Quality Factor ETFScore 75
  4. Rank 21CQFRDPacer S&P 500 Quality FCF R&D Leaders ETFScore 40
  5. Rank 22DTPFCTimothy Plan Free Cash Flow ETFScore 39
  6. Rank 23DABOTAbacus FCF Innovation Leaders ETFScore 31

Our read on each fund

ETF.net Research

QUALAiShares MSCI USA Quality Factor ETF

TPFCDTimothy Plan Free Cash Flow ETF

In short

QUAL QUAL screens US large and mid caps for high return on equity, low debt and steady earnings, then does it sector by sector, so the portfolio stays spread across the market instead of piling into whichever sector looks healthiest.

TPFC Free cash flow investing with a faith filter. TPFC tracks a Victory index that ranks profitable US companies on free cash flow yield, then screens out what fails biblically responsible rules. Launched 2026.

Stated mandate

QUAL The fund tracks an index of U.S. large- and mid-capitalization stocks selected for quality characteristics, including high return on equity, stable earnings, and low debt.

TPFC The Fund seeks to track, before fees and expenses, the Victory Free Cash Flow BRI Index.

Why people hold it

  • QUAL At 0.15%, it undercuts the typical quality-factor fund, where the cohort median sits at 0.29%.
  • Sector neutral by design: companies are ranked on return on equity, leverage and earnings variability against rivals in their own GICS sector.msci.comishares.com
  • Running since 2013, now a $25B-$100B fund that trades actively, with returns that stay close to its index.
  • TPFC Profitable US companies ranked by free cash flow yield, with the biblically responsible exclusions written into the index rules rather than left to a manager's discretion.b-cdn.net
  • Rules on a calendar: the index reconstitutes twice a year, in April and October, and applies sector and single-name weight limits so one name cannot swallow the portfolio.b-cdn.net
  • Victory Capital sub-advises, continuing a partnership that began with Timothy Plan's first ETFs in 2019. The free cash flow engine is older than the wrapper around it.globenewswire.com

Worth knowing

  • QUAL About 120 large and mid caps, leaning on the same familiar giants as a broad US index fund. This is a tilt on core equity, not new ground.
  • Sector neutrality cuts both ways: it keeps a foot in every sector rather than stepping away from ones with weak fundamentals.msci.com
  • Cheap, not cheapest. JQUA (0.12%) and VFQY (0.13%) shave a basis point or three off the fee.
  • TPFC 0.59% a year sits above the 0.45% median for index wrappers, and broad peers like SCHK (0.03%) mark the floor. The screen and the factor tilt are what the extra buys.
  • Small asset base and thin trading so far, which tends to mean wider bid-ask spreads, and a 2026 launch leaves little live history to judge.
  • Ruling out whole industries narrows the pool. Timothy Plan itself notes its funds may be riskier than funds drawing on a broader universe.globenewswire.com

Full QUAL profile⁠

Full TPFC profile⁠

QUAL vs TPFC Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

QUAL vs TPFC Cost

Overpaying TPFC vs QUAL

$8,498

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • QUAL 0.15%

    $3,137

  • TPFC 0.59%

    $11,635

$10,000
30 years

Cost over time

  • QUAL 0.15%
  • TPFC 0.59%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2.5K$5K$7.5K$10K$12.5K051015202530TPFC $11,635QUAL $3,137

Year by year

YearQUALTPFCOverpaying
10$274$1,058$784
20$1,071$4,051$2,980
30$3,137$11,635$8,498

Expense ratio

  • 0.15%QUAL, cheaper
  • 0.59%TPFC
  • Middle half of US Quality Index funds
  • Median 0.39%

QUAL 3rd cheapest of 26 funds

TPFC 23rd cheapest of 26 funds

QUAL vs TPFC Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
QUAL 0.85%
TPFC No data
Payout (12M)
QUAL $1.89
TPFC No data
Last payment
QUAL $0.47
TPFC $0.0083
Ex-dividend
QUAL Sep 15, 2026
TPFC Oct 8, 2026
Paid on
QUAL Sep 18, 2026
TPFC Oct 9, 2026
Frequency
QUAL Quarterly
TPFC Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

QUALQuarterly · 16 paymentsAll QUAL payments⁠
One bar per payment. 16 payments from 2023 to 2026 YTD. Mar 23, 2023 $0.37; Jun 7, 2023 $0.38; Sep 26, 2023 $0.51; Dec 20, 2023 $0.45; Dec 28, 2023 $0.10; Mar 21, 2024 $0.37; Jun 11, 2024 $0.35; Sep 25, 2024 $0.54; Dec 17, 2024 $0.55; Mar 18, 2025 $0.39; Jun 16, 2025 $0.39; Sep 16, 2025 $0.47; Dec 16, 2025 $0.61; Mar 17, 2026 $0.42; Jun 15, 2026 $0.39; Sep 15, 2026 $0.47. Use the arrow keys to read each point.$0$0.5020232026YTD
TPFCMonthly · 5 paymentsAll TPFC payments⁠
One bar per payment. 5 payments from 2023 to 2026 YTD. Jun 9, 2026 $0.02; Jul 9, 2026 $0.01; Aug 7, 2026 $0.01; Sep 9, 2026 $0.03; Oct 8, 2026 $0.0083. Use the arrow keys to read each point.$0$0.5020232026YTD

QUAL vs TPFC Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
QUAL 11.7%TPFC No data
Return per unit of riskSharpe ratio, 3 years
QUAL 1.32TPFC No data
Worst fallMax drawdown, 5 years
QUAL −28.2%TPFC No data
Market sensitivityBeta, 5 years
QUAL 0.90TPFC 2.60

QUAL and TPFC in the news

All news⁠

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