SCHG vs SFY: Grades, Fees and Holdings Compared

Schwab U.S. Large-Cap Growth ETF

SCHGANYSE Arca

SoFi Select 500 ETF

SFYANYSE Arca

Overlap

61.0%by weight

Expense ratio

SCHG −0.01pt a year

SCHG0.04%SFY0.05%

Avg volume · 30D

SCHG 513.1×the volume

SCHG7.59MSFY14.8K

5Y return · a year

SFY +1.1pt

SCHG+11.8%SFY+12.9%

SCHG vs SFY Performance

Oct 29, 2021 – Oct 30, 2026

+74.3%SCHG+83.6%SFY

Expense ratio: SCHG 0.04%, better; SFY 0.05%
Fund size: SCHG $61.7B; SFY $684M
1Y total return: SCHG +3.3%; SFY +11.9%, better
Yield (12M): SCHG 0.40%; SFY 0.84%, better
Holdings: SCHG 187; SFY 501
Avg volume (30D): SCHG 7.59M sh, better; SFY 14.8K sh
NAV per share: SCHG $34.31; SFY $148.65
52W range

ETF.net Grade

Pillar letters and Scores for SCHG, SFY, with each pillar’s weight
Pillar	SCHG	SFY
Cost30% weight	A96Higher	A78
Mission25% weight	A92Higher	A84
Risk15% weight	C41	A74Higher
Tradability15% weight	A87Higher	C41
Holdings10% weight	D36	B57Higher
Durability5% weight	A75Higher	C42

Rank among US Growth Index funds

How we build Categories ›

Same Category. SCHG and SFY are both graded against the same 35 US Growth Index funds, so their Grades compare head to head.

US Growth Index⁠

Category · 35 funds

See all 35 ›

SCHG ranks 2nd and SFY 8th of 35 funds in the US Growth Index Category.

Rank 1ASPYGState Street SPDR Portfolio S&P 500 Growth ETFScore 84
Rank 2AILCGiShares Morningstar Growth ETFScore 78
Rank 2AIMCGiShares Morningstar Mid-Cap Growth ETFScore 78
Rank 2ASCHGSchwab U.S. Large-Cap Growth ETFScore 78
Rank 5AVUGVanguard Morningstar Growth ETFScore 77
Rank 7AVOTVanguard Morningstar Mid-Cap Growth ETFScore 71
Rank 8ASFYSoFi Select 500 ETFScore 69
Rank 8AVONGVanguard Russell 1000 Growth ETFScore 69

Our read on each fund

ETF.net Research

SCHGASchwab U.S. Large-Cap Growth ETF

SFYASoFi Select 500 ETF

In short

SCHG Schwab's growth workhorse: roughly 200 large-cap U.S. growth names for four basis points, one of the cheapest tickets in a crowded category. Running since 2009 and among the most heavily traded growth funds around.

SFY SoFi's house-brand large-cap fund: 500 big US companies, but growth signals decide how much weight each one gets instead of size alone. Five basis points, from a fintech app rather than a legacy fund complex.

Stated mandate

SCHG SCHG seeks to track, before fees and expenses, the total return of the Dow Jones U.S. Large-Cap Growth Total Stock Market Index. It generally invests in stocks included in that index, which represents large-cap U.S. growth equities.

SFY The fund seeks to track the Solactive SoFi US 500 Growth Index. It provides exposure to 500 large U.S. companies while using growth signals to determine each company's contribution.

Why people hold it

SCHG 0.04% a year against a growth-category median of 0.18%. Costs sit near the floor of the group.
Hews closely to the Dow Jones U.S. Large-Cap Growth Total Stock Market Index, one of the tighter index implementations in its peer group.
Live since 2009, a multi-billion-dollar fund, and one of the busier tickers in the growth aisle, so entering and exiting is usually cheap and easy.
The benchmark is carved out of a total-market growth index, not S&P 500 membership, so a stock does not need an index committee's nod to qualify.

SFY Five basis points, against a growth-category median closer to 0.18%. Among the cheaper ways to buy this tilt.
Not a narrow growth bet: it tracks the Solactive SoFi US 500 Growth Index, holding 500 large US companies and using growth signals to set each one's contribution.
Does what the prospectus says, and does it plainly: a standard 1940 Act index fund, no leverage, no derivative overlays, no structural asterisks.

Worth knowing

SCHG Growth-only by design. Value and dividend-heavy corners of the market sit outside the mandate, so the ride differs from a total-market fund.
Large-cap U.S. only, roughly 200 stocks. No mid-caps, no small-caps, nothing overseas.
VUG charges a hair less for a similar broad-growth mandate. A tiny gap, but it is there. Distributions here arrive quarterly.

SFY Thinly traded next to the category giants, so bid-ask spreads can be wider. How you place the order matters more here than with a mega-fund.
A few peers undercut the fee: VUG at 0.03%, SPYG and SCHG at 0.04%.
Young by fund standards (launched 2019) and run by a fintech newcomer, not a decades-old fund complex. Cash goes out once or twice a year, not monthly.

Full SCHG profile⁠

Full SFY profile⁠

SCHG vs SFY Holdings

How SCHG and SFY differ

Overlap by weight

61.0%

Shared holdings make up 98.2% of SCHG and 64.3% of SFY.

Level by level

Holdings138 in both61.0%
Sector11 Sectors87.1%
Asset classEquity100%
Countryby domicile99.7%

Sector

Sector weights in SCHG and SFY, widest gap first
Sector	More in SCHGMore in SFY	SCHG	SFY
Communication	SCHG +5.4 points	13.7%	8.3%
Financials	SFY +3.5 points	5.0%	8.5%
Technology	SCHG +3.3 points	54.3%	51.0%
Consumer Discretionary	SCHG +3.2 points	10.1%	6.9%
Health Care	SFY +3.0 points	6.6%	9.6%
Consumer Staples	SFY +2.1 points	1.1%	3.2%
Energy	SFY +1.7 points	0.7%	2.4%
Real Estate	SFY +1.0 points	0.3%	1.3%
Industrials	SCHG +1.1 points	7.0%	5.9%
Utilities	SFY +0.9 points	0.4%	1.3%
Materials	SFY +0.7 points	0.9%	1.6%

Country, concentration and asset class

Country by domicile

Country weights in SCHG and SFY, widest gap first
Country	More in SCHGMore in SFY	SCHG	SFY
United States	SCHG +0.2 points	99.8%	99.6%
Switzerland	SFY +0.2 points	0.0%	0.2%
China	SCHG +0.1 points	0.2%	0.1%
Ireland	SFY +0.1 points	0.0%	0.1%
United Kingdom	Same weight	0.0%	0.0%

Concentration

Weight in the 10 largest Holdings

SCHG59.9%
SFY42.9%

Securities held

SCHG187
SFY500

Asset class

SCHG: Equity
SFY: Equity

Holdings

Only in SCHG49
In both138
Only in SFY362

Only in SCHG

49 securities, 1.8% of SCHG by weight

Revolution Medicines0.10%
Heico0.09%
Credo Technology Group Holding Ltd0.08%
Liberty Media Series C0.06%
Ssc Government Mm Gvmxx0.06%
Affirm Holdings Class A0.06%
Rubrik Class A0.06%
Coupang Class A0.05%
Nutanix Class A0.05%
Woodward0.05%
Macom Technology Solutions0.05%
Samsara Class A0.04%
Talen Energy0.04%
Rbc Bearings0.04%
Medpace Holdings0.04%
Docusign0.04%
Clean Harbors Inc0.04%
Neurocrine Biosciences0.04%
Caci International Inc Class A0.04%
Mks0.04%
Carpenter Technology0.04%
Five Below0.04%
Penumbra0.03%
Bridgebio Pharma0.03%
Nextpower Inc0.03%
Texas Roadhouse Inc0.03%
Repligen0.03%
Sterling Infrastructure0.03%
Sitime0.03%
Tko Group Holdings Inc Class A0.03%
Moog Inc Class A0.03%
Paycom Software0.03%
Digitalocean Holdings0.03%
Advanced Energy Industries0.03%
Elastic0.03%
Saia Inc0.02%
Tempus Ai Class A0.02%
American Airlines Group0.02%
Norwegian Cruise Line Holdings0.02%
Procore Technologies Inc0.02%
Kinsale Capital Group Inc0.02%
Dycom Industries Inc0.02%
Chemed0.02%
Snap Inc Class A0.02%
Cava Group0.02%
Celsius Holdings0.01%
Oklo Class A0.01%
Ies Inc0.01%
Us Dollar<0.01%

Only in SFY

362 securities, 35.6% of SFY by weight

AbbVie Inc1.00%
Walmart Inc0.99%
JPMorgan Chase & Co.0.84%
Johnson & Johnson0.83%
Intel Corp0.69%
Gilead Sciences Inc0.67%
ExxonMobil Holdings Corp0.67%
Berkshire Hathaway Inc0.62%
Lam Research Corp0.53%
Amphenol Corp0.52%
Marvell Technology Inc0.50%
Oracle Corp0.49%
Cisco Systems Inc0.47%
Netflix Inc0.41%
Chevron Corp0.40%
Coca-Cola Co/The0.38%
Philip Morris International Inc0.38%
Morgan Stanley0.36%
Amgen Inc0.36%
Analog Devices Inc0.36%
RTX Corp0.35%
Procter & Gamble Co/The0.35%
Merck & Co Inc0.33%
Home Depot Inc/The0.33%
International Business Machines Corp0.33%
Capital One Financial Corp0.32%
Bank of America Corp0.32%
Texas Instruments Inc0.30%
Welltower Inc0.30%
American Express Co0.25%
Goldman Sachs Group Inc/The0.24%
Newmont Corp0.24%
Truist Financial Corp0.23%
First American Government Obligations Fund 12/01/20310.23%
Wells Fargo & Co0.23%
Hewlett Packard Enterprise Co0.23%
Salesforce Inc0.22%
Corning Inc0.22%
Southern Copper Corp0.22%
ConocoPhillips0.21%
Citigroup Inc0.20%
Dell Technologies Inc0.19%
Accenture PLC0.19%
Abbott Laboratories0.19%
NextEra Energy Inc0.19%
McDonald's Corp0.18%
Progressive Corp/The0.18%
PepsiCo Inc0.18%
Bristol-Myers Squibb Co0.18%
Charles Schwab Corp/The0.17%

Weight gaps

The 100 widest of 138 Holdings in both funds.

Holding weights in SCHG and SFY, widest gap first
Holding	More in SCHGMore in SFY	SCHG	SFY
AppleAAPL	SCHG +6.54 points	11.92%	5.38%
MicrosoftMSFT	SCHG +3.91 points	9.21%	5.30%
Amazon Com IncAMZN	SCHG +2.70 points	5.60%	2.90%
NVIDIANVDA	SFY +2.17 points	12.10%	14.27%
Alphabet Class AGOOGL	SCHG +2.13 points	3.90%	1.77%
Tesla IncTSLA	SCHG +1.74 points	3.09%	1.35%
Meta Platforms Class AMETA	SCHG +1.64 points	3.74%	2.10%
Alphabet Class CGOOG	SCHG +1.48 points	3.14%	1.66%
Visa Class AV	SCHG +1.11 points	1.90%	0.79%
Advanced Micro DevicesAMD	SCHG +1.00 points	2.51%	1.51%
Broadcom IncAVGO	SCHG +0.84 points	4.20%	3.36%
Costco Wholesale CorpCOST	SCHG +0.71 points	1.20%	0.49%
Mastercard Class AMA	SCHG +0.65 points	1.40%	0.75%
Applied Material IncAMAT	SCHG +0.61 points	0.91%	0.30%
UnitedHealth GroupUNH	SCHG +0.60 points	1.00%	0.40%
Caterpillar IncCAT	SCHG +0.57 points	0.81%	0.24%
Ge AerospaceGE	SCHG +0.43 points	0.88%	0.45%
Palo Alto NetworksPANW	SCHG +0.43 points	0.84%	0.41%
Thermo Fisher ScientificTMO	SCHG +0.42 points	0.71%	0.29%
Linde PLCLIN	SCHG +0.41 points	0.63%	0.22%
Palantir Technologies Class APLTR	SFY +0.36 points	1.23%	1.59%
Western Digital CorpWDC	SCHG +0.30 points	0.39%	0.09%
Micron TechnologyMU	SFY +0.30 points	2.86%	3.16%
DeereDE	SCHG +0.30 points	0.45%	0.15%
KlaKLAC	SCHG +0.29 points	0.59%	0.30%
Walt DisneyDIS	SCHG +0.28 points	0.52%	0.24%
Eaton PLCETN	SCHG +0.24 points	0.41%	0.17%
Seagate Technology Holdings PLCSTX	SCHG +0.24 points	0.43%	0.19%
Ge VernovaGEV	SCHG +0.24 points	0.64%	0.40%
S&P GlobalSPGI	SCHG +0.22 points	0.38%	0.16%
Parker-HannifinPH	SCHG +0.20 points	0.32%	0.12%
Uber TechnologiesUBER	SCHG +0.20 points	0.36%	0.16%
PhillipsPSX	SCHG +0.19 points	0.30%	0.11%
BlackRockBLK	SCHG +0.19 points	0.46%	0.27%
Intuitive SurgicalISRG	SCHG +0.17 points	0.43%	0.26%
Trane Technologies PLCTT	SCHG +0.17 points	0.26%	0.09%
Equinix ReitEQIX	SCHG +0.17 points	0.28%	0.11%
Booking HoldingsBKNG	SCHG +0.17 points	0.31%	0.14%
Quanta Services IncPWR	SCHG +0.16 points	0.26%	0.10%
SandiskSNDK	SCHG +0.16 points	0.53%	0.37%
Cadence Design SystemsCDNS	SCHG +0.15 points	0.26%	0.11%
United RentalsURI	SCHG +0.14 points	0.20%	0.06%
Constellation Energy CorpCEG	SCHG +0.14 points	0.24%	0.10%
Mckesson CorpMCK	SCHG +0.14 points	0.31%	0.17%
Marriott International Class AMAR	SCHG +0.13 points	0.23%	0.10%
Sherwin WilliamsSHW	SCHG +0.14 points	0.21%	0.07%
Howmet AerospaceHWM	SCHG +0.13 points	0.22%	0.09%
Regeneron PharmaceuticalsREGN	SCHG +0.13 points	0.22%	0.09%
Hilton Worldwide HoldingsHLT	SCHG +0.13 points	0.22%	0.09%
Vertex PharmaceuticalsVRTX	SFY +0.13 points	0.37%	0.50%
Crowdstrike Holdings Class ACRWD	SCHG +0.12 points	0.72%	0.60%
Royal Caribbean GroupRCL	SCHG +0.12 points	0.21%	0.09%
Airbnb Class AABNB	SCHG +0.11 points	0.19%	0.08%
FortinetFTNT	SCHG +0.11 points	0.23%	0.12%
IntuitINTU	SCHG +0.11 points	0.25%	0.14%
Targa ResourcesTRGP	SCHG +0.11 points	0.18%	0.07%
Kkr and Co IncKKR	SCHG +0.11 points	0.18%	0.07%
Baker Hughes Class ABKR	SCHG +0.11 points	0.15%	0.04%
Ww Grainger IncGWW	SCHG +0.10 points	0.16%	0.06%
SnowflakeSNOW	SCHG +0.10 points	0.31%	0.21%
Transdigm GroupTDG	SCHG +0.11 points	0.18%	0.07%
SynopsysSNPS	SCHG +0.10 points	0.26%	0.16%
MoodysMCO	SCHG +0.10 points	0.20%	0.10%
Doordash Class ADASH	SFY +0.10 points	0.18%	0.28%
Arista NetworksANET	SCHG +0.09 points	0.52%	0.43%
Cloudflare Class ANET	SCHG +0.09 points	0.27%	0.18%
AutozoneAZO	SCHG +0.09 points	0.14%	0.05%
Te Connectivity PLCTEL	SCHG +0.09 points	0.18%	0.09%
VistraVST	SCHG +0.08 points	0.12%	0.04%
Idexx LaboratoriesIDXX	SCHG +0.08 points	0.12%	0.04%
Monolithic Power Systems IncMPWR	SCHG +0.08 points	0.16%	0.08%
HumanaHUM	SCHG +0.08 points	0.14%	0.06%
Delta Air LinesDAL	SCHG +0.07 points	0.13%	0.06%
Waters CorpWAT	SCHG +0.08 points	0.13%	0.05%
BoeingBA	SCHG +0.07 points	0.37%	0.30%
Applovin Class AAPP	SCHG +0.07 points	0.19%	0.12%
ServicenowNOW	SCHG +0.08 points	0.31%	0.23%
NateraNTRA	SCHG +0.07 points	0.17%	0.10%
TeradyneTER	SCHG +0.07 points	0.13%	0.06%
Carvana Class ACVNA	SFY +0.07 points	0.13%	0.20%
Coinbase Global Class ACOIN	SCHG +0.07 points	0.10%	0.03%
Vertiv Holdings Class AVRT	SCHG +0.07 points	0.26%	0.19%
AutodeskADSK	SCHG +0.07 points	0.14%	0.07%
Vulcan MaterialsVMC	SCHG +0.06 points	0.10%	0.04%
Martin Marietta MaterialsMLM	SCHG +0.06 points	0.09%	0.03%
Interactive Brokers Group Inc ClasIBKR	SCHG +0.06 points	0.10%	0.04%
ResmedRMD	SCHG +0.06 points	0.10%	0.04%
MsciMSCI	SCHG +0.06 points	0.12%	0.06%
Veeva Systems Class AVEEV	SCHG +0.06 points	0.13%	0.07%
Mettler ToledoMTD	SCHG +0.06 points	0.09%	0.03%
Apollo Global ManagementAPO	SCHG +0.06 points	0.15%	0.09%
Carnival Corp LtdCCL	SCHG +0.06 points	0.10%	0.04%
West Pharmaceutical ServicesWST	SCHG +0.06 points	0.08%	0.02%
Teledyne TechnologiesTDY	SCHG +0.06 points	0.09%	0.03%
Roper TechnologiesROP	SCHG +0.05 points	0.12%	0.07%
Ulta Beauty IncULTA	SCHG +0.05 points	0.08%	0.03%
Emcor GroupEME	SCHG +0.05 points	0.08%	0.03%
Datadog Inc Class ADDOG	SCHG +0.04 points	0.24%	0.20%
Take Two Interactive SoftwareTTWO	SCHG +0.04 points	0.09%	0.05%
Caseys General Stores IncCASY	SCHG +0.04 points	0.07%	0.03%

All 189 SCHG holdings⁠All SFY holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

SCHG vs SFY Cost

Overpaying SFY vs SCHG

$211

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

SCHG 0.04%
$849
SFY 0.05%
$1,060

Amount$10,000

Years30 years

Cost over time

SCHG 0.04%
SFY 0.05%
Overpaying

Year by year

Year	SCHG	SFY	Overpaying
10	$73	$92	$19
20	$288	$360	$72
30	$849	$1,060	$211

Expense ratio

0.04%SCHG, cheaper
0.05%SFY

SCHG0.04%SFY0.05%

0.03%0.70%

Middle half of US Growth Index funds
Median 0.18%

SCHG 2nd cheapest of 35 funds

SFY 5th cheapest of 35 funds

SCHG vs SFY Dividends

Last 12 months to Oct 30, 2026

Yield (12M): SCHG 0.40%; SFY 0.84%, better
Payout (12M): SCHG $0.14; SFY $1.25
Last payment: SCHG $0.04; SFY $0.63
Ex-dividend: SCHG Sep 23, 2026; SFY Jun 29, 2026
Paid on: SCHG Sep 28, 2026; SFY Jun 30, 2026
Frequency: SCHG Quarterly; SFY Twice a year

Distribution history

Per share, 2017 to 2026, same scale for both

SCHGQuarterly · 42 paymentsAll SCHG payments⁠

SFYTwice a year · 15 paymentsAll SFY payments⁠

SCHG vs SFY Risk

Fall from peak · 5 years

SCHG
SFY

Risk facts

VolatilityStd dev, 3 years: SCHG 16.5%SFY 14.8%, better
Return per unit of riskSharpe ratio, 3 years: SCHG 1.16SFY 1.43, better
Worst fallMax drawdown, 5 years: SCHG −34.6%SFY −27.7%, better
Market sensitivityBeta, 5 years: SCHG 1.20SFY 1.10; Market = 1

SCHG and SFY in the news

All news⁠

Best ETFs
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Updated Nov 2, 2026SCHG
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The cheap large-cap growth pick is the S&P 500 list
Updated Oct 2, 2026SCHG

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SCHG vs SFY

In short

Stated mandate

Why people hold it

Worth knowing

How SCHG and SFY differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings

Only in SCHG

Only in SFY

Weight gaps

Cost over time

Year by year

Distribution history

Fall from peak · 5 years

Risk facts

The best growth ETF is the cheap one on the index you want

The cheap large-cap growth pick is the S&P 500 list

How SCHG and SFY differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings

Only in SCHG

Only in SFY

Weight gaps