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QVOY vs UCBG

Q3 All-Season Active Rotation ETF

QVOYDCboe

State Street SPDR UC Investments 90/10 Endowment Strategy Index ETF

UCBGANYSE Arca

Overlap

Expense ratio

UCBG −1.26pt a year

QVOY1.32%UCBG0.06%

Avg volume · 30D

UCBG 397.1×the volume

QVOY10.5KUCBG4.15M

QVOY vs UCBG Performance

Sep 30, 2026 – Oct 30, 2026

+0.1%QVOY−0.9%UCBG

Sep 30, 2026 to Oct 30, 2026. QVOY +0.1%. UCBG −0.9%. Use the arrow keys to read each point.−0.5%0.5%1%1.5%2%Sep 30Oct 15Oct 30
Expense ratio
QVOY 1.32%
UCBG 0.06%, better
Fund size
QVOY $56M
UCBG $2.52B
1Y total return
QVOY +4.9%
UCBG No data
Yield (12M)
QVOY 8.91%
UCBG No data
Holdings
QVOY 13
UCBG 868
Avg volume (30D)
QVOY 10.5K sh
UCBG 4.15M sh, better
NAV per share
QVOY $28.09
UCBG $50.56
52W range

ETF.net Grade

QVOY: Cost 3, Risk 13, Mission 60, Tradability 55, Holdings 38, Durability 51. UCBG: Cost 100, Risk not scored, Mission 99, Tradability 99, Holdings 79, Durability 66.
Pillar letters and Scores for QVOY, UCBG, with each pillar’s weight
PillarQVOYUCBG
Cost30% weightF3A100Higher
Mission25% weightB60A99Higher
Risk15% weightF13Not scored
Tradability15% weightB55A99Higher
Holdings10% weightD38A79Higher
Durability5% weightC51B66Higher

Rank among Multi-Asset Allocation funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. QVOY and UCBG are both graded against the same 37 Multi-Asset Allocation funds, so their Grades compare head to head.

Multi-Asset Allocation⁠

Category · 37 funds
See all 37 ›

UCBG ranks 1st and QVOY 33rd of 37 funds in the Multi-Asset Allocation Category.

  1. Rank 1AUCBGState Street SPDR UC Investments 90/10 Endowment Strategy Index ETFScore 95
  2. Rank 2AAOAiShares Core 80/20 Aggressive Allocation ETFScore 88
  3. Rank 32DFDATTactical Advantage ETFScore 34
  4. Rank 33DQVOYQ3 All-Season Active Rotation ETFScore 32
  5. Rank 34DAGOXAdaptive Alpha Opportunities ETFScore 31

Our read on each fund

ETF.net Research

QVOYDQ3 All-Season Active Rotation ETF

UCBGAState Street SPDR UC Investments 90/10 Endowment Strategy Index ETF

In short

QVOY A small Michigan quant shop runs QVOY as a tactical allocation sleeve: it rotates among four baskets of funds (core equity, active equity, bonds, alternatives) instead of parking in a fixed stock-and-bond mix.

UCBG No data

Stated mandate

QVOY The Fund seeks long-term growth of capital through active, systematic and quantitative allocation among core equity, active equity, bonds and alternatives.

UCBG No data

Why people hold it

  • QVOY Allocation is rules-driven, not a gut call: systematic models move money among the four sleeves, so the mix can drift far from a static 60/40.sec.gov
  • The alternatives sleeve can reach into commodities, precious metals, currencies, REITs and MLPs, corners that most set-and-forget allocation funds skip.sec.gov
  • One ticker holds the whole kit, equities, bonds and alternatives, with the rebalancing done inside the fund by its manager.sec.gov

UCBG No data

Worth knowing

  • QVOY Cost is the trade-off: 1.32% net of a waiver through March 31, 2027, gross 1.38%, above the category median. AOA is 0.15% net of a waiver through November 30, 2026; UCBG 0.06%.sec.gov
  • Thinly traded next to the category's giants, so spreads can be wider and sizeable orders need more care at the screen.
  • Live since December 2022, so the record is short, and an actively rotating mix can look nothing like a standard balanced benchmark in any given stretch.sec.gov

UCBG No data

Full QVOY profile⁠

Full UCBG profile⁠

QVOY vs UCBG Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

QVOY vs UCBG Cost

Overpaying QVOY vs UCBG

$22,398

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • QVOY 1.32%

    $23,668

  • UCBG 0.06%

    $1,270

$10,000
30 years

Cost over time

  • QVOY 1.32%
  • UCBG 0.06%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$5K$10K$15K$20K$25K051015202530QVOY $23,668UCBG $1,270

Year by year

YearQVOYUCBGOverpaying
10$2,296$110$2,186
20$8,507$432$8,075
30$23,668$1,270$22,398

Expense ratio

  • 1.32%QVOY
  • 0.06%UCBG, cheaper
  • Middle half of Multi-Asset Allocation funds
  • Median 0.57%

UCBG cheapest of 37 funds

QVOY 36th cheapest of 37 funds

QVOY vs UCBG Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
QVOY 8.91%
UCBG No data
Payout (12M)
QVOY $2.50
UCBG No data
Last payment
QVOY $2.50
UCBG $0.04
Ex-dividend
QVOY Dec 23, 2025
UCBG Sep 21, 2026
Paid on
QVOY Dec 26, 2025
UCBG Sep 23, 2026
Frequency
QVOY Annual
UCBG Irregular

Distribution history

Per share, 2022 to 2026, same scale for both

QVOYAnnual · 4 paymentsAll QVOY payments⁠
One bar per payment. 4 payments from 2022 to 2026 YTD. Dec 29, 2022 $0.11; Dec 28, 2023 $1.66; Dec 27, 2024 $2.75; Dec 23, 2025 $2.50. Use the arrow keys to read each point.$0$2.5020232026YTD
UCBGIrregular · 1 paymentAll UCBG payments⁠
One bar per payment. 1 payment from 2022 to 2026 YTD. Sep 21, 2026 $0.04. Use the arrow keys to read each point.$0$2.5020232026YTD

QVOY vs UCBG Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
QVOY 13.3%UCBG No data
Return per unit of riskSharpe ratio, 3 years
QVOY 0.54UCBG No data
Worst fallMax drawdown, 5 years
QVOY −17.0%since Dec 2022UCBG No data
Market sensitivityBeta, 5 years
QVOY 1.19UCBG 0.00

QVOY and UCBG in the news

All news⁠

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