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LIAE vs VTP

LifeX 2050 Inflation-Protected Longevity Income ETF

LIAECCboe

Vanguard Total Inflation-Protected Securities ETF

VTPANYSE Arca

Overlap

No data

Expense ratio

VTP −0.20pt a year

LIAE0.25%VTP0.05%

Avg volume · 30D

VTP 581.9×the volume

LIAE109VTP63.4K

LIAE vs VTP Performance

Oct 31, 2025 – Oct 30, 2026

−2.9%LIAE+0.2%VTP

Oct 31, 2025 to Oct 30, 2026. LIAE −2.9%. VTP +0.2%. Use the arrow keys to read each point.−6%−4%−2%Oct 2025Apr 2026Oct 2026
Expense ratio
LIAE 0.25%
VTP 0.05%, better
Fund size
LIAE $3M
VTP $251M
1Y total return
LIAE −2.9%
VTP +0.2%, better
Yield (12M)
LIAE 5.28%, better
VTP 3.74%
Holdings
LIAE 19
VTP 51
Avg volume (30D)
LIAE 109 sh
VTP 63.4K sh, better
NAV per share
LIAE $199.73
VTP $74.00
52W range

ETF.net Grade

LIAE: Cost 11, Risk 18, Mission 84, Tradability 42, Holdings 64, Durability 15. VTP: Cost 93, Risk 37, Mission 100, Tradability 51, Holdings 79, Durability 67.
Pillar letters and Scores for LIAE, VTP, with each pillar’s weight
PillarLIAEVTP
Cost30% weightF11A93Higher
Mission25% weightA84A100Higher
Risk15% weightF18D37Higher
Tradability15% weightC42C51Higher
Holdings10% weightB64A79Higher
Durability5% weightF15B67Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. LIAE and VTP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

VTP ranks 3rd and LIAE 30th of 40 funds in the TIPS Category.

  1. Rank 1ASCHPSchwab US TIPS ETFScore 85
  2. Rank 2ASTIPiShares 0-5 Year TIPS Bond ETFScore 80
  3. Rank 3AVTPVanguard Total Inflation-Protected Securities ETFScore 77
  4. Rank 4APBTPInvesco 0-5 Yr US TIPS ETFScore 72
  5. Rank 29CLTPZPIMCO 15+ Year U.S. TIPS Index Exchange-Traded FundScore 43
  6. Rank 30CLIAELifeX 2050 Inflation-Protected Longevity Income ETFScore 40
  7. Rank 30CLIAMLifeX 2055 Inflation-Protected Longevity Income ETFScore 40

Our read on each fund

ETF.net Research

LIAECLifeX 2050 Inflation-Protected Longevity Income ETF

VTPAVanguard Total Inflation-Protected Securities ETF

In short

LIAE No data

VTP Vanguard's ETF answer for the whole TIPS curve. It tracks a market-value-weighted index of Treasury inflation-linked bonds with at least a year left to run, charges five basis points, and opened for business in 2025.

Stated mandate

LIAE No data

VTP The Fund passively tracks the full market of U.S. Treasury inflation-protected public obligations through the ICE U.S. Treasury Inflation Linked Bond Index.

Why people hold it

LIAE No data

  • VTP Five basis points: under half the typical fund in its Treasury peer group, and well below the 0.12% charged by broad TIPS rival SPIP.
  • Full-curve coverage. The index is market value weighted and takes inflation-protected Treasuries with at least one year to maturity, no upper limit, so no single maturity slice bet.ice.com
  • Vanguard's other inflation-linked ETF stops below five years to maturity. This one is the long-end-included sibling, in the same low-cost index wrapper.vanguard.com
  • The inflation link sits inside the bonds, not in a strategy overlay: principal and coupons are indexed to consumer prices, and the fund passes income through quarterly.vanguard.com

Worth knowing

LIAE No data

  • VTP Owning the long end cuts both ways. Real-rate moves hit a full-maturity TIPS portfolio harder than a sub-five-year one, so expect more price movement.ice.comvanguard.com
  • A 2025 launch means a short track record and thinner trading than the long-established TIPS funds, which can show up as wider bid-ask spreads.
  • Payouts move with inflation adjustments rather than a fixed rate, and Vanguard discloses that a distribution can include return of capital.vanguard.com

Full LIAE profile⁠

Full VTP profile⁠

LIAE vs VTP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

LIAE vs VTP Cost

Overpaying LIAE vs VTP

$4,099

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • LIAE 0.25%

    $5,159

  • VTP 0.05%

    $1,060

$10,000
30 years

Cost over time

  • LIAE 0.25%
  • VTP 0.05%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K051015202530LIAE $5,159VTP $1,060

Year by year

YearLIAEVTPOverpaying
10$455$92$363
20$1,769$360$1,409
30$5,159$1,060$4,099

Expense ratio

  • 0.25%LIAE
  • 0.05%VTP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

VTP 4th cheapest of 40 funds

LIAE 34th cheapest of 40 funds

LIAE vs VTP Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
LIAE 5.28%, better
VTP 3.74%
Payout (12M)
LIAE $10.53
VTP $2.77
Last payment
LIAE $0.88
VTP $0.99
Ex-dividend
LIAE Oct 2, 2026
VTP Oct 1, 2026
Paid on
LIAE Oct 5, 2026
VTP Oct 5, 2026
Frequency
LIAE Monthly
VTP Quarterly

Distribution history

Per share, 2024 to 2026, same scale for both

LIAEMonthly · 27 paymentsAll LIAE payments⁠
One bar per payment. 27 payments from 2024 to 2026 YTD. Oct 2, 2024 $0.08; Nov 4, 2024 $0.08; Dec 3, 2024 $0.08; Jan 3, 2025 $0.09; Feb 4, 2025 $0.09; Feb 19, 2025 $0.56; Mar 4, 2025 $0.85; Apr 2, 2025 $0.85; May 2, 2025 $0.85; Jun 3, 2025 $0.85; Jul 2, 2025 $0.85; Aug 4, 2025 $0.85; Sep 3, 2025 $0.85; Sep 24, 2025 $9.06; Oct 2, 2025 $0.85; Nov 4, 2025 $0.85; Dec 2, 2025 $0.85; Jan 5, 2026 $0.88; Feb 3, 2026 $0.88; Mar 3, 2026 $0.88; Apr 2, 2026 $0.88; May 4, 2026 $0.88; Jun 2, 2026 $0.88; Jul 2, 2026 $0.88; Aug 4, 2026 $0.88; Sep 2, 2026 $0.88; Oct 2, 2026 $0.88. Use the arrow keys to read each point.$0$102026YTD
VTPQuarterly · 5 paymentsAll VTP payments⁠
One bar per payment. 5 payments from 2024 to 2026 YTD. Oct 1, 2025 $0.47; Dec 18, 2025 $0.71; Apr 1, 2026 $0.06; Jul 1, 2026 $1.01; Oct 1, 2026 $0.99. Use the arrow keys to read each point.$0$102026YTD

LIAE vs VTP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
LIAE 66.4%since Jan 2025VTP 4.3%since Aug 2025
Return per unit of riskSharpe ratio, 3 years
LIAE −0.81since Jan 2025VTP −0.42since Aug 2025
Worst fallMax drawdown, 5 years
LIAE −91.0%since Sep 2024VTP −4.0%since Jul 2025
Market sensitivityBeta, 5 years
LIAE 0.13VTP 0.14

Popular comparisons

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