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LIAE vs VTIP

LifeX 2050 Inflation-Protected Longevity Income ETF

LIAECCboe

Vanguard Short-Term Inflation-Protected Securities ETF

VTIPANasdaq

Overlap

No data

Expense ratio

VTIP −0.22pt a year

LIAE0.25%VTIP0.03%

Avg volume · 30D

VTIP 25410.9×the volume

LIAE109VTIP2.77M

LIAE vs VTIP Performance

Oct 31, 2025 – Oct 30, 2026

−2.9%LIAE+2.7%VTIP

Oct 31, 2025 to Oct 30, 2026. LIAE −2.9%. VTIP +2.7%. Use the arrow keys to read each point.−6%−4%0%Oct 2025Apr 2026Oct 2026
Expense ratio
LIAE 0.25%
VTIP 0.03%, better
Fund size
LIAE $3M
VTIP $73.1B
1Y total return
LIAE −2.9%
VTIP +2.7%, better
Yield (12M)
LIAE 5.28%, better
VTIP 4.79%
Holdings
LIAE 19
VTIP 27
Avg volume (30D)
LIAE 109 sh
VTIP 2.77M sh, better
NAV per share
LIAE $199.73
VTIP $48.95
52W range

ETF.net Grade

LIAE: Cost 11, Risk 18, Mission 84, Tradability 42, Holdings 64, Durability 15. VTIP: Cost 98, Risk 57, Mission 43, Tradability 82, Holdings 68, Durability 96.
Pillar letters and Scores for LIAE, VTIP, with each pillar’s weight
PillarLIAEVTIP
Cost30% weightF11A98Higher
Mission25% weightA84HigherC43
Risk15% weightF18B57Higher
Tradability15% weightC42A82Higher
Holdings10% weightB64B68Higher
Durability5% weightF15A96Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. LIAE and VTIP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

VTIP ranks 4th and LIAE 30th of 40 funds in the TIPS Category.

  1. Rank 4APBTPInvesco 0-5 Yr US TIPS ETFScore 72
  2. Rank 4AVTIPVanguard Short-Term Inflation-Protected Securities ETFScore 72
  3. Rank 6BSPIPState Street SPDR Portfolio TIPS ETFScore 68
  4. Rank 29CLTPZPIMCO 15+ Year U.S. TIPS Index Exchange-Traded FundScore 43
  5. Rank 30CLIAELifeX 2050 Inflation-Protected Longevity Income ETFScore 40
  6. Rank 30CLIAMLifeX 2055 Inflation-Protected Longevity Income ETFScore 40

Our read on each fund

ETF.net Research

LIAECLifeX 2050 Inflation-Protected Longevity Income ETF

VTIPAVanguard Short-Term Inflation-Protected Securities ETF

In short

LIAE No data

VTIP Inflation protection without the long-bond whiplash. VTIP holds only Treasury TIPS maturing inside five years, so CPI does most of the driving and rate swings do less of it, for three basis points a year.

Stated mandate

LIAE No data

VTIP Tracks a benchmark measuring the investment return of U.S. Treasury inflation-protected public obligations with remaining maturities under five years.

Why people hold it

LIAE No data

  • VTIP Three basis points a year, against a 0.12% median for Treasury bond ETFs in its group. Vanguard's at-cost setup shows up right in the fee line.vanguard.com
  • TIPS principal ratchets with CPI, and the under-five-year maturity cap keeps duration short, so rate moves land lighter here than in full-curve TIPS funds like SCHP.vanguard.com
  • Open since 2012 and now a multi-billion-dollar, actively traded fund that owns Treasury paper directly. Plain index rules, no swaps, no credit detours.

Worth knowing

LIAE No data

  • VTIP Short maturities cut both ways: less sensitivity to rates, and less exposure to shifts in long-run inflation expectations than a full-maturity TIPS fund such as SCHP.
  • Income rides on CPI accruals, so the quarterly payout moves around rather than arriving as a steady coupon.
  • This is one narrow slice of one market, short US Treasury TIPS, not a diversified bond portfolio.

Full LIAE profile⁠

Full VTIP profile⁠

LIAE vs VTIP Holdings

How LIAE and VTIP differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

  • Asset classFixed Income100%
  • Countryby domicile100%

Sector

No Sector split for LIAE.

Country, concentration and asset class

Country by domicile

Country weights in LIAE and VTIP, widest gap first
CountryMore in LIAEMore in VTIP
United StatesSame weight

Concentration

Weight in the 10 largest Holdings

  • LIAE91.4%
  • VTIP50.0%

Securities held

  • LIAE18
  • VTIP25

Asset class

LIAE
Fixed Income
VTIP
Fixed Income

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. LIAE holds 18 securities, VTIP 25.

All 19 LIAE holdings⁠All 21 VTIP holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

LIAE vs VTIP Cost

Overpaying LIAE vs VTIP

$4,521

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • LIAE 0.25%

    $5,159

  • VTIP 0.03%

    $638

$10,000
30 years

Cost over time

  • LIAE 0.25%
  • VTIP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K051015202530LIAE $5,159VTIP $638

Year by year

YearLIAEVTIPOverpaying
10$455$55$400
20$1,769$216$1,553
30$5,159$638$4,521

Expense ratio

  • 0.25%LIAE
  • 0.03%VTIP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

VTIP cheapest of 40 funds

LIAE 34th cheapest of 40 funds

LIAE vs VTIP Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
LIAE 5.28%, better
VTIP 4.79%
Payout (12M)
LIAE $10.53
VTIP $2.35
Last payment
LIAE $0.88
VTIP $0.93
Ex-dividend
LIAE Oct 2, 2026
VTIP Oct 1, 2026
Paid on
LIAE Oct 5, 2026
VTIP Oct 5, 2026
Frequency
LIAE Monthly
VTIP Quarterly

Distribution history

Per share, 2023 to 2026, same scale for both

LIAEMonthly · 27 paymentsAll LIAE payments⁠
One bar per payment. 27 payments from 2023 to 2026 YTD. Oct 2, 2024 $0.08; Nov 4, 2024 $0.08; Dec 3, 2024 $0.08; Jan 3, 2025 $0.09; Feb 4, 2025 $0.09; Feb 19, 2025 $0.56; Mar 4, 2025 $0.85; Apr 2, 2025 $0.85; May 2, 2025 $0.85; Jun 3, 2025 $0.85; Jul 2, 2025 $0.85; Aug 4, 2025 $0.85; Sep 3, 2025 $0.85; Sep 24, 2025 $9.06; Oct 2, 2025 $0.85; Nov 4, 2025 $0.85; Dec 2, 2025 $0.85; Jan 5, 2026 $0.88; Feb 3, 2026 $0.88; Mar 3, 2026 $0.88; Apr 2, 2026 $0.88; May 4, 2026 $0.88; Jun 2, 2026 $0.88; Jul 2, 2026 $0.88; Aug 4, 2026 $0.88; Sep 2, 2026 $0.88; Oct 2, 2026 $0.88. Use the arrow keys to read each point.$0$1020232026YTD
VTIPQuarterly · 15 paymentsAll VTIP payments⁠
One bar per payment. 15 payments from 2023 to 2026 YTD. Apr 3, 2023 $0.03; Jul 3, 2023 $0.35; Oct 2, 2023 $0.34; Dec 22, 2023 $0.64; Apr 1, 2024 $0.03; Jul 1, 2024 $0.44; Oct 1, 2024 $0.31; Dec 24, 2024 $0.53; Apr 1, 2025 $0.10; Jul 1, 2025 $0.43; Oct 1, 2025 $0.65; Dec 18, 2025 $0.71; Apr 1, 2026 $0.02; Jul 1, 2026 $0.68; Oct 1, 2026 $0.93. Use the arrow keys to read each point.$0$1020232026YTD

LIAE vs VTIP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
LIAE 66.4%since Jan 2025VTIP 1.9%
Return per unit of riskSharpe ratio, 3 years
LIAE −0.81since Jan 2025VTIP 0.29
Worst fallMax drawdown, 5 years
LIAE −91.0%since Sep 2024VTIP −5.5%
Market sensitivityBeta, 5 years
LIAE 0.13VTIP 0.21

LIAE and VTIP in the news

All news⁠

Popular comparisons

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