RISN vs THY

RISNAInspire Capital Appreciation ETF

THYCToews Agility Shares Dynamic Tactical Income ETF

In short

RISN A tactical blend of U.S. large-cap stocks and U.S. bonds from a values-screening shop, built to chase long-term growth with less turbulence than the large-cap market, at a fee below the typical tactical peer.

THY A junk-bond market timer in ETF form: all-in on high yield when its momentum signals say go, and the prospectus lets it sit 100% in cash and Treasuries for long stretches when they say stop. Income first, defense second, by design.

Stated mandate

RISN The fund seeks long-term capital appreciation with lower volatility than the U.S. large-cap stock market.

THY The fund seeks income as its primary objective and seeks secondarily to limit risk during unfavorable market conditions.

Why people hold it

• RISN Charges 0.72% a year, under the going rate for tactical multi-asset funds that actively shift their mix.
• One ticket holds U.S. large-cap equities alongside U.S. fixed income, with the stated aim of long-term appreciation at lower volatility than U.S. large caps.
• One of the stronger implementations in a crowded tactical multi-asset field, with a live record going back to its 2020 launch.
• Pays out quarterly, so the bond sleeve shows up as scheduled cash rather than a once-a-year surprise.

• THY The defensive setting is literal: filings allow a 100% allocation to cash, Treasuries or short-term fixed income for significant stretches when high-yield signals turn.sec.gov
• Signals are mechanical, not vibes. The adviser reads price movement and momentum in high-yield bond markets to set the fund's weighting.sec.gov
• Pays monthly, and can hedge long positions with futures and ETFs instead of only selling out of them.sec.gov

Worth knowing

• RISN Thinly traded and modest in size, so bid-ask spreads can matter more than the fee does. Limit orders are the standard workaround.
• Tactical means judgment calls: the allocation can look nothing like a fixed stock/bond blend at any given moment.
• Cheap for tactical, not cheap outright. Peers such as ENDW (0.22%) and ONOF (0.39%) run at a fraction of the fee.

• THY Costs 1.04% net of a waiver through August 31, 2027 (1.27% gross), above the category median. Cheaper tactical peers include PTBD at 0.60%.
• Timing cuts both ways: a long defensive stretch in cash and Treasuries can mean a thinner payout and a missed high-yield rebound.sec.gov
• Thinly traded, so the bid-ask spread is a real part of the cost of getting in and out.

Full RISN profile⁠

Full THY profile⁠