RISN vs WBIG

RISNAInspire Capital Appreciation ETF

WBIGCWBI BullBear Yield 3000 ETF

In short

RISN A tactical blend of U.S. large-cap stocks and U.S. bonds from a values-screening shop, built to chase long-term growth with less turbulence than the large-cap market, at a fee below the typical tactical peer.

WBIG A dividend-tilted stock picker with a sell button. WBI pairs multifactor screens with a dynamic trailing stop process that shifts the portfolio toward cash when prices roll over, aiming to cushion drawdowns rather than hug a benchmark.

Stated mandate

RISN The fund seeks long-term capital appreciation with lower volatility than the U.S. large-cap stock market.

WBIG The Fund seeks long-term capital appreciation and potential current income while also seeking to protect principal during unfavorable market conditions.

Why people hold it

• RISN Charges 0.72% a year, under the going rate for tactical multi-asset funds that actively shift their mix.
• One ticket holds U.S. large-cap equities alongside U.S. fixed income, with the stated aim of long-term appreciation at lower volatility than U.S. large caps.
• One of the stronger implementations in a crowded tactical multi-asset field, with a live record going back to its 2020 launch.
• Pays out quarterly, so the bond sleeve shows up as scheduled cash rather than a once-a-year surprise.

• WBIG The exit is the product: multifactor stock selection paired with a dynamic trailing stop-loss process, so losing positions can be sold into cash equivalents instead of ridden down.sec.gov
• Downside is written into the mandate: long-term capital appreciation and potential income while also seeking to protect principal in unfavorable markets.
• Unapologetically active. It does not try to replicate an index, so the portfolio can look nothing like the market it is measured against.sec.gov
• Trading live since 2014, so the discipline has been tested through real market cycles, not a backtest.

Worth knowing

• RISN Thinly traded and modest in size, so bid-ask spreads can matter more than the fee does. Limit orders are the standard workaround.
• Tactical means judgment calls: the allocation can look nothing like a fixed stock/bond blend at any given moment.
• Cheap for tactical, not cheap outright. Peers such as ENDW (0.22%) and ONOF (0.39%) run at a fraction of the fee.

• WBIG Costs 1.49% a year, well above the typical tactical multi-asset fund. That is the price tag on active selection and the stop-loss overlay.
• Cash cuts both ways: the allocation that can help when benchmarks fall also tends to hold the fund back when they rise.sec.gov
• Small and thinly traded, so spreads can be wide. Distributions arrive irregularly rather than on a set monthly or quarterly schedule.

Full RISN profile⁠

Full WBIG profile⁠