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LFDR vs SPTL

LifeX Durable Income ETF

LFDRCCboe

State Street SPDR Portfolio Long Term Treasury ETF

SPTLANYSE Arca

Overlap

No data

Expense ratio

SPTL −0.22pt a year

LFDR0.25%SPTL0.03%

Avg volume · 30D

SPTL 88419.2×the volume

LFDR102SPTL9.02M

LFDR vs SPTL Performance

Dec 31, 2025 – Oct 29, 2026

−3.0%LFDR−3.0%SPTL

Dec 31, 2025 to Oct 29, 2026. LFDR −3.0%. SPTL −3.0%. Use the arrow keys to read each point.−8%−6%0%2%Dec 2025Jun 2026Oct 2026
Expense ratio
LFDR 0.25%
SPTL 0.03%, better
Fund size
LFDR $1M
SPTL $11.6B
1Y total return
LFDR −5.3%
SPTL −4.2%, better
Yield (12M)
LFDR 5.70%, better
SPTL 4.38%
Holdings
LFDR 17
SPTL 102
Avg volume (30D)
LFDR 102 sh
SPTL 9.02M sh, better
NAV per share
LFDR $176.25
SPTL $24.87
52W range

ETF.net Grade

LFDR: Cost 13, Risk 36, Mission 100, Tradability 38, Holdings 49, Durability 15. SPTL: Cost 84, Risk 39, Mission 100, Tradability 67, Holdings 75, Durability 80.
Pillar letters and Scores for LFDR, SPTL, with each pillar’s weight
PillarLFDRSPTL
Cost30% weightF13A84Higher
Mission25% weightA100A100
Risk15% weightD36D39Higher
Tradability15% weightD38B67Higher
Holdings10% weightC49A75Higher
Durability5% weightF15A80Higher

Rank among Treasuries (10-20 Year) funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. LFDR and SPTL are both graded against the same 6 Treasuries (10-20 Year) funds, so their Grades compare head to head.

Treasuries (10-20 Year)⁠

Category · 6 funds
See all 6 ›

SPTL ranks 1st and LFDR 6th of 6 funds in the Treasuries (10-20 Year) Category.

  1. Rank 1ASPTLState Street SPDR Portfolio Long Term Treasury ETFScore 77
  2. Rank 2ASCHQSchwab Long-Term U.S. Treasury ETFScore 74
  3. Rank 5BLLDRGlobal X Long-Term Treasury Ladder ETFScore 55
  4. Rank 6CLFDRLifeX Durable Income ETFScore 40

Our read on each fund

ETF.net Research

LFDRCLifeX Durable Income ETF

SPTLAState Street SPDR Portfolio Long Term Treasury ETF

In short

LFDR No data

SPTL Pure duration, cheap. SPTL holds every US Treasury with 10 or more years left to run and charges 0.03% to do it. The long end of the curve as a plain building block, running since 2007.

Stated mandate

LFDR No data

SPTL The fund seeks to track, before fees and expenses, the price and yield performance of the Bloomberg Long U.S. Treasury Index.

Why people hold it

LFDR No data

  • SPTL Three basis points, a quarter of the typical fee among Treasury funds. It is one of State Street's Portfolio ETFs, the suite built as low-cost core exposure.ssga.com
  • Covers the whole long end, not one slice: roughly 110 Treasuries with 10-plus years to maturity, market-cap weighted and reconstituted at each month's end.ssga.com
  • A multi-billion-dollar fund that trades very actively, tracks its index closely, and pays monthly. Among the stronger implementations in its Treasury peer group.

Worth knowing

LFDR No data

  • SPTL Long bonds move. State Street notes the fund may be more sensitive to interest rate swings than shorter-duration vehicles, and it sits at the volatile end of Treasury funds.ssga.com
  • Government paper only. No corporate credit and no inflation adjustment, so peers like VCSH or SCHP cover different ground.

Full LFDR profile⁠

Full SPTL profile⁠

LFDR vs SPTL Holdings

How LFDR and SPTL differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

  • Asset classFixed Income100%
  • Countryby domicile100%

Sector

No Sector split for LFDR and SPTL.

Country, concentration and asset class

Country by domicile

Country weights in LFDR and SPTL, widest gap first
CountryMore in LFDRMore in SPTL
United StatesSame weight

Concentration

Weight in the 10 largest Holdings

  • LFDR95.6%
  • SPTL21.0%

Securities held

  • LFDR16
  • SPTL101

Asset class

LFDR
Fixed Income
SPTL
Fixed Income

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. LFDR holds 16 securities, SPTL 101.

All 17 LFDR holdings⁠All 110 SPTL holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

LFDR vs SPTL Cost

Overpaying LFDR vs SPTL

$4,521

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • LFDR 0.25%

    $5,159

  • SPTL 0.03%

    $638

$10,000
30 years

Cost over time

  • LFDR 0.25%
  • SPTL 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K051015202530LFDR $5,159SPTL $638

Year by year

YearLFDRSPTLOverpaying
10$455$55$400
20$1,769$216$1,553
30$5,159$638$4,521

Expense ratio

  • 0.25%LFDR
  • 0.03%SPTL, cheaper
  • Middle half of Treasuries (10-20 Year) funds
  • Median 0.10%

SPTL cheapest of 6 funds

LFDR 6th cheapest of 6 funds

LFDR vs SPTL Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
LFDR 5.70%, better
SPTL 4.38%
Payout (12M)
LFDR $10.00
SPTL $1.10
Last payment
LFDR $0.83
SPTL $0.09
Ex-dividend
LFDR Oct 2, 2026
SPTL Oct 1, 2026
Paid on
LFDR Oct 5, 2026
SPTL Oct 6, 2026
Frequency
LFDR Monthly
SPTL Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

LFDRMonthly · 24 paymentsAll LFDR payments⁠
One bar per payment. 24 payments from 2023 to 2026 YTD. Jan 3, 2025 $0.08; Feb 4, 2025 $0.08; Feb 19, 2025 $8.28; Mar 4, 2025 $0.83; Apr 2, 2025 $0.83; May 2, 2025 $0.83; Jun 3, 2025 $0.83; Jul 2, 2025 $0.83; Aug 4, 2025 $0.83; Sep 3, 2025 $0.83; Sep 24, 2025 $4.93; Oct 2, 2025 $0.83; Nov 4, 2025 $0.83; Dec 2, 2025 $0.83; Jan 5, 2026 $0.83; Feb 3, 2026 $0.83; Mar 3, 2026 $0.83; Apr 2, 2026 $0.83; May 4, 2026 $0.83; Jun 2, 2026 $0.83; Jul 2, 2026 $0.83; Aug 4, 2026 $0.83; Sep 2, 2026 $0.83; Oct 2, 2026 $0.83. Use the arrow keys to read each point.$0$520232026YTD
SPTLMonthly · 45 paymentsAll SPTL payments⁠
One bar per payment. 45 payments from 2023 to 2026 YTD. Feb 1, 2023 $0.08; Mar 1, 2023 $0.07; Apr 3, 2023 $0.08; May 1, 2023 $0.08; Jun 1, 2023 $0.08; Jul 3, 2023 $0.08; Aug 1, 2023 $0.08; Sep 1, 2023 $0.08; Oct 2, 2023 $0.08; Nov 1, 2023 $0.08; Dec 1, 2023 $0.08; Dec 18, 2023 $0.08; Feb 1, 2024 $0.09; Mar 1, 2024 $0.08; Apr 1, 2024 $0.09; May 1, 2024 $0.09; Jun 3, 2024 $0.09; Jul 1, 2024 $0.09; Aug 1, 2024 $0.09; Sep 3, 2024 $0.09; Oct 1, 2024 $0.09; Nov 1, 2024 $0.09; Dec 2, 2024 $0.09; Dec 19, 2024 $0.09; Feb 3, 2025 $0.09; Mar 3, 2025 $0.08; Apr 1, 2025 $0.09; May 1, 2025 $0.09; Jun 2, 2025 $0.09; Jul 1, 2025 $0.09; Aug 1, 2025 $0.09; Sep 2, 2025 $0.09; Oct 1, 2025 $0.09; Nov 3, 2025 $0.09; Dec 1, 2025 $0.09; Dec 18, 2025 $0.09; Feb 2, 2026 $0.09; Mar 2, 2026 $0.08; Apr 1, 2026 $0.09; May 1, 2026 $0.09; Jun 1, 2026 $0.09; Jul 1, 2026 $0.09; Aug 3, 2026 $0.09; Sep 1, 2026 $0.09; Oct 1, 2026 $0.09. Use the arrow keys to read each point.$0$520232026YTD

LFDR vs SPTL Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
LFDR 9.0%since Jan 2025SPTL 12.4%
Return per unit of riskSharpe ratio, 3 years
LFDR −0.42since Jan 2025SPTL 0.04
Worst fallMax drawdown, 5 years
LFDR −11.1%since Dec 2024SPTL −41.0%
Market sensitivityBeta, 5 years
LFDR 0.04SPTL 2.25

LFDR and SPTL in the news

All news⁠

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