SFY vs VUG: Grades, Fees and Holdings Compared

SoFi Select 500 ETF

SFYANYSE Arca

Vanguard Morningstar Growth ETF

VUGANYSE Arca

Overlap

60.5%by weight

Expense ratio

VUG −0.02pt a year

SFY0.05%VUG0.03%

Avg volume · 30D

VUG 427.1×the volume

SFY14.8KVUG6.32M

5Y return · a year

SFY +2.1pt

SFY+12.9%VUG+10.8%

SFY vs VUG Performance

Oct 29, 2021 – Oct 30, 2026

+83.6%SFY+67.0%VUG

Expense ratio: SFY 0.05%; VUG 0.03%, better
Fund size: SFY $684M; VUG $392B
1Y total return: SFY +11.9%, better; VUG +2.7%
Yield (12M): SFY 0.84%, better; VUG 0.41%
Holdings: SFY 501; VUG 136
Avg volume (30D): SFY 14.8K sh; VUG 6.32M sh, better
NAV per share: SFY $148.65; VUG $85.06
52W range

ETF.net Grade

Pillar letters and Scores for SFY, VUG, with each pillar’s weight
Pillar	SFY	VUG
Cost30% weight	A78	A96Higher
Mission25% weight	A84	A99Higher
Risk15% weight	A74Higher	C49
Tradability15% weight	C41	B65Higher
Holdings10% weight	B57Higher	D29
Durability5% weight	C42	A91Higher

Rank among US Growth Index funds

How we build Categories ›

Same Category. SFY and VUG are both graded against the same 35 US Growth Index funds, so their Grades compare head to head.

US Growth Index⁠

Category · 35 funds

See all 35 ›

VUG ranks 5th and SFY 8th of 35 funds in the US Growth Index Category.

Rank 2ASCHGSchwab U.S. Large-Cap Growth ETFScore 78
Rank 5AVUGVanguard Morningstar Growth ETFScore 77
Rank 6AVBKVanguard Morningstar Small-Cap Growth ETFScore 72
Rank 7AVOTVanguard Morningstar Mid-Cap Growth ETFScore 71
Rank 8ASFYSoFi Select 500 ETFScore 69
Rank 8AVONGVanguard Russell 1000 Growth ETFScore 69

Our read on each fund

ETF.net Research

SFYASoFi Select 500 ETF

VUGAVanguard Morningstar Growth ETF

In short

SFY SoFi's house-brand large-cap fund: 500 big US companies, but growth signals decide how much weight each one gets instead of size alone. Five basis points, from a fintech app rather than a legacy fund complex.

VUG Three basis points buys roughly 170 US large-cap growth names. Running since 2004, over $100 billion in assets, and it tracks its index about as closely as an index fund can.

Stated mandate

SFY The fund seeks to track the Solactive SoFi US 500 Growth Index. It provides exposure to 500 large U.S. companies while using growth signals to determine each company's contribution.

VUG The fund seeks to track a benchmark index measuring the investment return of large-capitalization growth stocks.

Why people hold it

SFY Five basis points, against a growth-category median closer to 0.18%. Among the cheaper ways to buy this tilt.
Not a narrow growth bet: it tracks the Solactive SoFi US 500 Growth Index, holding 500 large US companies and using growth signals to set each one's contribution.
Does what the prospectus says, and does it plainly: a standard 1940 Act index fund, no leverage, no derivative overlays, no structural asterisks.

VUG 0.03% a year against a 0.18% median for its growth peer group. A rival tracking the same declared index charges 0.36%, twelve times more for the same shopping list.vanguard.com
One of the largest and most heavily traded funds in US large-cap growth, and among the tightest index implementations in that group. Deep volume tends to mean thin spreads.
Trading since January 2004, so the record spans full market cycles rather than a backtest. Distributions land quarterly.

Worth knowing

SFY Thinly traded next to the category giants, so bid-ask spreads can be wider. How you place the order matters more here than with a mega-fund.
A few peers undercut the fee: VUG at 0.03%, SPYG and SCHG at 0.04%.
Young by fund standards (launched 2019) and run by a fintech newcomer, not a decades-old fund complex. Cash goes out once or twice a year, not monthly.

VUG Cap-weighted, so the biggest mega-caps dominate the top of the book. That makes it one of the more concentrated portfolios in this cohort.vanguard.com
A style sleeve, not the whole market: growth screens only, large caps only. When growth is out of favor it can swing harder than a total-market fund.
SPYG and SCHG sit at 0.04%, so the price edge is a rounding error. The real gap is how each index defines a growth stock.

Full SFY profile⁠

Full VUG profile⁠

SFY vs VUG Holdings

How SFY and VUG differ

Overlap by weight

60.5%

Shared holdings make up 99.1% of VUG and 62.5% of SFY.

Level by level

Holdings124 in both60.5%
Sector11 Sectors81.5%
Asset classEquity100%
Countryby domicile99.6%

Sector

Sector weights in SFY and VUG, widest gap first
Sector	More in SFYMore in VUG	SFY	VUG
Technology	VUG +9.2 points	51.0%	60.2%
Communication	VUG +6.4 points	8.3%	14.7%
Health Care	SFY +5.4 points	9.6%	4.2%
Financials	SFY +4.6 points	8.5%	3.9%
Consumer Discretionary	VUG +2.9 points	6.9%	9.8%
Energy	SFY +2.1 points	2.4%	0.3%
Consumer Staples	SFY +1.9 points	3.2%	1.3%
Industrials	SFY +1.5 points	5.9%	4.4%
Utilities	SFY +1.3 points	1.3%	0.0%
Materials	SFY +1.2 points	1.6%	0.4%
Real Estate	SFY +0.4 points	1.3%	0.9%

Country, concentration and asset class

Country by domicile

Country weights in SFY and VUG, widest gap first
Country	More in SFYMore in VUG	SFY	VUG
United States	VUG +0.4 points	99.6%	100.0%
Switzerland	SFY +0.2 points	0.2%	0.0%
China	SFY +0.1 points	0.1%	0.0%
Ireland	SFY +0.1 points	0.1%	0.0%
United Kingdom	Same weight	0.0%	0.0%

Concentration

Weight in the 10 largest Holdings

SFY42.9%
VUG63.1%

Securities held

SFY500
VUG135

Asset class

SFY: Equity
VUG: Equity

Holdings

Only in SFY376
In both124
Only in VUG11

Only in SFY

376 securities, 37.5% of SFY by weight

Micron Technology Inc3.16%
AbbVie Inc1.00%
Walmart Inc0.99%
JPMorgan Chase & Co.0.84%
Johnson & Johnson0.83%
Gilead Sciences Inc0.67%
ExxonMobil Holdings Corp0.67%
Berkshire Hathaway Inc0.62%
Cisco Systems Inc0.47%
Chevron Corp0.40%
UnitedHealth Group Inc0.40%
Coca-Cola Co/The0.38%
Philip Morris International Inc0.38%
Morgan Stanley0.36%
Amgen Inc0.36%
Analog Devices Inc0.36%
RTX Corp0.35%
Procter & Gamble Co/The0.35%
Merck & Co Inc0.33%
Home Depot Inc/The0.33%
International Business Machines Corp0.33%
Capital One Financial Corp0.32%
Bank of America Corp0.32%
Thermo Fisher Scientific Inc0.29%
Blackrock Inc0.27%
American Express Co0.25%
Caterpillar Inc0.24%
Goldman Sachs Group Inc/The0.24%
Newmont Corp0.24%
Walt Disney Co/The0.24%
Truist Financial Corp0.23%
First American Government Obligations Fund 12/01/20310.23%
Wells Fargo & Co0.23%
Hewlett Packard Enterprise Co0.23%
Linde PLC0.22%
Salesforce Inc0.22%
Southern Copper Corp0.22%
ConocoPhillips0.21%
Citigroup Inc0.20%
Accenture PLC0.19%
Abbott Laboratories0.19%
NextEra Energy Inc0.19%
Progressive Corp/The0.18%
PepsiCo Inc0.18%
Bristol-Myers Squibb Co0.18%
McKesson Corp0.17%
Charles Schwab Corp/The0.17%
Danaher Corp0.17%
Verizon Communications Inc0.17%
T-Mobile US Inc0.17%

Only in VUG

11 securities, 0.9% of VUG by weight

Space Exploration Technologies Corp0.26%
Block Inc0.13%
Waste Connections Inc0.13%
Flex Ltd0.08%
HEICO Corp0.06%
HEICO Corp0.04%
TKO Group Holdings Inc0.04%
SLBBH11420.04%
Cerebras Systems Inc0.04%
Symbotic Inc0.03%
Venture Global Inc0.03%

Weight gaps

The 100 widest of 124 Holdings in both funds.

Holding weights in SFY and VUG, widest gap first
Holding	More in SFYMore in VUG	SFY	VUG
Apple IncAAPL	VUG +7.13 points	5.38%	12.51%
Microsoft CorpMSFT	VUG +4.45 points	5.30%	9.75%
Alphabet IncGOOGL	VUG +3.39 points	1.77%	5.16%
Alphabet IncGOOG	VUG +2.43 points	1.66%	4.09%
Meta Platforms IncMETA	VUG +2.13 points	2.10%	4.23%
Amazon.com IncAMZN	VUG +1.36 points	2.90%	4.26%
Tesla IncTSLA	VUG +1.30 points	1.35%	2.65%
Advanced Micro Devices IncAMD	VUG +1.15 points	1.51%	2.66%
Broadcom IncAVGO	VUG +0.98 points	3.36%	4.34%
Visa IncV	VUG +0.80 points	0.79%	1.59%
Applied Materials IncAMAT	VUG +0.80 points	0.30%	1.10%
NVIDIA CorpNVDA	SFY +0.78 points	14.27%	13.49%
Intel CorpINTC	VUG +0.76 points	0.69%	1.45%
Costco Wholesale CorpCOST	VUG +0.60 points	0.49%	1.09%
Lam Research CorpLRCX	VUG +0.58 points	0.53%	1.11%
Palantir Technologies IncPLTR	SFY +0.49 points	1.59%	1.10%
Palo Alto Networks IncPANW	VUG +0.47 points	0.41%	0.88%
Eli Lilly & CoLLY	SFY +0.42 points	3.02%	2.60%
Mastercard IncMA	VUG +0.41 points	0.75%	1.16%
Kla CorpKLAC	VUG +0.40 points	0.30%	0.70%
Seagate Technology Holdings PLCSTX	VUG +0.39 points	0.19%	0.58%
Netflix IncNFLX	VUG +0.37 points	0.41%	0.78%
Western Digital CorpWDC	VUG +0.35 points	0.09%	0.44%
Sandisk CorpSNDK	VUG +0.33 points	0.37%	0.70%
GE Vernova IncGEV	VUG +0.29 points	0.40%	0.69%
TJX Cos Inc/TheTJX	VUG +0.25 points	0.16%	0.41%
Fortinet IncFTNT	VUG +0.20 points	0.12%	0.32%
Booking Holdings IncBKNG	VUG +0.20 points	0.14%	0.34%
Starbucks CorpSBUX	VUG +0.19 points	0.11%	0.30%
Quanta Services IncPWR	VUG +0.18 points	0.10%	0.28%
Equinix IncEQIX	VUG +0.18 points	0.11%	0.29%
Arista Networks IncANET	VUG +0.17 points	0.43%	0.60%
Howmet Aerospace IncHWM	VUG +0.17 points	0.09%	0.26%
Welltower IncWELL	VUG +0.16 points	0.30%	0.46%
Cadence Design Systems IncCDNS	VUG +0.16 points	0.11%	0.27%
ServiceNow IncNOW	VUG +0.16 points	0.23%	0.39%
Oracle CorpORCL	VUG +0.16 points	0.49%	0.65%
Intuitive Surgical IncISRG	VUG +0.15 points	0.26%	0.41%
Marvell Technology IncMRVL	VUG +0.14 points	0.50%	0.64%
Cloudflare IncNET	VUG +0.15 points	0.18%	0.33%
Teradyne IncTER	VUG +0.13 points	0.06%	0.19%
Bloom Energy CorpBE	VUG +0.13 points	0.10%	0.23%
AppLovin CorpAPP	VUG +0.12 points	0.12%	0.24%
O'Reilly Automotive IncORLY	VUG +0.13 points	0.08%	0.21%
Hilton Worldwide Holdings IncHLT	VUG +0.12 points	0.09%	0.21%
Marriott International Inc/MDMAR	VUG +0.12 points	0.10%	0.22%
Airbnb IncABNB	VUG +0.12 points	0.08%	0.20%
Vertex Pharmaceuticals IncVRTX	SFY +0.13 points	0.50%	0.37%
Motorola Solutions IncMSI	VUG +0.12 points	0.10%	0.22%
Corning IncGLW	VUG +0.12 points	0.22%	0.34%
Cintas CorpCTAS	VUG +0.12 points	0.08%	0.20%
Monolithic Power Systems IncMPWR	VUG +0.11 points	0.08%	0.19%
Ecolab IncECL	VUG +0.12 points	0.09%	0.21%
Boeing Co/TheBA	VUG +0.11 points	0.30%	0.41%
WW Grainger IncGWW	VUG +0.11 points	0.06%	0.17%
Snowflake IncSNOW	VUG +0.11 points	0.21%	0.32%
Crowdstrike Holdings IncCRWD	VUG +0.11 points	0.60%	0.71%
Fastenal CoFAST	VUG +0.11 points	0.07%	0.18%
TransDigm Group IncTDG	VUG +0.11 points	0.07%	0.18%
Targa Resources CorpTRGP	VUG +0.11 points	0.07%	0.18%
Coinbase Global IncCOIN	VUG +0.10 points	0.03%	0.13%
Moody's CorpMCO	VUG +0.10 points	0.10%	0.20%
AutoZone IncAZO	VUG +0.10 points	0.05%	0.15%
Comfort Systems USA IncFIX	VUG +0.09 points	0.09%	0.18%
IDEXX Laboratories IncIDXX	VUG +0.09 points	0.04%	0.13%
Synopsys IncSNPS	VUG +0.09 points	0.16%	0.25%
Chipotle Mexican Grill IncCMG	VUG +0.09 points	0.04%	0.13%
Old Dominion Freight Line IncODFL	VUG +0.08 points	0.03%	0.11%
Robinhood Markets IncHOOD	VUG +0.08 points	0.18%	0.26%
Yum! Brands IncYUM	VUG +0.08 points	0.04%	0.12%
Datadog IncDDOG	VUG +0.07 points	0.20%	0.27%
Rocket Lab CorpRKLB	VUG +0.08 points	0.06%	0.14%
Take-Two Interactive Software IncTTWO	VUG +0.08 points	0.05%	0.13%
Mettler-Toledo International IncMTD	VUG +0.08 points	0.03%	0.11%
Vertiv Holdings CoVRT	VUG +0.08 points	0.19%	0.27%
Dexcom IncDXCM	VUG +0.07 points	0.04%	0.11%
West Pharmaceutical Services IncWST	VUG +0.08 points	0.02%	0.10%
Vulcan Materials CoVMC	VUG +0.07 points	0.04%	0.11%
Lumentum Holdings IncLITE	VUG +0.07 points	0.19%	0.26%
Veeva Systems IncVEEV	VUG +0.07 points	0.07%	0.14%
Monster Beverage CorpMNST	VUG +0.06 points	0.11%	0.17%
DoorDash IncDASH	SFY +0.07 points	0.28%	0.21%
Carvana CoCVNA	SFY +0.07 points	0.20%	0.13%
Autodesk IncADSK	VUG +0.07 points	0.07%	0.14%
Texas Instruments IncTXN	VUG +0.06 points	0.30%	0.36%
CoreWeave IncCRWV	VUG +0.06 points	0.05%	0.11%
VeriSign IncVRSN	VUG +0.06 points	0.03%	0.09%
McDonald's CorpMCD	VUG +0.06 points	0.18%	0.24%
MSCI IncMSCI	VUG +0.06 points	0.06%	0.12%
Verisk Analytics IncVRSK	VUG +0.05 points	0.03%	0.08%
Coherent CorpCOHR	VUG +0.05 points	0.12%	0.17%
Ciena CorpCIEN	VUG +0.05 points	0.11%	0.16%
Workday IncWDAY	VUG +0.05 points	0.07%	0.12%
Amphenol CorpAPH	VUG +0.05 points	0.52%	0.57%
Super Micro Computer IncSMCI	VUG +0.05 points	0.04%	0.09%
Axon Enterprise IncAXON	VUG +0.05 points	0.06%	0.11%
LPL Financial Holdings IncLPLA	VUG +0.05 points	0.04%	0.09%
Dell Technologies IncDELL	VUG +0.04 points	0.19%	0.23%
Martin Marietta Materials IncMLM	VUG +0.03 points	0.03%	0.06%
Interactive Brokers Group IncIBKR	VUG +0.03 points	0.04%	0.07%

All SFY holdings⁠All 166 VUG holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

SFY vs VUG Cost

Overpaying SFY vs VUG

$422

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

SFY 0.05%
$1,060
VUG 0.03%
$638

Amount$10,000

Years30 years

Cost over time

SFY 0.05%
VUG 0.03%
Overpaying

Year by year

Year	SFY	VUG	Overpaying
10	$92	$55	$37
20	$360	$216	$144
30	$1,060	$638	$422

Expense ratio

0.05%SFY
0.03%VUG, cheaper

VUG0.03%SFY0.05%

0.03%0.70%

Middle half of US Growth Index funds
Median 0.18%

VUG cheapest of 35 funds

SFY 5th cheapest of 35 funds

SFY vs VUG Dividends

Last 12 months to Oct 30, 2026

Yield (12M): SFY 0.84%, better; VUG 0.41%
Payout (12M): SFY $1.25; VUG $0.35
Last payment: SFY $0.63; VUG $0.09
Ex-dividend: SFY Jun 29, 2026; VUG Sep 28, 2026
Paid on: SFY Jun 30, 2026; VUG Sep 30, 2026
Frequency: SFY Twice a year; VUG Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

SFYTwice a year · 15 paymentsAll SFY payments⁠

VUGQuarterly · 39 paymentsAll VUG payments⁠

SFY vs VUG Risk

Fall from peak · 5 years

Risk facts

VolatilityStd dev, 3 years: SFY 14.8%, betterVUG 17.3%
Return per unit of riskSharpe ratio, 3 years: SFY 1.43, betterVUG 1.11
Worst fallMax drawdown, 5 years: SFY −27.7%, betterVUG −35.6%
Market sensitivityBeta, 5 years: SFY 1.10VUG 1.23; Market = 1

SFY and VUG in the news

All news⁠

Best ETFs
The best growth ETF is the cheap one on the index you want
Updated Nov 2, 2026VUG
Head-to-Head
Own iShares Core S&P 500 ETF, IVV, unless you want the heavier growth bet in Vanguard Morningstar Growth ETF, VUG
Oct 16, 2026VUG
Best ETFs
The cheap large-cap growth pick is the S&P 500 list
Updated Oct 2, 2026VUG
Behind the Index
Oil rose 4.5% and the 10-year yield stood at 5% as two U.S. stocks fell for every one that rose
Sep 15, 2026VUG

Popular comparisons

SFYAvsSPYGA
SoFi Select 500 ETF · State Street SPDR Portfolio S&P 500 Growth ETF
Expense ratio
0.05% · 0.04%
Category
VUGAvsSPYGA
Vanguard Morningstar Growth ETF · State Street SPDR Portfolio S&P 500 Growth ETF
Expense ratio
0.03% · 0.04%
Category
SFYAvsILCGA
SoFi Select 500 ETF · iShares Morningstar Growth ETF
Expense ratio
0.05% · 0.04%
Category
VUGAvsILCGA
Vanguard Morningstar Growth ETF · iShares Morningstar Growth ETF
Expense ratio
0.03% · 0.04%
Category
SFYAvsIMCGA
SoFi Select 500 ETF · iShares Morningstar Mid-Cap Growth ETF
Expense ratio
0.05% · 0.06%
Category
VUGAvsIMCGA
Vanguard Morningstar Growth ETF · iShares Morningstar Mid-Cap Growth ETF
Expense ratio
0.03% · 0.06%
Category

SFY vs VUG

In short

Stated mandate

Why people hold it