SFY vs SPYG: Grades, Fees and Holdings Compared

SoFi Select 500 ETF

SFYANYSE Arca

State Street SPDR Portfolio S&P 500 Growth ETF

SPYGANYSE Arca

Overlap

69.2%by weight

Expense ratio

SPYG −0.01pt a year

SFY0.05%SPYG0.04%

Avg volume · 30D

SPYG 154.2×the volume

SFY14.8KSPYG2.28M

5Y return · a year

SFY +1.3pt

SFY+12.9%SPYG+11.6%

SFY vs SPYG Performance

Oct 29, 2021 – Oct 30, 2026

+83.6%SFY+73.4%SPYG

Expense ratio: SFY 0.05%; SPYG 0.04%, better
Fund size: SFY $684M; SPYG $55.5B
1Y total return: SFY +11.9%, better; SPYG +8.3%
Yield (12M): SFY 0.84%, better; SPYG 0.50%
Holdings: SFY 501; SPYG 154
Avg volume (30D): SFY 14.8K sh; SPYG 2.28M sh, better
NAV per share: SFY $148.65; SPYG $119.59
52W range

ETF.net Grade

Pillar letters and Scores for SFY, SPYG, with each pillar’s weight
Pillar	SFY	SPYG
Cost30% weight	A78	A96Higher
Mission25% weight	A84	A98Higher
Risk15% weight	A74Higher	B62
Tradability15% weight	C41	A95Higher
Holdings10% weight	B57Higher	D38
Durability5% weight	C42	A79Higher

Rank among US Growth Index funds

How we build Categories ›

Same Category. SFY and SPYG are both graded against the same 35 US Growth Index funds, so their Grades compare head to head.

US Growth Index⁠

Category · 35 funds

See all 35 ›

SPYG ranks 1st and SFY 8th of 35 funds in the US Growth Index Category.

Rank 1ASPYGState Street SPDR Portfolio S&P 500 Growth ETFScore 84
Rank 2AILCGiShares Morningstar Growth ETFScore 78
Rank 7AVOTVanguard Morningstar Mid-Cap Growth ETFScore 71
Rank 8ASFYSoFi Select 500 ETFScore 69
Rank 8AVONGVanguard Russell 1000 Growth ETFScore 69

Our read on each fund

ETF.net Research

SFYASoFi Select 500 ETF

SPYGAState Street SPDR Portfolio S&P 500 Growth ETF

In short

SFY SoFi's house-brand large-cap fund: 500 big US companies, but growth signals decide how much weight each one gets instead of size alone. Five basis points, from a fintech app rather than a legacy fund complex.

SPYG The growth half of the S&P 500 for 0.04% a year, running since 2000. No exotic screen, no reinvention: just the index's fastest-growing names, in the cheapest wrapper tracking that index.

Stated mandate

SFY The fund seeks to track the Solactive SoFi US 500 Growth Index. It provides exposure to 500 large U.S. companies while using growth signals to determine each company's contribution.

SPYG The fund seeks to track, before fees and expenses, the total return of the S&P 500 Growth Index. It provides exposure to S&P 500 companies selected for strong growth characteristics.

Why people hold it

SFY Five basis points, against a growth-category median closer to 0.18%. Among the cheaper ways to buy this tilt.
Not a narrow growth bet: it tracks the Solactive SoFi US 500 Growth Index, holding 500 large US companies and using growth signals to set each one's contribution.
Does what the prospectus says, and does it plainly: a standard 1940 Act index fund, no leverage, no derivative overlays, no structural asterisks.

SPYG Costs 0.04% a year, well under the typical fee in the US growth-ETF group.
The cheapest way to buy the S&P 500 Growth Index: VOOG follows the same benchmark at 0.07%.
Has tracked its index tightly, one of the strongest implementations among growth funds we grade.
Trading since 2000, now a multi-billion-dollar fund that changes hands actively, so spreads stay thin. Pays quarterly.

Worth knowing

SFY Thinly traded next to the category giants, so bid-ask spreads can be wider. How you place the order matters more here than with a mega-fund.
A few peers undercut the fee: VUG at 0.03%, SPYG and SCHG at 0.04%.
Young by fund standards (launched 2019) and run by a fintech newcomer, not a decades-old fund complex. Cash goes out once or twice a year, not monthly.

SPYG About 150 stocks, not 500. You get the growth slice, which means heavier single-name and sector concentration than the full index.
The index screens on growth and momentum, so rebalances lean into names that have already run and the ride is bumpier than the broad market.
Large-cap US only. No small caps, no international, no bonds.

Full SFY profile⁠

Full SPYG profile⁠

SFY vs SPYG Holdings

How SFY and SPYG differ

Overlap by weight

69.2%

Shared holdings make up 99.7% of SPYG and 71.5% of SFY.

Level by level

Holdings143 in both69.2%
Sector11 Sectors89.6%
Asset classEquity100%
Countryby domicile99.7%

Sector

Sector weights in SFY and SPYG, widest gap first
Sector	More in SFYMore in SPYG	SFY	SPYG
Communication	SPYG +6.5 points	8.3%	14.8%
Health Care	SFY +2.7 points	9.6%	6.8%
Energy	SFY +2.4 points	2.4%	0.0%
Consumer Staples	SFY +2.0 points	3.2%	1.2%
Technology	SPYG +1.9 points	51.0%	52.9%
Consumer Discretionary	SPYG +1.4 points	6.9%	8.3%
Materials	SFY +1.3 points	1.6%	0.3%
Utilities	SFY +1.0 points	1.3%	0.3%
Financials	SPYG +0.7 points	8.5%	9.2%
Real Estate	SFY +0.7 points	1.3%	0.6%
Industrials	SFY +0.3 points	5.9%	5.6%

Country, concentration and asset class

Country by domicile

Country weights in SFY and SPYG, widest gap first
Country	More in SFYMore in SPYG	SFY	SPYG
United States	SPYG +0.2 points	99.6%	99.8%
Switzerland	SFY +0.2 points	0.2%	0.0%
China	Same weight	0.1%	0.1%
Mexico	SPYG +0.1 points	0.0%	0.1%
Ireland	SFY +0.1 points	0.1%	0.0%
United Kingdom	Same weight	0.0%	0.0%

Concentration

Weight in the 10 largest Holdings

SFY42.9%
SPYG58.9%

Securities held

SFY500
SPYG152

Asset class

SFY: Equity
SPYG: Equity

Holdings

Only in SFY357
In both143
Only in SPYG9

Only in SFY

357 securities, 28.5% of SFY by weight

Walmart Inc0.99%
Intel Corp0.69%
ExxonMobil Holdings Corp0.67%
Vertex Pharmaceuticals Inc0.50%
Costco Wholesale Corp0.49%
Chevron Corp0.40%
UnitedHealth Group Inc0.40%
Analog Devices Inc0.36%
Procter & Gamble Co/The0.35%
Merck & Co Inc0.33%
Home Depot Inc/The0.33%
Capital One Financial Corp0.32%
Bank of America Corp0.32%
Texas Instruments Inc0.30%
Thermo Fisher Scientific Inc0.29%
Blackrock Inc0.27%
Walt Disney Co/The0.24%
Truist Financial Corp0.23%
First American Government Obligations Fund 12/01/20310.23%
Wells Fargo & Co0.23%
Hewlett Packard Enterprise Co0.23%
Linde PLC0.22%
Salesforce Inc0.22%
Southern Copper Corp0.22%
ConocoPhillips0.21%
Snowflake Inc0.21%
Citigroup Inc0.20%
Dell Technologies Inc0.19%
Accenture PLC0.19%
Abbott Laboratories0.19%
NextEra Energy Inc0.19%
Cloudflare Inc0.18%
PepsiCo Inc0.18%
Bristol-Myers Squibb Co0.18%
McKesson Corp0.17%
Charles Schwab Corp/The0.17%
Danaher Corp0.17%
Verizon Communications Inc0.17%
T-Mobile US Inc0.17%
EQT Corp0.17%
AT&T Inc0.17%
Pfizer Inc0.17%
Eaton Corp PLC0.17%
Union Pacific Corp0.17%
Synopsys Inc0.16%
Air Products and Chemicals Inc0.16%
Lockheed Martin Corp0.16%
Deere & Co0.15%
CVS Health Corp0.15%
Astera Labs Inc0.15%

Only in SPYG

9 securities, 0.3% of SPYG by weight

Flex Ltd0.10%
Ralph Lauren Corp0.04%
Echostar Corp A0.04%
Tko Group Holdings Inc0.03%
Allegion PLC0.02%
Fox Corp Class A0.02%
Wynn Resorts Ltd0.02%
Fox Corp Class B0.01%
Norwegian Cruise Line Holdin0.01%

Weight gaps

The 100 widest of 143 Holdings in both funds.

Holding weights in SFY and SPYG, widest gap first
Holding	More in SFYMore in SPYG	SFY	SPYG
Microsoft CorpMSFT	SPYG +5.69 points	5.30%	10.99%
Alphabet IncGOOGL	SPYG +2.88 points	1.77%	4.65%
Berkshire Hathaway IncBRK.B	SPYG +2.20 points	0.62%	2.82%
Alphabet IncGOOG	SPYG +2.09 points	1.66%	3.75%
Meta Platforms IncMETA	SPYG +1.75 points	2.10%	3.85%
Apple IncAAPL	SPYG +1.73 points	5.38%	7.11%
Broadcom IncAVGO	SPYG +1.22 points	3.36%	4.58%
Advanced Micro Devices IncAMD	SPYG +1.07 points	1.51%	2.58%
JPMorgan Chase & Co.JPM	SPYG +0.89 points	0.84%	1.73%
Amazon.com IncAMZN	SPYG +0.64 points	2.90%	3.54%
Applied Materials IncAMAT	SPYG +0.63 points	0.30%	0.93%
Tesla IncTSLA	SPYG +0.62 points	1.35%	1.97%
Caterpillar IncCAT	SPYG +0.59 points	0.24%	0.83%
RTX CorpRTX	SPYG +0.40 points	0.35%	0.75%
Gilead Sciences IncGILD	SFY +0.36 points	0.67%	0.31%
Lam Research CorpLRCX	SPYG +0.36 points	0.53%	0.89%
AbbVie IncABBV	SFY +0.34 points	1.00%	0.66%
Palantir Technologies IncPLTR	SFY +0.33 points	1.59%	1.26%
Netflix IncNFLX	SPYG +0.31 points	0.41%	0.72%
Kla CorpKLAC	SPYG +0.31 points	0.30%	0.61%
Visa IncV	SPYG +0.28 points	0.79%	1.07%
Johnson & JohnsonJNJ	SPYG +0.26 points	0.83%	1.09%
GE Vernova IncGEV	SPYG +0.26 points	0.40%	0.66%
Goldman Sachs Group Inc/TheGS	SPYG +0.25 points	0.24%	0.49%
Marvell Technology IncMRVL	SFY +0.25 points	0.50%	0.25%
Micron Technology IncMU	SFY +0.21 points	3.16%	2.95%
Uber Technologies IncUBER	SPYG +0.21 points	0.16%	0.37%
Mastercard IncMA	SPYG +0.21 points	0.75%	0.96%
Intuitive Surgical IncISRG	SPYG +0.18 points	0.26%	0.44%
Welltower IncWELL	SPYG +0.17 points	0.30%	0.47%
Sandisk CorpSNDK	SPYG +0.17 points	0.37%	0.54%
Booking Holdings IncBKNG	SPYG +0.18 points	0.14%	0.32%
NVIDIA CorpNVDA	SPYG +0.17 points	14.27%	14.44%
Cisco Systems IncCSCO	SPYG +0.16 points	0.47%	0.63%
Quanta Services IncPWR	SPYG +0.17 points	0.10%	0.27%
Crowdstrike Holdings IncCRWD	SPYG +0.14 points	0.60%	0.74%
Oracle CorpORCL	SFY +0.14 points	0.49%	0.35%
Marriott International Inc/MDMAR	SPYG +0.14 points	0.10%	0.24%
Howmet Aerospace IncHWM	SPYG +0.14 points	0.09%	0.23%
Hilton Worldwide Holdings IncHLT	SPYG +0.13 points	0.09%	0.22%
Philip Morris International IncPM	SPYG +0.13 points	0.38%	0.51%
Carvana CoCVNA	SFY +0.13 points	0.20%	0.07%
Boeing Co/TheBA	SFY +0.13 points	0.30%	0.17%
Royal Caribbean Cruises LtdRCL	SPYG +0.13 points	0.09%	0.22%
O'Reilly Automotive IncORLY	SPYG +0.12 points	0.08%	0.20%
Amgen IncAMGN	SPYG +0.11 points	0.36%	0.47%
Arista Networks IncANET	SPYG +0.11 points	0.43%	0.54%
TransDigm Group IncTDG	SPYG +0.11 points	0.07%	0.18%
Johnson Controls International plcJCI	SPYG +0.10 points	0.08%	0.18%
Newmont CorpNEM	SPYG +0.09 points	0.24%	0.33%
Seagate Technology Holdings PLCSTX	SPYG +0.09 points	0.19%	0.28%
DoorDash IncDASH	SFY +0.09 points	0.28%	0.19%
Vistra CorpVST	SPYG +0.08 points	0.04%	0.12%
IDEXX Laboratories IncIDXX	SPYG +0.09 points	0.04%	0.13%
TJX Cos Inc/TheTJX	SPYG +0.08 points	0.16%	0.24%
Monolithic Power Systems IncMPWR	SPYG +0.08 points	0.08%	0.16%
Bloom Energy CorpBE	SPYG +0.08 points	0.10%	0.18%
Monster Beverage CorpMNST	SPYG +0.08 points	0.11%	0.19%
AppLovin CorpAPP	SPYG +0.07 points	0.12%	0.19%
Cummins IncCMI	SPYG +0.07 points	0.06%	0.13%
Bank of New York Mellon Corp/TheBNY	SPYG +0.08 points	0.10%	0.18%
HCA Healthcare IncHCA	SPYG +0.08 points	0.12%	0.20%
American Express CoAXP	SPYG +0.07 points	0.25%	0.32%
Vertiv Holdings CoVRT	SPYG +0.07 points	0.19%	0.26%
Palo Alto Networks IncPANW	SPYG +0.08 points	0.41%	0.48%
Constellation Energy CorpCEG	SPYG +0.06 points	0.10%	0.16%
Parker-Hannifin CorpPH	SPYG +0.06 points	0.12%	0.18%
Interactive Brokers Group IncIBKR	SPYG +0.06 points	0.04%	0.10%
Carnival Corp LtdCCL	SPYG +0.06 points	0.04%	0.10%
Live Nation Entertainment IncLYV	SFY +0.06 points	0.10%	0.04%
Cadence Design Systems IncCDNS	SPYG +0.06 points	0.11%	0.17%
United Rentals IncURI	SPYG +0.06 points	0.06%	0.12%
Datadog IncDDOG	SPYG +0.05 points	0.20%	0.25%
Eli Lilly & CoLLY	SPYG +0.05 points	3.02%	3.07%
Ulta Beauty IncULTA	SPYG +0.05 points	0.03%	0.08%
EMCOR Group IncEME	SPYG +0.05 points	0.03%	0.08%
eBay IncEBAY	SPYG +0.05 points	0.05%	0.10%
CME Group IncCME	SPYG +0.05 points	0.12%	0.17%
Trane Technologies PLCTT	SPYG +0.05 points	0.09%	0.14%
Expedia Group IncEXPE	SPYG +0.04 points	0.04%	0.09%
Comfort Systems USA IncFIX	SPYG +0.04 points	0.09%	0.13%
McDonald's CorpMCD	SPYG +0.04 points	0.18%	0.22%
Casey's General Stores IncCASY	SPYG +0.04 points	0.03%	0.07%
VeriSign IncVRSN	SPYG +0.04 points	0.03%	0.07%
ServiceNow IncNOW	SFY +0.04 points	0.23%	0.19%
Amphenol CorpAPH	SPYG +0.05 points	0.52%	0.57%
Lumentum Holdings IncLITE	SPYG +0.04 points	0.19%	0.23%
AutoZone IncAZO	SPYG +0.04 points	0.05%	0.09%
General Dynamics CorpGD	SPYG +0.04 points	0.10%	0.14%
Coca-Cola Co/TheKO	SPYG +0.04 points	0.38%	0.42%
Tapestry IncTPR	SPYG +0.04 points	0.03%	0.07%
Everpure IncP	SPYG +0.04 points	0.09%	0.13%
TE Connectivity PLCTEL	SPYG +0.03 points	0.09%	0.12%
Ross Stores IncROST	SPYG +0.03 points	0.07%	0.10%
Incyte CorpINCY	SFY +0.03 points	0.09%	0.06%
Rockwell Automation IncROK	SPYG +0.04 points	0.04%	0.08%
Ciena CorpCIEN	SPYG +0.03 points	0.11%	0.14%
Progressive Corp/ThePGR	SPYG +0.03 points	0.18%	0.21%
International Business Machines CorpIBM	SPYG +0.02 points	0.33%	0.35%
Fortinet IncFTNT	SPYG +0.03 points	0.12%	0.15%

All SFY holdings⁠All 152 SPYG holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

SFY vs SPYG Cost

Overpaying SFY vs SPYG

$211

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

SFY 0.05%
$1,060
SPYG 0.04%
$849

Amount$10,000

Years30 years

Cost over time

SFY 0.05%
SPYG 0.04%
Overpaying

Year by year

Year	SFY	SPYG	Overpaying
10	$92	$73	$19
20	$360	$288	$72
30	$1,060	$849	$211

Expense ratio

0.05%SFY
0.04%SPYG, cheaper

SPYG0.04%SFY0.05%

0.03%0.70%

Middle half of US Growth Index funds
Median 0.18%

SPYG 2nd cheapest of 35 funds

SFY 5th cheapest of 35 funds

SFY vs SPYG Dividends

Last 12 months to Oct 30, 2026

Yield (12M): SFY 0.84%, better; SPYG 0.50%
Payout (12M): SFY $1.25; SPYG $0.59
Last payment: SFY $0.63; SPYG $0.15
Ex-dividend: SFY Jun 29, 2026; SPYG Sep 21, 2026
Paid on: SFY Jun 30, 2026; SPYG Sep 23, 2026
Frequency: SFY Twice a year; SPYG Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

SFYTwice a year · 15 paymentsAll SFY payments⁠

SPYGQuarterly · 39 paymentsAll SPYG payments⁠

SFY vs SPYG Risk

Fall from peak · 5 years

SFY
SPYG

Risk facts

VolatilityStd dev, 3 years: SFY 14.8%, betterSPYG 16.5%
Return per unit of riskSharpe ratio, 3 years: SFY 1.43, betterSPYG 1.28
Worst fallMax drawdown, 5 years: SFY −27.7%, betterSPYG −32.7%
Market sensitivityBeta, 5 years: SFY 1.10SPYG 1.17; Market = 1

SFY and SPYG in the news

All news⁠

Best ETFs
The best growth ETF is the cheap one on the index you want
Updated Nov 2, 2026SPYG
Best ETFs
The cheap large-cap growth pick is the S&P 500 list
Updated Oct 2, 2026SPYG

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