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LDRI vs SCHP

iShares iBonds 1-5 Year TIPS Ladder ETF

LDRICNYSE Arca

Schwab US TIPS ETF

SCHPANYSE Arca

Overlap

No data

Expense ratio

SCHP −0.07pt a year

LDRI0.10%SCHP0.03%

Avg volume · 30D

SCHP 369.4×the volume

LDRI15.8KSCHP5.83M

LDRI vs SCHP Performance

Nov 7, 2025 – Nov 9, 2026

+2.0%LDRI−0.2%SCHP

Nov 7, 2025 to Nov 9, 2026. LDRI +2.0%. SCHP −0.2%. Use the arrow keys to read each point.−2%−1%1%Nov 2025May 2026Nov 2026
Expense ratio
LDRI 0.10%
SCHP 0.03%, better
Fund size
LDRI $37M
SCHP $17.6B
1Y total return
LDRI +2.0%, better
SCHP −0.2%
Yield (12M)
LDRI 4.49%
SCHP 4.88%, better
Holdings
LDRI 26
SCHP 49
Avg volume (30D)
LDRI 15.8K sh
SCHP 5.83M sh, better
NAV per share
LDRI $24.86
SCHP $25.59
52W range

ETF.net Grade

LDRI: Cost 68, Risk 73, Mission 28, Tradability 22, Holdings 65, Durability 41. SCHP: Cost 97, Risk 39, Mission 100, Tradability 93, Holdings 80, Durability 82.
Pillar letters and Scores for LDRI, SCHP, with each pillar’s weight
PillarLDRISCHP
Cost30% weightB68A97Higher
Mission25% weightD28A100Higher
Risk15% weightA73HigherD39
Tradability15% weightF22A93Higher
Holdings10% weightB65A80Higher
Durability5% weightC41A82Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. LDRI and SCHP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

SCHP ranks 1st and LDRI 25th of 40 funds in the TIPS Category.

  1. Rank 1ASCHPSchwab US TIPS ETFScore 85
  2. Rank 2ASTIPiShares 0-5 Year TIPS Bond ETFScore 79
  3. Rank 23CSTPZPIMCO 1-5 Year U.S. TIPS Index Exchange-Traded FundScore 53
  4. Rank 25CLDRIiShares iBonds 1-5 Year TIPS Ladder ETFScore 50
  5. Rank 26CTIPZPIMCO Broad U.S. TIPS Index Exchange-Traded FundScore 49

Our read on each fund

ETF.net Research

LDRICiShares iBonds 1-5 Year TIPS Ladder ETF

SCHPASchwab US TIPS ETF

In short

LDRI No data

SCHP Inflation insurance in the plainest wrapper available: SCHP owns the full maturity range of Treasury inflation-protected bonds and tracks its Bloomberg index for three basis points a year.

Stated mandate

LDRI No data

SCHP The fund seeks to track, before fees and expenses, the total return of an index composed of inflation-protected U.S. Treasury securities.

Why people hold it

LDRI No data

  • SCHP 0.03% a year, a quarter of the typical Treasury-fund fee and level with the cheapest names in the group (VGIT, VCSH).
  • One job, done literally: only inflation-linked US Treasuries, whose principal adjusts with the official consumer price index.
  • Running since 2010, now a multi-billion-dollar fund that trades actively and hugs the Bloomberg Series-L index closely.
  • Passive, no maturity tilt, no manager view: one of the cleaner builds among Treasury ETFs.

Worth knowing

LDRI No data

  • SCHP Inflation-linked is not rate-proof. This spans the whole maturity spectrum, so prices move with real yields.
  • Distributions are irregular. Coupons sit on an inflation-adjusted principal, so the cash arrives lumpy, not as a steady check.
  • About 50 bonds, all Uncle Sam. No credit spread, no corporate yield pickup; inflation and duration are the whole story.

Full LDRI profile⁠

Full SCHP profile⁠

LDRI vs SCHP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

LDRI vs SCHP Cost

Overpaying LDRI vs SCHP

$1,468

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • LDRI 0.10%

    $2,106

  • SCHP 0.03%

    $638

$10,000
30 years

Cost over time

  • LDRI 0.10%
  • SCHP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$500$1K$1.5K$2K$2.5K051015202530LDRI $2,106SCHP $638

Year by year

YearLDRISCHPOverpaying
10$183$55$128
20$717$216$501
30$2,106$638$1,468

Expense ratio

  • 0.10%LDRI
  • 0.03%SCHP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

SCHP cheapest of 40 funds

LDRI 7th cheapest of 40 funds

LDRI vs SCHP Dividends

Last 12 months to Nov 9, 2026
Yield (12M)
LDRI 4.49%
SCHP 4.88%, better
Payout (12M)
LDRI $1.11
SCHP $1.25
Last payment
LDRI $0.12
SCHP $0.08
Ex-dividend
LDRI Oct 2, 2026
SCHP Nov 2, 2026
Paid on
LDRI Oct 7, 2026
SCHP Nov 6, 2026
Frequency
LDRI Quarterly
SCHP Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

LDRIQuarterly · 9 paymentsAll LDRI payments⁠
One bar per payment. 9 payments from 2023 to 2026 YTD. Dec 3, 2024 $0.00049; Dec 20, 2024 $0.20; Apr 2, 2025 $0.23; Jul 2, 2025 $0.27; Oct 2, 2025 $0.26; Dec 23, 2025 $0.31; Apr 2, 2026 $0.07; Jul 2, 2026 $0.62; Oct 2, 2026 $0.12. Use the arrow keys to read each point.$0$0.5020232026YTD
SCHPMonthly · 39 paymentsAll SCHP payments⁠
One bar per payment. 39 payments from 2023 to 2026 YTD. Apr 3, 2023 $0.04; May 1, 2023 $0.09; Jun 1, 2023 $0.08; Jul 3, 2023 $0.11; Aug 1, 2023 $0.08; Sep 1, 2023 $0.08; Oct 2, 2023 $0.06; Nov 1, 2023 $0.09; Dec 1, 2023 $0.08; Dec 15, 2023 $0.07; Apr 1, 2024 $0.04; May 1, 2024 $0.10; Jun 3, 2024 $0.15; Jul 1, 2024 $0.12; Aug 1, 2024 $0.09; Sep 3, 2024 $0.05; Oct 1, 2024 $0.0098; Nov 1, 2024 $0.03; Dec 2, 2024 $0.07; Dec 20, 2024 $0.11; Mar 3, 2025 $0.02; Apr 1, 2025 $0.10; May 1, 2025 $0.12; Jun 2, 2025 $0.10; Jul 1, 2025 $0.11; Aug 1, 2025 $0.09; Sep 2, 2025 $0.10; Oct 1, 2025 $0.08; Nov 3, 2025 $0.09; Dec 1, 2025 $0.09; Dec 19, 2025 $0.18; Apr 1, 2026 $0.03; May 1, 2026 $0.10; Jun 1, 2026 $0.20; Jul 1, 2026 $0.22; Aug 3, 2026 $0.22; Sep 1, 2026 $0.08; Oct 1, 2026 $0.06; Nov 2, 2026 $0.08. Use the arrow keys to read each point.$0$0.5020232026YTD

LDRI vs SCHP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
LDRI 2.0%since Dec 2024SCHP 4.5%
Return per unit of riskSharpe ratio, 3 years
LDRI 0.03since Dec 2024SCHP 0.09
Worst fallMax drawdown, 5 years
LDRI −1.6%since Nov 2024SCHP −14.3%
Market sensitivityBeta, 5 years
LDRI 0.02SCHP 0.70

LDRI and SCHP in the news

All news⁠

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