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LFDR vs SCHQ

LifeX Durable Income ETF

LFDRCCboe

Schwab Long-Term U.S. Treasury ETF

SCHQANYSE Arca

Overlap

No data

Expense ratio

SCHQ −0.22pt a year

LFDR0.25%SCHQ0.03%

Avg volume · 30D

SCHQ 10594.4×the volume

LFDR102SCHQ1.08M

LFDR vs SCHQ Performance

Dec 31, 2025 – Oct 29, 2026

−3.0%LFDR−2.9%SCHQ

Dec 31, 2025 to Oct 29, 2026. LFDR −3.0%. SCHQ −2.9%. Use the arrow keys to read each point.−8%−6%0%2%Dec 2025Jun 2026Oct 2026
Expense ratio
LFDR 0.25%
SCHQ 0.03%, better
Fund size
LFDR $1M
SCHQ $932M
1Y total return
LFDR −5.3%
SCHQ −4.3%, better
Yield (12M)
LFDR 5.70%, better
SCHQ 4.86%
Holdings
LFDR 17
SCHQ 102
Avg volume (30D)
LFDR 102 sh
SCHQ 1.08M sh, better
NAV per share
LFDR $176.25
SCHQ $29.81
52W range

ETF.net Grade

LFDR: Cost 13, Risk 36, Mission 100, Tradability 38, Holdings 49, Durability 15. SCHQ: Cost 84, Risk 39, Mission 100, Tradability 59, Holdings 75, Durability 53.
Pillar letters and Scores for LFDR, SCHQ, with each pillar’s weight
PillarLFDRSCHQ
Cost30% weightF13A84Higher
Mission25% weightA100A100
Risk15% weightD36D39Higher
Tradability15% weightD38B59Higher
Holdings10% weightC49A75Higher
Durability5% weightF15C53Higher

Rank among Treasuries (10-20 Year) funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. LFDR and SCHQ are both graded against the same 6 Treasuries (10-20 Year) funds, so their Grades compare head to head.

Treasuries (10-20 Year)⁠

Category · 6 funds
See all 6 ›

SCHQ ranks 2nd and LFDR 6th of 6 funds in the Treasuries (10-20 Year) Category.

  1. Rank 1ASPTLState Street SPDR Portfolio Long Term Treasury ETFScore 77
  2. Rank 2ASCHQSchwab Long-Term U.S. Treasury ETFScore 74
  3. Rank 3BXTENBondBloxx Bloomberg Ten Year Target Duration US Treasury ETFScore 67
  4. Rank 5BLLDRGlobal X Long-Term Treasury Ladder ETFScore 55
  5. Rank 6CLFDRLifeX Durable Income ETFScore 40

Our read on each fund

ETF.net Research

LFDRCLifeX Durable Income ETF

SCHQASchwab Long-Term U.S. Treasury ETF

In short

LFDR No data

SCHQ The long end of the Treasury curve in a three-basis-point wrapper. SCHQ owns only long-dated US government bonds, so interest rates are the whole story here: no credit calls, no stock picking, just duration.

Stated mandate

LFDR No data

SCHQ The fund seeks to track, before fees and expenses, an index representing the long-term U.S. Treasury bond market.

Why people hold it

LFDR No data

  • SCHQ Charges 0.03% a year against a 0.12% typical fee in its Treasury peer group. On a government bond fund, fees come straight out of the yield you keep.schwabassetmanagement.com
  • Plain index mandate: it follows the Bloomberg US Long Treasury Index with roughly 100 bonds and no manager discretion, and it distributes monthly.schwabassetmanagement.com
  • One of the stronger implementations in its Treasury cohort, priced level with the cheapest names on the board (VGIT and SCHP also at 0.03%).

Worth knowing

LFDR No data

  • SCHQ Long maturities are the most rate-sensitive corner of the Treasury market. Prices here swing harder when yields move than in short or intermediate funds.schwabassetmanagement.com
  • Launched in 2019, so its live record is short next to long-Treasury funds that have traded through more rate cycles.

Full LFDR profile⁠

Full SCHQ profile⁠

LFDR vs SCHQ Holdings

How LFDR and SCHQ differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

  • Asset classFixed Income100%
  • Countryby domicile100%

Sector

No Sector split for LFDR and SCHQ.

Country, concentration and asset class

Country by domicile

Country weights in LFDR and SCHQ, widest gap first
CountryMore in LFDRMore in SCHQ
United StatesSame weight

Concentration

Weight in the 10 largest Holdings

  • LFDR95.6%
  • SCHQ20.8%

Securities held

  • LFDR16
  • SCHQ102

Asset class

LFDR
Fixed Income
SCHQ
Fixed Income

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. LFDR holds 16 securities, SCHQ 102.

All 17 LFDR holdings⁠All 102 SCHQ holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

LFDR vs SCHQ Cost

Overpaying LFDR vs SCHQ

$4,521

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • LFDR 0.25%

    $5,159

  • SCHQ 0.03%

    $638

$10,000
30 years

Cost over time

  • LFDR 0.25%
  • SCHQ 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K051015202530LFDR $5,159SCHQ $638

Year by year

YearLFDRSCHQOverpaying
10$455$55$400
20$1,769$216$1,553
30$5,159$638$4,521

Expense ratio

  • 0.25%LFDR
  • 0.03%SCHQ, cheaper
  • Middle half of Treasuries (10-20 Year) funds
  • Median 0.10%

SCHQ cheapest of 6 funds

LFDR 6th cheapest of 6 funds

LFDR vs SCHQ Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
LFDR 5.70%, better
SCHQ 4.86%
Payout (12M)
LFDR $10.00
SCHQ $1.45
Last payment
LFDR $0.83
SCHQ $0.11
Ex-dividend
LFDR Oct 2, 2026
SCHQ Oct 1, 2026
Paid on
LFDR Oct 5, 2026
SCHQ Oct 7, 2026
Frequency
LFDR Monthly
SCHQ Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

LFDRMonthly · 24 paymentsAll LFDR payments⁠
One bar per payment. 24 payments from 2023 to 2026 YTD. Jan 3, 2025 $0.08; Feb 4, 2025 $0.08; Feb 19, 2025 $8.28; Mar 4, 2025 $0.83; Apr 2, 2025 $0.83; May 2, 2025 $0.83; Jun 3, 2025 $0.83; Jul 2, 2025 $0.83; Aug 4, 2025 $0.83; Sep 3, 2025 $0.83; Sep 24, 2025 $4.93; Oct 2, 2025 $0.83; Nov 4, 2025 $0.83; Dec 2, 2025 $0.83; Jan 5, 2026 $0.83; Feb 3, 2026 $0.83; Mar 3, 2026 $0.83; Apr 2, 2026 $0.83; May 4, 2026 $0.83; Jun 2, 2026 $0.83; Jul 2, 2026 $0.83; Aug 4, 2026 $0.83; Sep 2, 2026 $0.83; Oct 2, 2026 $0.83. Use the arrow keys to read each point.$0$520232026YTD
SCHQMonthly · 45 paymentsAll SCHQ payments⁠
One bar per payment. 45 payments from 2023 to 2026 YTD. Feb 1, 2023 $0.12; Mar 1, 2023 $0.11; Apr 3, 2023 $0.12; May 1, 2023 $0.09; Jun 1, 2023 $0.11; Jul 3, 2023 $0.12; Aug 1, 2023 $0.08; Sep 1, 2023 $0.12; Oct 2, 2023 $0.11; Nov 1, 2023 $0.11; Dec 1, 2023 $0.12; Dec 15, 2023 $0.11; Feb 1, 2024 $0.13; Mar 1, 2024 $0.11; Apr 1, 2024 $0.13; May 1, 2024 $0.12; Jun 3, 2024 $0.13; Jul 1, 2024 $0.11; Aug 1, 2024 $0.12; Sep 3, 2024 $0.12; Oct 1, 2024 $0.11; Nov 1, 2024 $0.14; Dec 2, 2024 $0.12; Dec 20, 2024 $0.12; Feb 3, 2025 $0.13; Mar 3, 2025 $0.11; Apr 1, 2025 $0.10; May 1, 2025 $0.12; Jun 2, 2025 $0.14; Jul 1, 2025 $0.12; Aug 1, 2025 $0.12; Sep 2, 2025 $0.11; Oct 1, 2025 $0.13; Nov 3, 2025 $0.12; Dec 1, 2025 $0.09; Dec 19, 2025 $0.13; Feb 2, 2026 $0.15; Mar 2, 2026 $0.11; Apr 1, 2026 $0.13; May 1, 2026 $0.12; Jun 1, 2026 $0.15; Jul 1, 2026 $0.11; Aug 3, 2026 $0.13; Sep 1, 2026 $0.11; Oct 1, 2026 $0.11. Use the arrow keys to read each point.$0$520232026YTD

LFDR vs SCHQ Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
LFDR 9.0%since Jan 2025SCHQ 12.3%
Return per unit of riskSharpe ratio, 3 years
LFDR −0.42since Jan 2025SCHQ 0.04
Worst fallMax drawdown, 5 years
LFDR −11.1%since Dec 2024SCHQ −40.9%
Market sensitivityBeta, 5 years
LFDR 0.04SCHQ 2.24

Popular comparisons

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