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LIAU vs SCHP

LifeX 2060 Inflation-Protected Longevity Income ETF

LIAUDCboe

Schwab US TIPS ETF

SCHPANYSE Arca

Overlap

No data

Expense ratio

SCHP −0.22pt a year

LIAU0.25%SCHP0.03%

Avg volume · 30D

SCHP 49375.2×the volume

LIAU114SCHP5.63M

LIAU vs SCHP Performance

Oct 31, 2025 – Oct 30, 2026

−4.9%LIAU+0.1%SCHP

Oct 31, 2025 to Oct 30, 2026. LIAU −4.9%. SCHP +0.1%. Use the arrow keys to read each point.−10%−8%−2%2%Oct 2025Apr 2026Oct 2026
Expense ratio
LIAU 0.25%
SCHP 0.03%, better
Fund size
LIAU $2M
SCHP $17.5B
1Y total return
LIAU −4.9%
SCHP +0.1%, better
Yield (12M)
LIAU 4.22%
SCHP 4.89%, better
Holdings
LIAU 25
SCHP 49
Avg volume (30D)
LIAU 114 sh
SCHP 5.63M sh, better
NAV per share
LIAU $249.82
SCHP $25.74
52W range

ETF.net Grade

LIAU: Cost 11, Risk 11, Mission 76, Tradability 41, Holdings 65, Durability 12. SCHP: Cost 98, Risk 35, Mission 100, Tradability 91, Holdings 87, Durability 82.
Pillar letters and Scores for LIAU, SCHP, with each pillar’s weight
PillarLIAUSCHP
Cost30% weightF11A98Higher
Mission25% weightA76A100Higher
Risk15% weightF11D35Higher
Tradability15% weightC41A91Higher
Holdings10% weightB65A87Higher
Durability5% weightF12A82Higher

Rank among TIPS funds

Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. LIAU and SCHP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

SCHP ranks 1st and LIAU 33rd of 40 funds in the TIPS Category.

  1. Rank 1ASCHPSchwab US TIPS ETFScore 85
  2. Rank 2ASTIPiShares 0-5 Year TIPS Bond ETFScore 80
  3. Rank 30CTIPDNorthern Trust 2055 Inflation-Linked Distributing Ladder ETFScore 40
  4. Rank 33DLIAULifeX 2060 Inflation-Protected Longevity Income ETFScore 37
  5. Rank 34DPCPIPIMCO Inflation PLUS Active Exchange-Traded FundScore 36

Our read on each fund

ETF.net Research

LIAUDLifeX 2060 Inflation-Protected Longevity Income ETF

SCHPASchwab US TIPS ETF

In short

LIAU No data

SCHP Inflation insurance in the plainest wrapper available: SCHP owns the full maturity range of Treasury inflation-protected bonds and tracks its Bloomberg index for three basis points a year.

Stated mandate

LIAU No data

SCHP The fund seeks to track, before fees and expenses, the total return of an index composed of inflation-protected U.S. Treasury securities.

Why people hold it

LIAU No data

  • SCHP 0.03% a year, a quarter of the typical Treasury-fund fee and level with the cheapest names in the group (VGIT, VCSH).
  • One job, done literally: only inflation-linked US Treasuries, whose principal adjusts with the official consumer price index.
  • Running since 2010, now a multi-billion-dollar fund that trades actively and hugs the Bloomberg Series-L index closely.
  • Passive, no maturity tilt, no manager view: one of the cleaner builds among Treasury ETFs.

Worth knowing

LIAU No data

  • SCHP Inflation-linked is not rate-proof. This spans the whole maturity spectrum, so prices move with real yields.
  • Distributions are irregular. Coupons sit on an inflation-adjusted principal, so the cash arrives lumpy, not as a steady check.
  • About 50 bonds, all Uncle Sam. No credit spread, no corporate yield pickup; inflation and duration are the whole story.

Full LIAU profile⁠

Full SCHP profile⁠

LIAU vs SCHP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

LIAU vs SCHP Cost

Overpaying LIAU vs SCHP

$4,521

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • LIAU 0.25%

    $5,159

  • SCHP 0.03%

    $638

$10,000
30 years

Cost over time

  • LIAU 0.25%
  • SCHP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K051015202530LIAU $5,159SCHP $638

Year by year

YearLIAUSCHPOverpaying
10$455$55$400
20$1,769$216$1,553
30$5,159$638$4,521

Expense ratio

  • 0.25%LIAU
  • 0.03%SCHP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

SCHP cheapest of 40 funds

LIAU 34th cheapest of 40 funds

LIAU vs SCHP Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
LIAU 4.22%
SCHP 4.89%, better
Payout (12M)
LIAU $10.53
SCHP $1.26
Last payment
LIAU $0.88
SCHP $0.06
Ex-dividend
LIAU Oct 2, 2026
SCHP Oct 1, 2026
Paid on
LIAU Oct 5, 2026
SCHP Oct 7, 2026
Frequency
LIAU Monthly
SCHP Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

LIAUMonthly · 27 paymentsAll LIAU payments⁠
One bar per payment. 27 payments from 2023 to 2026 YTD. Oct 2, 2024 $0.08; Nov 4, 2024 $0.08; Dec 3, 2024 $0.08; Jan 3, 2025 $0.09; Feb 4, 2025 $0.09; Feb 19, 2025 $7.43; Mar 4, 2025 $0.85; Apr 2, 2025 $0.85; May 2, 2025 $0.85; Jun 3, 2025 $0.85; Jul 2, 2025 $0.85; Aug 4, 2025 $0.85; Sep 3, 2025 $0.85; Sep 24, 2025 $13.57; Oct 2, 2025 $0.85; Nov 4, 2025 $0.85; Dec 2, 2025 $0.85; Jan 5, 2026 $0.88; Feb 3, 2026 $0.88; Mar 3, 2026 $0.88; Apr 2, 2026 $0.88; May 4, 2026 $0.88; Jun 2, 2026 $0.88; Jul 2, 2026 $0.88; Aug 4, 2026 $0.88; Sep 2, 2026 $0.88; Oct 2, 2026 $0.88. Use the arrow keys to read each point.$0$1020232026YTD
SCHPMonthly · 38 paymentsAll SCHP payments⁠
One bar per payment. 38 payments from 2023 to 2026 YTD. Apr 3, 2023 $0.04; May 1, 2023 $0.09; Jun 1, 2023 $0.08; Jul 3, 2023 $0.11; Aug 1, 2023 $0.08; Sep 1, 2023 $0.08; Oct 2, 2023 $0.06; Nov 1, 2023 $0.09; Dec 1, 2023 $0.08; Dec 15, 2023 $0.07; Apr 1, 2024 $0.04; May 1, 2024 $0.10; Jun 3, 2024 $0.15; Jul 1, 2024 $0.12; Aug 1, 2024 $0.09; Sep 3, 2024 $0.05; Oct 1, 2024 $0.0098; Nov 1, 2024 $0.03; Dec 2, 2024 $0.07; Dec 20, 2024 $0.11; Mar 3, 2025 $0.02; Apr 1, 2025 $0.10; May 1, 2025 $0.12; Jun 2, 2025 $0.10; Jul 1, 2025 $0.11; Aug 1, 2025 $0.09; Sep 2, 2025 $0.10; Oct 1, 2025 $0.08; Nov 3, 2025 $0.09; Dec 1, 2025 $0.09; Dec 19, 2025 $0.18; Apr 1, 2026 $0.03; May 1, 2026 $0.10; Jun 1, 2026 $0.20; Jul 1, 2026 $0.22; Aug 3, 2026 $0.22; Sep 1, 2026 $0.08; Oct 1, 2026 $0.06. Use the arrow keys to read each point.$0$1020232026YTD

LIAU vs SCHP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
LIAU 8.2%since Dec 2024SCHP 4.5%
Return per unit of riskSharpe ratio, 3 years
LIAU −0.83since Dec 2024SCHP 0.09
Worst fallMax drawdown, 5 years
LIAU −90.6%since Sep 2024SCHP −14.3%
Market sensitivityBeta, 5 years
LIAU 0.20SCHP 0.70

LIAU and SCHP in the news

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