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LIAU vs STIP

LifeX 2060 Inflation-Protected Longevity Income ETF

LIAUDCboe

iShares 0-5 Year TIPS Bond ETF

STIPANYSE Arca

Overlap

No data

Expense ratio

STIP −0.22pt a year

LIAU0.25%STIP0.03%

Avg volume · 30D

STIP 8875.7×the volume

LIAU114STIP1.01M

LIAU vs STIP Performance

Oct 31, 2025 – Oct 30, 2026

−4.9%LIAU+2.7%STIP

Oct 31, 2025 to Oct 30, 2026. LIAU −4.9%. STIP +2.7%. Use the arrow keys to read each point.−10%−7.5%−2.5%0%Oct 2025Apr 2026Oct 2026
Expense ratio
LIAU 0.25%
STIP 0.03%, better
Fund size
LIAU $2M
STIP $16.9B
1Y total return
LIAU −4.9%
STIP +2.7%, better
Yield (12M)
LIAU 4.22%
STIP 4.67%, better
Holdings
LIAU 25
STIP 26
Avg volume (30D)
LIAU 114 sh
STIP 1.01M sh, better
NAV per share
LIAU $249.82
STIP $101.12
52W range

ETF.net Grade

LIAU: Cost 11, Risk 11, Mission 76, Tradability 41, Holdings 65, Durability 12. STIP: Cost 98, Risk 74, Mission 61, Tradability 93, Holdings 68, Durability 90.
Pillar letters and Scores for LIAU, STIP, with each pillar’s weight
PillarLIAUSTIP
Cost30% weightF11A98Higher
Mission25% weightA76HigherB61
Risk15% weightF11A74Higher
Tradability15% weightC41A93Higher
Holdings10% weightB65B68Higher
Durability5% weightF12A90Higher

Rank among TIPS funds

Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. LIAU and STIP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

STIP ranks 2nd and LIAU 33rd of 40 funds in the TIPS Category.

  1. Rank 1ASCHPSchwab US TIPS ETFScore 85
  2. Rank 2ASTIPiShares 0-5 Year TIPS Bond ETFScore 80
  3. Rank 3AVTPVanguard Total Inflation-Protected Securities ETFScore 77
  4. Rank 30CTIPDNorthern Trust 2055 Inflation-Linked Distributing Ladder ETFScore 40
  5. Rank 33DLIAULifeX 2060 Inflation-Protected Longevity Income ETFScore 37
  6. Rank 34DPCPIPIMCO Inflation PLUS Active Exchange-Traded FundScore 36

Our read on each fund

ETF.net Research

LIAUDLifeX 2060 Inflation-Protected Longevity Income ETF

STIPAiShares 0-5 Year TIPS Bond ETF

In short

LIAU No data

STIP The short-fuse inflation hedge. STIP holds only inflation-linked Treasuries maturing inside five years, keeping the inflation link while sidestepping most of the long-bond rate swings. Three basis points a year.

Stated mandate

LIAU No data

STIP The fund seeks to track an index of U.S. Treasury inflation-protected securities with maturities under five years, offering inflation hedging while managing duration risk.

Why people hold it

LIAU No data

  • STIP Three basis points a year, roughly a quarter of the typical fee in its Treasury ETF group. On cost, this is near the floor for bond funds.
  • Maturities capped under five years by design, so the inflation adjustment stays and the long-duration price swings largely do not.
  • Running since 2010, a multi-billion-dollar fund that trades actively. Plain index construction, US Treasuries only.
  • Sits in the upper half of the Treasury bond ETFs we cover, one of the stronger short-maturity builds in that group.

Worth knowing

LIAU No data

  • STIP Short bonds accrue less inflation compensation than long-dated TIPS, and prices still move with real yields. This is a dampened hedge, not a pure one.
  • Distributions are irregular. Payouts ride the inflation adjustment, so income arrives lumpy rather than as a steady check.
  • Around 25 bonds, all at the front of the curve. SCHP spans the full TIPS maturity range for the same 0.03%.

Full LIAU profile⁠

Full STIP profile⁠

LIAU vs STIP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

LIAU vs STIP Cost

Overpaying LIAU vs STIP

$4,521

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • LIAU 0.25%

    $5,159

  • STIP 0.03%

    $638

$10,000
30 years

Cost over time

  • LIAU 0.25%
  • STIP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K051015202530LIAU $5,159STIP $638

Year by year

YearLIAUSTIPOverpaying
10$455$55$400
20$1,769$216$1,553
30$5,159$638$4,521

Expense ratio

  • 0.25%LIAU
  • 0.03%STIP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

STIP cheapest of 40 funds

LIAU 34th cheapest of 40 funds

LIAU vs STIP Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
LIAU 4.22%
STIP 4.67%, better
Payout (12M)
LIAU $10.53
STIP $4.73
Last payment
LIAU $0.88
STIP $0.74
Ex-dividend
LIAU Oct 2, 2026
STIP Aug 3, 2026
Paid on
LIAU Oct 5, 2026
STIP Aug 6, 2026
Frequency
LIAU Monthly
STIP Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

LIAUMonthly · 27 paymentsAll LIAU payments⁠
One bar per payment. 27 payments from 2023 to 2026 YTD. Oct 2, 2024 $0.08; Nov 4, 2024 $0.08; Dec 3, 2024 $0.08; Jan 3, 2025 $0.09; Feb 4, 2025 $0.09; Feb 19, 2025 $7.43; Mar 4, 2025 $0.85; Apr 2, 2025 $0.85; May 2, 2025 $0.85; Jun 3, 2025 $0.85; Jul 2, 2025 $0.85; Aug 4, 2025 $0.85; Sep 3, 2025 $0.85; Sep 24, 2025 $13.57; Oct 2, 2025 $0.85; Nov 4, 2025 $0.85; Dec 2, 2025 $0.85; Jan 5, 2026 $0.88; Feb 3, 2026 $0.88; Mar 3, 2026 $0.88; Apr 2, 2026 $0.88; May 4, 2026 $0.88; Jun 2, 2026 $0.88; Jul 2, 2026 $0.88; Aug 4, 2026 $0.88; Sep 2, 2026 $0.88; Oct 2, 2026 $0.88. Use the arrow keys to read each point.$0$1020232026YTD
STIPMonthly · 36 paymentsAll STIP payments⁠
One bar per payment. 36 payments from 2023 to 2026 YTD. Apr 3, 2023 $0.20; May 1, 2023 $0.52; Jun 1, 2023 $0.29; Jul 3, 2023 $0.46; Aug 1, 2023 $0.23; Sep 1, 2023 $0.32; Oct 2, 2023 $0.16; Nov 1, 2023 $0.39; Dec 1, 2023 $0.22; Apr 1, 2024 $0.09; May 1, 2024 $0.61; Jun 3, 2024 $0.66; Jul 1, 2024 $0.40; Aug 1, 2024 $0.19; Sep 3, 2024 $0.06; Oct 1, 2024 $0.14; Nov 1, 2024 $0.11; Dec 2, 2024 $0.20; Dec 18, 2024 $0.18; Feb 3, 2025 $0.03; Mar 3, 2025 $0.11; Apr 1, 2025 $0.75; May 1, 2025 $0.52; Jun 2, 2025 $0.30; Jul 1, 2025 $0.40; Aug 1, 2025 $0.31; Sep 2, 2025 $0.44; Oct 1, 2025 $0.24; Nov 3, 2025 $0.39; Dec 1, 2025 $0.36; Dec 19, 2025 $0.35; Apr 1, 2026 $0.22; May 1, 2026 $0.57; Jun 1, 2026 $1.14; Jul 1, 2026 $0.97; Aug 3, 2026 $0.74. Use the arrow keys to read each point.$0$1020232026YTD

LIAU vs STIP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
LIAU 8.2%since Dec 2024STIP 1.9%
Return per unit of riskSharpe ratio, 3 years
LIAU −0.83since Dec 2024STIP 0.30
Worst fallMax drawdown, 5 years
LIAU −90.6%since Sep 2024STIP −5.5%
Market sensitivityBeta, 5 years
LIAU 0.20STIP 0.21

LIAU and STIP in the news

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