TRUU vs XLU: Grades, Fees and Holdings Compared

VanEck Utilities TruSector ETF

TRUUCNasdaq

State Street Utilities Select Sector SPDR ETF

XLUANYSE Arca

Overlap

99.7%by weight

Expense ratio

XLU −0.02pt a year

TRUU0.10%XLU0.08%

Avg volume · 30D

XLU 77565.4×the volume

TRUU308XLU23.9M

TRUU vs XLU Performance

Jul 31, 2026 – Oct 30, 2026

−1.3%TRUU−1.4%XLU

Expense ratio: TRUU 0.10%; XLU 0.08%, better
Fund size: TRUU $0; XLU $24.2B
1Y total return: TRUU No data; XLU +0.3%
Yield (12M): TRUU No data; XLU 2.79%
Holdings: TRUU 33; XLU 34
Avg volume (30D): TRUU 308 sh; XLU 23.9M sh, better
NAV per share: TRUU $23.75; XLU $43.15
52W range

ETF.net Grade

Pillar letters and Scores for TRUU, XLU, with each pillar’s weight
Pillar	TRUU	XLU
Cost30% weight	A72	A90Higher
Mission25% weight	Not scored	A87
Risk15% weight	C51Higher	D39
Tradability15% weight	F18	A90Higher
Holdings10% weight	D36	D36
Durability5% weight	F5	A76Higher

Rank among Utilities (Broad) funds

How we build Categories ›

Same Category. TRUU and XLU are both graded against the same 10 Utilities (Broad) funds, so their Grades compare head to head.

Utilities (Broad)⁠

Category · 10 funds

See all 10 ›

XLU ranks 1st and TRUU 9th of 10 funds in the Utilities (Broad) Category.

Rank 1AFUTYFidelity MSCI Utilities Index ETFScore 75
Rank 1AXLUState Street Utilities Select Sector SPDR ETFScore 75
Rank 3BVPUVanguard Utilities ETFScore 66
Rank 8CFXUFirst Trust Utilities AlphaDEX FundScore 41
Rank 9CTRUUVanEck Utilities TruSector ETFScore 40
Rank 10DPUIInvesco Dorsey Wright Utilities Momentum ETFScore 37

Our read on each fund

ETF.net Research

TRUUCVanEck Utilities TruSector ETF

XLUAState Street Utilities Select Sector SPDR ETF

In short

TRUU No data

XLU One of the original sector ETFs (1998), XLU is the plain way to own the S&P 500's utilities: roughly 30 electric, gas and water names, eight basis points a year, and one of the deepest trading markets in the category.

Stated mandate

TRUU No data

XLU The fund seeks to track, before expenses, the price and yield performance of the Utilities Select Sector Index.

Why people hold it

TRUU No data

XLU 0.08% a year, against a utilities-fund median closer to 0.37%. Only FUTY matches it; VPU sits a basis point behind.
Among the most actively traded funds in its category, with a market that has been running since 1998.
A straight index build: it holds the utilities slice of the S&P 500 and tracks that index closely. Pays quarterly.ssga.com
Cheap, liquid and tightly run, it stands among the strongest implementations in the broad utilities group.

Worth knowing

TRUU No data

XLU About 30 names, all S&P 500 members. The largest utilities carry real weight, and mid and small caps sit outside the mandate; FUTY and VPU cast a wider net.ssga.com
One sector, one country. It moves with US utilities rather than the broad market, and that concentration cuts both ways.
Cash lands quarterly, not monthly, which matters if you are timing income.

Full TRUU profile⁠

Full XLU profile⁠

TRUU vs XLU Holdings

How TRUU and XLU differ

Overlap by weight

99.7%

Shared holdings make up 99.9% of TRUU and 99.8% of XLU.

Level by level

Asset classEquity100%
Countryby domicile100%
Holdings31 in both99.7%

Sector

No Sector split for TRUU.

Country, concentration and asset class

Country by domicile

Country weights in TRUU and XLU, widest gap first
Country	More in TRUUMore in XLU	TRUU	XLU
United States	Same weight	100.0%	100.0%

Concentration

Weight in the 10 largest Holdings

TRUU58.7%
XLU58.7%

Securities held

TRUU31
XLU32

Asset class

TRUU: Equity
XLU: Equity

Holdings

Only in TRUU0
In both31
Only in XLU1

Only in TRUU

0 securities, 0.0% of TRUU by weight

Only in XLU

1 security, 0.0% of XLU by weight

Xau Utilities DEC26<0.01%

Weight gaps

All 31 Holdings in both funds, largest gap first.

Holding weights in TRUU and XLU, widest gap first
Holding	More in TRUUMore in XLU	TRUU	XLU
Constellation Energy CorpCEG	XLU +0.04 points	6.39%	6.43%
Atmos Energy CorpATO	XLU +0.03 points	2.10%	2.13%
American Water Works Co IncAWK	TRUU +0.03 points	2.11%	2.08%
Duke Energy CorpDUK	TRUU +0.02 points	7.26%	7.24%
Nrg Energy IncNRG	TRUU +0.02 points	1.53%	1.51%
Consolidated Edison IncED	XLU +0.02 points	3.13%	3.15%
American Electric Power Co IncAEP	TRUU +0.02 points	5.21%	5.19%
Wec Energy Group IncWEC	TRUU +0.02 points	2.77%	2.75%
Eversource EnergyES	TRUU +0.01 points	1.90%	1.89%
Cms Energy CorpCMS	TRUU +0.01 points	1.62%	1.61%
Dte Energy CoDTE	XLU +0.01 points	2.05%	2.06%
Xcel Energy IncXEL	TRUU +0.01 points	3.65%	3.64%
Nisource IncNI	TRUU +0.01 points	1.58%	1.57%
Public Service Enterprise Group IncPEG	Same weight	2.71%	2.71%
Entergy CorpETR	Same weight	3.78%	3.78%
SempraSRE	TRUU +0.01 points	4.15%	4.14%
Exelon CorpEXC	TRUU +0.01 points	3.50%	3.49%
Firstenergy CorpFE	TRUU +0.01 points	1.81%	1.80%
Ameren CorpAEE	XLU +0.01 points	2.24%	2.25%
Centerpoint Energy IncCNP	TRUU +0.01 points	2.06%	2.05%
Vistra CorpVST	TRUU +0.01 points	3.29%	3.28%
Southern Co/TheSO	XLU +0.01 points	7.88%	7.89%
Pg&E CorpPCG	Same weight	2.15%	2.15%
Evergy IncEVRG	Same weight	1.45%	1.45%
Pinnacle West Capital CorpPNW	Same weight	0.95%	0.95%
Alliant Energy CorpLNT	Same weight	1.34%	1.34%
Nextera Energy IncNEE	TRUU +0.01 points	12.64%	12.63%
Edison InternationalEIX	Same weight	1.69%	1.69%
Ppl CorpPPL	Same weight	1.98%	1.98%
Aes Corp/TheAES	Same weight	0.78%	0.78%
Dominion Energy IncD	Same weight	4.22%	4.22%

All TRUU holdings⁠All 31 XLU holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

TRUU vs XLU Cost

Overpaying TRUU vs XLU

$417

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

TRUU 0.10%
$2,106
XLU 0.08%
$1,689

Amount$10,000

Years30 years

Cost over time

TRUU 0.10%
XLU 0.08%
Overpaying

Year by year

Year	TRUU	XLU	Overpaying
10	$183	$147	$36
20	$717	$575	$142
30	$2,106	$1,689	$417

Expense ratio

0.10%TRUU
0.08%XLU, cheaper

XLU0.08%TRUU0.10%

0.08%0.61%

Middle half of Utilities (Broad) funds
Median 0.33%

XLU cheapest of 10 funds

TRUU 4th cheapest of 10 funds

TRUU vs XLU Dividends

Last 12 months to Oct 30, 2026

Yield (12M): TRUU No data; XLU 2.79%
Payout (12M): TRUU No data; XLU $1.21
Last payment: TRUU $0.16; XLU $0.30
Ex-dividend: TRUU Oct 1, 2026; XLU Sep 21, 2026
Paid on: TRUU Oct 6, 2026; XLU Sep 23, 2026
Frequency: TRUU Irregular; XLU Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

TRUUIrregular · 1 paymentAll TRUU payments⁠

XLUQuarterly · 39 paymentsAll XLU payments⁠

TRUU vs XLU Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: TRUU No dataXLU 16.0%
Return per unit of riskSharpe ratio, 3 years: TRUU No dataXLU 0.77
Worst fallMax drawdown, 5 years: TRUU No dataXLU −25.3%
Market sensitivityBeta, 5 years: TRUU −2.41XLU 0.49; Market = 1

TRUU and XLU in the news

All news⁠

Category Rankings
Chips, AI and crypto took October's losses
Updated Nov 2, 2026XLU
Closing Bell
Fed holds rates, stocks rise a third day as long yields climb
Oct 28, 2026XLU
Closing Bell
Chip stocks drag Nasdaq to worst day since June as AI funding worries return
Oct 22, 2026XLU
Top Movers
Korea funds rose 4% Monday, well ahead of Seoul
Oct 19, 2026XLU
Closing Bell
Stocks higher on narrow tech and consumer rally
Oct 19, 2026XLU
Closing Bell
Tech funds routed as Nasdaq has its worst week since June
Oct 16, 2026XLU

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TRUU vs XLU

In short

Stated mandate

Why people hold it